Good Financial Cents

AUGUST 25, 2022

If you need to borrow money but your credit score is lower than it should be, you will probably have to apply for a bad credit loan. This type of loan is geared toward individuals who may have made mistakes with their credit in the past, and they typically come with higher interest rates and loan fees as a result.

Insurance 89

Insurance Budgeting Planning Education 89

Clever Girl Finance

DECEMBER 16, 2023

What is a bounced check? Table of contents What is a bounced check? What happens if a check bounces? Possible fees Impact on your credit report & banking relationships Potential legal action against you Expert tip: Always negotiate fees Steps to take if you bounce a check 1. Do bounced checks affect your credit?

Accounting 86

Accounting Banking Budgeting Planning 86

Clever Girl Finance

AUGUST 1, 2022

If you have negative credit history and are trying to improve your credit, then a credit builder loan can be a good option. Improving credit can take years while you wait for negative remarks to fall off your credit report. So, let’s take a closer look at credit builder loans.

Accounting 52

Accounting Banking Budgeting Startup 52

Good Financial Cents

APRIL 5, 2023

Get a good deal, and you’ll save a ton of money over the life of the car. In this post, we’re going to answer these questions and give you the best tips on scoring a deal on your next car. Everyone who does knows exactly what it is. He goes to a dealership hoping for the best – and lo and behold, that’s what he gets.

Insurance 111

Insurance Sales Banking Taxes 111

Good Financial Cents

AUGUST 4, 2022

Minimum Credit Score 660. Minimum Credit Score 660. Minimum Credit Score 660. Minimum Credit Score 660. Minimum Credit Score 650. Ads by Money. We may be compensated if you click this ad. Variable APR of 1.66% to 10.98%. Fixed APR of 4.90% to 14.52%. Fixed APR of 1.74% to 8.70%.

Planning 98

Planning Government Education Certification 98

oXYGen Financial

SEPTEMBER 11, 2023

What's not good is to find yourself on a collision course to insolvency as you lose your capacity to repay what you owe. Downgrading your credit score isn't the only thing an unpaid debt is. ]] Downgrading your credit score isn't the only thing an unpaid debt is. ]] [CDATA[ It's normal to be in debt.

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Clever Girl Finance

MARCH 3, 2023

Unsecured debt can include credit cards, personal loans, student loans, medical bills, and more. Credit cards are a very common form of revolving debt. Debt can be a tricky thing to navigate. As many of us have experienced firsthand, it’s much easier to get into debt than out of it! For one, not all kinds of debt are bad!)

Medical 74

Medical Management Education Business Planning 74

Good Financial Cents

AUGUST 26, 2022

What does your credit score look like? Before refinancing your student loans, you should have a general idea of your credit standing. Fortunately, there are free, quick, and easy ways to check your credit score online. Take note: the health of your credit score can play a huge role in your student loans.

Planning 52

Planning 52

Clever Girl Finance

NOVEMBER 27, 2023

It’s important to understand what to do if your identity is stolen. These breaches can potentially make people susceptible to identity theft and credit fraud. What are 3 steps to take after your identity has been stolen? You want to make sure everything on your credit report is as expected.

Insurance 52

Insurance License Accounting Banking 52

Clever Girl Finance

SEPTEMBER 26, 2023

What are the practical tips to live below your means? What are the advantages of living below your means? Unsurprisingly, the average credit card debt in a U.S. It will prevent you from scrambling for cash or reaching for your credit card at the last minute. This is because it makes you start living above your means.

Budgeting 85

Budgeting Financial Planning Planning Electronics 85

Clever Girl Finance

OCTOBER 14, 2022

In fact, 25% of Americans say they are constantly worried about money, and studies show that 37% of Americans would use a credit card , get a loan or ask someone they know, to cover a $1,000 financial crisis. Celebrate your good financial choices, while also asking yourself, "how can I manage my money better?"

Management 111

Management Budgeting Insurance Accounting 111

Clever Girl Finance

DECEMBER 16, 2023

The credit card industry is definitely a lucrative one. And that doesn’t come as much of a surprise, considering most of us are walking around with a credit card in our wallets. But how do credit card companies make money? Why are credit cards so profitable to banks? Do credit card companies make money if you pay in full?

Banking 78

Banking Retail Accounting Budgeting 78

Clever Girl Finance

MARCH 28, 2023

Good financial planning is the key to success. There’s never been a better time to learn financial literacy basics. With the cost of living and household debts rising, it’s critical to understand how finances work so you’re in control of your cash. Unfortunately, though, financial literacy is lacking in the US.

