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How Much Does Having The ‘Right’ Capital Market Assumptions Matter In Retirement Planning?

Nerd's Eye View

"How much can I spend in retirement?" Advisors want to help clients set a secure, reliable retirement plan, yet even the most comprehensive assumptions will inevitably deviate from reality at least to some degree. Ideally, retirement spending would align perfectly with a client's needs – neither too much nor too little.

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“ReFire” Instead Of ‘Just’ Retire: A Framework To Help Clients Plan For Purpose In Retirement

Nerd's Eye View

Retirement has long been associated with leisure, relaxation, and winding down from a long career. Drawing from her own encore career and decades of client experience, Kathleen illustrates how retirement can be reframed not as an end, but as a beginning – one centered on fulfillment, self-exploration, and purpose.

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Helping Clients Grasp Abstract Retirement Income Strategies With Historical Market Visualization

Nerd's Eye View

For many financial advisors, a core part of the retirement planning process involves simulating whether the client's assets will last through retirement. One way that advisors can help bridge this gap is by using Historical Market Visualization (HiMaV) as a more intuitive alternative for illustrating retirement income strategies.

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Advice On Retirement Advice From Oz

Wealth Management

Advisors can help themselves and their clients by becoming better at providing advice, be it in America or down under.

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New Research Highlights the Benefits of Annuities Over Traditional Retirement Withdrawal Strategies

NAIFA Advisor Today

A recent study supported by the American Council of Life Insurers (ACLI), and conducted by economists Mark Warshawsky and Gaobo Pang, reveals that retirees could see better financial outcomes by incorporating annuities into their retirement income strategy, rather than relying solely on the traditional “4% rule.”

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Former LPL Exec Comes Out of Retirement to Lead $8.8B Hybrid RIA

Wealth Management

Andy Kalbaugh will lead The Wealth Consulting Group into its next phase of growth, which will include a new partners channel to help advisors with succession issues.

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Optimizing The Planning Process To Address Challenges For Clients Who Are 1 Year Away From Retirement

Nerd's Eye View

While this approach works for many clients, individuals who are 12 months away from retirement face a range of complex financial and emotional considerations. In this guest post, Jason Siperstein, president of Eliot Rose Wealth Management, introduces his firm's innovative ten-meeting process for first-year clients nearing retirement.