The Big Picture

AUGUST 29, 2023

My Two-for-Tuesday morning train WFH reads: • Stock Pickers Never Had a Chance Against Hard Math of the Market : In years like this one, when just a few big companies outperform, it’s hard to assemble a winning portfolio. Popular Information ) see also Is Partisanship Driving Consumer Sentiment? With the 10 year at 4.2% 1987 Crash 3.

Insurance 130

Insurance Math Economics Economy 130

Random Roger's Retirement Planning

FEBRUARY 29, 2024

The simple 40 year trade for bonds of "number go up" is finished and as a matter of math, can't be repeated. The information, analysis and opinions expressed herein reflect our judgment and opinions as of the date of writing and are subject to change at any time without notice. That just isn't the reality.

Marketing 73

Marketing Marketing Math Portfolio 73

Random Roger's Retirement Planning

DECEMBER 17, 2023

Do the bottom up work, it won't take long, to figure out some real numbers. Simple math is that this person needs to save $23/yr to come up with that additional $350,000. That's not a real number of course as you'd expect new contributions to also grow. But simple math tells you that adding $5000/yr likely won't cut it.

Retirement 68

Retirement Math Insurance Taxes 68

Clever Girl Finance

FEBRUARY 6, 2023

The term personal finance ratios might be giving you flashbacks to math class. In mathematical terms, a ratio is essentially a way to compare two numbers to each other. Since personal finance is all about numbers, that can come in handy in many ways! However, their value tends to fluctuate more so it’s not a stable number).

Numbers 75

Numbers Assets Retirement Budgeting 75

Your Richest Life

NOVEMBER 9, 2023

That number fell to 1.6 You should also do the math to make sure you have a clear idea of what you can afford. For more information on the services offered, contact Katie today. The rate of inflation currently at 3.7 percent, so you can expect rates to remain high for a bit longer. months in August of 2023.

Marketing 52

Marketing Marketing Budgeting Financial Planner 52

Clever Girl Finance

AUGUST 14, 2022

Divide the amount needed by the number of months. It also gives you the math formula to find the information you need if you prefer. Omni Calculator can help you with sinking fund amounts, but they also have a ton of other great financial calculators to help you run the numbers. What number of sinking funds?

Budgeting 98

Budgeting Accounting Medical Math 98

Random Roger's Retirement Planning

JULY 9, 2023

Generally speaking, pensions are less viable than they used to be, the math doesn't work as well. Numbers vary but we all know the numbers in aggregate are too low to provide sustainable retirements. So that's quite a bit to chew on even if it isn't a new idea. Is he right? Is he wrong? That makes for a great topic to explore.

Retirement 46

Retirement Math Management Taxes 46

Clever Girl Finance

MARCH 18, 2023

Here's some background information about this. Balancing a checkbook, also known as bank reconciliation, helped checkwriters not only keep track of the checks that were written but also gave current information about how much money they had. However, it’s important to reconcile your receipts with your bank information anyway.

Banking 91

Banking Accounting Math Numbers 91

Random Roger's Retirement Planning

DECEMBER 1, 2023

Part of the math that determines options premiums is the risk free rate of return from T-bills. If it can generate that sort of total return which is yet to be proven, and if, I say if, it delivers that sort of number with less volatility than the broad market then its attractiveness improves.

Math 57

Math Retirement Numbers Portfolio 57

Random Roger's Retirement Planning

NOVEMBER 21, 2023

The way my new firm is set up, I could outsource everything, for a fee, and the way this was positioned, I think there might be a decent number of advisors who do just that. So using simple math, the total return is 34% versus 72% for the common. They talked about how outsourcing model construction can save advisors a lot of time.

Portfolio 72

Portfolio Asset Allocation Math Compliance 72

Random Roger's Retirement Planning

FEBRUARY 8, 2023

It is two different strategies, the company's website has a fact sheet on each one although oddly I couldn't find information about VOLSX, the actual mutual fund, on the company's site. Here are some other numbers compared to the S&P 500 and VBAIX which is a proxy for a 60/40 portfolio. Long short vol? Not exactly.

Portfolio 40

Portfolio Math Management Investing 40

Random Roger's Retirement Planning

DECEMBER 10, 2023

As a matter of math, it cannot repeat the run from 8.5% It's not that 60/40, or some other combination of numbers is bad or dead, more like how we build the 40 or other number maybe needs to be different. Portfoliovisualizer appears to have done an upgrade so there's a lot of information there. in November.

