The Big Picture

APRIL 11, 2024

A favorite exercise is to go back to first principles to consider how we got to where we are. The technology didn’t really exist to easily track performance or costs – we simply took it on faith that equities would do well over the long haul. And even still, fund fees and taxes remained a major cost element. The solution?

Commission 350

Commission Taxes Management Electronics 350

Abnormal Returns

AUGUST 23, 2023

thomaskopelman.com) What it's like to return to apartment living after owning a house. papers.ssrn.com) How 529 plan accounts are treated in a divorce. wealthfoundme.com) More families are at risk from estate taxes looking out into 2025 and beyond. humbledollar.com) Why QCDs can be so valuable, tax-wise.

Estate Planning 234

Estate Planning Retirement Communication Taxes 234

Abnormal Returns

MAY 17, 2023

blairbellecurve.com) What does it really cost to own a home? thomaskopelman.com) Your home improvements are not an investment. collabfund.com) Personal finance Investment outperformance doesn't matter if you don't meet your goals. rogersplanning.blogspot.com) How a checklist can help keep you on track. Mauboussin.

Insurance 215

Insurance Taxes Investing Investments 215

Abnormal Returns

APRIL 19, 2023

Podcasts Meb Faber talks with Ramit Sethi about his new Netflix show 'How to Get Rich.' morningstar.com) Morgan Housel on why you need to play your own (money) game. open.spotify.com) Direct indexing Ten years of live numbers on a tax-loss harvesting program. investor.vanguard.com) How to achieve financial balance.

Taxes 209

Taxes Planning Retirement Accounting 209

The Big Picture

DECEMBER 14, 2023

ETFs with Dave Nadig, Financial Futurist for Vetta Fi (December 13, 2023) What’s the best instrument for your investments? To help us unpack all of this and what it means for your portfolio, let’s bring in Dave Nadig. Mutual funds or ETFs? Listen to find out which is right for you. Dave Nadig : Absolutely not!

Taxes 173

Taxes Distribution Accounting Portfolio 173

Carson Wealth

MARCH 28, 2024

Retirement planning is a journey that generally takes decades to complete and most of us start out along the do-it-yourself path. More than likely, your first step was to enroll in an employer-provided plan such as a 401(k) or setting up an individual retirement account, also known as an IRA. Maybe you have a growing family.

Retirement Planning 142

Retirement Planning Retirement Planning Taxes 142

Abnormal Returns

MAY 24, 2023

Podcasts Michael Batnick and Ben Carlson talks with Ramit Sethi about his new Netflix show 'How to Get Rich.' wsj.com) Goal setting What does success look like for you, and do you really want it? ofdollarsanddata.com) 14 financial milestones worth celebrating including 'Paying off your mortgage.' It’s your life.

Distribution 206

Distribution Education Financial Planning Retirement 206

Abnormal Returns

DECEMBER 7, 2022

Family Tony Isola, "Projecting irrational expectations onto your kids and finances is a dangerous game." tonyisola.com) How couples communicate about money is more important than the details. nytimes.com) How should unmarried couples split expenses? washingtonpost.com) How to talk to your children about money.

Communication 195

Communication Taxes Retirement Planning 195

Abnormal Returns

OCTOBER 29, 2023

Bonds Traders are buying the dip in the iShares 20+ Year Treasury Bond ETF ($TLT) (wsj.com) Be wary shifting too much of your money into bonds. alchemy.substack.com) How your gut steers you wrong when it comes to the markets. contessacapitaladvisors.com) Finance Would you trust Elon Musk (and X) with your entire financial life?

Financial Advising 215

Financial Advising Retirement Budgeting Economy 215

The Big Picture

OCTOBER 2, 2023

Along those lines, here are in chronological order, the thinkers who have helped shape how I view the world view, including how I philosophically think about the economy, markets, and investing. Statistically speaking, the vast majority of new products won’t be worth your time or money. “I write to discover what I think.

Investing 344

Investing Investments Economy Portfolio 344

The Big Picture

NOVEMBER 28, 2023

Your odds of success are better if you just hang on and aim for average returns, our columnist says. ( New York Times ) see also The “Art” of Market Timing : Market timing is extremely difficult, very few people (if any) do it consistently well. There’s new evidence that market timing doesn’t work. Jobs are plentiful. Nobody’s happy.

Economy 234

Economy Manufacturing Taxes Economics 234

The Chicago Financial Planner

NOVEMBER 27, 2022

One of the best tax deductions for a small business owner is funding a retirement plan. Beyond any tax deduction you are saving for your own retirement. As a fellow small businessperson, I know how hard you work. If you don’t plan for your own retirement who will? Employee contribution limits.

