Calculated Risk

FEBRUARY 28, 2023

The FDIC released the Quarterly Banking Profile for Q4 2022: Reports from 4,706 commercial banks and savings institutions insured by the Federal Deposit Insurance Corporation (FDIC) reflect aggregate net income of $68.4 billion in fourth quarter 2022, a decrease of $3.3 The FDIC reported the number of problem banks decreased to 39.

Banking 144

Banking Insurance Numbers Assets 144

Nerd's Eye View

NOVEMBER 7, 2022

Welcome to the November 2022 issue of the Latest News in Financial #AdvisorTech – where we look at the big news, announcements, and underlying trends and developments that are emerging in the world of technology solutions for financial advisors!

Risk Tolerance 172

Risk Tolerance Compliance Startup Clients 172

Calculated Risk

SEPTEMBER 9, 2022

The FDIC released the Quarterly Banking Profile for Q2 2022 this morning: Quarterly net income totaled $64.4 billion in second quarter 2022 , a reduction of $6.0 The FDIC reported the number of problem banks was unchanged at 40. The number of FDIC-insured institutions declined from 4,796 in first quarter 2022 to 4,771.

Banking 139

Banking Insurance Numbers Assets 139

Nerd's Eye View

AUGUST 1, 2022

Welcome to the August 2022 issue of the Latest News in Financial #AdvisorTech – where we look at the big news, announcements, and underlying trends and developments that are emerging in the world of technology solutions for financial advisors!

Financial Planning 212

Financial Planning Financial Advisor Commission Planning 212

Calculated Risk

JUNE 1, 2023

From the National Center for Health Statistics: Births: Provisional Data for 2022. The NCHS reports: The provisional number of births for the United States in 2022 was 3,661,220, a nonsignificant decline from 2021. births per 1,000 women in 2022, essentially unchanged from 2021. births through 2022.

Numbers 96

Numbers 96

Nerd's Eye View

DECEMBER 26, 2022

As 2022 comes to a close, I am once again so thankful to all of you, the ever-growing number of readers who continue to regularly visit this Nerd’s Eye View Blog (and share the content with your friends and colleagues, which we greatly appreciate!). In the meantime, I hope you're having a safe and happy holiday season.

Financial Advisor 186

Financial Advisor Financial Advice Estate Planning Planning 186

Nerd's Eye View

SEPTEMBER 5, 2022

Welcome to the September 2022 issue of the Latest News in Financial #AdvisorTech – where we look at the big news, announcements, and underlying trends and developments that are emerging in the world of technology solutions for financial advisors!

Financial Advisor 173

Financial Advisor Estate Planning Accounting Taxes 173

Calculated Risk

NOVEMBER 2, 2022

The Census Bureau released the Residential Vacancies and Homeownership report for Q3 2022. This survey might show the trend, but I wouldn't rely on the absolute numbers. National vacancy rates in the third quarter 2022 were 6.0 percentage points higher than the rate in the second quarter 2022 (5.6 percent) and 0.4

Numbers 112

Numbers Media 112

Calculated Risk

SEPTEMBER 19, 2023

Today, in the CalculatedRisk Real Estate Newsletter: August Housing Starts: Near Record Number of Multi-Family Housing Units Under Construction Excerpt: The third graph shows the month-to-month comparison for total starts between 2022 (blue) and 2023 (red). in August compared to August 2022. Total starts were down 14.8%

Numbers 60

Numbers 60

MarketWatch

JANUARY 27, 2023

Share of Sleep Number Corp. in afternoon trading Friday, reversing an earlier intraday loss of as much as 11.8%, after the bed and mattress maker provided a downbeat 2022 profit outlook but updated its revenue outlook to be in line with expectations. SNBR rallied 3.4% billion matched the FactSet consensus of $2.11

Numbers 40

Numbers Sales Marketing Marketing 40

Calculated Risk

AUGUST 2, 2022

The Census Bureau released the Residential Vacancies and Homeownership report for Q2 2022. This survey might show the trend, but I wouldn't rely on the absolute numbers. National vacancy rates in the second quarter 2022 were 5.6 percent) and not statistically different from the rate in the first quarter 2022 (5.8

Numbers 113

Numbers Media 113

Calculated Risk

APRIL 13, 2023

Earliler the Census Bureau released the population estimates for July 2022 by age, and I've updated the table from the previous post. The table below shows the top 10 cohorts by size for 2010, 2022 (released recently), and the most recent Census Bureau projections for 2030. population by age in July 2022 according to the Census Bureau.

