The Big Picture

OCTOBER 19, 2023

My prior sentiment discussions focused on two things: The general unreliability of surveys — asking people questions and then assuming their answers are accurate or honest; they are not, often because people are loathe to say “ I don’t know.” 4 People’s perceptions do not match the data.

Media 350

Media Economy Economics Wealth Management 350

The Big Picture

OCTOBER 12, 2023

Why are economists so eager to predict it will tank? That points to the question: Why do economists get these things so consistently wrong? And to a corollary: Why pay any attention to their forecasts? Together they are the majority of people killed by cars globally. New York Times ) • The economy has been strong.

Ethics 130

Ethics Economy Financial Services Management 130

The Big Picture

DECEMBER 13, 2022

Some Bosses Embrace Work From Home to Keep Wages Down : With potential hires in short supply, companies increase their recruiting in areas where pay is lower. Housing represents about a third of the value of the market basket of goods and services that the Bureau of Labor Statistics (BLS) uses to track inflation in the Consumer Price Index.

Recruitment 154

Recruitment Distribution Accounting Sales 154

Million Dollar Round Table (MDRT)

MAY 21, 2023

By Jeffrey Scott, CFP, ChFC We sell an intangible asset that is nothing more than a promise to pay a particular amount at a specific point in time. The client value proposition Most people can state what they do in their jobs, but very few people can tell you what they believe. Here’s how we can do that.

Insurance 79

Insurance Communication CFP Clients 79

Clever Girl Finance

MARCH 29, 2024

When you have to pay for it, it can be a major hindrance. Keep reading to learn more about how capitalized interest works and how borrowers can avoid it or pay it off on their student loans. Why am I paying capitalized interest? If you want to avoid paying more than you borrow, avoiding this type of interest is best.

Education 75

Education Accounting Planning Assets 75

Clever Girl Finance

OCTOBER 4, 2022

Which is why it's important to consider businesses and industries that are recession proof. For example, businesses in homes and vehicle repairs, public services like plumbing and electricity, grocery, etc, all tend to do well. Funeral services. However, these are products and services that are in demand even during a recession.

Food 104

Food Economy Healthcare Economics 104

Clever Girl Finance

APRIL 29, 2024

When it comes to financial decisions, such as saving money and building wealth, we can all probably come up with several excuses as to why we haven’t done certain things. Why do people make poor financial choices? And the opportunity to improve can come from learning from other people’s money mistakes!

Budgeting 83

Budgeting Planning Accounting Investing 83

Clever Girl Finance

MARCH 9, 2024

If it happens unexpectedly, you might ask, “Why did my credit score drop?” Table of contents Why did my credit score drop? 11 Common factors Expert tip: Don’t panic if your credit score changes slightly Why did my credit score go down when nothing changed and how can I tell? Why did my credit score drop?

Accounting 75

Accounting Management Budgeting Taxes 75

Investment Writing

MAY 7, 2024

Also, if you’re writing for an audience of individual investors, pay attention to my list of “ Words to avoid in your investment communications with regular folks. ” I admit that I’m one of those people the speaker discusses who complains about the incorrect use of the verb “impact.” Also, see “ affect/effect/impact.”

Asset Allocation 104

Asset Allocation Communication Clients Assets 104

Carson Wealth

NOVEMBER 2, 2023

What amount will I pay for Medicare Part B coverage? IRMA is the monthly surcharge one pays for their Medicare Part B premiums for having a high income two years prior to the current year. In my experience, it may be almost as complicated as the Internal Revenue Code! Medicare Eligibility When am I eligible for Medicare?

Insurance 143

Insurance Medical Planning Accounting 143

Carson Wealth

NOVEMBER 29, 2023

By Matt Lewis, CLTC ® , Vice President, Insurance In today’s world it’s fair to say that most reasonable people believe they are going to live a long life. Seven out of 10 people will eventually require long-term care in their lifetime. Seven out of 10 people will eventually require long-term care in their lifetime.

Planning 143

Planning Insurance Assets Financial Advisor 143

Your Richest Life

APRIL 28, 2023

But for many people, negotiation can be so uncomfortable that they avoid it altogether. So whether you’re starting a new job or asking for a pay raise, negotiation skills are crucial for everyone. For example, what do people in your field tend to make in your area? Here are some tips for negotiating successfully.