Retirement Planning 263

Retirement Planning Retirement Planning Financial Planner 263

Abnormal Returns

OCTOBER 23, 2023

(on.ft.com) States are looking to pay for roads as EVs drag down gasoline taxes. wsj.com) How the war on the 'war on cars' became a rallying cry. austinvernon.site) How solar panels can be recycled. grist.org) Environment How climate change is affecting the strength of Atlantic hurricanes.

Food 229

Food License Financial Advising Transportation 229

The Big Picture

APRIL 19, 2023

( The Atlantic ) • How 2022 Became a Record Year for US Income Taxes : An asset-price boom, a progressive tax code and inflation interacted to drive effective rates higher than ever. Bloomberg ) • Tax season is getting longer. About six months ago, Elon Musk bought your favorite neighborhood bar. Thanks, Elon.

Taxes 265

Taxes Assets Management Marketing 265

Carson Wealth

FEBRUARY 29, 2024

Tom Fridrich, JD, CLU, ChFC ® , Manager and Senior Wealth Planner Giving something you own to someone else. It’s a simple, human act – one that seems like it shouldn’t take too much planning to do it correctly. But when does gifting become a tax issue? Taxes on Giving??? After all, it’s yours! Definitely not.

Taxes 96

Taxes Financial Planning Planning Estate Planning 96

Abnormal Returns

DECEMBER 8, 2022

morningstar.com) Strategy Six year-end financial moves to consider including 'tax loss harvesting.' blog.validea.com) The questions for alternative assets: how much do you need to own to move the needle? frontofficesports.com) How NBA shoe deals actually work. wsj.com) Apple ($AAPL) is boosting its security game.

Financial Advising 204

Financial Advising Media Assets Economy 204

Abnormal Returns

DECEMBER 14, 2022

radreads.co) Rest is doing something that will not move your goals forward. moretothat.com) Why you shouldn't optimize your downtime. thehustle.co) How American consumers are using BNPL services. robkhenderson.substack.com) The ultra-rich are now buying their own submarines.

Investing 201

Investing Investments Retirement Planning Banking 201

MainStreet Financial Planning

MARCH 14, 2024

As April 15th approaches, taxpayers across the country are gearing up to fulfill their annual obligation – filing taxes. Whether you’ve already submitted your returns or are yet to tackle the paperwork, now is the perfect time for a tax check-up.

Taxes 77

Taxes Retirement Planning Healthcare Retirement 77

Nerd's Eye View

AUGUST 29, 2022

Which means now it’s time once again to take at least a brief pause to get some feedback about how we’re doing. Which means now it’s time once again to take at least a brief pause to get some feedback about how we’re doing. Because we really do take your feedback seriously.

Financial Advisor 184

Financial Advisor CFP Taxes Clients 184

The Big Picture

APRIL 17, 2023

It’s hard to believe how much brainpower, time, effort and money go into beating the market by hedge funds, mutual funds, separately-managed accounts and stock-pickers…and the vast majority of them fail at their stated goal. ( Money dominates our thoughts, but time is actually your most important asset. from the burial economy.

Management 281

Management Assets Investing Investments 281

Trade Brains

DECEMBER 18, 2023

Top 5 Tax Havens In The World : Where most of us are already annoyed by the mere thought of paying income taxes, have you ever wondered how super-rich people avoid taxes legally? They park their money in tax-haven countries where it’s easy to evade taxes. What’s a Tax Haven? Keep reading to find out!

Taxes 105

Taxes Government Sales Insurance 105

Random Roger's Retirement Planning

APRIL 2, 2024

million, do you think that number is close to what you need? Do you need more? Do you need less? Do you even have an opinion about how much you need? Should you even worry about how much you think you need? You can read about at Yahoo and Bloomberg. Their survey says that Americans believe they will need $1.46

Retirement 71

Retirement Taxes Numbers Accounting 71

Integrity Financial Planning

NOVEMBER 14, 2023

We’re coming up on the end of the year, and while it’s a time to take a break and enjoy the holiday season, it’s also a good time to consider tax strategies that may benefit you. Gift Tax Exemptions Each year, you can give up to $17,000 to any number of people tax-free.

Taxes 96

Taxes Retirement Estate Planning Planning 96

Carson Wealth

MARCH 26, 2024

By Mike Valenti, CPA, CFP®, Director,Tax Planning LLCs can provide legal protections and a level of anonymity, either or both of which can be beneficial for business owners, investors, and others with valid intentions. What exactly does this new piece of legislation entail and how could it affect you and your business?