Economy 145

Economy Numbers 145

Calculated Risk

DECEMBER 6, 2022

The FDIC released the Quarterly Banking Profile for Q3 2022 last week: Net Income Increased Quarter Over Quarter and Year Over Year: Quarterly net income totaled $71.7 billion in third quarter 2022 , an increase of $7.3 percent from second quarter 2022. percent from second quarter 2022. billion (11.3 billion to $163.8

Banking 98

Banking Numbers Assets 98

Calculated Risk

NOVEMBER 10, 2022

From the MBA: Mortgage Delinquencies Decrease to New Survey Low in the Third Quarter of 2022 The delinquency rate for mortgage loans on one-to-four-unit residential properties decreased to a seasonally adjusted rate of 3.45 For much of the last two years, foreclosure moratoria were in place, which kept these numbers artificially low.

Numbers 142

Numbers 142

Calculated Risk

NOVEMBER 30, 2023

in October, the lowest number since the index was originated in 2001. from October 2022. from October 2022. The Pending Home Sales Index (PHSI)* – a forward-looking indicator of home sales based on contract signings – dropped 1.5% Year over year, pending transactions declined 8.5%. The Northeast PHSI jumped 2.7% dipping 10.8%

Numbers 63

Numbers Sales 63

A Wealth of Common Sense

JANUARY 4, 2023

There were a number of reasons for the large losses in financial markets this past year — the Fed went on a rating hiking rampage, bond yields rose a great deal, inflation hit 40 year highs, there was a war and about a dozen other factors. However, there was also an Occum’s razor answer for the losses in financial markets in 2022.

Marketing 91

Marketing Marketing Financial Market Numbers 91

MarketWatch

JANUARY 27, 2023

Share of Sleep Number Corp. The company said its expects to report 2022 earnings per share of $1.60, which is below the current FactSet consensus of $1.71, and sales of $2.04 SNBR tumbled 15.1% billion, which is below expectations of $2.11 billion.

Numbers 40

Numbers Sales Marketing Marketing 40

The Big Picture

SEPTEMBER 22, 2022

The actual data had some very interesting highlights, including some ginormous numbers: -Global Wealth: $463.6 and +19.9%), but an the biggest surprise was the generational gains by Millennials and Gen X: They grew their wealth most between 2019 and 2022 dramatically: Most ultra-high-net-worth individuals. trillion (end of 2021).

Distribution 327

Distribution Numbers Media Investing 327

The Big Picture

APRIL 12, 2023

prior month), the big number is not so big: 5.0% Previously : For Lower Inflation, Stop Raising Rates (January 18, 2023) Inflation Comes Down Despite the Fed (January 12, 2023) Supply Chain Is 40% of Inflation (November 17, 2022) Why Is the Fed Always Late to the Party? Over the last 12 months, the all items index increased 5.0

Food 350

Food Numbers 350

The Big Picture

OCTOBER 9, 2022

JVL wrote, “The course exists for only two purposes: (1) to cull the number of attractive medical school applicants, and (2) to prepare a handful of students for a future in biochemical research.”. ~~~. What purpose does limiting the number of medical students (and therefore physicians) serve? Last, The Triad, Oct 4 2022.

Medical 330

Medical Education Numbers Healthcare 330

Integrity Financial Planning

JANUARY 9, 2023

The 2022 economic climate has been bumpy for most and, in some cases, even bumpier for retirees. 1] However, in 2022, this number spiked to 9.1% In 2022 alone, the value of an average 401(k) dropped by 25%, and the value of pension funds declined by 15%. [3] These concerns are best raised with a financial professional.

Accounting 97

Accounting Retirement Economics Financial Planning 97

Nerd's Eye View

APRIL 19, 2024

Enjoy the current installment of "Weekend Reading For Financial Planners" - this week's edition kicks off with the news that CFP Board announced that it has crossed the milestone of 100,000 CFP professionals in the United States, and despite having just celebrated its 50th anniversary last year, just set a record high in the number of advisors sitting (..)

Financial Planner 221

Financial Planner CFP Financial Advisor Retirement Planning 221

James Hendries

AUGUST 10, 2022

Contributions and any earnings you withdraw will be tax-free if used to pay qualified medical Here are the key tax numbers for 2022 and 2023. Contributions to your HSA, and any interest or earnings, grow tax. Health Savings Accounts. Annual contribution limit. Self-only coverage. Family coverage.

Accounting 52

Accounting Numbers Taxes Tax Planning 52

Advisor Perspectives

NOVEMBER 16, 2023

To put it into numbers, the all-items consumer price index was just 3.2% Inflation is edging back toward pre-pandemic rates in the US, but rent inflation still has a long way to go. higher in October than a year earlier, but the rent of primary residence index was up 7.2%.

