Nerd's Eye View

MAY 8, 2024

Measuring a client's tolerance for risk is an essential (and required!) step when onboarding a new client, as making any sort of recommendation is impossible without first understanding how comfortable clients may be when their portfolios inevitably experience volatility. Over the years, 2 types of measurement tools have emerged as the standards for assessing risk tolerance: 1) psychometric tests, which feature a series of questions (such as, "What amount of risk do you feel you have taken with

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Clients Risk Tolerance Financial Planning Planning 220

Abnormal Returns

MAY 8, 2024

Podcasts Brett McKay talks with Jared Dillian author of "No Worries: How to Live a Stress-Free Financial Life." (artofmanliness.com) Cameron Passmore and Benamin Felix talk with Scott Galloway author of "The Algebra of Wealth: A Simple Formula for Financial Security." (rationalreminder.libsyn.com) Barry Ritholtz talks with Larry Swedroe about the challenge of stock picking.

Estate Planning 215

Estate Planning Retirement Taxes Sales 215

Advisor Perspectives

MAY 8, 2024

The idea that power is inherently corrupting has been repeatedly proven throughout history. From politics to business to religion, there are countless examples of individuals who succumb to corruption and abuse their authority.

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Calculated Risk

MAY 8, 2024

Today, in the Calculated Risk Real Estate Newsletter: 1st Look at Local Housing Markets in April A brief excerpt: NOTE: The tables for active listings, new listings and closed sales all include a comparison to April 2019 for each local market (some 2019 data is not available). This is the first look at several early reporting local markets in April.

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Marketing Marketing Sales 108

Speaker: Nancy Wu, Head of Sales and Customer Success at SkyStem

Join us for an enlightening webinar as we delve into the transformative realm of modern accounting practices. In today's digital age, the convergence of outsourcing and automation has revolutionized how businesses manage their financial operations. In this webinar we will explore the synergistic potential of these two strategies to streamline processes, enhance accuracy, save cost and drive strategic decision-making.

Accounting

Trade Brains

MAY 8, 2024

Bearish Harami Candlestick Pattern: Technical analysis is a method for forecasting future price movements using previous market data, with a primary focus on price and volume. Candlestick patterns stand out as visual representations of price activity over a set span. These patterns, created by open, high, low, and close prices, provide information on market mood and prospective trend reversals or continuations.

Planning 105

Planning Risk Management Education Marketing 105

Wealth Management

MAY 8, 2024

An advisor team collectively manging $800 million in assets are joining Raymond James' independent channel from Commonwealth.

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Assets 115

Advisor Perspectives

MAY 8, 2024

Europe's mild recession is over, with growth expected to continue. Valuations for eurozone stocks remain attractive, offering the potential for further price appreciation.

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Valuation 98

Wealth Management

MAY 8, 2024

A recent New York Times article suggested that Blackstone's non-traded REIT is inflating its property valuations. But real estate industry insiders say they are not worried.

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Valuation 90

Random Roger's Retirement Planning

MAY 8, 2024

ETF Think Tank had a fun article looking at a bunch of specialty ETFs in pursuit of building a FIRE (financial independence/retire early) portfolio. The article was right up my alley as far as looking beyond the standard VTI, AGG and so on. The point is not read the article and then run out and buy those funds but is there anything to learn from the article about portfolio construction or how assets blend together?

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Portfolio Retirement Assets Management 80

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As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.

Banking

Wealth Management

MAY 8, 2024

Co-founder Alan Moore will retain his role as CEO of the Bozeman, Mont.-based billing and payment system for financial advisors.

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Financial Advisor 113

Calculated Risk

MAY 8, 2024

From the MBA: Mortgage Applications Increase in Latest MBA Weekly Survey Mortgage applications increased 2.6 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending May 3, 2024. The Market Composite Index, a measure of mortgage loan application volume, increased 2.6 percent on a seasonally adjusted basis from one week earlier.

