The Big Picture

SEPTEMBER 19, 2023

One, one is true and I’ve always said is that I wanted people to stop, ask if I could doing math. And no one asked me if I can do math anymore with a degree from Booth, particularly in econometrics and statistics. So people really ask you, you take French and can you do math. So I applied to Maryland State retirement.

Assets 143

Assets Management Portfolio Investing 143

Clever Girl Finance

JANUARY 29, 2023

Definition of net worth Net worth is how much you owe versus how much you own. This is very important for retirement, and knowing what your target net worth by age should be will help you better understand how to reach your personal financial goals. Your retirement savings and investment portfolio should be well established by now.

Budgeting 114

Budgeting Retirement Assets Education 114

The Big Picture

NOVEMBER 14, 2023

She has a really fascinating background, very eclectic, a combination of math and law. You, you get a, a BS in Mathematics and a JD from Boston University Math and Law. It is something, math has always come easy to me since a child. I didn’t get an advanced degree in math. Not the usual combination. What happened?

Math 130

Math Management Insurance Assets 130

The Big Picture

DECEMBER 6, 2022

It has to be such a different set, the retirement planning is different, the safety net is different. And definitely, their retail market participation is significantly lower than you can see in the U.S. So I was definitely looking for something more entrepreneurial. So that was definitely one of the key drivers.

Clients 154

Clients Investing Investments Management 154

The Better Letter

FEBRUARY 8, 2024

Subscribe now Share The Better Letter Get more from Bob Seawright in the Substack app Available for iOS and Android Get the app TRIGGER WARNING: I’m going to do some sports math nerding-out this week. Brady is now retired as a seven-time Super Bowl champion, five-time Super Bowl MVP, 15-time Pro Bowler, and three-time NFL MVP.

Numbers 91

Numbers Education Management Math 91

Mr. Money Mustache

NOVEMBER 10, 2020

So I decided to take some action, by doing the math for myself using a spreadsheet. Cloud Medical’s Longmont office – definitely a step up over past medical office experiences! I am guessing that you might feel the same way these days – most of us Americans are in the same boat. Conclusion.

Insurance 73

Insurance Medical Medicine Healthcare 73

The Big Picture

JANUARY 24, 2023

I will say when there were fewer firms, I was effectively — there had Ted and Nick Forstmann, Brian little had retired from the firm. RITHOLTZ: So it’s different math then I need 100x winner versus 99? I mean, so you just have to live through all this stuff. I was the next senior. KLINSKY: Yeah.

Investing 259

Investing Investments Numbers Banking 259

Clever Girl Finance

FEBRUARY 10, 2023

And don't worry if math isn't your thing because we've included 50 30 20 budget spreadsheet ideas to help you stay on top of your budgeting strategies. These are items you definitely don't need, but perhaps they are fun or they add to your life in a positive way. Beyond that, focus on your retirement savings. And that's ok!

Budgeting 97

Budgeting Taxes Transportation Healthcare 97

The Big Picture

NOVEMBER 22, 2022

You definitely saw a surge of people, I would say, during the COVID period, that were moving to cities where there was a lower cost of living, but a strong quality of living, and they could work remote. My dad was a naval officer who retired shortly before I was born. What did your dad retire from doing? RITHOLTZ: Right.

Recruitment 143

Recruitment Engineering Investing Investments 143

Good Financial Cents

JULY 3, 2023

Calculation Breakdown Let’s break down the math to find out how much you could earn annually with a $30 hourly wage: Consider an average workweek of 40 hours and an average year consisting of 52 weeks. Earning $30 an hour should definitely place you in a comfy spot, don’t you think? Let’s do math again!

Budgeting 72

Budgeting Taxes Numbers Retirement 72

Clever Girl Finance

SEPTEMBER 11, 2023

And don’t worry if math isn’t your thing because we’ve included 50 30 20 budget spreadsheet ideas to help you stay on top of your budgeting strategies. These are items you definitely don’t need, but perhaps they are fun, or they add to your life in a positive way. Beyond that, focus on your retirement savings.

