PLR 202506004 Clarifies Required Minimum Distributions Issues
Wealth Management
MAY 19, 2025
Individual beneficiaries are personally liable for their RMDs and taxes, even for IRAs inherited through a trust.
Distribution Related Topics 
U.S. population distribution, 1975-2050
The Big Picture
MARCH 15, 2024
To get a visual sense of what that looks like, see the above chart (via Blackrock ) showing the distribution of various age groups from 2075 to 2050. population distribution, 1975-2050 appeared first on The Big Picture. We sometimes say “Demographics is Destiny,” but that’s abstract. The post U.S.
Distribution 
327
327 Distribution 327
327 Join 36,000+
Insiders
Sign Up for our Newsletter
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Trending Sources
Demystifying Private Foundation Distributions
Wealth Management
AUGUST 19, 2024
Creative ways to maximize the impact of private foundation distributions.
Distribution 288
288 Distribution 288
288 
Allianz Head of RIA Distribution Heather Kelly Departs Firm
Wealth Management
SEPTEMBER 15, 2023
Allianz said it has made a small number of changes to its distribution leadership structure “to better align with our strategic goals for new market growth.”
Distribution 278
278 
The Twin Pillars of Required IRA Distributions to a Trust
Wealth Management
MAY 19, 2025
Allocating between principal and income portfolios.
Distribution 147
147 
Nine Investment Must Reads for This Week (May 13, 2025)
Wealth Management
MAY 13, 2025
Up to $30 billion in mutual fund marketing and distribution fees could be at risk if the SEC approves dual share classes. The Mag Seven stocks have regained momentum in recent weeks, but will that last? These are among the investment must reads we found this week for financial advisors.
Investments 236
236 
IRS Releases Final Regs on Required Minimum Distributions
Wealth Management
JULY 24, 2024
Certain 10-year designated and successor beneficiaries get no extension.
Distribution 278
278 Distribution 278
278 
Tokenbridge, A Distributed Ledger Technology Startup, Launches
Wealth Management
NOVEMBER 29, 2023
While clients and funding remain under wraps, Tokenbridge has plans to tokenize and revitalize the investment industry.
Distribution 289
289 
Cohen & Steers Appoints New Head of Wealth Channel Distribution
Wealth Management
JUNE 5, 2024
Daniel Noonan joins the firm from Nuveen, filling a void created by Kimberly LaPointe’s departure in February.
Distribution 299
299 Distribution 299
299 
IRS Issues Final Regs on Withholding Certain IRA Distributions
Wealth Management
OCTOBER 30, 2024
The provisions apply to IRA recipients outside the United States.
Distribution 278
278 Distribution 278
278 
IRS Issues New Guidance on Retirement Plan Early Distributions
Wealth Management
JUNE 26, 2024
Notice 2024-55 clarifies two exceptions to the 10% additional tax.
Unlocking an Advisor’s Gamma for Optimal Retirement Income Distribution
Wealth Management
APRIL 11, 2024
Accumulation-phase planning software won't cut it for solving your clients' complex retirement income puzzles, but there are dedicated applications that can.
Retirement 291
291 
Corrective Distributions Signal Growth Opportunities for 401(k) Advisors
Wealth Management
APRIL 26, 2023
Analysis of big-picture data can reveal plan sponsors who might be sources for prospecting.
Distribution 289
289 
Inside ETFS+: Targeted Distribution Key to Effectiveness of Alternative Investment Platforms
Wealth Management
MAY 15, 2024
Alternative investment platforms help connect fund managers with advisors looking for investment opportunities. However, fund managers need to focus on matching advisors with the right options.
Distribution 305
305 
What To Do When Gifts To Minors No Longer Fit: Adjusting UTMAs, 529 Plans, And Trusts When Family Goals Don’t Align
Nerd's Eye View
FEBRUARY 26, 2025
Perhaps the most protective option – though also the most complex and costly – is a trust, as grantors have almost complete flexibility to craft the trust's language to align with the contributor's intentions regarding the control and ultimate distribution of the funds.
Estate Planning 227
227 
Charitable Deduction Allowed for Distributions of IRA Through Trust
Wealth Management
AUGUST 30, 2023
But was it worth the cost of getting a the private letter ruling?
