Carson Wealth

MARCH 7, 2024

By Jake Anderson, CFP ® , Wealth Planner When helping clients begin retirement planning, the same questions often arise: What should my retirement plan look like? Your lifestyle, goals, family situation, and risk tolerance will give a unique signature to your retirement plan. How much should I be saving?

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Retirement Planning Retirement Planning Risk Tolerance 143

Nerd's Eye View

OCTOBER 15, 2024

What's unique about Mark, though, is how he uses a liability-driven-investing approach to build retirement portfolios and manage sequence of return risk, with a particular focus on using closed end bond funds to generate income needed to cover his client's expenses during the early (and most financially dangerous) years of retirement.

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Retirement Portfolio Management Investing 130

Nerd's Eye View

MAY 15, 2024

On April 25, 2024, the Department of Labor (DoL) issued the final version of its Retirement Security Rule (the "Final Rule"), which imposes an ERISA fiduciary standard "that applies uniformly to all investments that retirement investors may make with respect to their retirement accounts ".

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Carson Wealth

OCTOBER 3, 2024

Retirement is an exciting milestone—a time to leave behind the hustle and bustle of work and embrace a new chapter filled with more freedom and opportunities to enjoy life. Planning well in advance ensures that your retirement years will be financially secure, fulfilling, and less stressful than your working years.

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Retirement Healthcare Retirement Planning Taxes 96

A Wealth of Common Sense

AUGUST 25, 2024

Here’s a look at average retirement balances by age along with the share of each cohort who feels like they’re on the right track for retirement: The good news is confidence tends to increase as you age. The stock market is near all-time highs. But not everyone is feeling great about their finances.

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Retirement Marketing Marketing 121

A Wealth of Common Sense

OCTOBER 3, 2024

Further Reading: Planning For Early Retirement 1As.

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Retirement Retirement Planning Planning Portfolio 117

Darrow Wealth Management

APRIL 15, 2024

It goes by many different names: semi-retirement, partial or phased retirement, second career, and so on. But typically, it means the same thing: working in some capacity after retiring early. As more workers consider the growing appeal of semi-retirement, some ask — is working part-time in retirement a good idea?

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Retirement Retirement Planning Insurance Medical 103

Wealth Management

SEPTEMBER 11, 2024

For an upfront purchase price of $50 million, the deal brings $47 billion of assets in the emerging and mid-market retirement plan segments and competitive ESOP administration.

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Retirement Planning Retirement Planning Assets 113

Carson Wealth

MARCH 28, 2024

Retirement planning is a journey that generally takes decades to complete and most of us start out along the do-it-yourself path. More than likely, your first step was to enroll in an employer-provided plan such as a 401(k) or setting up an individual retirement account, also known as an IRA. Are you financially ready for retirement?

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Retirement Planning Retirement Planning Taxes 142

Random Roger's Retirement Planning

APRIL 2, 2024

Northwestern Mutual published a report about the state of retirement and of course all the numbers are grim. million to retire, up about 50% from 2020, while the average retirement account balance is $88,000. I've been pushing back on the idea of have a number, a retirement number, for a very long time.

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Retirement Taxes Numbers Accounting 94

Wealth Management

APRIL 9, 2024

Adopting an adaptive approach to retirement planning acknowledges the dynamic nature of spending patterns and emphasizes flexibility in financial strategies.

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Retirement Planning Retirement Planning 125

Carson Wealth

AUGUST 22, 2024

Understanding these benefits can significantly impact retirement planning and financial security in your later years. Social Security spousal benefits are payments provided to the spouse of a worker who is eligible for Social Security retirement or disability benefits. What Are Social Security Spousal Benefits? Still have questions?

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Retirement Taxes Retirement Planning Distribution 95

Nationwide Financial

JANUARY 25, 2023

In recent months, Americans are rethinking what life in retirement looks like because of economic uncertainty, opting to adjust their personal priorities with financial stability in mind. Working after retirement on the rise. Similarly, 41% want to continue working because it gives them a sense of purpose.

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Wealth Management

SEPTEMBER 23, 2024

The bar is only getting higher for retirement plan advisors.

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Retirement Planning Retirement Planning 116

Carson Wealth

OCTOBER 10, 2024

Download Guide The post 8 Blunders to Avoid in Retirement appeared first on Carson Wealth. But, it doesn’t have to be that way. With the proper planning strategy, you can move toward your future with certainty and excitement.

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A Wealth of Common Sense

JULY 11, 2024

I have been tracking my annual expenses for the last few years and multiplying it by 25 as a ballpark figure of what I need to retire. A reader asks: On this week’s episode, you guys mention that nobody uses the 4% rule. Is this not a good way to estimate? If not, what do you suggest?

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Retirement 120

MainStreet Financial Planning

FEBRUARY 22, 2024

Managing cash flow in retirement is a crucial aspect of financial planning that can feel daunting after decades of receiving regular paychecks. Consider new expenses like healthcare before Medicare coverage begins and subtract any expenses that will no longer apply in retirement, such as commuting or work-related clothing.

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Retirement Management Taxes Financial Planning 80

Advisor Perspectives

APRIL 25, 2024

million Americans turning 65 in 2024, advisors are navigating four core risks that will impact their portfolios in retirement: longevity, inflation, volatility, and emotions. With nearly 4.5 We will discuss new research by Dr. Wade Pfau, professor at The American College of Financial Services.

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Retirement Planning Retirement Planning Financial Services 102

Wealth Management

MARCH 12, 2024

Northwestern’s Trenton Hazen will lead new division and develop retirement plan services as the $500M RIA builds out a family office framework.