Budgeting 82

Budgeting Taxes Transportation Healthcare 82

Sara Grillo

MAY 8, 2023

Policy lapse results in phantom income tax on the entire amount of the capital gain in the policy, plus there is the disappointment of having an asset you counted on (maybe to retire) go to zero. SARA GRILLO: Awesome, so be… Let’s just start with a real quick definition, what is IUL? BOBBY SAMUELSON: It depends.

Insurance 59

Insurance Clients Financial Advisor Accounting 59

The Big Picture

AUGUST 29, 2023

And when you saw the US Ag down 13% last year, for folks, again, who are investing for retirement and in their 529 plans, they’re not concerned about it. But when you translate that to folks who might have a heavy municipal bond portfolio, and those folks who are in retirement, and they don’t like principal losses.

Portfolio 130

Portfolio Investing Investments Numbers 130

The Big Picture

JUNE 6, 2023

When I think back to some of the most painful moments over a 20-year career, that is definitely one. There’s definitely some ways to save money. RITHOLTZ: if you’re one latte away from your retirement being messed up you got bigger … SETHI: Bigger problems. And that really hurt. You should work for free. SETHI: Yes.

Accounting 130

Accounting Numbers Budgeting Financial Counseling 130

Clever Girl Finance

JULY 12, 2022

It’s definitely possible that you’d pick more than one of these savings goals to focus on. You might choose to create multiple savings buckets for different purposes, some of them as sinking funds and others as retirement income. Since you’re working on a weekly savings plan or bi-weekly savings plan, the next step is to do that math.

Planning 52

Planning Budgeting Accounting Numbers 52

The Big Picture

SEPTEMBER 12, 2022

I — I loved math, but really, I was going to go down that literature route more than anything else and — and study Spanish literature. And so, there’s definitely a pre and post. BITTERLY MICHELL: Yeah, we definitely need to get into — to pizza. RITHOLTZ: Applied Mathematics, Quants, those guys, yeah.

Clients 290

Clients Wealth Management Investing Investments 290

The Big Picture

AUGUST 15, 2023

the experience of investors is asset weighted by definition. SEIDES: So keep in mind the only definitive information about the bet was in Carol’s two page piece. RITHOLTZ: So hold the duration risk aside with those two, but just for an investor in treasuries, I know you’ve done the math before. It is with Millennium.

Management 130

Management Investing Investments Government 130

Good Financial Cents

JUNE 25, 2023

” The answer is definitely yes. If you are brand new to the world of investing and have never bought stocks, mutual funds, exchange-traded funds, or other types of investments—for instance, a retirement account through your workplace—you may want to skip Bitcoin for now and start investing with the stock market.

Investing 75

Investing Investments Accounting Commission 75

Good Financial Cents

APRIL 14, 2023

With more money at our disposal, we maxed out our retirement accounts and invest in real estate, while we travel 12 weeks annually.” – Holly Johnson, Freelance Writer and Blogger at ClubThrifty.com Holly has become so successful as a freelance writer that she now offers a course helping others succeed on the same path. Start Investing 17.

Communication 90

Communication Investing Investments Accounting 90

The Big Picture

MARCH 27, 2023

The bonds aren’t worthless, but they’re definitely not trading at par. So you retire in 2018. MIELLE: And it’s all a matter of how wide your definition of luck is. One is outside push from investors, and we’re definitely seeing that. But it was not a liquidity issue. ’08 MIELLE: Huge. MIELLE: Huge.

Assets 277

Assets Investing Investments Management 277

The Big Picture

JULY 4, 2023

.” It’s really helpful to have had five other meetings with people who sit at analogous funds that had losses that were just as big, and in fact, they may have contributed to those losses more and be able to tell him, first off, your fund, just by my math, has a $250 million management fee. RITHOLTZ: People will figure out.

