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Thursday links: sussing out the truth

Abnormal Returns Finance Why State Farm is pulling home insurance coverage from the California market. ( There's nothing magical about dividend investing. How fear gets in the way of investing success. This leveraged ETF has destroyed half of the capital invested.

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A Question of Ethics: Into the Second Quarter

NAIFA Advisor Today

More Examples from Our Code of Ethics to Collaboratively Close the Coverage Gap We may be taken aback when we fully realize that NAIFA is seriously working through LL Global to raise the life insurance coverage gap among professionals and their companies regarding life insurance in our country.

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Tax Planning and Health Insurance Premium Subsidies under the Affordable Care Act

Advisor Perspectives

A matter that can have large impacts on the marginal tax rates faced by individuals who obtain health insurance coverage through the ACA exchanges is the reduction of the tax credits (or subsidies) for health insurance coverage as incomes increase.

Insurance 111
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NAIFA Is a Strong Supporter of Life Insurance Awareness Month

NAIFA Advisor Today

Life insurance is a crucial part of any solid financial plan, but 41% of Americans say they don’t have sufficient life insurance coverage. For agents and advisors, LIAM is the perfect time to meet with your clients to make sure their life insurance coverage meets their needs.

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[cdata[ Importance of Disability Insurance ]]

oXYGen Financial

![CDATA[ While most people recognize the significance of health insurance, another vital aspect often goes overlooked disability insurance. This lesser-known insurance coverage provides financial protection and peace of mind in the face of unforeseen circumstances that can leave individuals unable to work.

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Cyber Threats To Client Wealth And Well-Being: Why And How Wealth Managers Will Soon Play A Key Role In Managing These Risks

Nerd's Eye View

For instance, ensuring clients maintain the proper insurance coverage based on their needs is an important part of the financial planning process. Risk management is a key part of many financial advisors’ value propositions. At the same time, clients face another class of risks that advisors often do not consider: cyber.

Clients 201
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What Are the Consequences of Not Having Life Insurance?

Good Financial Cents

That’s why many experts suggest buying at least 10x your income in term life insurance coverage. With that in mind, you should buy life insurance coverage that will cover major debts you have like your home mortgage, your family car loans, and any credit card debt you have.