Cornerstone Financial Advisory

FEBRUARY 20, 2023

” – Megan Thee Stallion (Megan Jovon Ruth Pete) How Qualified Charitable Distributions Can Help Reduce Your Tax Burden Generally, distributions from a traditional Individual Retirement Account are taxable in the year the account owner receives them. But, a qualified charitable distribution (QCD) is one exception to this rule.

Marketing 59

Marketing Marketing Taxes Distribution 59

Cornerstone Financial Advisory

FEBRUARY 26, 2024

TR = total return for the index, which includes any dividends as well as any other cash distributions during the period. FMG is not affiliated with the named representative, financial professional, Registered Investment Advisor, Broker-Dealer, nor state- or SEC-registered investment advisory firm. Inflection Point?

Marketing 86

Marketing Marketing Economics Taxes 86

Cornerstone Financial Advisory

MARCH 18, 2024

TR = total return for the index, which includes any dividends as well as any other cash distributions during the period. FMG is not affiliated with the named representative, financial professional, Registered Investment Advisor, Broker-Dealer, nor state- or SEC-registered investment advisory firm.

Marketing 90

Marketing Marketing Taxes Economics 90

Ballast Advisors

NOVEMBER 27, 2023

Roth contributions are not deductible, but Roth-qualified distributions are not taxable. The penalty for failing to do so is substantial: 25% of any amount that you failed to distribute as required (10% if corrected in a timely manner). You have to make the withdrawals by the date required — the end of the year for most individuals.

Taxes 40

Taxes Retirement Planning Distribution Retirement 40

Cornerstone Financial Advisory

MARCH 11, 2024

TR = total return for the index, which includes any dividends as well as any other cash distributions during the period. FMG is not affiliated with the named representative, financial professional, Registered Investment Advisor, Broker-Dealer, nor state- or SEC-registered investment advisory firm.

Marketing 79

Marketing Marketing Insurance Taxes 79

Cornerstone Financial Advisory

JANUARY 29, 2024

TR = total return for the index, which includes any dividends as well as any other cash distributions during the period. FMG is not affiliated with the named representative, financial professional, Registered Investment Advisor, Broker-Dealer, nor state- or SEC-registered investment advisory firm.

Marketing 86

Marketing Marketing Economics Taxes 86

Cornerstone Financial Advisory

APRIL 22, 2024

TR = total return for the index, which includes any dividends as well as any other cash distributions during the period. FMG is not affiliated with the named representative, financial professional, Registered Investment Advisor, Broker-Dealer, nor state- or SEC-registered investment advisory firm.

Marketing 52

Marketing Marketing Taxes Economics 52

Cornerstone Financial Advisory

MARCH 4, 2024

TR = total return for the index, which includes any dividends as well as any other cash distributions during the period. FMG is not affiliated with the named representative, financial professional, Registered Investment Advisor, Broker-Dealer, nor state- or SEC-registered investment advisory firm.

Marketing 74

Marketing Marketing Economics Taxes 74

Cornerstone Financial Advisory

APRIL 29, 2024

TR = total return for the index, which includes any dividends as well as any other cash distributions during the period. FMG is not affiliated with the named representative, financial professional, Registered Investment Advisor, Broker-Dealer, nor state- or SEC-registered investment advisory firm.

Marketing 52

Marketing Marketing Taxes Economics 52

Cornerstone Financial Advisory

FEBRUARY 5, 2024

TR = total return for the index, which includes any dividends as well as any other cash distributions during the period. FMG is not affiliated with the named representative, financial professional, Registered Investment Advisor, Broker-Dealer, nor state- or SEC-registered investment advisory firm.

Marketing 81

Marketing Marketing Taxes Economics 81

ClearMoney

DECEMBER 16, 2021

UNITED STATES: Dimensional Fund Advisors LP is an investment advisor registered with the Securities and Exchange Commission. Investment products: • Not FDIC Insured • Not Bank Guaranteed • May Lose Value Dimensional Fund Advisors does not have any bank affiliates. Please read the prospectus before investing.

Commission 52

Commission Distribution License Sales 52

BlueMind

NOVEMBER 24, 2022

Registered Investment Advisors versus Broker-Dealers The bigger the wealth, the more complicated it is to manage it. Over the recent years, these clients are more inclined to prefer registered investment advisors (RIA) over broker-dealers to manage their affluence, and understandably so.

Clients 98

Clients Insurance Financial Advisor Assets 98

Cornerstone Financial Advisory

APRIL 1, 2024

TR = total return for the index, which includes any dividends as well as any other cash distributions during the period. FMG is not affiliated with the named representative, financial professional, Registered Investment Advisor, Broker-Dealer, nor state- or SEC-registered investment advisory firm.