Management 143

Management Recruitment Numbers Banking 143

The Big Picture

DECEMBER 12, 2023

And I was a math nerd as a kid. You’re 34th, you’re retiring after 34 years and you trounce what’s really the more appropriate benchmark, I would assume the Russell 2000. I, I can say that definitely works, but it doesn’t work for me. So you could definitely bury that. a year for almost 35 years.

Management 259

Management Investing Investments Retail 259

The Big Picture

MARCH 21, 2023

It definitely does. Of course, almost by definition, people want the darlings. So I definitely think you want to account for that in places like price-to-book in earnings. So I think this can definitely be part of it. My mom was a math teacher so — RITHOLTZ: Okay. This is your 25th anniversary. ASNESS: Yeah.

Valuation 164

Valuation Investing Investments Numbers 164

Mr. Money Mustache

JUNE 21, 2022

Another fine day in Retirement. At the root of his question is the core of what it means to “Retire”. According to my own definition, you don’t have to stop working. Not sure if I want to do that, even if it makes sense to my math brain. Trees get bigger every year unless you cut them down.”.

Investing 52

Investing Investments Retirement Math 52

The Big Picture

JULY 19, 2022

Certainly, it does definitely get to behavioral advices. And I think that story still has some legs but sort of the key culprit then became demographics and retirement savers and the latest story now is in the sort of the one percent. Definitely so. RITHOLTZ: Right. That makes a lot of sense. You mentioned free lunch.

Investing 130

Investing Investments Valuation Portfolio 130

The Big Picture

JUNE 20, 2023

Anyway… RITHOLTZ: Well, it’s definitely better. MORGENSON: And so you have pensioners at Bristol-Myers or Lockheed or Coors is another who are really relying on private equity to do the right thing for their pensions going forward, for their retirement, for their payouts when they need them. MORGENSON: Yes.

Insurance 143

Insurance Healthcare Retail Medicine 143

Good Financial Cents

APRIL 19, 2023

If you need a more formal definition, IRS Pub 925 has you covered. The idea of passive income is to supplement, augment or get you out of your job so you can retire, travel, or spend more time with loved ones. The golden rule of passive income – protect your time. Passive income is more about time than anything else.

Accounting 105

Accounting Investing Investments Media 105

The Big Picture

APRIL 8, 2024

00:03:42 I wouldn’t put him as a mentor because I didn’t spend that much time with him, but he definitely influenced my career in a practical way that I think has served me very well ever since then. I’d been ranked i i back in the seventies, if you can do the math. So at that point, I had a pretty big career.

Economy 143

Economy Clients Economics Banking 143

The Big Picture

NOVEMBER 15, 2022

Let Mr. Market do his thing and we’ll find out how we did when we get ready to retire. So as much as I’m personally still a pretty strong skeptic of active management, I mean, I understand the math, and the odds are not in your favor. I read all those academic papers, I understand where the math comes from.

Management 270

Management Assets Portfolio Investing 270

The Big Picture

MAY 2, 2023

RITHOLTZ: So wait, you’re, I’m trying to do the math, if you were 24 in ‘08, so you got this watch in 2000, 99? RITHOLTZ:” They definitely need to — but this is something — you guys were internet — although, so were they. Honestly, you should definitely do that. CLYMER: It’s amazing business.

Retail 164

Retail Insurance Advertising Numbers 164

The Big Picture

OCTOBER 31, 2022

But when we came out, we’re really lowest — definitely lowest cost of all, I think, the fundamental weighted indexes. SCHWARTZ: It’s definitely on Saturday. SIEGEL: Oh, definitely. It definitely impressed me. SIEGEL: Oh, I’m definitely a buyer. I want it to be inexpensive.” RITHOLTZ: Wow.

Numbers 143

Numbers Investing Investments Marketing 143

The Big Picture

AUGUST 22, 2023

I went there because I was fearful that being a professor would be like retiring in your 20s. It’s a power law, this is very slightly technical for yours truly, the English major, not technical for you, the math guy. ” RITHOLTZ: We’ll definitely check it out. SUNSTEIN: But by tradition, it is not just a lackey.

Economics 245

Economics Media Government Numbers 245