Calculated Risk

SEPTEMBER 7, 2023

The FDIC reported the number of problem banks was unchanged at 43. The number of FDIC-insured institutions declined from 4,672 in first quarter to 4,645 this quarter. The number of banks on the FDIC’s “Problem Bank List” remained unchanged at 43. The number of banks on the FDIC’s “Problem Bank List” remained unchanged at 43.

Banking 65

Banking Numbers Assets Insurance 65

A Wealth of Common Sense

JUNE 1, 2023

A reader asks: When we read articles about “How much you should have saved by age X”, should it not be “How much income you will be earning with savings Y”? Here’s my scenario: Mid 30s, worked at a public University for 11 years and left to take a job in the private sector.

Retirement 97

Retirement Numbers 97

Abnormal Returns

OCTOBER 3, 2022

Podcasts Michael Kitces talks with Joe Duran about building United Capital and his role at Goldman Sachs Personal Financial Management. kitces.com) Ted Seides talks with Matt Brown is the CEO of CAIS, the leading investment platform that connects independent financial advisors with managers in alternative strategies.

Numbers 130

Numbers Wealth Management Retirement Financial Advisor 130

Calculated Risk

NOVEMBER 17, 2022

Today, in the CalculatedRisk Real Estate Newsletter: October Housing Starts: Record Number of Housing Units Under Construction Excerpt: The fourth graph shows housing starts under construction, Seasonally Adjusted (SA). This is the all-time record number of units under construction. Red is single family units.

Numbers 108

Numbers 108

Calculated Risk

AUGUST 16, 2023

Today, in the CalculatedRisk Real Estate Newsletter: July Housing Starts: Record Number of Multi-Family Housing Units Under Construction Excerpt: The fourth graph shows housing starts under construction, Seasonally Adjusted (SA). Red is single family units. Currently there are 678 thousand single family units (red) under construction (SA).

Numbers 93

Numbers 93

Calculated Risk

OCTOBER 19, 2022

Today, in the CalculatedRisk Real Estate Newsletter: September Housing Starts: Record Number of Housing Units Under Construction Excerpt: The fourth graph shows housing starts under construction, Seasonally Adjusted (SA). This is the all-time record number of units under construction. Red is single family units.

Numbers 104

Numbers 104

Calculated Risk

JUNE 20, 2023

Today, in the CalculatedRisk Real Estate Newsletter: May Housing Starts: Record Number of Multi-Family Housing Units Under Construction Excerpt: The fourth graph shows housing starts under construction, Seasonally Adjusted (SA). Red is single family units. Currently there are 695 thousand single family units (red) under construction (SA).

Numbers 98

Numbers 98

Accounting for Good

JANUARY 16, 2023

The post The not-for-profit sector in numbers first appeared on ACCOUNTING FOR GOOD.

Numbers 97

Numbers Accounting 97

Calculated Risk

NOVEMBER 30, 2023

in October, the lowest number since the index was originated in 2001. All four U.S. regions noted year-over-year declines in transactions. The Pending Home Sales Index (PHSI)* – a forward-looking indicator of home sales based on contract signings – dropped 1.5% Year over year, pending transactions declined 8.5%. The Northeast PHSI jumped 2.7%

Numbers 62

Numbers Sales 62

Validea

MARCH 27, 2023

A study shows that when the number 4 doesn’t show up as often as the first digit after a decimal point, it could be a red flag about earnings, according to an article in The Wall Street Journal. If the company had analyst coverage, the number 4 showed up 8.2% If the company had analyst coverage, the number 4 showed up 8.2%

Numbers 59

Numbers Management Investing Investments 59

Calculated Risk

JANUARY 19, 2023

Today, in the CalculatedRisk Real Estate Newsletter: December Housing Starts: Record Number of Housing Units Under Construction Excerpt: Possibly Important: Multi-family permits averaged 536,000 SAAR over the last two months after averaging close to 650,000 SAAR over the previous 8 months.

Numbers 101

Numbers 101

Calculated Risk

SEPTEMBER 20, 2022

Today, in the CalculatedRisk Real Estate Newsletter: August Housing Starts: Record Number of Housing Units Under Construction Excerpt: The fourth graph shows housing starts under construction, Seasonally Adjusted (SA). This is the all-time record number of units under construction. Red is single family units.

