Walkner Condon Financial Advisors

JUNE 2, 2023

Unfortunately, we’re not quite there yet as a society, since as of 2022, the Bureau of Labor Statistics reports only a third of financial advisors are women. In 2022, nearly 42% of the externships participants were women. The importance of getting women into financial planning feels like it should go without saying.

Financial Planning 98

Financial Planning Planning CFP Financial Advisor 98

The Better Letter

DECEMBER 15, 2022

Those of us called upon professionally to write about market performance in 2022 as the year ends are necessarily struggling for the right verbiage. That’s because, in language as plain as I can make it, pretty much every market and sector has had a very bad 2022. Using very rough long-term return numbers (9.5%

Investing 79

Investing Investments Portfolio Numbers 79

Random Roger's Retirement Planning

DECEMBER 10, 2023

As a matter of math, it cannot repeat the run from 8.5% It's not that 60/40, or some other combination of numbers is bad or dead, more like how we build the 40 or other number maybe needs to be different. The offset from anti-beta allows the portfolio to have more growth opportunity and again, much less pain in 2022.

Portfolio 60

Portfolio Math Assets Retirement 60

Random Roger's Retirement Planning

FEBRUARY 8, 2023

Here are some other numbers compared to the S&P 500 and VBAIX which is a proxy for a 60/40 portfolio. The way the math works, a 67% allocation to NTSX replicates 100% into a 60/40 portfolio which leaves 33% left over to do something. In 2022, VBAIX was down 16.87% while Portfolio 2 was only down 10.77%. Not exactly.

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Portfolio Math Management Investing 40

The Big Picture

FEBRUARY 2, 2023

emphasis added) The red flags were there for anyone who could put their greed aside and simply focus on the math. Previously : How to Avoid Financial Disasters (January 26, 2023) If It Sounds Too Good To Be True… (September 18, 2022) All the Ways You Can Get Defrauded (July 8, 2021) Advice for Rich Uncles and Others.

Math 63

Math Investing Investments Sales 63

Random Roger's Retirement Planning

DECEMBER 1, 2023

Part of the math that determines options premiums is the risk free rate of return from T-bills. If it can generate that sort of total return which is yet to be proven, and if, I say if, it delivers that sort of number with less volatility than the broad market then its attractiveness improves.

Math 59

Math Retirement Numbers Portfolio 59

The Big Picture

SEPTEMBER 19, 2023

One, one is true and I’ve always said is that I wanted people to stop, ask if I could doing math. And no one asked me if I can do math anymore with a degree from Booth, particularly in econometrics and statistics. So people really ask you, you take French and can you do math. New York is number one. Two reasons.

Assets 143

Assets Management Portfolio Investing 143

Brown Advisory

JANUARY 17, 2024

We all know that a 55% hit rate is the top decile across the industry, and the maths above demonstrates why. We have both of these potential investments on our Ready-to-Buy list, and both had gotten to within 10% of prices where we thought they represented very good value in the past few years (Nvidia in Oct 2022, Novo Nordisk in Dec 2020).

Investing 52

Investing Investments Portfolio Compliance 52

The Better Letter

FEBRUARY 8, 2024

Subscribe now Share The Better Letter Get more from Bob Seawright in the Substack app Available for iOS and Android Get the app TRIGGER WARNING: I’m going to do some sports math nerding-out this week. Irrelevant” in 2022 – the 262nd and last player taken in the NFL Draft. Brock Purdy was “Mr.

Numbers 91

Numbers Education Management Math 91

Gen Y Planning

AUGUST 1, 2022

A 2022 Houzz & Home survey uncovered that homeowners who plan on high-budget renos plan to spend $75,000 on their projects. Let’s bring in some numbers. That requires a little more math (or a HELOC calculator , whichever you prefer). If your number is too high, you may not be eligible to take on more debt.

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Planning Numbers Banking Math 52

Zajac Group

AUGUST 11, 2022

If the math suggests buying additional shares is the best bet, it may seem like a no-brainer to do so. Bear that in mind as we walk through the numbers and theories involved. In 2022, these rate tiers were 0%, 15%, and 20% (not including potential net investment income tax). Is this something you would be comfortable with?

Taxes 52

Taxes Sales Numbers Investing 52

Brown Advisory

JUNE 16, 2022

Global Leaders Investment Letter: June 2022 mhannan Thu, 06/16/2022 - 11:30 Just want the PDF? We remain highly dubious of price-to-earnings ratios as a proxy for value given earnings can be distorted by “creative” accounting and the measure embeds a range of factors into a single number. We inherently prefer actual cash flow.

