Good Financial Cents

DECEMBER 22, 2022

Do you have $30,000 burning a hole in your pocket? You’ll be rewarded if you can invest it for the long haul. As this compound interest calculator demonstrates, investing $30,000 at a return of 8% for 20 years will leave you with $138,828. But where should you invest your $30,000? Open a Roth IRA.

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Carson Wealth

FEBRUARY 22, 2023

If you retired at 62 and lived to 92, you’d have to cover three decades. Let’s look at a few 401(k) planning basics to get you started.  1.  Understand Your Plan The best kind of money isn’t old, new or even tax-advantaged – it’s  free  money! Know what that is and make sure you max it out. Just think of the numbers.

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WiserAdvisor

OCTOBER 28, 2022

The 401k and an Individual Retirement Account (IRA) are similar retirement accounts. The traditional 401k and IRA offer tax-deferred growth on contributions but tax you in retirement for withdrawals after the age of 59.5. On the other hand, the Roth 401k and IRA tax you in the present, but your withdrawals after the age of 59.5

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WiserAdvisor

SEPTEMBER 27, 2023

This tax-advantaged savings vehicle allows you to accumulate wealth steadily over a lifetime of diligent saving and investing. Reaching the age of 50 with over $2 million in your 401(k) is an impressive financial landmark that can provide you with a comfortable retirement if managed wisely. This was a 9% increase from 2021.

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Good Financial Cents

DECEMBER 13, 2022

If you have $15,000 stashed away, you’ll want to put that money to work. If you don’t, inflation can quickly eat away at your nest egg. Plus, the current rise in interest rates has made it worthwhile to have some money in savings accounts again. But where should you invest your $15,000?

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WiserAdvisor

MARCH 22, 2023

One of these options is a Roth 401(k) plan, which allows employees to contribute after-tax dollars toward their retirement savings. An employer match can help employees maximize their retirement savings. A financial advisor can help you understand the intricacies of the Roth 401(k) match. What is a Roth 401(k)?

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Integrity Financial Planning

FEBRUARY 20, 2023

companies are phasing out defined benefit pensions and are instead replacing them with 401(k)s or Roth IRAs. [1] 1] Unfortunately, these contribution plans are more subject to market ups and downs, which means you could face some risk while you save. [2] The concept of retirement planning is simple.

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WiserAdvisor

DECEMBER 15, 2023

According to a survey, a significant majority of Americans, approximately 80%, share the common notion that the point of working hard in your adult life is so you can enjoy a nice retirement. Financial security is a fundamental element that can shape the quality of your post-employment years.

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Clever Girl Finance

NOVEMBER 25, 2023

Think you don’t have enough money to start investing? You can learn how to start investing for beginners today, even if you start your investing journey with just $100. When should you start investing? Although you might start out by investing small amounts, it can be a turning point in your finances.

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Clever Girl Finance

JANUARY 16, 2024

Alongside your monthly budget, you should also have a bare bones budget waiting in the wings. Even if you don’t need to cut back completely right now, it’s a good idea to know how to create a minimal-expense budget and have it ready so you are prepared in case of a financial emergency. You have a pay cut.

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Harness Wealth

JUNE 9, 2023

Crafting Your Personalized Financial Plan: A Step-by-Step Guide The Role of a Wealth Manager or Financial Planner Harness Wealth Can Help What is a Financial Plan? Financial planning is about understanding and utilizing your assets in a manner that helps you and your family work towards achieving your goals and meeting your needs.

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Good Financial Cents

NOVEMBER 16, 2022

If you have $500 to invest right now, you probably feel on top of the world. While that’s not a ton of money, it’s better than nothing – and way more than enough to start building toward the lifestyle you want. Open a Roth IRA (Betterment, M1 Finance, and Robinhood). Dividend Stocks .

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Good Financial Cents

JANUARY 16, 2023

If you’re tired of watching your stock investments drop in value and are looking for a way to diversify, you may want to consider alternative investments. If you’re tired of watching your stock investments drop in value and are looking for a way to diversify, you may want to consider alternative investments. Yieldstreet Features.

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Clever Girl Finance

DECEMBER 7, 2022

However, you don’t have to be a celebrity or trust fund baby to get rich. However, the thing to remember is that being wealthy isn’t just about the amount of money you accumulate but also includes your net worth. Net worth is the value of all of your assets minus the liabilities that you owe. Get your money mindset right.

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Good Financial Cents

JULY 5, 2022

Generally speaking, what happens to your 401k when you die depends on a few things: whether you have any beneficiaries designated, what type of 401k plan you have, and what the rules of that particular plan are. If you have designated beneficiaries for your 401k, then they will receive the money in the account after you die.

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Clever Girl Finance

AUGUST 2, 2022

While earning more money through raises at work or increasing your hours is great, you may also be looking to see bigger returns. Usually, some level of risk is necessary to make your money grow big-time. If you have $10,000 and want 10x that amount, here are some ways to turn 10K into 100K! IRAs or Roth IRAs.

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Clever Girl Finance

NOVEMBER 8, 2022

Think you don’t have enough money to start investing? You can learn how to start investing even if you start your investing journey with just $100. Although the amount you invest might start out small, it can be a turning point in your finances. Compound interest grows your money. Think again!

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Carson Wealth

APRIL 6, 2023

Here are some practical tips to get you started. Share Your Money Values While school curriculums are increasingly covering general finance topics, the issue of money can be extremely personal. In many families, kids earn money for doing chores that go above and beyond their regular tasks.

