The Big Picture

MAY 1, 2023

Barron’s ) • The Bear Market’s Survivors Share Their Biggest Lessons : With the S&P 500 in the longest bear market since 1973, individual investors maneuver differently from just months ago. But most of all, it was just simple maths according to Druck. The easy part is over. The first was don’t lose money.

Math 282

Math License Economy Economics 282

Abnormal Returns

OCTOBER 4, 2022

Markets Lumber prices are back down to pre-pandemic levels. calculatedriskblog.com) A doubling of the mortgage rates radically changes housing math. theirrelevantinvestor.com) Risk parity funds have not avoided the market downturn. abnormalreturns.com) Adviser links: more than the numbers.

Math 130

Math Financial Advising Media Economy 130

The Big Picture

JULY 20, 2023

At least, if you are a smart investor who does the right things: Set up a financial plan, manage your own behavior, engage in long-term thinking, and avoid reacting to the endless daily noise that markets + media generate. The performance numbers reveal this is a terrible trade-off for the average retail investor.

Math 186

Math Financial Planning Assets Management 186

The Big Picture

JUNE 24, 2023

To be a successful investor you need to possess a number of different traits. You need to understand how math, statistics and probabilities work. You also need a deep understanding of financial market history from booms to busts.

Math 263

Math Advertising Financial Advice Assets 263

Getting Your Financial Ducks In A Row

OCTOBER 31, 2022

The recent stock market activity has given us plenty of opportunities to experience extremes of emotion… but then again, you can pretty much choose any time period and make a similar statement. There’s no shame in admitting that factor – for a lot of us, math can be very tough. We Want Control… or Do We?

Math 113

Math Investing Investments Retirement 113

The Better Letter

MARCH 16, 2023

The maths are exactly the same. These sorts of math problems are the focus of this week’s TBL. Math Problems As this TBL goes live, just 16 games and one day of the NCAA Tournament are in the books, yet my bracket is a mess. We notice the unlikelihood of 100 in a row because of the pattern. Thanks for reading.

Math 93

Math Numbers Medicine Compliance 93

The Big Picture

AUGUST 29, 2023

My Two-for-Tuesday morning train WFH reads: • Stock Pickers Never Had a Chance Against Hard Math of the Market : In years like this one, when just a few big companies outperform, it’s hard to assemble a winning portfolio. Businessweek ) but see With cash earning 5%, why risk money on the stock market? With the 10 year at 4.2%

Insurance 130

Insurance Math Economics Economy 130

The Big Picture

MARCH 31, 2023

The platform had punched above its weight in pure user numbers thanks to an unrivaled ability to both distribute real-time information and make expertise available. Real Estate Bust Exposes Big Divide At the heart of the country’s economic and social crisis is a broken housing market, which has amplified social divisions.

Banking 157

Banking Math Distribution Investment Advisor 157

Random Roger's Retirement Planning

NOVEMBER 6, 2023

My process here for the notional values was that the multiplier is 100 so a put struck at 4100 would hedge $410,000 worth of stock, so then I just multiplied the dollar amount by the number of puts. The Cambria Tail Risk Fund was down a little over 2% last week and the Alpha Architect Tail Risk ETF (CAOS) was up 4%.

Math 92

Math Education Management Taxes 92

Your Richest Life

NOVEMBER 9, 2023

Here’s a look at some of the current factors that are impacting prices and availability: Big Purchase to Wait on: The Housing Market The housing market has been hit with a triple whammy that is making home shopping particularly difficult right now. That number fell to 1.6 The post In the Market for a Big Purchase?

Marketing 52

Marketing Marketing Budgeting Financial Planner 52

The Big Picture

AUGUST 9, 2023

But we have to look beyond the big scary number syndrome here and put this figure into context. However, various market indicators, including house prices and rents, suggest that the housing market has slowed significantly with the rise in interest rates. economy. ( A Wealth of Common Sense ) • Where Is Shelter Inflation Headed?

Math 130

Math Electronics Economy Numbers 130

The Irrelevant Investor

NOVEMBER 20, 2021

These numbers, which felt crazy at the time, seem quaint compared to today. But on balance, this list, which had 84 members and $310 billion in market cap, is worth trillions of dollars today*. This number comes from Crunchbase , who just published a report showing that the number of newly minted decacorns hit a record high in 2021.

Math 52

Math Startup Numbers Valuation 52

The Irrelevant Investor

NOVEMBER 11, 2018

By Nick Maggiulli The fact that high beta firms tend to have lower quality and higher financial leverage is perhaps one good reason why the outperformance in bull markets is more than erased during bear markets By David Varadi Real math is painfully precise. Investment finance math is sales math.

