Nerd's Eye View

MARCH 29, 2024

Also in industry news this week: With the new “T+1” rules for trade settlements will go into effect in late May, the SEC has issued a risk alert for broker-dealers and RIAs outlining the requirements they face and areas of focus for the regulator during upcoming examinations A recent survey suggests that while client satisfaction with their (..)

Financial Planner 185

Financial Planner Insurance Coverage Financial Advisor Communication 185

Nerd's Eye View

MARCH 15, 2023

For instance, ensuring clients maintain the proper insurance coverage based on their needs is an important part of the financial planning process. Risk management is a key part of many financial advisors’ value propositions. At the same time, clients face another class of risks that advisors often do not consider: cyber.

Management 217

Management Clients Wealth Management Insurance Coverage 217

NAIFA Advisor Today

SEPTEMBER 1, 2022

Life insurance is a crucial part of any solid financial plan, but 41% of Americans say they don’t have sufficient life insurance coverage. For agents and advisors, LIAM is the perfect time to meet with your clients to make sure their life insurance coverage meets their needs.

Insurance 98

Insurance Insurance Coverage Financial Planning Clients 98

MarketWatch

JUNE 2, 2023

s UNH UnitedHealthcare, a major health insurer, would provide coverage of its implantable continuous glucose monitoring system. The coverage of the Eversense E3 CGM System will start July 1 for people with type 1 and insulin-requiring type 2 diabetes, Senseonics said in a release. SENS gained 6.7%

Insurance Coverage 75

Insurance Coverage Insurance Medical Marketing 75

NAIFA Advisor Today

APRIL 13, 2023

More Examples from Our Code of Ethics to Collaboratively Close the Coverage Gap We may be taken aback when we fully realize that NAIFA is seriously working through LL Global to raise the life insurance coverage gap among professionals and their companies regarding life insurance in our country.

Ethics 98

Ethics Insurance Coverage Insurance Marketing 98

Wealth Management

AUGUST 17, 2023

Digital fraud is a growing threat to advisors, who are on their own when it comes to buying insurance coverage for the risk.

Insurance 98

Insurance Insurance Coverage 98

Nerd's Eye View

JANUARY 22, 2024

For example, an advisor may think of "risk management" in terms of life and property insurance coverage, whereas HNW clients may instead think of tax and estate-planning strategies as asset protection measures – particularly for the future wealth of their heirs.

Financial Advisor 197

Financial Advisor Insurance Coverage Charitable Planning Estate Planning 197

Advisor Perspectives

JULY 23, 2024

Travel insurance is a game-changer. But only if you have the coverage you need. It can keep a physically and emotionally stressful travel experience gone wrong from becoming a financial disaster.

Insurance Coverage 52

Insurance Coverage Insurance 52

Million Dollar Round Table (MDRT)

JANUARY 5, 2025

Its usually too little, so I ask them how they arrived at the amount of insurance they think they need. I’m not scared of numbers and giving clients a large number for insurance coverage. Also, many wealthy clients dont think their wives can be insured, but they can. Im usually able to sell them more.

Clients 84

Clients Insurance Coverage Planning Insurance 84

Good Financial Cents

APRIL 3, 2023

That’s why many experts suggest buying at least 10x your income in term life insurance coverage. With that in mind, you should buy life insurance coverage that will cover major debts you have like your home mortgage, your family car loans, and any credit card debt you have.

Insurance 101

Insurance Insurance Coverage Medical Planning 101

Nerd's Eye View

OCTOBER 31, 2022

reviewing insurance coverage), and can often be standardized and systematized through the advisor’s tech stack tools. The first ‘standard’ tier represents client service tasks that are predominantly ‘factory work’ tasks, applicable to all of a firm’s clients (e.g.,

Clients 130

Clients Insurance Coverage Portfolio Management Numbers 130

AdvicePay

JUNE 13, 2024

Here are some examples of one-time and ongoing services you can offer clients under the fee-for-service model: One-Time Services Ongoing Services Comprehensive Financial Plan Ongoing Financial Planning Second Opinion Engagement Advising on Held-Away Accounts Student Loan Analysis Tax Planning Portfolio Tax Efficiency Review Estate Planning Housing (..)

