Random Roger's Retirement Planning

OCTOBER 29, 2023

Here’s Barron’s and Barron’s telling us definitively to buy bonds and Bloomberg telling us with a little less conviction. Yeah, that sounds pretty good (giving them the benefit of the doubt about the math)… pretty good for an equity. Mark Baker applies the word orthogonal to what I am describing. So it is today with bonds.

Insurance 78

Insurance Clients Math Portfolio 78

Clever Girl Finance

JULY 28, 2023

And no—we’re definitely not suggesting that you let yourself go hungry to save a few bucks. While not all foods have a store-brand counterpart, items such as canned foods, condiments, and other processed foods are definitely guaranteed to have store-brand versions. (Be sure to check out our frugal meal plan ideas as well!)

Budgeting 52

Budgeting Food Sales Planning 52

Random Roger's Retirement Planning

JULY 15, 2022

Put that extra 33% into plainer vanilla equities you are definitely still increasing your risk, either way you'd be leveraging up not down. The math shows the NTSX/ARBIX/BTAL combo would be down 14.7% Put that extra 33% into a series of lottery ticket stocks then you're really rolling the dice. and that is the number I will assume.

Portfolio 47

Portfolio Math Numbers Marketing 47

The Big Picture

SEPTEMBER 19, 2022

And then I have to ask the same question, so Union Square Ventures, by definition Union Square is here in New York City. WENGER: No, we’ve definitely always been disciplined on valuation, and we’ve let a number of things go. The food supply is definitely in question. I think you definitely have that.

Valuation 293

Valuation Investing Investments Engineering 293

Mr. Money Mustache

AUGUST 4, 2020

In the big picture, this usually leads to having a “successful” life, because of this basic math: Traditional Success. =. We’re just talking about the old-fashioned, Smiling 1950s Man definition of success. Fame definitely has a sweet spot. How much work you do. How much society happens to value your work.

Medical 52

Medical Engineering Math Startup 52

Clever Girl Finance

OCTOBER 4, 2022

If you’re good with math, then turning to financial planning or accounting or opening up a similar company could be one of the best recession proof businesses to start! Although things might be tougher, it's definitely possible to move into a recession-proof career or build a successful recession-proof business during trying times.

Food 104

Food Economy Healthcare Economics 104

The Big Picture

JANUARY 9, 2024

So like a component of it was like the standard derivatives math, right? And so like, you know, I got there and I learned derivatives math, right? It was derivatives math, it was like working with the traders on like risk management. Like, like the, you know, like the accounting standards.

Retail 130

Retail Banking Math Management 130

Aleph

NOVEMBER 1, 2022

Definitions: Guaranteed Investment Contract: A group annuity issued by a life insurance company. This was during a period where increasingly Stable Value Funds were being replaced by bonds and bond funds being wrapped by a type of derivative that would allow for “benefit responsive payments,” called a “wrap contract.”

Insurance 59

Insurance Assets Management Math 59

The Big Picture

SEPTEMBER 19, 2023

One, one is true and I’ve always said is that I wanted people to stop, ask if I could doing math. And no one asked me if I can do math anymore with a degree from Booth, particularly in econometrics and statistics. So people really ask you, you take French and can you do math. But it’s definitely a challenge.

Assets 141

Assets Management Portfolio Investing 141

The Big Picture

JULY 28, 2023

I love that people with little to no knowledge or experience about the economic strength of foreign nations have zero reservations about definitively opining on just that subject. ” My math is dropping from 9% to 3% is a decrease, but… How about right/wrong track?

Math 246

Math Economy Economics 246

The Big Picture

NOVEMBER 14, 2023

She has a really fascinating background, very eclectic, a combination of math and law. You, you get a, a BS in Mathematics and a JD from Boston University Math and Law. It is something, math has always come easy to me since a child. I didn’t get an advanced degree in math. Not the usual combination. What happened?

Math 130

Math Management Insurance Assets 130

The Big Picture

DECEMBER 6, 2022

And definitely, their retail market participation is significantly lower than you can see in the U.S. But I think it’s definitely changing, Barry, because, you know, you see more and more fintech platforms and robo-advisors that in a way, are making accessing financial markets easier for more and more investors in in Spain.

Clients 152

Clients Investing Investments Management 152

Clever Girl Finance

FEBRUARY 12, 2023

Definitely check out our list of best side hustle books as well!). You can provide bookkeeping services online or offline, and it can be the best side hustle for women who are great at math and business. With the gig economy being so strong right now, there's never been a better time to explore side hustles for women.