Numbers 95

Numbers 95

Investment Writing

FEBRUARY 7, 2023

When should you use numbers instead of bullets for indented lists? who says in The Plain English Approach to Business Writing : I suggest numbered lists when the order of the items is especially important; otherwise use bulleted lists. I agree with Edward P. I provide links to books only when I believe they have value for my readers.

Numbers 52

Numbers Commission Investing Investments 52

MazumaBusinessAccounting

JULY 29, 2021

It’s also easy to ignore financial reports when we don’t know how to translate the numbers on the report into key insights about the health and value of our business. But what do we do with those sales numbers after we see the reports? That’s why the next numbers are important to evaluate as well. Net Profit.

Numbers 98

Numbers Taxes Sales Accounting 98

Calculated Risk

FEBRUARY 16, 2023

Today, in the CalculatedRisk Real Estate Newsletter: January Housing Starts: Near Record Number of Housing Units Under Construction Excerpt: Possibly Important: Multi-family permits averaged 547,000 SAAR over the last three months after averaging close to 650,000 SAAR over the previous 8 months.

Numbers 98

Numbers 98

Calculated Risk

NOVEMBER 19, 2022

At the Calculated Risk Real Estate Newsletter this week: • October Housing Starts: Record Number of Housing Units Under Construction • NAR: Existing-Home Sales Decreased to 4.43

Numbers 109

Numbers Sales Marketing Marketing 109

Calculated Risk

MAY 19, 2023

Today, in the Calculated Risk Real Estate Newsletter: Similar Number of Housing Units started in Q1 as 'Built-for-Rent' as 'Built-for-Sale' A brief excerpt: Along with the monthly housing starts report for January last week, the Census Bureau released Housing Units Started by Purpose and Design through Q1 2023.

Numbers 90

Numbers Sales 90

MazumaBusinessAccounting

MARCH 9, 2023

It’s also easy to ignore financial reports when we don’t know how to translate the numbers on the report into key insights about the health and value of our business. But what do we do with those sales numbers after we see the reports? That’s why the next numbers are important to evaluate as well.

Numbers 52

Numbers Taxes Sales Investing 52

Ballast Advisors

AUGUST 16, 2023

Here are the updated key tax numbers relating to HSAs for 2023 and 2024. When you reach age 65, you can withdraw money from your HSA for any purpose; such a withdrawal would be subject to income tax if not used for qualified medical expenses, but not the 20 percent penalty. What’s changed for 2024?

Accounting 52

Accounting Numbers Taxes Investment Advisor 52

Calculated Risk

FEBRUARY 18, 2023

At the Calculated Risk Real Estate Newsletter this week: • 3rd Look at Local Housing Markets in January Lawler: Early Read on Existing Home Sales in January • January Housing Starts: Near Record Number of Housing Units Under Construction • Current State of the Housing Market: Overview for mid-February • Update: Some "Good News" for Homebuilders • 2nd (..)

Numbers 98

Numbers Sales Marketing Marketing 98

Calculated Risk

SEPTEMBER 19, 2023

Today, in the CalculatedRisk Real Estate Newsletter: August Housing Starts: Near Record Number of Multi-Family Housing Units Under Construction Excerpt: The third graph shows the month-to-month comparison for total starts between 2022 (blue) and 2023 (red). Total starts were down 14.8% in August compared to August 2022.

Numbers 59

Numbers 59

A Wealth of Common Sense

JUNE 25, 2023

The S&P 500 is up more than 14% this year. I was talking with a financial news reporter this week (not to brag) who asked me for some thoughts on where things go from here performance-wise for the rest of the year: What do you think is more probable from here — stocks finish down on the year or up 20%?

Numbers 91

Numbers Marketing Marketing 91

Random Roger's Retirement Planning

OCTOBER 15, 2022

It is worth repeating that having some number in mind for portfolio size for when you retire based on some realistic work involving how much you make and how much you spend certainly makes sense but that number is no longer relevant once you retire. There are couple of different ways to go with this.

Numbers 55

Numbers Retirement Retirement Planning Portfolio 55

MarketWatch

JANUARY 30, 2023

billion in COVID-19 aid to small businesses with potentially ineligible Social Security numbers, said a Washington Post report on Monday citing a new estimate from the Pandemic Response Accountability Committee, or PRAC. government may have awarded roughly $5.4

Numbers 98

Numbers Government Accounting Marketing 98

oXYGen Financial

JANUARY 1, 2023

[CDATA[ Do you find yourself looking at the clock and seeing the same numbers each time? Finding that these repeating numbers make their way into every facet of your life, even including your totaled receipt from a recent purchase. These number sequences are. ]] Maybe its 11:11 or 3:33?