Financial Planner 105

Financial Planner Certification CFP Numbers 105

The Big Picture

FEBRUARY 21, 2023

If you think about what Vanguard is all about, we sit there each and every day, figuring out how do we help people retire better, put their kids through college, afford that dream home? RITHOLTZ: Why? Masters in Business Live is back, and this one with the CEO of the Vanguard Group was really quite wonderful. This completes my set.

Clients 271

Clients Investing Investments Retirement 271

Integrity Financial Planning

APRIL 11, 2023

1][2] While the two ultimately have the same goal –to acquire a good or service—their intentions and outcomes differ. So, let’s discuss the main differences between an expense and an investment and why sometimes, the reasoning to back up each cost can make a difference. People often spend their money on expenses.

Investing 97

Investing Investments Financial Planning Planning 97

Good Financial Cents

APRIL 3, 2023

My husband Greg worked as a mortician, and I was the Director of Family Services. Some didn’t have enough money to cover final expenses like the funeral bill, and others confided in me they had no idea how they would pay their bills. Not only that, but people don’t want to think about dying.

Insurance 101

Insurance Insurance Coverage Medical Planning 101

Envision Wealth Planning

SEPTEMBER 14, 2022

So you don’t overspend or forget to pay something. Typically, people are told to keep a three to six-month cash reserve as a single woman. Many people do not have parents or another family to fall back on in an emergency. Smart money moves are critical for a single young woman to make upon starting a career path.

Retirement Planning 98

Retirement Planning Insurance Healthcare Planning 98

Carson Wealth

AUGUST 31, 2022

That’s why it’s a good idea to consult a qualified professional about which plan works best for you. For most people, the enrollment age is 65. Because the coverage is free for people who paid taxes during their working careers. What’s not covered in Part A or Part B: medical services outside the U.S.,

Planning 98

Planning Medical Insurance CFP 98

Good Financial Cents

JANUARY 20, 2023

Start a Cleaning Service 17. Start a Pool Cleaning Service 35. Online Surveys Paid surveys are one of the fastest ways to make money, and it’s easy to see why. Many online survey sites only pay $1 to $5 per survey you complete, and some pay even less. Online Surveys 2. Deliver Packages with Amazon Flex 4.

Food 104

Food Advertising Accounting Sales 104

The Big Picture

FEBRUARY 6, 2024

I love finding these people who are just absolute rock stars within their space that most of the investing public probably is not familiar with, haven’t heard about them. And Tom explains what goes into quality stock selection, why they went to the ETF. . ~~~ This is Masters in business with Barry Ritholtz on Bloomberg Radio.

Valuation 130

Valuation Investing Investments Assets 130

Sara Grillo

NOVEMBER 13, 2023

Today I’ve got Joanne Giardini-Russell to talk about why transitioning to Medicare is a big deal and how to help your clients avoid the common Medicare mistakes. We’ll discuss: Why is Medicare even important to talk about? Might sound like a dumb question but let’s talk about why it’s actually a pretty big deal. A good referral.

Clients 59

Clients Financial Advisor Healthcare Insurance 59

Clever Girl Finance

MARCH 6, 2023

You have things to pay for, such as clothes, entertainment, going out with your friends, and let's not forget gas or transportation. Why you should make money as a teenager Although you may not need to bring in a paycheck, it is still a good idea. Earning money as a teenager can seem like an uphill battle. So keep reading!

Media 86

Media Accounting Banking Food 86

Clever Girl Finance

JULY 12, 2023

People who don’t go to college are often seen as having less earning potential. But that’s flat-out wrong on so many levels because there are jobs that pay well without a degree! Table of contents Can I find jobs that pay well without a degree? What is the highest paying career without a degree? Yes, obviously!

Education 81

Education Certification License Engineering 81

Clever Girl Finance

JANUARY 2, 2023

But before we dive into our reasons why being hardworking is the key to success, let's talk about why it matters! Why does working hard even matter? During those two years, people knew me as a hard worker. 5 Reasons why being hardworking is the key to success! Here are the reasons why you should work hard!

Nonprofit 88

Nonprofit Management Media Planning 88

FMG

FEBRUARY 27, 2023

Read on to learn more about each website and why we chose to include it on our list. They have many unique features, but one that really stands out is “ BBA Cares ,” which shows their strong commitment to community service. It’s important to give back to the community and share information beyond your products and services.

Financial Advisor 98

Financial Advisor CFP Financial Planning Wealth Management 98

Clever Girl Finance

JUNE 27, 2023

Customer service representative 2. Customer service representative Even though companies are moving online, customer satisfaction is still their bread and butter. Hence, customer service representatives are the ones taking calls on customer feedback, complaints, and questions. That’s why it’s one of the best jobs from home.