Advertising 67

Advertising Clients Media Electronics 67

The Big Picture

JANUARY 16, 2024

I was always good at math, but I really, I just didn’t relate to things that were more esoteric bonds options. And my mom’s a speech pathologist, so our dinner table conversation definitely had a business orientation, especially a small business owner. And so I definitely learned a lot there. Definitely.

Assets 258

Assets Investing Investments Management 258

The Better Letter

FEBRUARY 8, 2024

Subscribe now Share The Better Letter Get more from Bob Seawright in the Substack app Available for iOS and Android Get the app TRIGGER WARNING: I’m going to do some sports math nerding-out this week. If that isn’t your cup of tea, I understand. This TBL is about football, but I really love to nerd-out over baseball.

Numbers 90

Numbers Education Management Math 90

Mr. Money Mustache

NOVEMBER 10, 2020

So I decided to take some action, by doing the math for myself using a spreadsheet. Cloud Medical’s Longmont office – definitely a step up over past medical office experiences! I am guessing that you might feel the same way these days – most of us Americans are in the same boat.

Insurance 73

Insurance Medical Medicine Healthcare 73

The Big Picture

JANUARY 24, 2023

That’s a pretty good run of the general trend is lower, and you have equity markets from 80 at least through ‘21, rising pretty substantial, even with the 2000s being a pretty — KLINSKY: It’s definitely been a 40-year secular bull market. RITHOLTZ: So it’s different math then I need 100x winner versus 99?

Investing 257

Investing Investments Numbers Banking 257

Clever Girl Finance

JANUARY 29, 2023

Definition of net worth Net worth is how much you owe versus how much you own. Prepare for retirement in your 60s While you can still invest in your 60s, it's definitely a time to take on less risk because of being close to retirement years. Best net worth calculator by age Why not make the math simpler when finding net worth?

Budgeting 115

Budgeting Retirement Assets Education 115

Sara Grillo

MAY 8, 2023

SARA GRILLO: Awesome, so be… Let’s just start with a real quick definition, what is IUL? I’m excited to talk about index tools should be good, and this topic needs transparency, so I’m sure I have a great conversation about it. BOBBY SAMUELSON: Not it probably is.

Insurance 59

Insurance Clients Financial Advisor Accounting 59

Brown Advisory

JUNE 16, 2022

We discount each year at our 10% minimum weighted average cost of capital (WACC) and some infinite series maths gives us the basis for some rough approximations 2. Maths has a long half-life and a DCF correctly done accounts for inflation. Financial Accountings Standard Board brought stock-based compensation into the definition of U.S.

Investing 52

Investing Investments Valuation Accounting 52

Carson Wealth

FEBRUARY 5, 2024

It gets around issues like an aging society and definitions of unemployment, which only counts people who are actively looking for work. By my math, there have been 57 Super Bowls and 22 different winners. In fact, the only time stocks were lower was in 2015, when the full year ended down by 0.7%, so virtually flat.

Marketing 97

Marketing Marketing Economy Manufacturing 97

Good Financial Cents

DECEMBER 19, 2022

When you actually do the math, traditional braces or Invisalign can easily cost $24,000 or more for four kids! I could definitely picture some kids taking out their aligner to eat lunch at school, then dumping their retainers in the trash with their lunch tray. Our middle son getting Invisalign is very responsible, though.

Insurance 83

Insurance Planning Medical Healthcare 83

Clever Girl Finance

OCTOBER 30, 2023

But if you don’t mind the work, it’s one of the best work from home jobs for people who love math. This job is definitely in demand and not going anywhere anytime soon, so it’s a great career choice. Average salary: Extremely varied depending on the work you do and the rates you set. You’ll help protect businesses from cyber-attacks.

Recruitment 52

Recruitment Engineering Certification Communication 52

Clever Girl Finance

FEBRUARY 10, 2023

And don't worry if math isn't your thing because we've included 50 30 20 budget spreadsheet ideas to help you stay on top of your budgeting strategies. These are items you definitely don't need, but perhaps they are fun or they add to your life in a positive way. The 50-30-20 rule is comprehensive and covers all bases. And that's ok!

Budgeting 97

Budgeting Taxes Transportation Healthcare 97

The Big Picture

AUGUST 29, 2023

DAVIS: We definitely saw a number of clients who started embracing money markets. So investors and savers are definitely eating into that safety net, which over time as that continues to decline should slow the economy down to some degree. You definitely want to be more of an investor versus a speculator.

