Wealth Management

JUNE 13, 2024

According to data from insurance brokerage firm Golsan Scruggs, premiums have dropped by about half over the past year.

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Insurance Investing Investments 107

MainStreet Financial Planning

MARCH 7, 2024

February’s Chalk Talk on the State of the Insurance Industry included the subheading “Will My Insurance Company Cancel My Homeowners Policy” which was the real meat of our Chalk Talk and also what many attendees are concerned about when it comes to home insurance. which they were unlikely to do.

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Insurance Financial Planning Clients Planning 98

NAIFA Advisor Today

SEPTEMBER 1, 2023

September is Life Insurance Awareness Month, a 20-year tradition created and coordinated by NAIFA partner Life Happens and commemorated by the entire life insurance industry, elected officials , and consumers across the country.

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Insurance Numbers 122

Clever Girl Finance

JANUARY 9, 2024

We all love cash value, so it seems like a no-brainer to have cash value life insurance. But how does cash value life insurance work, and is it a good idea? Get a better understanding of this type of life insurance and whether it’s the best choice for you or not. Table of contents What is cash value life insurance?

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Insurance Accounting Taxes Insurance Coverage 77

Wealth Management

JUNE 20, 2023

Integrated is launching the new insurance business largely due to recent changes in tax and estate planning regulations. Peter Kaplan, a former First American Insurance Underwriters vice president, will lead it.

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Insurance Estate Planning Taxes Planning 95

NAIFA Advisor Today

MAY 24, 2024

May is Disability Insurance Awareness Month. To mark the occasion, Advisor Today is please to bring you this article by the DI Geek, himself, Corey Anderson. Opinions expressed are those of the author.

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Insurance 98

Million Dollar Round Table (MDRT)

MARCH 31, 2024

It’s understandable then that they may not always understand the cost of delaying insurance is about more than saving on the premium. Why buying insurance early is important Let’s say you have an international flight to catch. It’s the same when someone tries to get insurance after they become sick and are no longer insurable.

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Insurance Clients Financial Planning Planning 84

Carson Wealth

SEPTEMBER 27, 2023

By Matt Lewis, CLTC, Vice President, Insurance Life insurance is designed to provide for your loved ones after your death, giving you peace of mind that their financial needs will be met without your income. But life insurance can benefit your financial planning in many other ways. As of 2023, that exclusion is $12.92

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Estate Planning Insurance Planning Taxes 96

Advisor Perspectives

JULY 23, 2024

Travel insurance is a game-changer. It can keep a physically and emotionally stressful travel experience gone wrong from becoming a financial disaster. But only if you have the coverage you need.

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Insurance Coverage Insurance 52

Clever Girl Finance

MAY 15, 2024

In addition to emotional turmoil, the remaining family may face financial stress unless they have life insurance. One of the biggest benefits of life insurance is financial protection for loved ones. Why shouldn’t I delay getting life insurance? Is it really worth having life insurance?

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Insurance Budgeting Taxes Insurance Coverage 52

MainStreet Financial Planning

AUGUST 15, 2023

Condo insurance is designed to cover what your condo association’s master policy won’t. Here are 5 things to consider when buying insurance for your condo. As a condo owner, your HOA collects monthly dues that include insurance for the condo’s building exteriors and common areas. if there was a loss.

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Insurance Medical Financial Planning Electronics 96

Financial Symmetry

DECEMBER 11, 2023

When having conversations with individuals approaching retirement, but who have yet to reach age 65, one primary concern is often in the forefront of their mind: What am I going to do about health insurance before I reach Medicare age?

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Insurance Retirement Healthcare 111

Good Financial Cents

JULY 7, 2023

Deciding whether to continue with your life insurance policy or cancel it is not just a significant financial choice, it can also have profound emotional implications. After all, life insurance isn’t just a monetary consideration – it’s about ensuring that your loved ones are protected in case of your untimely demise.

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Insurance Insurance Coverage Retirement Planning Investing 89

Carson Wealth

SEPTEMBER 7, 2023

By Matt Lewis, CLTC ® Life insurance is one of the most versatile financial assets available to us. With so many different types of life insurance, finding the most suitable policy takes careful consideration. Life insurance typically falls into three main types: term, universal and whole.

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Insurance Insurance Coverage Taxes Accounting 88

MainStreet Financial Planning

JULY 27, 2022

So, when we adopted the kittens, I decided to research pet insurance to see if it would be the right fit for our needs. Pet Insurance is like health insurance for your pet. Typically, it is reimbursement based, so you will pay for any vet costs up front and then seek repayment from the insurance company.

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Insurance Medicine Planning Medical 98

NAIFA Advisor Today

APRIL 9, 2024

NAIFA has redesigned and relaunched the Life Underwriting Training Council Fellow (LUTCF®) program, a three-course training series for one of the most sought-after designations in the insurance industry.

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Insurance Certification 98

oXYGen Financial

SEPTEMBER 10, 2023

As you gear up for another season of touchdowns, field goals, and heart-stopping moments, the question arises: Do you need fantasy football insurance? In this blog, we'll navigate the world of fantasy football insurance, providing you with insights, expert advice, and answers to frequently asked questions. What Is. ]]

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Insurance 98

Advisor Perspectives

JULY 16, 2024

Yield-hungry insurance firms are adopting an unconventional strategy: they’re skipping mortgage-backed bonds and buying the underlying whole loans outright.

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Insurance 59

Good Financial Cents

APRIL 3, 2023

I learned so much about living and dying during my years in the mortuary business, but there’s one that stuck with me — the real-life consequences of not having life insurance. I clearly remember speaking with dumbfounded families who couldn’t believe their husband or father (or wife or mother) never had life insurance in place.

