Gen Y Planning

AUGUST 1, 2023

From social media to texts, phone calls, emails, and news alerts—it’s incredible how much information we process regularly. Here are five pieces of popular personal finance advice we can almost guarantee you’ve heard before and why you shouldn’t necessarily take it. Not enough for a down payment on a house or a new car.

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Good Financial Cents

AUGUST 1, 2022

If your credit score is low, don’t despair – there are plenty of things you can do to raise it. While you might not be able to raise your score 100 points overnight, with a little dedication and effort you can certainly see a significant improvement in a relatively short period of time. Understanding Your Credit Score.

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Accounting Numbers Banking Planning 119

Random Roger's Retirement Planning

MAY 18, 2023

We, I am on the older edge of Gen-X, also do not think Social Security will provide all that we were promised. It could be tough to just snap their fingers and have a smaller mortgage with no car payments, I get that but the timeline could work if they could figure out how to do it. Anyone can do this.

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Clever Girl Finance

MARCH 19, 2024

Learning how to make a money vision board can be incredibly helpful for financial management. Using a vision board to achieve your money goals Expert tip: Keep a positive money mindset How do you format a vision board? As cited in Verywell Mind , vision boards can improve success and mindfulness. What is a vision board?

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Retirement Budgeting Accounting Planning 79

Clever Girl Finance

DECEMBER 12, 2022

Are you trying to figure out how to make money without a job? And even if you do have a full-time job, there are plenty of side hustles that can help you earn some extra cash to use towards paying off your debt and bulking up your savings accounts. When I say job, I mean the desk job that makes you work particular hours.

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Clever Girl Finance

SEPTEMBER 23, 2022

Living debt free in today’s world can sound like a tough proposition. From student loans to credit cards to car notes, the opportunities to take on debt are endless. When you look at your paycheck, you’ll be mentally deducting “$X for the car, $X for the credit card,” and so on. How long will it take me to save for it?

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Good Financial Cents

APRIL 3, 2023

Before I started writing in the personal finance space, I spent nearly 8 years working alongside my husband in a funeral home. My husband Greg worked as a mortician, and I was the Director of Family Services. The thing is, term coverage is so cheap that almost anyone can afford it.

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Insurance Insurance Coverage Medical Planning 101

Clever Girl Finance

AUGUST 14, 2022

They teach you where to set up your savings, how to do it, and what to use them for. In this article, we will discuss everything you need to know about sinking funds - the why, the what, and the how. You'll learn how to rethink your finances, save intelligently, and spend guilt-free for big events. How will you pay for it?

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Good Financial Cents

FEBRUARY 3, 2023

But what does it mean to live paycheck-to-paycheck, and how does a person break the cycle? In this article, I’ll answer that question, but I’ll also show you how to save $1000 while living paycheck-to-paycheck, so you can begin to live within your means. How to Save Your First $1,000 1.

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Clever Girl Finance

SEPTEMBER 19, 2023

While it’s easy to spend more cash than you mean to, it’s equally difficult to learn how to stop spending money. How to stop spending money: 5 Key focus areas Expert tip: Focus on improving your habits 5 Tips to help you be mindful with spending money I’ve learned how to stop spending money, now what?

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Clever Girl Finance

MAY 23, 2023

While there are valid reasons to get a credit card while you’re in college (to build a good credit history, for example), it can also be very tempting to treat your card like “free money", but it isn't. How to handle student loans and credit card debt? Can you get through college without credit card debt?

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Clever Girl Finance

JANUARY 17, 2023

At worst, some of us think of budgets as a major constraint on how we would like to live our life. Through a budget, you might monitor how much cash is flowing in and out of your household. For example, a budget can include a line item for sinking funds. How to keep track. Track income.

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Clever Girl Finance

JULY 24, 2023

Although the envelope money system will not work for everyone, it can be a great option for anyone that needs to see exactly where their money is going. How to use the cash envelope system 2. How do you categorize cash envelopes? What do I do with money left over in my cash envelopes? Does the cash envelope system work?