Portfolio 58

Portfolio Math Assets Retirement 58

Brown Advisory

JANUARY 17, 2024

One of our informal measures of a good book is how many pages are dog-eared (corners are turned over) for the return reading. We all know that a 55% hit rate is the top decile across the industry, and the maths above demonstrates why. Competition for capital is fierce; some companies thrive for a while, but only the best survive.

Investing 52

Investing Investments Portfolio Compliance 52

The Big Picture

SEPTEMBER 19, 2023

One, one is true and I’ve always said is that I wanted people to stop, ask if I could doing math. And no one asked me if I can do math anymore with a degree from Booth, particularly in econometrics and statistics. So people really ask you, you take French and can you do math. New York is number one. Two reasons.

Assets 144

Assets Management Portfolio Investing 144

The Big Picture

SEPTEMBER 19, 2022

You graduate Harvard in 1990, with an Economics and Computer Science degree, perfect for the explosion of the Internet; a PhD from MIT and Information Technology in ‘96. There’s a strong relationship between some of the ideas in the book and some of the ideas that inform our investing. WENGER: No. RITHOLTZ: So 3.0

Valuation 299

Valuation Investing Investments Engineering 299

The Better Letter

FEBRUARY 8, 2024

Subscribe now Share The Better Letter Get more from Bob Seawright in the Substack app Available for iOS and Android Get the app TRIGGER WARNING: I’m going to do some sports math nerding-out this week. Passer Ratings decline with every round of the draft except the sixth, the numbers for which are skewed by Brady.

Numbers 91

Numbers Education Management Math 91

Brown Advisory

MAY 31, 2018

But the activity gap has narrowed over the past five years, and a growing number of startups, patent filings and VC dollars are now driven by Chinese innovation. STEM (science, technology, engineering and math) funding is steadily declining—a dynamic that potentially opens the door for China to gain ground on the AI innovation front.

Startup 52

Startup Math Clients Assets 52

Brown Advisory

MAY 31, 2018

But the activity gap has narrowed over the past five years, and a growing number of startups, patent filings and VC dollars are now driven by Chinese innovation. STEM (science, technology, engineering and math) funding is steadily declining—a dynamic that potentially opens the door for China to gain ground on the AI innovation front.

Startup 52

Startup Math Clients Assets 52

Zajac Group

AUGUST 11, 2022

If the math suggests buying additional shares is the best bet, it may seem like a no-brainer to do so. Bear that in mind as we walk through the numbers and theories involved. On that note, let’s wrap by describing the theory behind all the numbers just presented. Is this something you would be comfortable with? How much better?

Taxes 52

Taxes Sales Numbers Investing 52

The Big Picture

NOVEMBER 22, 2022

Number one, and I think they both reflect strong leadership at the firms. Number one, you had, you know, somewhat of a groundswell from within the firm, certainly at leadership that said we need to figure out a way to do something. Key brands, number one, Coca-Cola Bottling is the company that really helped to jumpstart the city.

Recruitment 144

Recruitment Engineering Investing Investments 144

Clever Girl Finance

FEBRUARY 21, 2024

The term personal finance ratios might give you flashbacks to math class, learning various formulas, equations, and ratios. In mathematical terms, a ratio is essentially a way to compare two numbers. Since finance is all about numbers, that can come in handy in many ways especially when making financial calculations!

Assets 77

Assets Numbers Math Retirement 77

The Big Picture

NOVEMBER 14, 2023

She has a really fascinating background, very eclectic, a combination of math and law. She has run a number of firms and a number of divisions at large firms and traced a career arc that’s just very unusual compared to the typical person in finance. It is something, math has always come easy to me since a child.

Math 130

Math Management Insurance Assets 130

Clever Girl Finance

OCTOBER 30, 2023

In real numbers, that works out to 57 million people! It gives you the opportunity to share information with an audience that is interested in your topic. Recommended places to start: Join Facebook groups related to the specific platform, check out Etsy, and gather information from blogs and books. Experience required: None.

Recruitment 52

Recruitment Engineering Certification Communication 52

Midstream Marketing

SEPTEMBER 24, 2019

They spend hours writing articles and finally hit that “Submit” button… only to not get anywhere near the number of leads that they thought they would. Yes, a mortgage rate calculator should help someone find the information they’re looking for. If, of course, they were even able to generate leads at all.