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Carson Wealth

MARCH 29, 2023

The same is true of retirement planning – if you zero in on your portfolio and nothing else, you’ll miss out on some major factors that can make a significant difference in your retirement and ultimately your bottom line. Long-term care insurance helps relieve family tensions and headaches when you reach the need for it.

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Zoe Financial

DECEMBER 23, 2022

As 2022 draws to a close, do you ever wonder what the wealthy do in times like these? As 2022 draws to a close, do you ever wonder what the wealthy do in times like these? Considering how unexpected 2022 has been, below are a few steps you might take before kicking off 2023. Are any currently sitting at a loss?

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WiserAdvisor

DECEMBER 13, 2023

In a world where the cost of living is steadily climbing and market uncertainties loom large, the idea of a serene retirement can seem like a distant dream. The best retirement advice isn’t just about saving money; it’s about creating a diversified portfolio that’s robust enough to weather economic shifts.

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The Irrelevant Investor

OCTOBER 18, 2021

If you held Apple over that time, if you didn't hold a lot of cash, and if you didn't jump in and out of the market, you probably beat the market by a decent amount.* The past few years I've done pretty well with picking individual stocks, beating the S&P 500 by a considerable amount in my Roth IRA.

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Clever Girl Finance

NOVEMBER 16, 2022

And, even if you do, does it really make life that much better? Sure, getting rich quickly, even if you start out with nothing, is possible (if it weren’t, nobody would ever play the lottery!), On top of that, having more money doesn’t mean your life will suddenly be perfect. But is there really a way to get rich quickly?

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Bell Investment Advisors

JUNE 16, 2022

You worked hard all your life, managed your money responsibly, and — lo and behold! You find yourself in your golden years in the enviable position of having more gold, so to speak, than you need in your lifetime. You could simply pass on whatever’s left to your kids and grandkids after you’re gone.

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Gen Y Planning

FEBRUARY 1, 2024

So, when it comes to handling your finances, it’s natural to think that the information you hear repeatedly is the best advice to follow. Shouldn’t you listen to what they have to say? Here are five pieces of popular personal finance advice we can almost guarantee you’ve heard before and why you shouldn’t necessarily take it.

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Gen Y Planning

DECEMBER 1, 2021

It sounds like the type of vague financial advice you might hear from your relatives around the holiday table. . When you save money, you store it in a safe, accessible place so you can have it when you need it. The money won’t grow much, but that’s okay; it’s there to protect you. .

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WiserAdvisor

JANUARY 10, 2023

As another year draws to a close and a new one begins, it is time to start thinking about what New Year’s resolutions you want to set for 2023. you may want to focus on financial resolutions too. Doing so will enable you to build discipline and stay focused on attaining your goals. Create a budget and stick to it.

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Clever Girl Finance

SEPTEMBER 28, 2022

Alongside your monthly budget, you should also have a bare bones budget waiting in the wings. Even if you don't need to cut expenses to the bone right now, it's a good idea to know how to create a a minimal expense budget and have it at the ready, so you are prepared in case of a financial emergency. You have a cut in pay.

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WiserAdvisor

MAY 31, 2023

While both SIMPLE IRA and 401(k) plans serve the common goal of providing individuals with an opportunity to save for retirement, they differ in certain aspects that can significantly impact employers and employees. What is a SIMPLE IRA? However, you may have to pay tax on any amount withdrawn before reaching 59.5

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Clever Girl Finance

DECEMBER 26, 2022

Well, it’s not just what you do; it's what you DON’T do that can make or break your house budget. It's painful to say, but a lot of information out there about homeownership can leave you house poor. So before you sign any legal paperwork, it's critical to answer some questions. What is house poor?

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Good Financial Cents

APRIL 25, 2023

Short-term goals can be easily put off for a plethora of reasons. Grab your notepad, you’re going need it! Goals can have different timelines attached to them. It’s important to be realistic about how much time you need and plan accordingly in order to make sure you can stay on track with your objectives.

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Tucker Advisors

APRIL 4, 2023

And yet, it’s true that there can be many advantages to working past traditional retirement ages that contribute to a better quality of life, as well as more robust financial portfolios. Senior employees tend to promote positive “can-do” attitudes in the workplace. Is it the change we want?

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The Irrelevant Investor

OCTOBER 10, 2021

Can you please help me make sense of this? Can you please help me make sense of this? My Roth IRA/403(b) is invested in 100% stock index funds, but I’m beginning to question whether I need to start allocating toward higher speculative risk investments (individual stocks, crypto, NFTs). We all can.

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WiserAdvisor

DECEMBER 29, 2022

The wealthier you are, the more successful you are considered and the more financially secure you can be. For instance, the level of education you get, the quality of healthcare you can afford, and the lifestyle you can adopt all depend on your wealth.

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The Big Picture

MAY 7, 2024

The transcript from this week’s, MiB: Joanne Bradford, Domain Money , is below. You can stream and download our full conversation, including any podcast extras, on Apple Podcasts , Spotify , YouTube , and Bloomberg. Domain Money is, is one of the big ones. Joanne Bradford Joanne Bradford : Thank You so much, Barry.

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Good Financial Cents

SEPTEMBER 29, 2022

Ads by Money. We may be compensated if you click this ad. Public.com lets you invest in stocks, ETFs, and crypto with any amount of money. In this guide, we’re going to present the 10 best long-term investment strategies for 2022. As a long-term investor, you’ll need to be focused on all four criteria to be successful.

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Harness Wealth

MARCH 11, 2024

As a company founder, early startup employee, or small business owner, you may find yourself in a higher tax bracket as your business grows or you realize gains from equity compensation. But that doesn’t mean you simply have to accept a higher tax bill.

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