Clever Girl Finance

FEBRUARY 28, 2023

Maybe you overspent on a housing project or didn’t account for a last-minute expense, but your budget got blown again. Thus, a paper and pen option like a budget binder could be the tool to unlock your financial success. What is a budget binder? A budget binder is a visible way to use a zero-based budgeting system.

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Clever Girl Finance

JANUARY 16, 2024

There are many different ways to come up with your perfect budgeting strategy. Alongside your monthly budget, you should also have a bare bones budget waiting in the wings. Table of contents What is a bare bones budget? Who needs a bare bones budget? It’s a budget that only covers the necessities.

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Truemind Capital

AUGUST 2, 2024

Here is what we are doing to efficiently manage investments after accounting for the budget changes. Before the budget, the investments in debt funds qualified for LTCG at 20% with indexation benefit after 3 years of holding. CONNECT WITH TRUEMIND ADVISOR The post Budget impact on Investments appeared first on Investment Blog.

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Clever Girl Finance

JULY 16, 2023

Budgeting as a couple is critical in managing your household finances. Your budget not only allows you to plan and track where the money will be spent, but it enables you to direct the course of your finances together. Table of contents 5 Steps to get started budgeting as a couple Expert tip What is the best way to budget as a couple?

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Clever Girl Finance

MARCH 29, 2024

When you are paid on a biweekly basis, it may make sense to create a biweekly budget. A biweekly budget is perfect for those who get paid every other week. You can structure your budget around your paychecks so you don’t miss anything with your money, and you can find out how here! How does a biweekly budget work?

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Clever Girl Finance

JULY 13, 2024

The 60/30/10 budget turns the traditional rules of budgeting upside down. Instead of focusing on discretionary spending, this budgeting rule emphasizes sprinting toward our financial goals. And although the 60/30/10 rule budget won’t work for everyone, many could use it to take their finances to the next level.

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Clever Girl Finance

FEBRUARY 10, 2023

Like many, you might shudder at the word budget. But the 50-30-20 budget and the 50-30-20 budget template prove it doesn't have to be difficult. A budget plans out exactly how you'll use your money and this can be tailored to suit your specific lifestyle and situation. What is a 50-30-20 budget?

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Advisor Perspectives

JUNE 27, 2024

The latest Congressional Budget Office projections suggest that it will need to borrow an added $400 billion this year to cover its budget deficit — and trillions more over the next decade. The US government’s finances keep looking worse.

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Clever Girl Finance

MARCH 9, 2024

How can you ensure you don’t go over your budget? However, with the right strategies, learning how to stay on budget can be done! Table of contents Fundamentals for budgeting success 6 Tips for staying on budget Expert tip: Try loud budgeting How can you ensure you don’t go over your budget? Let’s dive in!

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Advisor Perspectives

NOVEMBER 7, 2024

economy and what the current Fed rate cut cycle will ultimately look like, there has been another topic that has been making the rounds in the bond arena: the budget deficit. While the primary focus for the financial markets has been on the continued resilient U.S.

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Clever Girl Finance

DECEMBER 16, 2023

If you don’t feel like you truly have a strong handle on your finances, one possible cause for that is using a budgeting method that doesn’t work. While not everyone needs a to-the-penny balanced budget, some type of budgeting strategy or template is really important if you want to know where your money is going month after month.

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Clever Girl Finance

JANUARY 16, 2024

A quick Google search of budgeting methods will show you that there’s no shortage of options out there. There is, however, one particular budgeting method that could work well if you are just getting started with budgeting and more so if you don’t like the idea of a monthly budget. What is a paycheck budget?

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MainStreet Financial Planning

NOVEMBER 9, 2023

With the recent news of Mint shutting down, we wanted to share a few helpful alternatives for budgeting tools to help you stay on track with accomplishing your goals! YNAB – YNAB stands for “You Need a Budget” and it is one that I have personally used and recommend to friends and clients. month or if you pay all at one time it is $99.99/year

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Clever Girl Finance

OCTOBER 9, 2023

Whether you’re working for yourself or have an irregular job schedule, budgeting on an irregular income can be tough. But creating a budget for this type of income is easy to learn! Table of contents Budgeting when you have an irregular income 1. Create your baseline budget 2. Can you budget with an irregular income?

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Clever Girl Finance

DECEMBER 26, 2022

A budget is a critical piece of any successful financial picture. Without a budget, it is hard to know where you stand financially. Even if you have a healthy emergency fund, a budget will allow you to track how much money you are earning, saving, and investing every single month. What is a budget template?

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Accounting for Good

JUNE 18, 2024

Budgets are critical for Not For Profit organisations. Budget strategies give NFPs the financial structure to continue their mission smoothly. Learn more | AFG

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Advisor Perspectives

SEPTEMBER 25, 2024

With only one week left in the fiscal year, it looks like the budget deficit for the federal government for Fiscal Year 2024 is going to come in at about $1.9 trillion, which is 6.7%

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Clever Girl Finance

AUGUST 10, 2023

Budgeting is one of the most important financial habits to develop. There are so many budgeting methods out there to choose from, but it’s not just creating a budget that will set you up for financial success. How do I plan for variable vs fixed expenses in my budget? What are average expenses for a household?

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Clever Girl Finance

JANUARY 16, 2023

Just because you’re on a budget doesn’t mean that you can’t pamper yourself. In fact, I’d argue that self-care is one line item that should remain in your budget as you work to improve your finances. There are some frugal tips that you can leverage to pamper yourself on a budget. Don’t forget to budget for it ahead of time.