Financial Advisor 52

Financial Advisor Retirement Planning Retirement Planning 52

The Irrelevant Investor

OCTOBER 18, 2015

It means that at any given moment, stock prices incorporate all know information about them. If lots of people are drinking Coca-Cola, its stock is going to go up as soon as that information is available." There are a number of consequences to market efficiency," Fama said, facing the classroom. What do I mean by that?

Math 52

Math Management Marketing Marketing 52

The Big Picture

JANUARY 9, 2024

So like a component of it was like the standard derivatives math, right? And so like, you know, I got there and I learned derivatives math, right? It was derivatives math, it was like working with the traders on like risk management. Like that solves like a number of issues. So like he had all the information he needed.

Retail 130

Retail Banking Math Management 130

Sara Grillo

JUNE 12, 2023

If it says “variable” in the name of the product, they are required by law to produce this cost information. If it is indexed or universal, they are not required but they should be able to produce this information. Quick math: If you have $1.828 million in the bank. And , you have to do the math by hand.

Insurance 59

Insurance Clients Financial Advisor Math 59

Clever Girl Finance

AUGUST 2, 2022

Some quick math for the value of your $10,000 after a certain number of years: 10 years: $20,000. Index funds are appealing to many investors because they expose you to a large number of stocks. For starters, you can look up salary information in the Bureau of Labor Statistics’ Occupational Outlook Handbook.

Education 59

Education Retirement Investing Investments 59

The Big Picture

MAY 9, 2023

He co-chairs a number of the asset management investment committees. So I interviewed with a bunch of banks, got a number of job offers by the end of the week, and joined Goldman Sachs in October 1998. I ended up being hired onto the high yield desk as a research analyst and did that for a number of years, a couple of years.

Assets 293

Assets Clients Investing Investments 293

The Big Picture

OCTOBER 17, 2023

So I, I did a math degree at Oxford, which is more pure math. You know, pure math can be very theoretical and detached from the real world, and it’s getting worse. Graham Foster] : 00:02:54 That was a number, that was number theory, pure number theory. It gets further and further away the D P U go.

Investing 130

Investing Investments Clients Management 130

Clever Girl Finance

JANUARY 29, 2023

The information here is just to guide you, not to set any rules. Staying away from debt is also encouraged so you can keep your net worth number positive. Many things can make your net worth higher, but keeping low liabilities (debt) and growing your assets will determine your net worth number. Here are some major contributors.

Budgeting 114

Budgeting Retirement Assets Education 114

The Big Picture

MARCH 20, 2024

As it turns out, there are ways you can use data to your advantage, even if you’re not a math wizard. That gives you information that you simply couldn’t have without such a test. And everyone answers for, except for the person they hire, whose answer was, what number did you have in mind? What’s two plus two.

Investing 157

Investing Investments Portfolio Valuation 157

Abnormal Returns

JULY 30, 2022

vox.com) The air travel mess has a number of explanations. nytimes.com) Your personal information is online. axios.com) Pizza math, illustrated. (time.com) How Formula E is driving battery innovation. protocol.com) How a Ford ($F) F-150 Lightning powered a rock show. autoweek.com) Transport Autonomous ships are a no-brainer.

Food 146

Food Math Financial Advising Transportation 146

Carson Wealth

FEBRUARY 5, 2024

Of course, it’s one thing to get strong numbers, but it’s even better when the data are strong for the right reasons. It measures the number of people aged 25-54 who are employed, as a percent of the total number within this cohort that could potentially be employed. in inflation-adjusted terms in 2023.

Marketing 97

Marketing Marketing Economy Manufacturing 97

The Better Letter

MARCH 14, 2024

And about 60 percent of national champions are one of the four number one seeds. A roulette wheel hitting the same number seven times in a row ( one in three billion ). Duke math professor Jonathan Mattingly claimed the average college basketball fan has a far better chance of achieving bracket perfection than one in 9.2

Numbers 82

Numbers Medicine Math Marketing 82

The Big Picture

MAY 30, 2023

Culture then informs character. Number one, a school district is a business. And number two, and I think that they were like, I’m sure there’s a note coming after this with a congressional allocation, and it never came. BRYANT: Number two, money is emotional. So culture, in my neighborhood was a thug culture.

Banking 144

Banking Economics Economy Business Planning 144

Clever Girl Finance

JULY 28, 2023

If this number is above your target grocery budget, then it’s time to make some changes. They may also make you aware of sales going on in-store that are based on your shopping habits or things you typically buy or have bought in the past (using information from your points card).

Budgeting 52

Budgeting Food Sales Planning 52