Budgeting 80

Budgeting Accounting Banking Retirement 80

Clever Girl Finance

SEPTEMBER 23, 2022

From student loans to credit cards to car notes, the opportunities to take on debt are endless. Let’s check out the good and bad of debt free living, then dive into some tips for making it happen and living a debt free life! Many banks charge double-digit interest on credit cards, which can quickly make your debt spiral out of control.

Budgeting 64

Budgeting Numbers Education Accounting 64

Clever Girl Finance

JANUARY 16, 2024

Even if you don’t need to cut back completely right now, it’s a good idea to know how to create a minimal-expense budget and have it ready so you are prepared in case of a financial emergency. Table of contents What is a bare bones budget? What do bare expenses mean? Who needs a bare bones budget? Sound restrictive?

Budgeting 80

Budgeting Food Retirement Transportation 80

Clever Girl Finance

MAY 23, 2023

College student credit card debt is a pretty big problem today, with statistics to prove it. While there are valid reasons to get a credit card while you’re in college (to build a good credit history, for example), it can also be very tempting to treat your card like “free money", but it isn't.

Budgeting 65

Budgeting Planning Management Numbers 65

Clever Girl Finance

AUGUST 30, 2022

If you are a homeowner, at one point or the other during the life of your mortgage, you may find yourself thinking, "is now a good time to refinance my mortgage?" What does it mean to refinance my mortgage? First things first, let’s talk about what mortgage refinancing actually means. Let’s dive into the details.

Budgeting 78

Budgeting Insurance Government Numbers 78

MainStreet Financial Planning

NOVEMBER 21, 2022

The book is not a guide on how to become rich, but more about applying a down-to-earth approach to take care of yourself and build a good relationship with money. in credit card debt and want to get out of it. working on your credit score. in credit card debt and want to get out of it. working on your credit score.

Education 52

Education Financial Planning Planning 52

Clever Girl Finance

JANUARY 25, 2023

Why staying out of debt is a good pursuit Even though we accept debt as part of life, living with it is a major source of stress for many people. Your credit will improve Not owing money improves your credit score because you’re showing that you can be responsible with your credit.

Budgeting 78

Budgeting Food Planning Management 78

Clever Girl Finance

SEPTEMBER 7, 2023

Credit cards might be incredibly convenient, but the weight of accumulating credit card debt can lead to overwhelming stress. So if you’re struggling to get out of credit card debt, know that there are ways to break free from its grip. What should you do if you are late on making credit card payments?

Budgeting 52

Budgeting Planning Accounting Management 52

Clever Girl Finance

AUGUST 2, 2023

Table of contents What exactly is a side hustle and how can it benefit you? But before we dive into how to start a side hustle, let’s talk about what a side hustle is and the benefits you can gain from having one! What exactly is a side hustle and how can it benefit you? Are you considering starting a side hustle?

Business Planning 94

Business Planning Planning Food Budgeting 94

The Big Picture

JULY 11, 2023

So since we’re talking about weather, aside from the weather, what are the cultural differences like, especially in finance?  The transcript from this week’s, MiB: Jenny Johnson, Franklin Templeton CEO , is below. Jenny Johnson is CEO of investment giant Franklin Templeton. They run about a $1.5 Jenny Johnson, welcome to Bloomberg.

Management 211

Management Investing Investments Assets 211

Fortune Financial

SEPTEMBER 5, 2023

Navigating Record-High Credit Card Debt With a Solid Financial Plan Credit card debt has reached a record high of $1 trillion despite high borrowing costs that may continue rising, according to recent data from the Federal Reserve. The record-high credit card debt presents a significant challenge for both individuals and the economy.

Financial Planning 59

Financial Planning Planning Financial Advisor Budgeting 59

Fortune Financial

SEPTEMBER 5, 2023

Navigating Record-High Credit Card Debt With a Solid Financial Plan Credit card debt has reached a record high of $1 trillion despite high borrowing costs that may continue rising, according to recent data from the Federal Reserve. The record-high credit card debt presents a significant challenge for both individuals and the economy.

Financial Planning 52

Financial Planning Planning Financial Advisor Budgeting 52

Dear Mr. Market

AUGUST 27, 2023

Much of its delivery is on what and how you ask things and in this case here is the prompt/reply that we asked of it: Certainly! Much of its delivery is on what and how you ask things and in this case here is the prompt/reply that we asked of it: Certainly! FYI: If you’ve never used ChatGPT, before try it!

Economics 98

Economics Assets Government Marketing 98

Discipline Funds

OCTOBER 27, 2023

1 In a tearful video she explains how her 9-5 is sucking the life out of her and how she feels lost thinking that this is what adulting amounts to. What I mean by that is that one day you’re going to wake up with a husband and a bunch of kids and you’ll realize that life isn’t about you. At least that’s what happened to me.