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Clever Girl Finance

SEPTEMBER 7, 2023

In personal finance, where income, expenses, dreams, and aspirations converge, the budget emerges as a crucial tool. And when you have a family, creating a family budget becomes even more important. Table of contents What is a family budget? How does a typical family budget look? What is the average family monthly budget?

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Indigo Marketing Agency

AUGUST 15, 2024

While we don’t have a one-size-fits-all answer, we do know that a carefully crafted budget can make the difference between a strategic and effective marketing plan and one that lacks direction and impact. Once you understand your overall financial picture, you can get to work building your ideal marketing budget.

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Clever Girl Finance

DECEMBER 13, 2023

Budgeting isn’t just about making sure you have enough to pay the bills each month. These can help you build out your budget and live debt-free. According to PR Newswire, 80% of Americans have a budget. Then aim to save that sum every month in your “wedding budget breakdown” fund. Why do sinking funds categories matter?

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Clever Girl Finance

JANUARY 22, 2024

If you’re really struggling financially and aren’t sure which problem to tackle or how, budget counseling can help. Table of contents What is budget counseling? Does budget counseling affect your credit score? Articles related to counseling and budgeting Consider budget counseling to get your finances in order!

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Advisor Perspectives

JANUARY 18, 2024

The leaders of the House and Senate have come up with a new budget deal, and many people aren’t happy. It still needs passing by January 19th, or else the government, evidently, may shutdown. We doubt that this will happen, but the fight over government spending seems to drag on year after year after year.

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Clever Girl Finance

SEPTEMBER 11, 2023

Like many, you might shudder at the word budget, or perhaps it sounds too boring or challenging to figure out. But the 50-30-20 rule and the 50 30 20 budget template prove it doesn’t have to be difficult. If you’re looking to simplify your budgeting process or are new to budgeting, then this might be the perfect match!

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Advisor Perspectives

OCTOBER 21, 2024

If UK Chancellor of the Exchequer Rachel Reeves tried to meet all the political demands that have been placed on her, her budget would likely result in disappointing growth and financial instability. Instead, the new government's first budget should be judged according to four longer-term criteria.

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Abnormal Returns

DECEMBER 1, 2024

nytimes.com) Budgeting When you do the math, it's hard to find trillions to save in the federal budget. econbrowser.com) The Department of Veteran Affairs now makes up 5% of the federal budget. economist.com) No-limit vouchers are blowing a hole in the state of Arizona's budget.

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Clever Girl Finance

SEPTEMBER 2, 2022

After you’ve announced your relationship status and had your fair share of celebrating, it’s time to start planning for your big day with a wedding budget breakdown! This means putting together a wedding budget spreadsheet with percentages and categories. Why a wedding budget breakdown matters for your finances.

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eMoney Advisor

DECEMBER 13, 2022

million households in three key groups who want customized, actionable advice on budgeting, saving, investing, insurance, and planning to help provide peace of mind regarding their finances. Because budgeting was a hot topic with this group, get their attention by incorporating it into the outreach messaging. Our research found 66.4

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Advisor Perspectives

MARCH 10, 2024

In a move aimed at offering voters a pre-election giveaway, UK Chancellor Jeremy Hunt cut national insurance contributions by 2 percentage points in his spring budget. He had previously cut national insurance contributions by 2 percentage points in the autumn budget less than four months ago.

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Clever Girl Finance

SEPTEMBER 21, 2022

These best books about budgeting are linked via affiliate links that help us grow Clever Girl Finance! Some of the best books about budgeting encompass much more information than you could squeeze into an article. If you want to expand your money knowledge, consider diving into one of the best books on budgeting!

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Norman Marks

JULY 3, 2024

There are ways to do this without the budget to attend conferences and seminars. None of us are perfect. We should all be working to upgrade our skills every day. We can improve ourselves, even if we think we are excellent, in one or more of these areas: Understanding the business, including the business environment […]

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Clever Girl Finance

SEPTEMBER 28, 2022

There are many different ways to come up with your perfect budgeting strategy. Alongside your monthly budget, you should also have a bare bones budget waiting in the wings. What is a bare bones budget? It's a budget that only covers the necessities. That's why this is not a sustainable long-term budget.

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Truemind Capital

JULY 26, 2024

Gold prices plummeted by 8% after customs duty was cut in the budget. CONNECT WITH TRUEMIND ADVISOR The post Should you invest in Gold or Silver post the Budget? We don’t hold a strong conviction in Silver due to its dependence on industrial demand which could be dampened owing to the Global slowdown/recession.

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oXYGen Financial

FEBRUARY 18, 2024

[CDATA[ Traveling on a budget in 2024 doesn't have to mean sacrificing the quality of your experience. Whether you're a seasoned traveler or embarking on your first adventure, these tips will help you make the most of your budget while satisfying your wanderlust.

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Clever Girl Finance

AUGUST 31, 2022

Whether you get paychecks weekly, biweekly, or monthly, budgeting weekly is a great way to take control of your money and save more. Want to know how to budget weekly paychecks? It may sound tricky, but creating a weekly budget can be straightforward and effective once you know how. How to succeed at budgeting weekly.

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Clever Girl Finance

JANUARY 17, 2023

Many of us associate budgets with being an annoying part of managing our financial lives. At worst, some of us think of budgets as a major constraint on how we would like to live our life. But a deeper understanding of the purpose of budgets might make sticking to it a bit more palatable. What is the purpose of budgets?

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