Certification 81

Certification Recruitment Engineering Media 81

Clever Girl Finance

DECEMBER 12, 2022

And even if you do have a full-time job, there are plenty of side hustles that can help you earn some extra cash to use towards paying off your debt and bulking up your savings accounts. According to the Bureau of Labor Statistics, the median pay for freelance writers is $69,510 a year, or $33.42 Become a freelance writer.

Media 90

Media Investing Investments Food 90

Clever Girl Finance

MAY 13, 2023

Are there any jobs that are completely safe from layoffs and pay cuts? People with degrees may even find themselves working low-earning jobs. These generally involve necessities or everyday life situations that people will pay for even when times are tough such as food and healthcare.

Healthcare 77

Healthcare Education Economy Transportation 77

Clever Girl Finance

FEBRUARY 2, 2023

People who are rich might drive a fancy car, live in an amazing house in the best part of town, or have a high-paying job, but it comes at a cost. Wealthy people don’t necessarily own the latest gadgets or cars or throw lavish parties. For example, wealthy people choose to be cautious about expenses and plan out their finances.

Assets 124

Assets Accounting Investing Investments 124

MazumaBusinessAccounting

APRIL 2, 2023

But settling on the right price to charge for the services you provide can be one of the most overwhelming decisions for many business owners. At a glance, the price of your services will suggest the quality of service customers can expect from your business and may be the reason many clients will choose your business over your competitors.

Communication 52

Communication Clients Professional Services Consulting 52

MazumaBusinessAccounting

APRIL 3, 2023

But settling on the right price to charge for the services you provide can be one of the most overwhelming decisions for many business owners. At a glance, the price of your services will suggest the quality of service customers can expect from your business and may be the reason many clients will choose your business over your competitors.

Communication 52

Communication Clients Professional Services Consulting 52

Clever Girl Finance

JULY 15, 2023

Translate for people 11. Listen to people’s problems 15. Wait in line for someone Will someone really pay you to stand in a queue? Standing in line can be tedious and frustrating, and people are willing to pay others to do it for them. Don’t have a typical 9 to 5 job but need to know how to get money fast?

Food 81

Food Certification Medicine Electronics 81

Clever Girl Finance

MAY 15, 2024

Why shouldn’t I delay getting life insurance? Articles related to insurance Get the benefits of life insurance to ensure your peace of mind While working in the financial services industry, I saw a very similar and unfortunate situation play out where the breadwinner of the family passed away suddenly.

Insurance 52

Insurance Budgeting Taxes Insurance Coverage 52

Clever Girl Finance

OCTOBER 13, 2023

Is night shift pay worth it? Over night jobs come with attractive benefits, including higher pay, less competition, and more independence. That said, there may be specific categories of people who might be better suited to night shift jobs. So keep reading! Table of contents Who are night shift jobs suitable for? and 12 a.m.,

Healthcare 52

Healthcare Medical Media Communication 52

Clever Girl Finance

OCTOBER 7, 2022

People with degrees may even find themselves working low-earning jobs. These generally involve necessities or everyday life situations that people will pay for even when times are tough, such as food and healthcare. People will get sick even during a recession. 19 recession-proof jobs. 19 recession-proof jobs.

Healthcare 97

Healthcare Education Transportation Medical 97

Gen Y Planning

SEPTEMBER 1, 2023

That means the more you can pay using pre-tax dollars, the lower your tax bracket and the more money you’ll save. Premiums: Premiums are those pesky payments you (and possibly your employer) pay to maintain your health insurance policy. Once you’ve spent that amount, your insurance provider will begin to pay. So what do you do?

Insurance 52

Insurance Planning Medical Healthcare 52

eMoney Advisor

DECEMBER 21, 2022

Goal-based planning is a good option when you don’t have all the client’s financial details, but they’re asking for help reaching specific individual goals, such as setting a budget, saving for an emergency fund, or paying off a student loan. Many people need help articulating their precise financial goals.

Financial Planning 76

Financial Planning Planning Budgeting Clients 76

Clever Girl Finance

OCTOBER 16, 2023

A lot of people have strong feelings for or against those terms, but both can offer a lot to improve your lifestyle. Define which method you prefer: Being frugal or being thrifty Know why you want to save money and make it a habit Are thrifty and frugal the same thing? Let’s discuss this in more detail!

Budgeting 79

Budgeting Economy Retail Retirement 79