Numbers 59

Numbers 59

Calculated Risk

SEPTEMBER 23, 2023

At the Calculated Risk Real Estate Newsletter this week: • August Housing Starts: Near Record Number of Multi-Family Housing Units Under Construction • NAR: Existing-Home Sales Decreased to 4.04

Numbers 55

Numbers Sales Marketing Marketing 55

MarketWatch

MARCH 29, 2023

Seagate Technology Holdings PLC STX disclosed Wednesday that it is increasing the number of employees being laid off by 480, or 1% of its workforce. The maker of data-storage technologies had said in October that it planned to cut about 3,000 jobs, or 8% of its staff.

Numbers 73

Numbers Economics Marketing Marketing 73

Wealth Management

OCTOBER 13, 2023

Why have wealthy investors surged as the leading buy-side participants in this market segment?

Numbers 119

Numbers Marketing Marketing 119

Calculated Risk

JULY 19, 2023

Today, in the CalculatedRisk Real Estate Newsletter: June Housing Starts: Record Number of Multi-Family Housing Units Under Construction Excerpt: The fourth graph shows housing starts under construction, Seasonally Adjusted (SA). Red is single family units. Currently there are 688 thousand single family units (red) under construction (SA).

Numbers 52

Numbers 52

Don Connelly & Associates

MAY 15, 2023

The post Goal Setting: Not Just About the Numbers. Yet even though advisors are well-positioned in this stage of the relationship to have these critical conversations, encouraging their clients to discuss their financial goals and understanding on a deeper level why those goals are meaningful to them, is a significant challenge for many.

Numbers 52

Numbers Financial Advisor Financial Planning Clients 52

MarketWatch

APRIL 3, 2023

AAPL is shaving an unspecified number of jobs within its corporate retail teams, according to a Bloomberg report on Monday. Apple, which employed 164,000 as of September, has told affected employees that they would have the ability to reapply for a number of roles similar to their prior jobs.

Numbers 40

Numbers Retail Economy Marketing 40

Calculated Risk

DECEMBER 20, 2022

Today, in the CalculatedRisk Real Estate Newsletter: November Housing Starts: Record Number of Housing Units Under Construction Excerpt: Possibly Important: Note the sharp decline in multi-family permits in November. This ties last month as the all-time record number of units under construction.

Numbers 52

Numbers 52

Calculated Risk

AUGUST 19, 2023

At the Calculated Risk Real Estate Newsletter this week: • July Housing Starts: Record Number of Multi-Family Housing Units Under Construction • The "New Normal" Mortgage Rate Range • Part 2: Current State of the Housing Market; Overview for mid-August • Lawler: Early Read on Existing Home Sales in July; 3rd Look at Local Housing Markets in July; California (..)

Numbers 52

Numbers Sales Marketing Marketing 52

Random Roger's Retirement Planning

AUGUST 17, 2023

This article obviously favors more stocks but an interesting thing not said was at what number would it make sense to just flip from individual holdings to mutual funds and ETFs. The title tells you the author's conclusion, Why Your Portfolio Should Hold Way More Than 30 Stocks.

Numbers 57

Numbers Portfolio Portfolio Management Math 57

Calculated Risk

JULY 22, 2023

At the Calculated Risk Real Estate Newsletter this week: • June Housing Starts: Record Number of Multi-Family Housing Units Under Construction • NMHC: "Apartment Market Continues to Loosen" • Will house prices decline further later this year? pay) • NAR: Existing-Home Sales Decreased to 4.16

Numbers 52

Numbers Sales Marketing Marketing 52

Calculated Risk

OCTOBER 22, 2022

million SAAR in September • September Housing Starts: Record Number of Housing Units Under Construction • Monthly Mortgage Payments Up Record Year-over-year • 3rd Look at Local Housing Markets in September, California Sales off 30% YoY • Lawler: Early Read on Existing Home Sales in September; CAR Predicts Home Prices to Decline 8.8%

Numbers 75

Numbers Sales Marketing Marketing 75