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Using A 1035 Exchange To Turn An Unneeded Life Insurance Policy Into An Annuity

Nerd's Eye View

Occasionally, an owner of a permanent life insurance policy may decide that they no longer need their policy – either because the death benefit is no longer necessary or because they simply want to access the policy's underlying cash value for their living expenses in retirement.

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Life Insurance Strategies for Business Owners

Carson Wealth

To protect your business, you need the right mix of insurance. From the relationships that make your business run to the building it’s housed in, insurance can help prevent devastating financial losses or legal consequences. Also, as the business grows in value, the owners should increase the life insurance policy commensurately.

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Life Happens and NAIFA: Life Insurance Is Love Insurance

NAIFA Advisor Today

February is Insure Your Love Month, an annual campaign created and coordinated by NAIFAs Life Happens community. The theme for this years commemoration is a simple yet impactful message: Life insurance is love insurance.

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Is Auto Insurance Becoming a Crisis?

A Wealth of Common Sense

Auto insurance was up 22% over the previous 12 months versus an overall inflation rate of 3.5%. Look at the change in auto insurance rates these past few years: It’s like a meme stock. Since the start of 2020, auto insurance has spiked 46% against an over.

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Personal finance links: opting out of the game

Abnormal Returns

Podcasts Thomas Kopelman and Jacob Turner talk what you should look for in auto insurance. youtube.com) Health insurance Health insurance costs are only going up. wsj.com) Even when you have health insurance your work isn't done. podcasts.apple.com) Peter Lazaroff on what to consider when doing a Roth IRA conversion.

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ICE Mortgage Monitor: Insurance Costs "Spike", Especially in Florida

Calculated Risk

Today, in the Real Estate Newsletter: ICE Mortgage Monitor: Insurance Costs "Spike", Especially in Florida Brief excerpt: The largest insurance increases are in Florida (for obvious reasons - stay safe this week with Hurricane Milton).

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Personal finance links: knowing what you want

Abnormal Returns

investmentnews.com) Insurance Why auto insurance rates are skyrocketing. awealthofcommonsense.com) How to choose the right health insurance plan. bitchesgetriches.com) Why you need to do the math on a life insurance situation.

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