Insurance Coverage 85

Insurance Coverage Financial Planning Estate Planning Tax Planning 85

Tobias Financial

MARCH 22, 2024

Is your life insurance coverage sufficient? Often it is not until a life-changing event that clients ensure their coverage is adequate. In fact, due to Covid concerns, life insurance policy sales grew 5% last year resulting in the largest annual increase in decades. To learn more, click here: [link]

Insurance 52

Insurance Insurance Coverage Clients Sales 52

MarketWatch

MARCH 22, 2023

“SoFi Checking and Savings is able to offer additional FDIC insurance through the SoFi FDIC Insurance Network, a newly created partnership with multiple banks designed to provide the best benefits to SoFi members,” the company said in a release.

Insurance 76

Insurance Insurance Coverage Banking Accounting 76

oXYGen Financial

MAY 14, 2023

![CDATA[ While most people recognize the significance of health insurance, another vital aspect often goes overlooked disability insurance. This lesser-known insurance coverage provides financial protection and peace of mind in the face of unforeseen circumstances that can leave individuals unable to work.

Insurance 59

Insurance Insurance Coverage 59

Tobias Financial

JUNE 14, 2022

Is your life insurance coverage sufficient? Often it is not until a life-changing event that clients ensure their coverage is adequate. In fact, due to Covid concerns, life insurance policy sales grew 5% last year resulting in the largest annual increase in decades. To learn more, click here: [link].

Insurance 52

Insurance Insurance Coverage Clients Sales 52

Carson Wealth

JULY 3, 2024

Develop a risk management plan to implement strategies that minimize or eliminate risks, and protect your business with appropriate insurance coverage, such as liability, property and business interruption insurance. Conduct a risk assessment to identify potential risks and their impact on your business.

Financial Planning 142

Financial Planning Planning Retirement Planning Tax Planning 142

Ballast Advisors

JUNE 18, 2024

Join us as we delve into the tax strategy, legal documentation, and insurance coverage considerations needed to successfully balance the ownership of multiple residences for snowbirds. Review your coverage limits and consider factors such as driving habits and annual mileage.

Insurance Coverage 52

Insurance Coverage Management Insurance Taxes 52

NAIFA Advisor Today

JULY 18, 2022

Now the Director of Insurance Brokerage, Limongelli helps his clients find the right disability insurance coverage and serves as a resource for other financial advisors who sell disability insurance. In 2012, Nicholas Limongelli went into the family business and joined Northeast Financial Network.

Insurance Coverage 52

Insurance Coverage Insurance Financial Advisor Clients 52

Darrow Wealth Management

SEPTEMBER 25, 2023

And when something goes wrong, many homeowners are surprised to learn of gaps in their insurance coverage or their contractor’s. Limiting your liability with an umbrella insurance policy If you don’t already have an umbrella policy, you should seriously consider adding one.

Insurance 80

Insurance Insurance Coverage Certification Wealth Management 80

Carson Wealth

SEPTEMBER 7, 2023

Some key points that consumers should know are: Premiums are generally lower compared to other types of life insurance. Coverage expires at the end of the term, and there is no cash value accumulation. This type of insurance policy is generally used to secure a high death benefit at a relatively low cost over a finite period of time.

Insurance 88

Insurance Insurance Coverage Taxes Accounting 88

Trade Brains

NOVEMBER 4, 2024

It’s similar to having shining insurance coverage that never ends! Central banks hold gold bars in reserve to withstand economic downturns, much like we save money for unexpected expenses. This shiny gold serves as a financial anchor, keeping things stable when markets tremble or currencies falter.

Insurance Coverage 105

Insurance Coverage Banking Economics Economy 105

MainStreet Financial Planning

MARCH 15, 2023

By entering information about their deposit accounts into the EDIE tool, users can generate a report that provides information on how their deposits are insured, what portion (if any) exceeds coverage limits, and what steps they can take to maximize their insurance coverage.

Insurance Coverage 76

Insurance Coverage Insurance Accounting Banking 76

NAIFA Advisor Today

MARCH 1, 2023

Throughout his internship, he helped form complex trusts, developed estate plans, and ensured appropriate insurance coverage for high-net-worth families.

Insurance Coverage 52

Insurance Coverage Estate Planning Financial Advisor Insurance 52

Walkner Condon Financial Advisors

NOVEMBER 11, 2022

Insurance Amounts . Another overlooked area of a sound financial plan is insurance coverage and their respective coverage amounts. We should review our personal insurance coverage yearly as our assets and liabilities change.