Marketing 52

Marketing Marketing Economics Taxes 52

Cornerstone Financial Advisory

APRIL 15, 2024

TR = total return for the index, which includes any dividends as well as any other cash distributions during the period. FMG is not affiliated with the named representative, financial professional, Registered Investment Advisor, Broker-Dealer, nor state- or SEC-registered investment advisory firm.

Marketing 52

Marketing Marketing Taxes Economics 52

Carson Wealth

JANUARY 5, 2023

Traditional 401(k)s, 403(b)s, and IRAs offer a tax deferral on contributions and growth until distribution. Their Roth counterparts can provide an inverse benefit: Contributions are taxed up front, but growth and qualified distributions are tax-free. One of those is the Required Minimum Distribution (RMD) rule.

Distribution 98

Distribution Retirement Planning Taxes 98

WiserAdvisor

MARCH 13, 2024

It helps to pay meticulous attention to assets held in tax-deferred accounts like Traditional Individual Retirement Accounts (IRAs), 401(k) plans, and 403(b) plans, as they mandate Required Minimum Distributions (RMDs) for individuals beyond a certain age. Failure to adhere to RMD requirements can result in substantial penalties.

Retirement Planning 105

Retirement Planning Retirement Planning Estate Planning 105

Darrow Wealth Management

NOVEMBER 17, 2022

Further, both examples ignore other sources of income, such as wages, pre-tax retirement account distributions, dividends, etc., Darrow Wealth Management is a financial fiduciary and fee-only registered investment advisor in Boston and Needham, MA. that could increase the tax due from the surtax. About Darrow Wealth Management.

Taxes 95

Taxes Wealth Management Tax Planning Planning 95

Trade Brains

AUGUST 28, 2023

The company, along with its subsidiary Lumel Alucast, produces and distributes high-pressure die casting made of aluminium. Additionally, it offers various manufacturing services such as mould design and production, EMI/EMC testing, electronic manufacturing, and software solutions. Cr Fresh Issue ₹75.00 Cr Offer for Sale (OFS) ₹415.78

Manufacturing 52

Manufacturing Electronics Sales Engineering 52

Ballast Advisors

JULY 7, 2023

Distributed by Financial Media Exchange. Disclosures: The material presented is derived from sources Ballast Advisors consider to be reliable, but the accuracy and completeness cannot be guaranteed. Ballast Advisors, LLC is a registered investment advisor under the Investment Advisers Act of 1940, as amended.

Retirement 40

Retirement Distribution Planning Investment Advisor 40

Brown Advisory

AUGUST 1, 2019

From a legacy planning standpoint, two distinctions are especially important: Roth IRAs do not require their owners or spouses to take mandatory distributions. In contrast, traditional IRAs impose mandatory withdrawals, called “Required Minimum Distributions” or “RMDs” beginning at age 70½.

Planning 52

Planning Distribution Taxes Accounting 52

Brown Advisory

AUGUST 1, 2019

From a legacy planning standpoint, two distinctions are especially important: Roth IRAs do not require their owners or spouses to take mandatory distributions. In contrast, traditional IRAs impose mandatory withdrawals, called “Required Minimum Distributions” or “RMDs” beginning at age 70½.

Planning 52

Planning Distribution Taxes Accounting 52

Cornerstone Financial Advisory

DECEMBER 5, 2022

Qualified distributions to a Roth IRA are tax-free. FMG is not affiliated with the named representative, financial professional, Registered Investment Advisor, Broker-Dealer, nor state- or SEC-registered investment advisory firm. Registered Representative, Securities offered through Cambridge Investment Research, Inc.,

Marketing 59

Marketing Marketing Taxes Economics 59

Carson Wealth

DECEMBER 1, 2022

Qualified employer retirement plans allow tax-deferred growth, which means accounts are not subject to taxes on dividends or capital gains until proceeds are distributed at a later date. Younger investors have a much longer time frame before they need investment proceeds.

Retirement Planning 73

Retirement Planning Risk Tolerance Retirement Budgeting 73

Carson Wealth

DECEMBER 7, 2022

Talking with an investment advisor or financial planner can help determine your goals and develop a college saving strategy that can take a huge goal and break it into bite-sized pieces.   . For a comprehensive review of your personal situation, always consult with a tax or legal advisor.

Financial Planner 52

Financial Planner Insurance Retirement Planning Retirement 52

ClearMoney

DECEMBER 5, 2021

UNITED STATES: Dimensional Fund Advisors LP is an investment advisor registered with the Securities and Exchange Commission. Investment products: • Not FDIC Insured • Not Bank Guaranteed • May Lose Value Dimensional Fund Advisors does not have any bank affiliates. Please read the prospectus before investing.