Math 52

Math Economics Economy Numbers 52

Carson Wealth

FEBRUARY 22, 2023

Matt Kory, Vice President, Retirement Programs As a retirement income vehicle, the 401(k) is second in popularity only to Social Security – and as CNBC reported in 2019 the number of 401(k) millionaires is at an all-time high. Just think of the numbers. People are living longer these days, and that number is only going up.

Retirement 98

Retirement Taxes Planning Math 98

Mr. Money Mustache

MAY 20, 2022

In the three months or so since we last spoke, the world has become an entirely different place – at least for those of us who keep up with any sort of international, financial or stock market news. The bottom line is that the overall US stock market is down about 20% over the past three months. Data source: S&P market data.

Marketing 55

Marketing Marketing Retirement Investing 55

Clever Girl Finance

FEBRUARY 6, 2023

The term personal finance ratios might be giving you flashbacks to math class. In mathematical terms, a ratio is essentially a way to compare two numbers to each other. Since personal finance is all about numbers, that can come in handy in many ways! Money in a checking, savings, or also money market account is highly liquid.

Numbers 75

Numbers Assets Retirement Budgeting 75

Integrity Financial Planning

JANUARY 23, 2023

You might have a generic 60/40 portfolio that you expected to cover the rest of your income needs but that possibly needs updating after recent market activity. 3] So, it’s easy math: the less you work, the less you’ll earn. Regardless, Social Security can provide a helping hand with your income.

Retirement 89

Retirement Math Retirement Planning Financial Planning 89

Discipline Funds

MARCH 6, 2024

This meant that there was very little demand for debt and so increasing the supply of potential loans was like an apple cart salesman increasing the number of apples he sells with the hope that more supply would create its own demand. This is the basic math behind what’s happened to every consumer who owns these bonds.

Banking 109

Banking Government Economy Assets 109

Random Roger's Retirement Planning

JULY 8, 2023

That is difficult to pull off but if you do the math on that it shows long term outperformance. Having that much in asset classes that are intended to not look like equities should mean that the long term result won't look anything like the stock market. 75/50 seeks to capture 75% of the upside with only 50% of the downside.

Asset Allocation 60

Asset Allocation Math Portfolio Assets 60

Steve Sanduski

AUGUST 4, 2022

It’s been clear for quite some time from industry data and personal experience that net organic revenue growth of RIA firms is quite low when you, by definition, exclude market movement. Charles Schwab just released their 2022 RIA Benchmarking Study and I decided to crunch the numbers and see what the data shows. AUM Growth.

Math 52

Math Portfolio Numbers Distribution 52

Nationwide Financial

SEPTEMBER 12, 2022

Equity markets seek to continue their bounce, after showing gains for the first time in four weeks. Investors appear to have come to terms with the Fed’s resolve to curb inflation, while global markets are reacting to progress in Ukraine’s fight against Russia. This is causing the euro to rally against the dollar.

Retail 52

Retail Math Banking Economics 52

Random Roger's Retirement Planning

NOVEMBER 21, 2023

The way my new firm is set up, I could outsource everything, for a fee, and the way this was positioned, I think there might be a decent number of advisors who do just that. This is good reminder about the stock market's ergodicity, the market's tendency to work higher. Know the difference and let the market do most of the work.

Portfolio 72

Portfolio Asset Allocation Math Compliance 72

Random Roger's Retirement Planning

DECEMBER 1, 2023

Keeping up with the broad stock market is not one of them. Part of the math that determines options premiums is the risk free rate of return from T-bills. The WisdomTree PutWrite Strategy Fund (PUTW) has a much different implementation of the strategy and the numbers aren't great.

Math 57

Math Retirement Numbers Portfolio 57

Clever Girl Finance

AUGUST 14, 2022

If you're in the market for a car , setting up a sinking fund a few months in advance will help to offset costs significantly. Intentional and meaningful spending on holiday gifts goes a long way over giving in to enticing holiday marketing from retailers, and your sinking fund can help you achieve that. What number of sinking funds?

Budgeting 98

Budgeting Accounting Medical Math 98

The Big Picture

SEPTEMBER 19, 2023

One, one is true and I’ve always said is that I wanted people to stop, ask if I could doing math. And no one asked me if I can do math anymore with a degree from Booth, particularly in econometrics and statistics. So people really ask you, you take French and can you do math. New York is number one. Two reasons.