Distribution 264
264 Distribution 264
264 
Will the Dark Store Distribution Strategy Survive Past the Pandemic?
Wealth Management
OCTOBER 31, 2022
The conversion of empty retail stores to mini warehouses expected to wane as in-store shopping makes a comeback.
Distribution 245
245 
How Financial Advicers Can Write, Publish, And Distribute Their Own Book To Create A More Effective Impression On Prospective Clients
Nerd's Eye View
NOVEMBER 27, 2023
In this guest post, Michael Levin, a New York Times bestselling author and ghostwriter, writes about how financial advisors can make a more effective impression on prospective clients by writing, publishing, and distributing a book that establishes their authority, confidence, and, above all, trust.
Distribution 246
246 
Recognizing Emotionally Invested Team Members And Nurturing “Emotional Ownership” For A More Resilient Firm
Nerd's Eye View
DECEMBER 9, 2024
However, as the cost of equity rises and accessibility becomes more limited, firms face the challenge of inspiring ownership behavior without distributing equity.
Investments 237
237 
FHFA’s National Mortgage Database: Outstanding Mortgage Rates, LTV and Credit Scores
Calculated Risk
MARCH 31, 2025
Here is some data showing the distribution of interest rates on closed-end, fixed-rate 1-4 family mortgages outstanding at the end of each quarter since Q1 2013 through Q4 2024. This shows the surge in the percent of loans under 3%, and also under 4%, starting in early 2020 as mortgage rates declined sharply during the pandemic.
Distribution 162
162 Distribution 162
162 
Commutation of QTIP Trust Results in Taxable Gift
Wealth Management
OCTOBER 2, 2024
All assets were distributed to the decedent’s husband.
Distribution 312
312 
Talk to older clients about the tax benefits of qualified charitable distributions
Million Dollar Round Table (MDRT)
APRIL 1, 2025
understand the value of qualified charitable distributions (QCD). Not only does this money count toward your required minimum distribution (RMD), but the donation is made tax-free, and the funds dont count toward your total taxable income. Note: This only applies to U.S.-based taxes.)
Distribution 52
52 
Why Health Savings Accounts (HSAs) Aren’t Always Worth The ‘Triple Tax Savings’ Advantage
Nerd's Eye View
FEBRUARY 5, 2025
Health Savings Accounts (HSAs) have become an increasingly popular tool for financial advisors and their clients due in part to the 'triple tax savings' they offer: tax-deductible contributions, tax-free growth, and non-taxable distributions for qualifying expenses.
Accounting 234
234 
Weekend Reading For Financial Planners (November 16-17, 2024)
Nerd's Eye View
NOVEMBER 15, 2024
Also in industry news this week: NASAA has proposed an amendment to its broker-dealer conduct model rule that would restrict the use of the terms “advisor” and “adviser” for broker-dealers and their registered representatives who are not also investment advisers or investment adviser representatives A recent study suggests that (..)
The Surge in Re-Shoring Activity Continues, Creating More Demand for Industrial Space
Wealth Management
AUGUST 23, 2022
These companies are looking for logistics facilities, warehouses and distribution sites. Over 1,800 companies re-shored production in 2021, setting a new record for re-shoring activity, notes The Reshoring Initiative.
Distribution 321
321 Distribution 321
321 
Top 0.1%: How Much Wealth Does It Take?
The Big Picture
DECEMBER 5, 2022
Wealth Distribution Analysis (July 18, 2019). Wealth Distribution in America (April 11, 2019). Source : Moving between wealth brackets: Minimum cutoffs from the Distributional Financial Accounts. More on this later this week… Previously : The Super Wealthy versus the Merely Rich (February 7, 2022).
Distribution 310
310 
BNY to Buy Archer Platform as Part of Push Into Retail Wealth
Wealth Management
SEPTEMBER 5, 2024
The acquisition of Archer will help BNY Mellon handle the infrastructure and distribution of managed accounts to financial advisors and their clients.
Retail 278
278 
Apollo Plans to Sell Assets It Originates to Retail Funds, ETFs
Wealth Management
MAY 30, 2024
Apollo’s products for individual investors are distributed through intermediaries such as bank wealth channels and registered investment advisers, and the firm doesn’t expect that to change.
