MainStreet Financial Planning

MARCH 29, 2023

Here are five options for you to consider depending on your timeframe for accessing the funds. If you want your money to be completely liquid, consider high yield savings accounts, money market accounts or money market mutual funds. Treasury bonds, corporate bonds and other short-term, low-risk investments.

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Discipline Funds

SEPTEMBER 22, 2023

T-Bills are an incredibly attractive option at this time. you’re getting high income, high principal stability and tax efficiency across very predictable short-term time horizons. with no state taxes is a pretty darn good deal for a risk free return. You have a significant amount of reinvestment risk.

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Clever Girl Finance

SEPTEMBER 11, 2023

Diversifying includes broadening your investment portfolio to include highly liquid investments. Highly liquid investments 101 Why are highly liquid investments important? What is the most liquid investment? What is liquid vs non liquid investments? Are liquid investments better?

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Validea

MARCH 3, 2023

For the first time in over 20 years, the traditional 60/40 stock-and-bond portfolio is paying out less than some of the most risk-free securities, reports an article in Bloomberg. The yield on 6-month U.S. Treasury notes climbed to 5.14%, notching it higher than the 5.07% yield on the standard portfolio comprised of 60% U.S.

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Good Financial Cents

JANUARY 6, 2023

Having $2,000 to $3,000 to invest is a good feeling, but how you allocate those funds can impact your finances more than you might realize. Before you decide where to invest $2,000 to $3,000, think about when you’ll need the money. Before you decide where to invest $2,000 to $3,000, think about when you’ll need the money.

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Walkner Condon Financial Advisors

NOVEMBER 9, 2023

In the environment we are in now, with inflation being as high as it is, you are losing money if you are sitting on a large pile of cash in a bank account. This is arguably a better option for your cash compared to sticking it under your mattress, but that’s not saying much. Current Yield: 0.03% – 0.1% Pros: Not many.

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Validea

SEPTEMBER 29, 2022

Add on to it geopolitical risks and de-globalization trends as a result of the war with Ukraine and Russia and uncertainty with China and Taiwan and there are a lot of potential problems out there. We talk with Pim, who manages tens of billions of dollars using quantitative strategies, about low volatility and conservative stock investing.

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WiserAdvisor

MAY 26, 2023

Investment and risk are two closely related concepts. Risk refers to the potential for loss or negative returns when you invest your money in a market-linked security. There are different types of risks, including market, credit, inflation, and liquidity risk, among others. What is risk tolerance?

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Random Roger's Retirement Planning

MARCH 20, 2024

There are some good ideas here, some of which we've covered before like no way of knowing what segment of the market will be the best performer, this pertains to individual holdings too, that REITs aren't great diversifiers but there is absolutely a place for the attributes of higher yield and lower beta and she also touched on alternatives.

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Good Financial Cents

DECEMBER 13, 2022

But where should you invest your $15,000? In the meantime, you’ll want to consider how much risk you’re willing to take to get a reasonable return. Table of Contents 16 Ways to Invest $15,000 in 2023. High-Yield Savings Accounts . Auto-Pilot Investing. Invest in Fractional Shares.

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Clever Girl Finance

AUGUST 15, 2022

This includes broadening your investment portfolio to include highly liquid investments. Not sure where highly liquid investments have a place in your portfolio? Here’s your primer on the subject, along with some of your best options to consider to get started! Highly liquid investments 101.

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Your Richest Life

JUNE 12, 2023

But this change made the 529 Plan an even more attractive option, because it gives you or your student more freedom in how it’s used. Nearly every state has their own 529 plan, but you don’t have to opt for your own state’s option. Some states offer investment options that might work better for you.

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Trade Brains

JULY 28, 2023

Best Low PE Penny Stocks : Most of the time investors are in search of the best stocks to earn multi-bagger returns with lower risk. In this article, let us explore a few of the best low PE Penny Stocks in India to earn good returns. Moreover, it is a debt-free penny stock with a low PE of 4.61 So, let’s get started.