Investing 52

Investing Investments Valuation Accounting 52

The Big Picture

NOVEMBER 22, 2022

Number one, and I think they both reflect strong leadership at the firms. Number one, you had, you know, somewhat of a groundswell from within the firm, certainly at leadership that said we need to figure out a way to do something. Key brands, number one, Coca-Cola Bottling is the company that really helped to jumpstart the city.

Recruitment 143

Recruitment Engineering Investing Investments 143

The Big Picture

NOVEMBER 14, 2023

She has a really fascinating background, very eclectic, a combination of math and law. She has run a number of firms and a number of divisions at large firms and traced a career arc that’s just very unusual compared to the typical person in finance. It is something, math has always come easy to me since a child.

Math 130

Math Management Insurance Assets 130

The Big Picture

JANUARY 9, 2024

So like a component of it was like the standard derivatives math, right? And so like, you know, I got there and I learned derivatives math, right? It was derivatives math, it was like working with the traders on like risk management. Like that solves like a number of issues.

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Retail Banking Math Management 130

Mr. Money Mustache

MAY 20, 2022

It’s fun math – a 20% drop in prices means you get 25% more shares for your dollar, and a 50% drop means twice as many , or 100% more shares per dollar invested.). It’d be like retiring at the bottom of 2009 with still-decent numbers. the current blowup) -20% so far What’s your guess?

Marketing 55

Marketing Marketing Retirement Investing 55

The Big Picture

OCTOBER 17, 2023

So I, I did a math degree at Oxford, which is more pure math. You know, pure math can be very theoretical and detached from the real world, and it’s getting worse. Graham Foster] : 00:02:54 That was a number, that was number theory, pure number theory. It gets further and further away the D P U go.

Investing 130

Investing Investments Clients Management 130

Sara Grillo

JUNE 12, 2023

Quick math: If you have $1.828 million in the bank. And , you have to do the math by hand. The New York Court of Appeals Constitutionally affirmed Reg 187 in October 2022. There is an admin charge of about $49k. There is an insurance charge of about $246k. There is an amount credited of about $348k. Here’s another example.

Insurance 59

Insurance Clients Financial Advisor Math 59

Trade Brains

DECEMBER 16, 2022

And when used for ROE, as per the basic rule of math, if the denominator decreases, the fraction as whole increases i.e, On a yearly basis, from 2018 to 2022, the company has a return on equity of 36.56%, 45.3%, 70.39%, 105.76%, and 104.53% respectively. The ROE numbers from 2018 to 2022 are 57.17%, 49.79%, 42.74%, 71.64%, and 83.3%

Pharmaceutical 59

Pharmaceutical Manufacturing Engineering Distribution 59

The Big Picture

MAY 9, 2023

He co-chairs a number of the asset management investment committees. So I interviewed with a bunch of banks, got a number of job offers by the end of the week, and joined Goldman Sachs in October 1998. I ended up being hired onto the high yield desk as a research analyst and did that for a number of years, a couple of years.

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Assets Clients Investing Investments 290

Discipline Funds

APRIL 19, 2023

This became uncomfortably clear to investors in 2022 who might have needed cash from their portfolio, but couldn’t liquidate the actual cash component of the 40 without liquidating some portion of the entire 60 and 40. Let’s put some numbers to this to explain why. The math on the 40% slice is much cleaner.

Portfolio 92

Portfolio Math Assets Management 92

The Big Picture

AUGUST 29, 2023

And it worked out and had multiple job offers coming out of school from a number of different insurance companies. I had a number of relationships that I built up and had another job lined up in New York City. DAVIS: So when we think about how those teams are evaluated, it’s a three-year number. So how did you perform?

Portfolio 130

Portfolio Investing Investments Numbers 130

Clever Girl Finance

OCTOBER 17, 2023

When it comes to your financial health, your income is one of the most important numbers in the equation. How might this number be affected in a freelance job? Let’s start by looking at the numbers in their simplest form. Now, let’s crunch some of the other numbers… $45k a year is how much… Total (gross) pay Hourly $21.63

Taxes 52

Taxes Numbers Math Management 52

Aleph

JANUARY 14, 2023

2023 is merely a sequel to 2022, already anticipating the FOMC stopping Jan 13, 2023 Experts Spent Years ‘Angst-ing’ Over Value. Jan 09, 2023 Estimating Future Stock Returns, September 2022 Update [link] My but future returns are limited. In the End, the Answer Was in the Textbook. year over the next 10 years.