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Insurance Insurance Coverage Medical Planning 101

Million Dollar Round Table (MDRT)

APRIL 23, 2024

To show clients the value of disability insurance, Westhoelter said during his ConneXion Zone presentation at the 2017 MDRT Annual Meeting, he puts them through a one-day exercise. That’s not new, but Shane E. Westhoelter, AEP, CLU , a 13-year MDRT member from Albuquerque, New Mexico, USA, has some new ways of demonstrating the value.

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Insurance Clients Marketing Marketing 86

Sara Grillo

JUNE 24, 2024

The math behind Universal Life Insurance Interest Rates is a twisted web and most consumers are deceived. Here’s the danger of relying on illustrations based upon unrealistic Universal Life Insurance interest rate assumptions. Know how the math works so you can see the potential risks that may exist with your policy. Don’t be fooled!

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Insurance Math Financial Advice Compliance 59

MainStreet Financial Planning

JULY 7, 2023

We are often asked by clients if they should keep or cancel their life insurance policies. First, ask yourself if you still need life insurance. Think about why you bought this insurance policy in the beginning. To see if you have enough life insurance check out our Do You Have Enough Life Insurance post by Anna.

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Insurance Estate Planning Taxes Planning 98

Wealth Management

OCTOBER 31, 2023

Taking a strategic approach to insurance is one possible answer to the call for organic growth.

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Insurance 92

Wealthfront

NOVEMBER 10, 2022

Today, we’re excited to announce we’ve doubled the FDIC insurance you get on your deposits in a Wealthfront Cash Account. Your Cash Account deposits are now insured for up to $2 million through our partner banks, which is 8x the amount available in a traditional bank account. For joint accounts, Cash Account deposits are now […].

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Insurance Accounting Banking 133

NAIFA Advisor Today

FEBRUARY 1, 2024

Life Happens, a devoted advocate for financial protection and security and NAIFA's consumer outreach arm, spearheads Insure Your Love Month every February. The message is clear and powerful: acquiring life insurance is not just a financial decision; it's an act of love.

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Insurance 95

Darrow Wealth Management

SEPTEMBER 25, 2023

And when something goes wrong, many homeowners are surprised to learn of gaps in their insurance coverage or their contractor’s. Addressing insurance risks before starting a home remodeling project Updating your homeowners insurance before starting work One key risk to address before starting a home construction project is insurance.

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Insurance Insurance Coverage Certification Wealth Management 83

Good Financial Cents

JULY 5, 2023

Life insurance policies are critical financial planning tools designed to provide financial security for policyholders’ beneficiaries upon their demise. They work by offering a lump-sum payment, known as a death benefit, to beneficiaries after the insured person’s death.

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Insurance Education Retirement Planning 76

Advisor Perspectives

JULY 21, 2023

Last December, Florida’s legislature passed a controversial but necessary set of reforms aimed at shoring up the state’s teetering property insurance market, where a string of insurers had canceled policies and even filed for bankruptcy, leaving homeowners with dwindling options.

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Insurance Marketing Marketing 98

NAIFA Advisor Today

JANUARY 17, 2024

NAIFA CEO Kevin Mayeux , CAE, was named one of the “Top 10 Most Influential People in Insurance” by CIO Views magazine. Among his achievements cited by the magazine is Mayeux’s leadership of NAIFA’s transformation into a modern, forward-looking association.

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NAIFA Advisor Today

AUGUST 1, 2023

In the rapidly evolving health insurance sales landscape, efficient process management poses significant challenges for Field Marketing Organizations (FMOs) and Brokerage General Agencies (BGAs).

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Commission Insurance Sales Accounting 98

Wealth Management

AUGUST 17, 2023

Digital fraud is a growing threat to advisors, who are on their own when it comes to buying insurance coverage for the risk.

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Insurance Insurance Coverage 97

Wealth Management

SEPTEMBER 26, 2023

Life events or job changes can be a great client touchpoint around the need for review of client health insurance.

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Insurance Planning Clients 111

Good Financial Cents

DECEMBER 9, 2022

The best home insurance companies offer high-quality coverage that protects against damage to your home’s structure and your property, whether it is caused by lightning, winds, fire, or other covered perils. Best Rating N/A A A+ A- A++ A- Best Online Insurance Company Lemonade Our Partner See an Estimate J.D. Best and J.D.

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Insurance Insurance Coverage Electronics Budgeting 92

Wealth Management

JANUARY 5, 2024

Several insurers are ramping up their participation in net asset value financing, an increasingly popular form of borrowing for private equity funds that need liquidity amid a tough market for cashing out holdings.

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Insurance Assets Marketing Marketing 90

MainStreet Financial Planning

SEPTEMBER 27, 2023

Pet insurance is not something you may think you need but let me tell you from personal experience why you should consider getting it. Because we had pet insurance, it was much easier to decide to have him x-rayed as well as monitored overnight at the hospital. It also often covers a lot of routine expenses.

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Insurance Medicine Financial Planning Planning 52

Million Dollar Round Table (MDRT)

MAY 21, 2023

We must convince our clients of the importance of life insurance in their individual lives. There are five key areas when considering your CVP: The importance of life insurance Implementation and underwriting Claims philosophy, process and promise Client engagement One-page strategy Here’s how we can do that.

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Insurance Communication CFP Clients 80

Advisor Perspectives

APRIL 22, 2024

On this episode of the “ETF of the Week” podcast, VettaFi’s Head of Research Todd Rosenbluth discussed the SPDR S&P Insurance ETF (KIE) with Chuck Jaffe of “Money Life.” ” The pair talked about several topics regarding the fund to give investors a deeper understanding of the ETF overall.

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Insurance 52