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Darrow Wealth Management

OCTOBER 10, 2022

So if you’re still keeping savings in a bank account yielding.01% High-yield savings accounts and money markets. Keeping a large amount of cash in one of these accounts these days means missing out on sizable risk-free returns. Returns (often called yields) are expressed annually. Treasuries. government.

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David Nelson

JUNE 12, 2023

When the risk of failure is taken off the table the end goal is rarely realized. When failure is not an option However, where we are in our life cycle largely determines just how much risk we can take and whether we have the time necessary to pick up the pieces in the event of failure.

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Trade Brains

NOVEMBER 23, 2022

Penny stocks are high-risk/reward bets that can go in any direction pretty quickly. In this article, we have put together the top penny stocks under Rs 5 which risk-taking investors can add to their watchlists. Dividend Yield 0.00% Net Profit Margin 3.04% Operating Profit Margin 15.4%. has a low debt-to-equity ratio of 0.42

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Good Financial Cents

NOVEMBER 16, 2022

If you have $500 to invest right now, you probably feel on top of the world. Many multi-millionaires started investing small sums, even $10 or $25 per month! The key to making your $500 grow is to put in an investment that suits your risk tolerance and goals and add more regularly. Invest in the Stock Market .

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WiserAdvisor

FEBRUARY 29, 2024

With numerous investment options, fluctuating markets, and evolving financial goals, it is easy to feel overwhelmed. According to the National Study of Millionaires, nearly 7 out of 10 millionaires attribute their success, in part, to partnering with an investment professional or financial advisor. However, there is good news.

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Random Roger's Retirement Planning

JANUARY 27, 2024

There was an interesting article at Seeking Alpha about how to build a portfolio that yields 9%. It is up some, on a price basis since inception but down a good bit from it's late 2021 high. There is also inflation risk. From the above chart, $30,000 invested in 2008 is now worth $36,875. Not often but more than once.

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WiserAdvisor

AUGUST 14, 2023

The investment landscape has undergone unprecedented and rapid changes in the past two decades. Amidst all this transformation, one critical aspect that remains constant is the consideration of risk. In the quest for a robust and balanced investment approach, the 60/40 portfolio emerges as one of the oldest and time-tested methods.

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Good Financial Cents

JULY 19, 2023

Certificates of Deposit (CDs) work similarly to online savings accounts or money market accounts in terms of offering great returns with zero risk. If you’re on the hunt for a high-yield CD, start your search here. If your goal is securing a superior short-term investment , the best CD rates are worth exploring.

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Validea

SEPTEMBER 16, 2022

But for those investors not blessed with the power of prediction, it’s better to take a long-term approach: devise a stable investing plan, invest in low-cost index funds that offer a stable array of stocks and bonds, and then do nothing. But the risk that your selections—and timing—are wrong is greater.

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Carson Wealth

SEPTEMBER 25, 2023

Pre-election years tend to be very strong for stocks the first half of the year; then they chop around in the fall months before a furious late-year rally to new highs. This year has checked the first two steps off the list, and we still expect new highs before it ends. Stock weakness continued, but this wasn’t unexpected.

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WiserAdvisor

JANUARY 31, 2023

Long-term investment strategies are essential because they provide a less stressful way for individuals to achieve their financial goals. These strategies involve investing money in assets for a minimum of five years and more. Compound interest is the interest earned on both the initial investment and any accumulated interest.

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Random Roger's Retirement Planning

SEPTEMBER 16, 2022

Hat tip to Barron's for pointing out the following three new bond-ish ETFs; iShares 20+ Year Treasury Bond BuyWrite Strategy ETF (TLTW), iShares Investment Grade Corporate Bond BuyWrite Strategy ETF (LQDW) and iShares High Yield Corporate Bond BuyWrite Strategy ETF (HYGW). Here's TLT vs TLTW. And here's HYG and HYGW.