Commission 52

Commission Retail Distribution Sales 52

WiserAdvisor

AUGUST 25, 2023

An indirect rollover You receive a distribution from your traditional IRA in this method. You have a 60-day window to deposit the distributed amount into your Roth IRA. This allows retirees more flexibility in managing their distributions and potentially preserving their wealth for a longer period.

Taxes 52

Taxes Retirement Financial Advisor Accounting 52

ClearMoney

MARCH 1, 2022

UNITED STATES: Dimensional Fund Advisors LP is an investment advisor registered with the Securities and Exchange Commission. Investment products: • Not FDIC Insured • Not Bank Guaranteed • May Lose Value Dimensional Fund Advisors does not have any bank affiliates. Please read the prospectus before investing.

Commission 52

Commission Distribution Asset Allocation Investing 52

Trade Brains

AUGUST 13, 2023

Further, it has entered into an exclusive partnership with Reposl, an established oil giant in Spain to process, distribute and market its products in India. Investors must therefore exercise due caution while investing or trading in stocks. Please consult your investment advisor before investing.

Engineering 97

Engineering Manufacturing Portfolio Sales 97

ClearMoney

DECEMBER 13, 2021

UNITED STATES: Dimensional Fund Advisors LP is an investment advisor registered with the Securities and Exchange Commission. Investment products: • Not FDIC Insured • Not Bank Guaranteed • May Lose Value Dimensional Fund Advisors does not have any bank affiliates. Please read the prospectus before investing.

Marketing 52

Marketing Marketing Commission Distribution 52

Harness Wealth

MARCH 29, 2023

Councilor, Buchanan & Mitchell is a full-service accounting and advisory firm in the Mid-Atlantic region in the Harness Wealth Advisor network. Below are some insights from Richard Morris, Executive Vice President and Director of Tax Services, and Alex Seleznev, Senior Investment Advisor and Chief Operating Officer of MBI, LLC.

Tax Planning 52

Tax Planning Taxes Planning Marketing 52

Ballast Advisors

MARCH 17, 2023

Talk to your financial advisor for help. Distributed by Financial Media Exchange. Important Disclosures: The opinions expressed herein are those of Ballast Advisors, LLC and are subject to change without notice. Ballast Advisors, LLC is a registered investment advisor under the Investment Advisers Act of 1940, as amended.

Taxes 40

Taxes License Distribution Investment Advisor 40

Trade Brains

DECEMBER 20, 2022

The clientele of the company includes industries like private and public sector banks, insurance firms, e-commerce logistics players, railways, and retail petroleum distribution outlets. Book Running Lead Managers: IIFL Securities Limited, Motilal Oswal Investment Advisors Limited, and YES Securities (India) Limited.

Management 52

Management Retail Banking Clients 52

Ballast Advisors

NOVEMBER 29, 2022

For example, if you’re invested in mutual funds, capital gain distribution can be out of your control sometimes– where they may sell positions in portfolio — and out of the blue you can have a significant capital gain you didn’t anticipate,” adds Parnell. Depending on your situation, you may have big capital gains in the future.

Taxes 40

Taxes Portfolio Management Sales Portfolio 40

WiserAdvisor

OCTOBER 4, 2022

The Required Minimum Distributions (RMDs) will start from the age of 72, and you would have to pay tax on each distribution. Dash Investments is privately owned by Jonathan Dash and is an independent investment advisory firm, managing private client accounts for individuals and families across America.

Budgeting 102

Budgeting Retirement Healthcare Food 102

ClearMoney

NOVEMBER 4, 2021

Expected returns: The percentage increase in value a person may anticipate from an investment based on the level of risk associated with the investment, calculated as the mean value of the probability distribution of possible returns. Please read the prospectus before investing.

Asset Allocation 52

Asset Allocation Commission Portfolio Distribution 52

ClearMoney

FEBRUARY 22, 2022

UNITED STATES: Dimensional Fund Advisors LP is an investment advisor registered with the Securities and Exchange Commission. Investment products: • Not FDIC Insured • Not Bank Guaranteed • May Lose Value Dimensional Fund Advisors does not have any bank affiliates. Please read the prospectus before investing.

Asset Allocation 52

Asset Allocation Commission Portfolio Assets 52

Cordant Wealth Partners

DECEMBER 2, 2022

This timing matters because if your annual bonus, vesting stock, and first SERPLUS distribution all hit in the same year, you may be pushed into a much higher tax bracket than if the SERPLUS distribution didn’t come until the following year. Cordant, Inc. (“Cordant”) is a registered investment advisor.

Planning 52

Planning Retirement Taxes Accounting 52