Math 59

Math Assets Government Engineering 59

Validea

JUNE 14, 2023

The Math Behind the Growth Let’s take a step back and think about what it would take for a company like Apple to reach a $10 trillion market cap. trillion, and by the end of 2022, it had soared to $40.5 With a current market cap of $2.8 trillion as of today, this would require an approximate increase of 3.6

Math 109

Math Accounting Investing Investments 109

The Big Picture

FEBRUARY 13, 2023

And like I say, that’s part of why it’s translated to a number of people coming to BlackRock and be with me today. RIEDER: So I had known Larry Fink and Rob Caputo, our CEO and president, for a number of years. And you know, it’s been an honor to have a number of awards to it. So yeah, man, that was the idea.

Economy 143

Economy Numbers Portfolio Marketing 143

Random Roger's Retirement Planning

JULY 14, 2022

Here's how QYLD has done for the last 5 years coming into 2022, so before the market was underway, versus the NASDAQ. And here is 2022, the bear market. Similar to PUTW, it didn't offer protection during the pandemic crash of 2020 but only dropping half of what the S&P 500 index has dropped in 2022 is impressive and surprises me.

Portfolio 54

Portfolio Math Clients Marketing 54

Random Roger's Retirement Planning

JULY 1, 2022

We dove in on the math at my old URL (sad story, no longer exists) and the math checks out. The benefit comes in a year like 2022, both managed futures funds are up 17% versus down 20% for the S&P 500. A long time ago I wrote about a portfolio concept derived by John Serrapere called 75/50.

Portfolio 40

Portfolio Math Management Clients 40

Validea

JUNE 14, 2023

The Math Behind the Growth Let’s take a step back and think about what it would take for a company like Apple to reach a $10 trillion market cap. trillion, and by the end of 2022, it had soared to $40.5 With a current market cap of $2.8 trillion as of today, this would require an approximate increase of 3.6

Math 52

Math Accounting Investing Investments 52

The Better Letter

NOVEMBER 2, 2023

6:23 PM ∙ Jun 7, 2022 316 Likes 87 Retweets As if. I couldn’t make that math work at all plausibly. percent annualized since 1927 (1928-2022), including dividends, and 9.69 percent over the past 30 years (1993-2022), that is a very bold claim. percent from 1965 through 2022, compared with 9.9

Certified Financial Planner 94

Certified Financial Planner Investing Investments Portfolio 94

Good Financial Cents

SEPTEMBER 29, 2022

However, by doing a little math, you can easily determine your hourly wage from your annual salary. Calculate the number of hours you work in a year: 40 Hours per week X 52 weeks = 2080 Hours per year. Here’s a state-by-state list of after-tax salaries in 2022, based on a gross amount of $55,000. 55K a Year Is How Much an Hour?

Budgeting 64

Budgeting Taxes Transportation Insurance 64

The Better Letter

JUNE 23, 2022

Make Fewer Decisions It’s simple math. If we can up that number some, we’ll improve our decision-making a lot. ” There are other ways of reducing the number of decisions we make. Hence the number of knights in the group is five. I’m not talking about procrastination, although doing so often helps.

Numbers 52

Numbers Accounting Insurance Math 52

Good Financial Cents

MARCH 15, 2023

Despite declining overall employment numbers in the field, there are close to 400,000 job openings annually for customer service representatives, according to the Bureau Of Labor Statistics – a testament to how critical the industry is to the U.S. You must also possess solid math and cash-handling skills and be able to multitask.

Communication 69

Communication Education Retail Banking 69

The Better Letter

MAY 26, 2022

Aristotle posited that heavy objects fall faster than lighter objects and that males and females have different numbers of teeth, based upon some careful – though flawed – reasoning. Unlike math, the universe is an open system, subject only to inductive inference. Issue 115 (May 27, 2022) Even Aristotle.

Numbers 52

Numbers Math Medical Accounting 52

Brown Advisory

NOVEMBER 13, 2023

The New Normal It is difficult for investors and individuals alike not to have been directly impacted by the rapid rise in inflation in 2021 and 2022, the succeeding interest rate hikes by global central banks and the ensuing effects these economic events have had on financial markets, including the mortgage market. will require 4.3

Investing 52

Investing Investments Portfolio Clients 52

The Better Letter

OCTOBER 6, 2022

Gather 10 people and show them a jar that contains equal numbers of $1, $5, $20, and $100 bills. A new estimate for the total number of ants burrowing and buzzing on Earth comes to a whopping total of nearly 20 quadrillion. Issue 124 (October 7, 2022) 1 You can watch the entire game here. In other words, eliminate mistakes.

Math 68

Math Management Numbers Planning 68

The Big Picture

DECEMBER 6, 2022

And I did the math, and I think at that point in time, roughly speaking, assets in ETS were roughly just 10 percent, 12 percent of assets in mutual funds and I was pretty convinced that that number was to increase significantly. I was employee number 10. RITHOLTZ: Which is really a pretty big number. BERRUGA: Yeah.

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Clients Investing Investments Management 154