Numbers 111

Numbers 111

Calculated Risk

MARCH 26, 2023

The Fed's Household Debt Service ratio through Q4 2022 was released last week: Household Debt Service and Financial Obligations Ratios. This data has limited value in terms of absolute numbers, but is useful in looking at trends. The Mortgage DSR and the Consumer DSR sum to the DSR.

Numbers 97

Numbers 97

Calculated Risk

APRIL 25, 2024

The NCHS reports: The provisional number of births for the United States in 2023 was 3,591,328, down 2% from 2022. births per 1,000 females ages 15–44, down 3% from 2022. births per 1,000 women in 2023, a decline of 2% from 2022. From the National Center for Health Statistics: Births: Provisional Data for 2023.

Numbers 109

Numbers 109

Mish Talk

DECEMBER 2, 2022

Payrolls vs Employment Since March 2022 Nonfarm Payrolls: +2,692,000 Employment Level: +12,000 Full Time Employment: -398,000 Employment fell by 138,000 in November. The number of working-age persons people not in the labor force rose by 359,000 in November and is back over 100 million. Change in Nonfarm Payrolls.

Manufacturing 327

Manufacturing Retirement Numbers Economics 327

The Big Picture

AUGUST 9, 2023

Recall 2022, energy was one of the few bright spots as oil prices rallied mostly due to the Russian invasion of Ukraine. The flip side of this is the sectors that got shellacked in 2022 are now showing massive profit recoveries. This year, with lower oil prices, energy company profits dropped in half Back out the 51.5%

Communication 246

Communication Numbers Banking 246

The Big Picture

JUNE 30, 2023

These numbers would make for a respectable year much less half that time. June 29, 2023) Groping for a Bottom (October 14, 2022) Nobody Knows Nuthin’ (May 5, 2016) Too Many Bears (May 3, 2022) Capitulation Playbook (May 19, 2022) Nobody Knows Anything Predictions and Forecasts _ 1.

Numbers 319

Numbers Investing Investments Management 319

The Big Picture

OCTOBER 18, 2022

About a quarter of the October 2022 slides were focused on real estate. This brings us to the chart: The one above shows the traffic of prospective buyers looking at a new home (2014- 2022); the one below goes back to the 1980s. Aspirational Pricing (May 25, 2022). This is atypical.

Budgeting 363

Budgeting Economy Taxes Economics 363

Cornerstone Financial Advisory

NOVEMBER 14, 2022

A cooling inflation number ignited a powerful rally on Thursday, sending stocks to strong gains for the week. Both numbers were below market expectations of 0.6% A look behind the numbers shows that October’s 7.7% Source: Econoday, November 11, 2022 The Econoday economic calendar lists upcoming U.S. Inflation Moderates.

Marketing 59

Marketing Marketing Economics Taxes 59

Calculated Risk

APRIL 5, 2024

The headline jobs number in the March employment report was above expectations; and January and February payrolls were revised up by 22,000 combined. YoY in March 2022 and was at 4.1% Part Time for Economic Reasons From the BLS report : " The number of people employed part time for economic reasons, at 4.3 YoY in March.

Numbers 124

Numbers Economics Manufacturing 124

Calculated Risk

JANUARY 27, 2023

Increasing number weekly for Cases, Hospitalized, and Deaths ✅ Goal met. This graph shows the weekly (columns) number of deaths reported. Click on graph for larger image. January was the worst month for the previous two years, and this January has seen a much smaller increase in deaths.

Numbers 100

Numbers 100

Calculated Risk

JANUARY 20, 2023

Increasing number weekly for Cases, Hospitalized, and Deaths ✅ Goal met. This graph shows the weekly (columns) number of deaths reported. Click on graph for larger image. January was the worst month for the previous two years, and this has seen a much smaller increase in deaths.

Numbers 99

Numbers 99

Calculated Risk

JANUARY 13, 2023

Increasing number weekly for Cases, Hospitalized, and Deaths ✅ Goal met. This graph shows the weekly (columns) number of deaths reported. 3,907 2,705 ≤350 1 1 my goals to stop weekly posts, 2 Weekly for Cases, Currently Hospitalized, and Deaths ? Click on graph for larger image.

Numbers 100

Numbers 100

Validea

JANUARY 27, 2023

Citadel, the hedge fund founded by Ken Griffin, raked in a $16 billion profit—after fees—in 2022, reports an article in MarketWatch. The top 20 managers of 2022 made gains of $22.4 Over the last few years the hedge fund has moved up the rankings, coming in at number 2 in 2021. return for their investors.

Risk Management 59

Risk Management Management Investing Investments 59

Wealth Management

MARCH 13, 2024

Though the number of fines increased from 2022 by 63%, the disciplinary actions declined for the third straight year, according to an analysis from the law firm Eversheds Sutherland.

Numbers 99

Numbers 99