Portfolio 130

Portfolio Investing Investments Numbers 130

Good Financial Cents

JULY 3, 2023

Calculation Breakdown Let’s break down the math to find out how much you could earn annually with a $30 hourly wage: Consider an average workweek of 40 hours and an average year consisting of 52 weeks. Earning $30 an hour should definitely place you in a comfy spot, don’t you think? Let’s do math again!

Budgeting 72

Budgeting Taxes Numbers Retirement 72

Clever Girl Finance

SEPTEMBER 11, 2023

And don’t worry if math isn’t your thing because we’ve included 50 30 20 budget spreadsheet ideas to help you stay on top of your budgeting strategies. These are items you definitely don’t need, but perhaps they are fun, or they add to your life in a positive way. And that’s OK!

Budgeting 83

Budgeting Taxes Transportation Healthcare 83

FMG

DECEMBER 22, 2022

The math speaks for itself- over half our population is female, yet only around 20% of financial advisors are women. Definitely a stretch goal for me haha. I honestly feel like being a woman in the industry is a competitive advantage right now. Your site shows that you host events and workshops.

Financial Advisor 52

Financial Advisor Compliance Clients Communication 52

The Better Letter

MAY 26, 2022

Unlike math, the universe is an open system, subject only to inductive inference. Inductive reasoning, which is an extrapolation from the information we observe to arrive at a conclusion about something that we have not observed, cannot offer definitive results. We want deductive (demonstrative, definitive) proof.

Numbers 52

Numbers Math Medical Accounting 52

The Big Picture

MAY 30, 2023

BRYANT: So money, unlike math, money is highly emotional. You can say, you know, what Andrew Young said, who was Dr. King’s right arm, that “To live in a system of free enterprise and not to understand the rules of free enterprise must be the very definition of slavery.” RITHOLTZ: Right. BRYANT: Number two, money is emotional.

Banking 141

Banking Economics Economy Business Planning 141

The Big Picture

NOVEMBER 22, 2022

You definitely saw a surge of people, I would say, during the COVID period, that were moving to cities where there was a lower cost of living, but a strong quality of living, and they could work remote. RITHOLTZ: Why is it not surprising that a math nerd is also a placekicker? SHAW: Well, it’s pure geometry. RITHOLTZ: Right.

Recruitment 141

Recruitment Engineering Investing Investments 141

Clever Girl Finance

JULY 12, 2022

It’s definitely possible that you’d pick more than one of these savings goals to focus on. Since you’re working on a weekly savings plan or bi-weekly savings plan, the next step is to do that math. This might include anything from your family vacation next summer to your child’s college education to a future vehicle.

Planning 52

Planning Budgeting Accounting Numbers 52

Clever Girl Finance

SEPTEMBER 25, 2023

Plus, when you factor in determining federal and state income tax rates … It becomes a lot of math! But depending on your family situation and whether or not you have a remote job, moving to a state with no income tax can definitely help you keep more money in your pocket. Ask for a raise Sometimes, it really can be that simple.

Budgeting 52

Budgeting Taxes Accounting Transportation 52

The Big Picture

JUNE 6, 2023

When I think back to some of the most painful moments over a 20-year career, that is definitely one. There’s definitely some ways to save money. It’s much deeper than math. And that really hurt. RITHOLTZ: Because everything in the world is free. You should work for free. Media subscription should be free.

Accounting 130

Accounting Numbers Budgeting Financial Counseling 130

The Big Picture

SEPTEMBER 12, 2022

I — I loved math, but really, I was going to go down that literature route more than anything else and — and study Spanish literature. And so, there’s definitely a pre and post. BITTERLY MICHELL: Yeah, we definitely need to get into — to pizza. RITHOLTZ: Applied Mathematics, Quants, those guys, yeah.

Clients 286

Clients Wealth Management Investing Investments 286

Clever Girl Finance

JULY 13, 2022

You’ve heard of male-dominated industries—education is definitely more of a female-dominated industry. If you liked math in school and have a knack for numbers, you might make a great bookkeeper. Especially if you already have the necessary skills to get started! Educational business ideas for women. are female.

Food 119

Food Advertising Media Clients 119

The Big Picture

AUGUST 15, 2023

the experience of investors is asset weighted by definition. SEIDES: So keep in mind the only definitive information about the bet was in Carol’s two page piece. RITHOLTZ: So hold the duration risk aside with those two, but just for an investor in treasuries, I know you’ve done the math before. It is with Millennium.

Management 130

Management Investing Investments Government 130