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ClearMoney

DECEMBER 14, 2021

Systematic, or factor-based, investing has become quite common in equities. In both cases, our goal is to combine the best of indexing, such as broad diversification, low turnover, and transparency, with flexible active implementation to emphasize higher expected returns and manage risk. At the end of 2020, $1.35

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Random Roger's Retirement Planning

AUGUST 2, 2022

It did pretty much what I hoped it would do in terms of lower volatility than the S&P 500 index most of the time, and of course the yield. It should not be expected to track the S&P 500, it is a low vol income proxy but measuring against BXM is fair. The fund targets 6-8% in distribution yield. Up 3% in an up 24% world?

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Good Financial Cents

NOVEMBER 9, 2022

. #6: Traditional Stock Market Investing. #7: 7: Farmland Investments with FarmTogether. #8: 15: Investing in Small Businesses. #16: 16: Art Investing. #17: 18: Alternative Investments . #19: Conversely, expense ratios for dividend mutual funds and ETFs can be higher than for non-dividend options.

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Validea

NOVEMBER 16, 2022

The Wall Street Journal reached out the 6 investing pros for their take on where the market is headed, and while they all held different opinions they could all agree on one thing: the market rollercoaster ride isn’t over yet. But if they buy after the bottom, they’ll miss out on the best opportunity for returns.

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Zajac Group

AUGUST 11, 2022

Wouldn’t it be great if your company stock price only ever went up—especially if you’re participating in its growth through incentive stock options (ISOs)? If the share price goes down instead, you may be bummed to see the value of your incentive stock options is less than what it once was. Think Enron, etc.). Leaning Into the Losses.

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Validea

NOVEMBER 18, 2022

The Wall Street Journal reached out the 6 investing pros for their take on where the market is headed, and while they all held different opinions they could all agree on one thing: the market rollercoaster ride isn’t over yet. But if they buy after the bottom, they’ll miss out on the best opportunity for returns.

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Good Financial Cents

FEBRUARY 16, 2023

Most people have an investment portfolio that consists of stocks, bonds and maybe real estate. Alternative assets refers to non-traditional investments , such as artwork, farmland and even precious metals. To put it in perspective, according to the Chartered Alternative Investment Analyst Association , art as investment is a $1.7

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Clever Girl Finance

JUNE 21, 2023

Being rich means having a lot of money or a high income. It can also mean that you have a lot of debt e.g. high-interest credit cards, car payments, personal loans, etc, It doesn’t matter how much money you have if your expenses are higher than your income. A wealthy person saves as much money as possible and invests it in assets.

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WiserAdvisor

JANUARY 10, 2023

Consider consulting with a professional financial advisor who can assess your present financial situation, investment portfolio, and retirement plan and guide you if you need to change it for 2023. You can estimate your current net worth by taking into account your assets like cash, real estate, cash, investments, gold, etc.,

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Good Financial Cents

JANUARY 26, 2023

Step 2: Save More than Everyone Else Step 3: Invest and Invest Aggressively Step 4: Maximize Your Retirement Savings Step 5: Set up a Roth IRA Conversion “Ladder” Step 6: Live Beneath Your Means Step 7: Stay Out of Debt Yes, You Can Retire at 50 Retiring at 50 – The Ultimate Guide What Investments Should I Consider If I Want to Retire at 50?

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Validea

DECEMBER 7, 2022

There is a tendency to avoid looking at your finances and investments when things are bad, so I am guessing there isn’t going to be mad rush to open year-end brokerage statements this year. Inventory Your Investments & Returns. Create an investment inventory list of the following: Where are your investments and what is the value?

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Brown Advisory

JUNE 24, 2019

Winter Is Coming: How to Invest in Late-Cycle Credit ajackson Mon, 06/24/2019 - 09:42 Anyone who has read or watched “Game of Thrones” over the years is familiar with the phrase, “Winter Is Coming.” Importantly, we believe that during stressful periods, research and due diligence is absolutely essential to successful credit investing.

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