Assets 144

Assets Management Portfolio Investing 144

Walkner Condon Financial Advisors

JUNE 2, 2023

CFP Board certificant data makes one thing clear: “the issue of the low number of women CFP® professionals is primarily a problem of attraction, and not one of retention. The first being an increase in the number of women actually filling those professional roles, which I previously discussed. Future returns may be lower or higher.

Financial Planning 98

Financial Planning Planning CFP Financial Advisor 98

Clever Girl Finance

OCTOBER 20, 2022

Money market accounts. Meanwhile, cash equivalents are investments that can be sold for cash relatively quickly and easily while still maintaining their market value. A highly liquid investment is one that: Is in an established liquid market. Maintains a large number of readily-available, interested buyers.

Assets 59

Assets Accounting Math Portfolio 59

Carson Wealth

FEBRUARY 5, 2024

While it has no bearing on the market, for those looking for a rooting interest, we review market performance after the NFC and AFC have won the Super Bowl. For a broad view of our expectations for the economy, stocks, and bonds in 2024, download our 2024 Market Outlook. When January is down, the market is up about 2.1%

Marketing 97

Marketing Marketing Economy Manufacturing 97

The Big Picture

JANUARY 24, 2023

KLINSKY: You know, and what we were doing was basically advising Goldman clients how to take their own family businesses back off the stock market. KLINSKY: There had been stagflation, where the stock market was lower in ‘81 than it had been in 1968. And you know, incredibly depressed market, super high interest rates.

Investing 260

Investing Investments Numbers Banking 260

Random Roger's Retirement Planning

DECEMBER 10, 2023

As a matter of math, it cannot repeat the run from 8.5% It's not that 60/40, or some other combination of numbers is bad or dead, more like how we build the 40 or other number maybe needs to be different. That's probably the worst scenario, based on real market results, we could possibly concoct. in November.

Portfolio 58

Portfolio Math Assets Retirement 58

The Big Picture

SEPTEMBER 19, 2022

And from a public market, that sounds like it’s a compliance and conflict nightmare. WENGER: No, we’ve definitely always been disciplined on valuation, and we’ve let a number of things go. And you know, the only thing math works on recognition by peers, and there’s some prizes.

Valuation 299

Valuation Investing Investments Engineering 299

Random Roger's Retirement Planning

JULY 15, 2022

I built portfolio that is 67% NTSX, 20% Forum Funds Delaware Absolute Mohican Convertible Arbitrage Fund (ARBIX) and 13% AGFiQ US Market Neutral Anti Beta ETF (BTAL). and that is the number I will assume. The math shows the NTSX/ARBIX/BTAL combo would be down 14.7% Those names certainly are a mouthful.

Portfolio 46

Portfolio Math Numbers Marketing 46

Random Roger's Retirement Planning

FEBRUARY 8, 2023

This excerpt from the fact sheet paints a good picture of what it's trying to do.target significant gains in extended periods of high volatility (Crisis Alpha) while using short volatility exposure to seek to harvest the volatility risk premium in normal markets. In 2021 it was up roughly the same 27% as the S&P 500.

Portfolio 40

Portfolio Math Management Investing 40

The Big Picture

MAY 9, 2024

TikTokInvestors: “Apart from his misleading arrogance and the inaccurate market statistics mentioned, a 401K is possibly the best investment vehicle for the average American. I doubt he’s run the real numbers of being invested in the stock market tax deferred with an additional company match. The dumbest idea ever!

Media 329

Media Taxes Math Investing 329

The Better Letter

DECEMBER 15, 2022

Those of us called upon professionally to write about market performance in 2022 as the year ends are necessarily struggling for the right verbiage. That’s because, in language as plain as I can make it, pretty much every market and sector has had a very bad 2022. The MSCI Emerging Markets Index is off nearly 20 percent.

Investing 79

Investing Investments Portfolio Numbers 79

Brown Advisory

JANUARY 17, 2024

We all know that a 55% hit rate is the top decile across the industry, and the maths above demonstrates why. 12 At Intuit’s Investor Day in September last year, management highlighted the maths within their QuickBooks SME accounting software franchise, whereby any improvement in the success rates (i.e.

Investing 52

Investing Investments Portfolio Compliance 52

The Big Picture

NOVEMBER 22, 2022

But if you don’t, if you grew up in a market, where there’s not an investment bank, there’s nothing other than a branch bank for one of the multi-dimensional financials, then you’re not really going to have an understanding of what that career looks like at a young age. You may go to school with somebody. SHAW: Yeah.

Recruitment 144

Recruitment Engineering Investing Investments 144