License 129

License Tax Planning CFP Taxes 129

Clever Girl Finance

FEBRUARY 2, 2024

Starting early with investing for retirement is so important to secure your future self. This means that saving for retirement should be a component of your overall financial portfolio and wealth-building strategy. So, let’s discuss how to save for retirement in your 20s! Let’s discuss them below!

Retirement 81

Retirement Risk Tolerance Taxes Accounting 81

Darrow Wealth Management

OCTOBER 23, 2023

So when you inherit a house from a parent, it’s important to recognize the emotional attachment will likely influence your decision-making. Before deciding what to do with an inherited home, consider all the angles and potential outcomes — particularly if you inherited the house with other family members.

Taxes 78

Taxes Distribution Estate Planning Wealth Management 78

Carson Wealth

OCTOBER 25, 2023

If your net worth plus the death benefit of life insurance policies you own exceeds $13 million, putting your assets in specific types of trusts can be helpful for federal estate tax issues. But for most Americans, federal estate taxes will not be a major concern. My answer: It depends. What Is a Trust?

Estate Planning 105

Estate Planning Planning Assets Taxes 105

Carson Wealth

APRIL 25, 2024

And while experiencing one of these major events can drastically impact your life, having an effective financial plan can help ensure that it doesn’t ruin your financial well-being. What Do You Need in Your Financial Plan? Your financial plan should be customized to your own unique needs.

Financial Planning 52

Financial Planning Planning Retirement Insurance Coverage 52

Darrow Wealth Management

JUNE 26, 2023

Owning a second home or vacation property can sound enticing. There are also hidden costs associated with owning a second home. Cost of owning a second home There are many real (and sometimes hidden) costs associated with owning a second home. Lenders do differ in this regard, but you’ll need to do some homework.

Insurance 85

Insurance Taxes Wealth Management Planning 85

Harness Wealth

SEPTEMBER 18, 2023

As the tax industry continues to evolve , the prospect of becoming a solo CPA, or establishing a small tax firm, can be increasingly appealing. In addition, large tax firms have a hierarchical structure that leads to incredible competition, especially as you work towards the partner tier.

Taxes 59

Taxes Accounting Clients Management 59

Random Roger's Retirement Planning

APRIL 7, 2024

Let's have a little fun with a difference of opinion about how to incorporate managed futures into a portfolio between to big proponents, Corey Hoffstein from ReturnStacked ETFs and Andrew Beer who runs the iMPG DBi Managed Futures Strategy ETF (DBMF). Both of them talk about how to add managed futures to a portfolio.

Management 77

Management Portfolio Portfolio Management Risk Management 77

Integrity Financial Planning

NOVEMBER 7, 2022

When markets take a spill, especially when it comes to your retirement investments, it’s harder to find ways to meet your financial goals. If you were relying on IRA or 401(k) withdrawals to cover your expenses, doing so when markets are down would decrease the lifespan of your savings. What is Tax-Loss Harvesting?

Taxes 98

Taxes Investing Investments Retirement 98

Clever Girl Finance

JANUARY 22, 2024

When handled with care and used wisely, receiving a large sum of money provides a great opportunity to improve your financial situation. 10 steps to manage a financial windfall Expert tip: Keep living your life normally Factoring in taxes How do you deal with sudden financial windfall? What is a financial windfall?

Management 73

Management Certified Financial Planner Financial Planner Consulting 73

Integrity Financial Planning

FEBRUARY 26, 2023

Tax season is fast approaching, so you may find yourself with some important tax questions. This article will cover some of the pitfalls of this process to make sure that you get the most out of your taxes this year. Make sure your social security number is accurate on your forms. Don’t file too early!

Taxes 98

Taxes Numbers Financial Planning Planning 98

Clever Girl Finance

APRIL 10, 2024

Knowing about their differences and how to use them in your life will help you succeed with money and create a more stable financial situation. The differences between active and passive income streams Expert tip: Diversify your income sources How to use both types of income in your life Is rental income active or passive?

Taxes 75

Taxes Education Assets Investing 75

FMG

FEBRUARY 20, 2024

What matters is that they are engaging with your social media and creating conversations around your business. For advisors, there’s one season out of the year that creates a buzz and is the perfect time to boost engagement: tax season. 5 Tips to Engage Prospects During Tax Season 1.

Taxes 52

Taxes Media Clients Engineering 52

Walkner Condon Financial Advisors

MAY 1, 2023

or “…what should I do with my pre-IPO RSUs?”. ISOs and NQSOs differ in how they are treated from a tax perspective at exercise and upon the disposal (sale) of the stock. Restricted Stock Stocks owned with restrictions is called Restricted Stock. Note that Restricted Stock is different from an RSU!

Taxes 98

Taxes Startup Valuation Planning 98