Retail 280
280 
Reckoning Between 401(k) Record Keepers and Advisors Will Start with Broker/Dealers
Wealth Management
AUGUST 8, 2022
The strongest providers with the best talent, distribution and technology are and will be ones that offer wealth and benefit services to participants.
Distribution 305
305 Distribution 305
305 
Managing Domesticated Former Foreign Trusts
Wealth Management
OCTOBER 21, 2024
Strategies to mitigate accumulation distributions of UNI.
Management 264
264 
Probate Disputes Explained
Wealth Management
MAY 22, 2024
A comprehensive guide to family conflict and asset distribution.
Distribution 264
264 
Blended Families, Remarriages and Estate Planning
Wealth Management
DECEMBER 20, 2023
When it comes to divorce, a will or trust often is not the last word on estate distribution.
Estate Planning 290
290 
Sowell Management Debuts Affiliated Insurance Business
Wealth Management
APRIL 4, 2024
The RIA platform partnered with Griffin Distribution to offer annuities, life, disability and long-term care insurance.
Insurance 288
288 
Discretion Not Advised for CRUT
Wealth Management
SEPTEMBER 7, 2022
No tax deduction when trustee can choose between distributing income to charity or surviving spouse.
Distribution 287
287 
The Standard to Acquire Securian Financial’s Record-keeping Business
Wealth Management
OCTOBER 19, 2022
The combined business will operate under The Standard brand, and include Securian's retirement solutions employees, management, client relationships and distribution networks.
Distribution 290
290 
Roger Hobby Named Executive Vice President For Empower Personal Wealth
Wealth Management
MARCH 25, 2024
Hobby comes over from Fidelity Investments, where he served as the head of distribution for private wealth management, executive services, workplace planning and advice and stock plan services.
Asset Manager Hines Launches Private Wealth Solutions
Wealth Management
APRIL 4, 2024
The firm, which already works with individual investors, wants to build up its relationships across private wealth distribution channels.
Assets 279
279 
Vanguard to Pay $106M Over Retirement Fund Violations
Wealth Management
JANUARY 17, 2025
The SEC claims Vanguard made misleading statements about capital gains distributions and tax consequences to retail investors who held target date funds in retirement accounts.
Retirement 256
256 
Finance Executives Launch Firm to 'Tokenize' Investments
Wealth Management
NOVEMBER 29, 2023
Fractionalized investments and distributed ledger technology will take the friction, and embedded costs, out of investing, Tokenbridge's founders say.
Investments 276
276 
Weekend Reading For Financial Planners (March 29–30)
Nerd's Eye View
MARCH 28, 2025
Also in industry news this week: A recent survey indicates that younger "DIY" investors are more likely to be interested in working with a human advisor than their older counterparts, suggesting an opportunity for advisors to tap into this demographic (perhaps by setting minimum planning fees that ensure these clients can be served profitably today (..)
GCM Grosvenor Continues Its Push into Wealth Channel
Wealth Management
MARCH 18, 2025
The asset manager has formed a joint venture led by a former Blackstone exec to create a distribution platform focused on RIAs, IBDs and family offices.
Distribution 250
250 
Q&A: Hines Private Wealth Solutions' Paul Ferraro
Wealth Management
APRIL 5, 2024
It wants to diversify both its distribution and its investment offerings. Historically, the real estate investment manager relied on independent broker/dealers to reach private wealth.
Distribution 276
276 
Galvin Accuses RIA of Failing To Supervise Risky ETF Recommendations
Wealth Management
OCTOBER 12, 2022
The order concerning New Harbor Financial Group's recommendation of an inverse leveraged ETF comes several months after the Commonwealth Secretary announced an investigation into b/ds distributing single-stock ETFs.
Distribution 278
278 Distribution 278
278 
Bridging the Gap: Insurance and Wealth Management
Wealth Management
NOVEMBER 14, 2024
Morgan Christiansen, VP of Distribution at The Pinnacle Group, explores the evolving role of insurance in financial planning at Nitrogen's 2024 Fearless Investing Summit.
Insurance 246
246 
Let's personalize your content