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Going All In To Solve A Retirement Shortfall (Part 2)

Random Roger's Retirement Planning

Yahoo warned of potential problems retirees may face if their plan is to rely solely on Social Security. Food, various utilities (a lot of things lumped in here), other insurances, what else? Do the bottom up work, it won't take long, to figure out some real numbers. Look at your fixed monthly expenses, what's left?

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20 Smart Tips For Grocery Shopping On A Budget

Clever Girl Finance

Food is expensive. Whether you’re a student on a low budget or a parent trying to keep the food bills at bay, we could all use some tips on managing our grocery budget properly so we can save more money. The average American spends around $7,300 on food each year. Be sure to check out our frugal meal plan ideas as well!)

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401ks Are A Scam? They're The Worst Scam?

Random Roger's Retirement Planning

Generally speaking, pensions are less viable than they used to be, the math doesn't work as well. About 40 years ago employers started to pivot away from pensions to 401k, they started to pivot away from defined benefit plans to defined contribution plans. Problems have been long in the making and seem to have gotten worse.

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10 Most Useful Personal Finance Ratios And How To Apply Them

Clever Girl Finance

The term personal finance ratios might be giving you flashbacks to math class. In mathematical terms, a ratio is essentially a way to compare two numbers to each other. Since personal finance is all about numbers, that can come in handy in many ways! However, their value tends to fluctuate more so it’s not a stable number).

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14 Best Recession-Proof Businesses Ideas You Can Try!

Clever Girl Finance

Food and drinks, groceries. Food and beverage. Food and beverage are also recession proof industries. While people may cut back on splurges like eating out at restaurants, they will still splurge on core food staples. They aren’t likely to get rid of the person who knows the numbers. Baby products and child care.

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Thinking About Retiring Early? 8 Things to Consider First

Carson Wealth

Run Your Numbers You need to get a handle on your various sources of income and where they are housed — as in, how easily you can access them when you need them. After you’ve done this math, you might be wondering if you have “enough,” and certainly that’s hard to assess when there are so many unknowns.

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14 Easy Side Hustles From Home To Try Today!

Clever Girl Finance

Pro tip: Become a driver for both apps to maximize your number of possible clients. Deliver food from restaurants Not into shopping? Instead, you deliver food from restaurants to people’s doors. To deliver food, you can work with Grubhub , DoorDash , or Uber Eats , for example. You’ll also have to pay for gas.

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