Economics 59

Economics Risk Management Banking Communication 59

Clever Girl Finance

MAY 23, 2023

Although living a fantasy life may sound fun, it can do more harm than good—especially when it comes to your finances. Table of contents What living a fantasy life means 6 Ways you’re living a fantasy financial life Expert tip How to stop living a fantasy life Can you become smarter with money? But that’s not reality.

Budgeting 52

Budgeting Planning Wealth Accumulation Investing 52

Clever Girl Finance

NOVEMBER 16, 2022

It's very important to understand what to do if your identity is stolen. And these breaches have the potential to leave masses of people susceptible to identity theft and credit fraud. It may have left many people wondering what to do if someone steals your identity. 15 steps for what to do if your identity is stolen.

License 70

License Insurance Accounting Medical 70

Clever Girl Finance

SEPTEMBER 19, 2023

How to stop spending money: 5 Key focus areas Expert tip: Focus on improving your habits 5 Tips to help you be mindful with spending money I’ve learned how to stop spending money, now what? In 2022, the average consumer had $5,910 in credit card debt, according to Experian. So what do you do?

Budgeting 79

Budgeting Food Accounting Planning 79

The Richer Geek

MARCH 1, 2023

16:02] The importance of having a long-term view in stocks [19:49] What to tell 20’s who have made major financial mistakes? [22:29] 22:29] What’s more important? These relationships — built on mutual trust and a deep understanding of his clients’ goals — feel far more like family than business to Jeff.

Certified Financial Planner 52

Certified Financial Planner Retirement Planning Financial Planner Financial Services 52

Cordant Wealth Partners

SEPTEMBER 5, 2022

The Four Key Deferred Compensation Plan Questions: What’s the risk of the Microsoft DCP? Finally, what distribution schedule should I elect? The deferred income from the annual bonus is credited to your account on September 15 th of each year. Source: Microsoft DCP Handbook 2020 Contributions: How much can I defer?

Compensation Planning 52

Compensation Planning Planning Distribution Taxes 52

Good Financial Cents

APRIL 25, 2023

What’s the Difference Between Short-Term and Long-Term Goals? What Are Smart Goals? When you have a SMART goal in mind, you know exactly what you want to achieve, how you will measure your progress, and when you will achieve it. One would think that short-term goals are pretty easy to accomplish. Oh, really? Think again.

Budgeting 96

Budgeting Insurance Estate Planning Accounting 96

The Big Picture

FEBRUARY 21, 2023

So let’s talk a little bit about what we have going on right now. BUCKLEY: It’s been a learning time, and it’s been a growth time is what I would say, Barry.  Transcript: Tim Buckley, Vanguard’s CEO The transcript from this week’s, MiB: Tim Buckley, Vanguard’s CEO , is below. Well, they’re back.

Clients 267

Clients Investing Investments Retirement 267

Gen Y Planning

JANUARY 5, 2022

The more you automate, the less you have to sweat the small stuff like paying bills, investing in your 401(k), making a dent in your credit card debt, preparing for emergencies, etc. For example, if you’re stuck with high-interest credit card debt, you don’t want to run the risk of missing or making a late payment. .

Insurance Coverage 52

Insurance Coverage Insurance Accounting Taxes 52

Abnormal Returns

JULY 19, 2023

humbledollar.com) Credit scores still matter in retirement. flowfp.com) Paying off debt AND investing are both good things. (ofdollarsanddata.com) Take retirement surveys with a big grain of salt. wsj.com) The upside of using senior movers. reasonstobecheerful.world) How to read a an RIA’s Form ADV Part 2.

Financial Counseling 43

Financial Counseling Retirement Financial Advice Portfolio 43

The Big Picture

SEPTEMBER 19, 2022

BARRY RITHOLTZ, HOST, MASTERS IN BUSINESS: This week on the podcast, what can I say, I have yet another extra special guest, Albert Wenger, managing partner at Union Square Ventures. So it’s been a central to what I do and who I am. The transcript from this week’s, MiB: Albert Wenger, Union Square Ventures , is below.

Valuation 289

Valuation Investing Investments Engineering 289

Clever Girl Finance

JUNE 5, 2023

Table of contents What does flipping money mean? What does flipping money mean? The good news is it’s also possible to make a lot of money through flipping. Are there customers who want to buy what you’re flipping? What are the potential risks of the flip? Discover how to flip money here! Is it legal to flip money?

Accounting 66

Accounting Banking Investing Investments 66