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Retirement Retirement Planning Planning 120

Talon Wealth

OCTOBER 26, 2023

Retirement planning is a critical part of financial security that many women still overlook. However, remember that as a woman, you have a longer life expectancy than a man, which means retirement planning is even more important. That means you should plan for your retirement savings to last at least 18 years, if not more.

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Retirement Planning Retirement Planning Medical 98

Talon Wealth

OCTOBER 26, 2023

Retirement planning can be intimidating, especially if you need help figuring out where to start. Determine When to Start Saving When it comes to saving for retirement, earlier is almost always better. Create a Budget Creating a budget allows you to track your expenses and ensure you’re saving enough for retirement.

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Retirement Retirement Planning Budgeting Taxes 98

Talon Wealth

SEPTEMBER 14, 2023

Retirement planning can be a difficult and confusing process for couples. By focusing on a few key areas, setting financial goals, and doing your research, you can find ways to enjoy retirement together. Set Financial Goals In retirement, educate yourself on your financial situation and investment strategy.

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Retirement Planning Retirement Planning Healthcare 98

MainStreet Financial Planning

MAY 17, 2023

We speak daily with clients who are contemplating where they might live in retirement. Now is the time to explore various retirement housing options and strategies for aging individuals. From aging in place to retirement communities, consider your individual preferences and needs when choosing the most suitable housing option.

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Retirement Medical Financial Planner Planning 94

Integrity Financial Planning

JUNE 5, 2023

A recent study by Investopedia found that Generation X’s biggest worry is retirement. The survey found that although many members of Gen X feel like they understand their finances, they are still concerned about setting themselves up to transition into retirement. 1] These numbers are very significant.

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Retirement Financial Advisor Planning Budgeting 98

Advisor Perspectives

APRIL 9, 2024

Having a comprehensive retirement income plan that is regularly updated, accommodates changes in spending needs, inflation, market fluctuations and taxes is crucial for peace of mind in retirement.

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Retirement Clients Taxes Planning 94

Carson Wealth

JUNE 27, 2024

1 With ever-increasing life expectancies, it’s no wonder 63% of American adults say they’re more afraid of running out of money in retirement than they are of death. 2 That’s why it’s vitally important to consider longevity risk when you’re planning for your financial needs in retirement. What Is Longevity Risk?

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Retirement Budgeting Healthcare Risk Tolerance 97

Integrity Financial Planning

JULY 17, 2023

How you handle taxes and when you are taxed are two of the most important factors when it comes to retirement planning. 2] If you are likely to be in a higher tax bracket when you retire, a Roth IRA can be a good way to minimize your taxes in retirement.

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Retirement Taxes Retirement Planning Accounting 97

Darrow Wealth Management

SEPTEMBER 19, 2024

Unlike most types of retirement plans, the SEP IRA is funded by the employer. A SEP IRA (Simplified Employee Pension Individual Retirement Account) is a type of retirement plan specifically designed for self-employed individuals and small business owners. Can I contribute to a SEP IRA if I have a retirement plan at work?

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Retirement Planning Retirement Taxes Planning 91

Million Dollar Round Table (MDRT)

MAY 28, 2024

Scott Brennan The difficult part of retirement for a lot of successful people isn’t about the money; it’s about the perceived loss of importance. Some of these relationships are with people who want to retire or who are already retired. Mindsets People who are comfortable in their own skin seem to adapt best to retirement.

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Retirement Math Financial Advisor Clients 77

Financial Symmetry

JULY 30, 2024

These issues require much deeper consideration and often cause … Continued The post Wild Retirement Problems, Ep #221 appeared first on Financial Symmetry, Inc. Other problems, however, go beyond quantitative thinking. The most thought-provoking issues aren’t numbers-based.

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Retirement Math Numbers 64

The Better Letter

APRIL 6, 2023

Realistic Retirement Planning My children have consistently (and kindly) remarked about how grateful they are to have been able to graduate (with honors) from fine universities without any debt. Our retirement planning took a hit to do so. Thanks for reading. However, achieving that goal came at a cost.

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WiserAdvisor

MARCH 13, 2024

Achieving financial freedom in retirement requires meticulous planning, dedicated effort, and strategic management. Within this framework, the concept of the five pillars of retirement planning emerges as a valuable strategy. Without a solid plan, you risk drifting without direction.

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Financial Symmetry

AUGUST 26, 2024

We all have visions of our ideal retirement. On this episode of Financial Symmetry, Greg Suggs from Greg Suggs Insurance joins me to discuss how … Continued The post Risks to Your Ideal Retirement, Ep #223 appeared first on Financial Symmetry, Inc.

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A Wealth of Common Sense

JANUARY 19, 2024

Following the Great Financial Crisis, there was a worry the coming tsunami of retiring baby boomers was going to lead to a retirement crisis of epic proportions.1 1 Their portfolios were down bad. Housing prices had crashed. They didn’t save enough money. People were worried about Social Security.

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Clever Girl Finance

FEBRUARY 2, 2024

Starting early with investing for retirement is so important to secure your future self. This means that saving for retirement should be a component of your overall financial portfolio and wealth-building strategy. So, let’s discuss how to save for retirement in your 20s! How do I start putting money away for retirement?

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Retirement Taxes Risk Tolerance Accounting 89

A Wealth of Common Sense

JANUARY 4, 2024

Nick Sapienza joined me on the show this week to go over questions about inflation, concentrated stock positions, investing in strategies with amplified volatility, and which retirement accounts are the most important savings vehicles. They claimed it was good.

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Advisor Perspectives

MAY 20, 2024

In many ways, the journey involved with reaching the summit of Mount Everest parallels the journey to a secure retirement.

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