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Fortune Financial

APRIL 22, 2023

I prefer to invest in a low-growth industry like plastic knives and forks, but only if I can’t find a no-growth industry like funerals. per year over the last five years and a whopping 2.65% per year since 2010 [source JPM]: This growth of the major players can be seen in their per share earnings growth since 2013.

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Retail Sales Financial Advisor Economics 52

Clever Girl Finance

AUGUST 9, 2023

But you can learn how to prepare for a recession and still thrive financially. How to prepare for a recession financially Expert tip How much money do you need to survive a recession? What should I buy in a recession? How much money should you hold in a recession? So, what is a recession?

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Clever Girl Finance

JANUARY 5, 2023

What if I told you the hardest part of getting a discount is asking for one? Once you learn how to ask for a discount, you’ll be amazed at how much money you can save. How to ask for a discount 101. How to ask for a discount 101. Eventually, with practice, I got over that fear.

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Sales Healthcare Insurance Coverage Medical 52

Clever Girl Finance

AUGUST 2, 2023

Table of contents What exactly is a side hustle and how can it benefit you? 10 Actionable steps for starting a side hustle Expert tip: Be aware of your energy levels 11 examples of profitable side hustle ideas Can I start a side hustle with no money? How do you start a side hustle with no experience?

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Clever Girl Finance

JUNE 13, 2023

The reality is that moving long-distance can be quite expensive, more so than local moves. From packing supplies to transportation, the cost to move can really add up. Table of contents Moving expenses to consider 6 Ways to move out of state cheaply Other ideas to move cheaply Where can I find out of state movers near me?

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Clever Girl Finance

JULY 16, 2023

If you are moving out of state, you’ll realize that the costs can add up quickly. How do I prepare to move out of state? Why use a checklist for moving out of state When you are preparing for a move, a list can be a helpful way to make sure that everything is accomplished. What is a good budget for moving out of state?

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Budgeting Insurance Planning License 52

Clever Girl Finance

JULY 16, 2023

Are you trying to figure out how to make money without a job? Table of contents 31 Ways to make money without a job Expert tip Can you make a living without a job? Table of contents 31 Ways to make money without a job Expert tip Can you make a living without a job? How can I make $1,000 a week without a job?

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Clever Girl Finance

DECEMBER 5, 2022

I’ve always fancied the idea of working from home and having a career that I actually liked. Although I’ve had many jobs that I excelled at, let’s be honest, they were not what I wanted to do for the rest of my life. Plus, you can make a lucrative income from your own VA business if you do it right. Cold calls.

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Clever Girl Finance

JANUARY 22, 2024

Do you spend money faster than you can make it? How can I save $5,000 in 3 months challenge? And when you compare the increase in the cost of living versus the real wage index , you can see why people might be interested in saving. If you feel this way, you’re not alone. Why is it challenging to save money?

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Accounting Budgeting Banking Planning 65

Brown Advisory

NOVEMBER 1, 2023

This Present is Accounted For: An Overview of Low-Basis Gifting Strategies achen Wed, 11/01/2023 - 11:20 After spending a career helping clients with tax and estate advice, I often see reminders and lessons about my job in the unlikeliest places. as estate tax rates historically were much higher than capital gains rates.

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Clever Girl Finance

AUGUST 22, 2022

If you’ve seen the lavish spending sprees and apartment tours on various TV shows, you’ve probably had a twinge of jealousy over how wealthy some people are - I know I have! But how do you create wealth? It’s also mentally beneficial, as you don’t need to constantly stress out about how you will pay your bills each month.

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Clever Girl Finance

FEBRUARY 18, 2023

The reality is that moving long-distance can be quite expensive, more so than local moves. From packing supplies to transportation, the cost to move can really add up. Depending on how far you need to move and how much stuff you have, it could cost over $14,000. Can I hire out of state movers near me?"