Insurance Coverage 98

Insurance Coverage Retirement Planning Financial Advisor Taxes 98

Truemind Capital

SEPTEMBER 8, 2024

2 Adequate Life and Health Insurance Coverage Ensure you have sufficient health insurance—at least Rs 20 lakhs for a family of four in a metro city. A family floater plan with critical illness coverage is advisable.

Insurance Coverage 65

Insurance Coverage Insurance Planning Banking 65

YouSet Insurance

OCTOBER 9, 2024

Third-party liability is a type of car insurance coverage designed to protect you financially if you harm another person or their property.

Insurance 40

Insurance Insurance Coverage 40

MainStreet Financial Planning

JUNE 13, 2023

Update your life and disability insurance. Now more than ever you want to have appropriate life and disability insurance coverage, so if something unexpected happens your family will be OK. You can request a social security number along with your baby’s birth certificate. Start saving for college now.

Insurance Coverage 89

Insurance Coverage Budgeting Healthcare Estate Planning 89

MainStreet Financial Planning

JULY 23, 2024

Homeowners Insurance: It is very important that if your home is owned by an LLC or trust that your homeowner’s policy lists the individual owners as well as the LLC, trust, etc. as additional named insured on the policy. Go check your policy right now!

Insurance 88

Insurance Insurance Coverage Medical Financial Planning 88

oXYGen Financial

AUGUST 26, 2022

[CDATA[ Auto insurance is mandatory in most states, but even if it is not, you should get it because it is one of the best investments you can make. When looking for insurance, you want to find the cheapest insurance coverage for the most protection. The riskiest. ]]

Insurance 45

Insurance Insurance Coverage Investing Investments 45

Carson Wealth

APRIL 25, 2024

Insurance coverage: Evaluate insurance needs for health, life, disability, long-term care and property, ensuring adequate coverage. Investment strategy: Determine asset allocation and investment vehicles aligned with risk tolerance and financial goals.

Financial Planning 97

Financial Planning Planning Retirement Insurance Coverage 97

Good Financial Cents

NOVEMBER 2, 2022

But the most unique feature of Ladder Life is the ability to either increase or decrease your coverage, as needed. If you need more life insurance coverage, once you have a policy in place, you can increase the death benefit. But if your need for coverage declines, you can reduce the death benefit.

Insurance 91

Insurance Insurance Coverage Medical Certification 91

Integrity Financial Planning

MARCH 19, 2023

Stocks, bonds, mutual funds, Treasury securities, life insurance, annuities, and items held in safe deposit boxes are not included in deposit insurance coverage. If you use your bank’s brokerage service to buy mutual funds and the brokerage fails, you won’t be protected by federal deposit insurance.

Insurance 97

Insurance Insurance Coverage Banking Accounting 97

Clever Girl Finance

AUGUST 19, 2024

Review your maternity leave and insurance coverage 6. Update your life insurance policy 8. Review your maternity leave and insurance coverage Understanding your maternity leave and insurance coverage is key to financial planning. Adjust your budget to include baby expenses 2.

Insurance Coverage 84

Insurance Coverage Budgeting Medical Insurance 84

Nationwide Financial

OCTOBER 13, 2022

Although Life Insurance Awareness Month has come to a close, it is still a perfect time for financial professionals to reach out to both new and existing clients to discuss the benefits of life insurance and how to protect their families. The days of clients overlooking the need for adequate life insurance coverage may be over.

Insurance 52

Insurance Insurance Coverage Retirement Retirement Planning 52

Tobias Financial

JUNE 19, 2023

Speak with your advisor now, before a storm is on the way, about your storm insurance coverage and be sure you are as protected as you can be. From reviewing insurance coverage to assessing the financial impact of potential damages, we work with you to develop a disaster plan based on your current situation.

Insurance Coverage 52

Insurance Coverage Food Certification Insurance 52

James Hendries

FEBRUARY 23, 2023

Insurance is essential to preserve small businesses, cover their assets, and safeguard their employees. Here are some types of insurance coverage a small business should have and why this is critical to your financial plan. General Liability An important part of small business insurance coverage is general liability.

Financial Planning 40

Financial Planning Insurance Insurance Coverage Planning 40