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Transportation Budgeting License Insurance Coverage 61

Gen Y Planning

FEBRUARY 1, 2022

How do you feel about your money? Where can you find this information? An annual spending report is a feature you can access via your credit card company, and it provides a detailed breakdown of your spending habits throughout the year. . By taking a step back, you can evaluate your spending from a higher level.

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Budgeting Planning Retirement Accounting 52

WiserAdvisor

SEPTEMBER 1, 2022

Now, how often you need to meet with your advisor depends on the degree of help needed by you. That said, it is quite common for people to wonder – How often should I meet with my financial advisor? There is no right answer on how often you should meet with your financial advisor. You need help creating a budget.

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Good Financial Cents

DECEMBER 22, 2022

You’ll be rewarded if you can invest it for the long haul. If you can secure a return of 10% over that time, you’ll end the 20 years with $201,825. With that in mind, I wanted to review some of my top suggestions for investing $30,000 in 2023. Final Thoughts on How to Invest 30K. High-Yield Savings Accounts .

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Clever Girl Finance

NOVEMBER 4, 2022

It can look a little different to everyone, but someone who’s financially stable usually doesn’t have to worry about making ends meet each month. The great news is you can learn how to become financially stable with a little bit of work. The great news is you can learn how to become financially stable with a little bit of work.

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eMoney Advisor

FEBRUARY 21, 2023

Financial professionals can be doing much more to engage with their clients’ overall wellbeing, and while many are moving in this direction with the emergence of values-based advice, many clients still struggle with the why underlying their financial plan. Does my past make sense to where I am now? Does life make sense?

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Good Financial Cents

JANUARY 26, 2023

Even if you never retire early, just knowing that you can is liberating! That can happen when you reach the point where you no longer have to work for a living. Can You Really Retire at 50? Table of Contents Can You Really Retire at 50? But let’s focus on how to retire at 50 since it’s a doable goal for a lot of people.

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Gen Y Planning

JUNE 1, 2023

But if travel is essential to you, you can prioritize your discretionary dollars to align with your greater goal. Is there a specific reason you’d like to take time out of your career to do this, and how will you ensure it’s a fulfilling experience? Or are they genuinely finding ways to afford lavish travel alone?

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Clever Girl Finance

OCTOBER 23, 2022

Whether it’s a money question at the wrong time, wondering how much to tip, or a tiff over splitting the check, money etiquette affects everyone. Examples of money etiquette can include how to split costs with someone else, how to appropriately reward exceptional work , how to discuss salary, and how to borrow or lend money.

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Clever Girl Finance

FEBRUARY 16, 2023

The toddler years are exciting times that can also be overwhelming. Convertible car seat Your little bundle of joy is growing and showing you how amazing they are every day. They’re also getting heavier for the baby car seat. You can take the baby in and out of the car and carry them around everywhere.

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Clever Girl Finance

FEBRUARY 12, 2023

Women can do anything because we are truly amazing. To choose the right side hustle for you to try, look for ones where you can use the skills you already have. Next, decide how much money you’d want to earn. Then, consider how much money, time, and effort you can afford to invest.

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Advertising Clients Media Electronics 66

The Big Picture

MARCH 5, 2024

You can stream and download our full conversation, including any podcast extras, on Apple Podcasts , Spotify , YouTube , and Bloomberg. All of our earlier podcasts on your favorite pod hosts can be found here. ~~~ This is not an official transcript. I think you’ll, you’ll really enjoy it. I really appreciate it.

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Clever Girl Finance

JULY 29, 2023

Unlike a lot of other business ventures, it doesn’t require a lot of up-front costs or training, and you can count on a steady demand for cleaning services over time. To launch your business this year, leverage these key tips on how to start a cleaning business! Do I need a license to clean houses? Table of contents 1.

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