Government 78

Government Accounting Planning Marketing 78

Wealth Management

MAY 8, 2024

McCartan, who became CMO at Hightower in July 2022, shared the “bittersweet update” that she had departed the firm, saying she was unsure but excited about her next opportunity.

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Discipline Funds

MAY 8, 2024

Here’s an interview I did with Oliver Renick on the Schwab Network from Wednesday discussing the macro outlook and the risks in the coming 12 months. My baseline assumption is that growth will continue to moderate in the 2-3% RGDP range and the disinflationary trend will persiste thru year-end, albeit at a lower rate than we saw last year. I expected Core PCE to end the year around 2.3%.

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Marketing Marketing Assets 77

Speaker: Joe Buhrmann, MBA, CFP®, CLU®, ChFC® Senior Financial Planning Practice Management Consultant eMoney Advisor

During an era of evolving consumer preferences, the banking sector is undergoing a profound shift. As customers continue to broaden their perspectives, banking professionals must support their customers' financial wellness by providing holistic financial advice that aligns with individual goals and circumstances. Without adapting, financial institutions will find that loyalty may crumble amid uncertainty.

Financial Advice

Wealth Management

MAY 8, 2024

Open, honest and candid discussion about the first lawsuit against the DOL fiduciary rule, April job numbers, JP Morgan data breach and more.

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Numbers 87

The Irrelevant Investor

MAY 8, 2024

Today’s Animal Spirits is brought to you by Simplify ETFs: See here for more information on Simplify’s suite of active-income solutions! On today’s show, we discuss: At $2M per minute, treasuries mint cash like never before Cost of capital and capital allocation The new math of driving your car till the wheels fall off Consumers fed up with food costs are ditching big brands Long-predicted c.

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Math Food 75

Calculated Risk

MAY 8, 2024

Here is another monthly update on lumber prices. SPECIAL NOTE: The CME group discontinued the Random Length Lumber Futures contract on May 16, 2023. I've now switched to a new physically-delivered Lumber Futures contract that was started in August 2022. Unfortunately, this impacts long term price comparisons since the new contract was priced about 24% higher than the old random length contract for the period when both contracts were available.

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Wealth Management

MAY 8, 2024

Outside stakeholders have long encouraged the IRS to expand ways to resolve disputes with the agency.

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Digital platforms can provide you with plenty of solutions, yet many are still intimidated by them. It's time to end that worry and embrace what could make a major difference for your bank. Understanding how they work and how to best utilize them for your banks is key toward success. In this article, Biz2X breaks down all things digital platforms, including the many advantages of embracing them.

Banking

A Wealth of Common Sense

MAY 8, 2024

Today’s Animal Spirits is brought to you by Simplify ETFs: See here for more information on Simplify’s suite of active-income solutions! On today’s show, we discuss: At $2M per minute, treasuries mint cash like never before Cost of capital and capital allocation The new math of driving your car till the wheels fall off Consumers fed up with food costs are ditching big brands Long-predicted c.

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Math Food 68

Calculated Risk

MAY 8, 2024

Note: Mortgage rates are from MortgageNewsDaily.com and are for top tier scenarios. Thursday: • At 8:30 AM ET, The initial weekly unemployment claims report will be released. The consensus is for 206 thousand initial claims, down from 208 thousand last week.

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Wealth Management

MAY 8, 2024

Taxpayers must apply for a private letter ruling to get an extension.

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Advisor Perspectives

MAY 8, 2024

The labor force participation rate (LFPR) is a simple computation: You take the civilian labor force (people aged 16 and over employed or seeking employment) and divide it by the civilian non-institutional population (those 16 and over not in the military and or committed to an institution). As of April, the labor force participation rate is at 62.7%, unchanged from the previous month.

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Speaker: Carolina Aponte - Owner and CEO, Caja Holdings LLC

In today's rapidly changing business environment, building a resilient balance sheet is crucial to the survival of any business. A resilient balance sheet allows a company to withstand financial shocks and adapt to changing market conditions. To achieve this, companies need to focus on key strategies such as maintaining adequate liquidity, managing debt levels, diversifying revenue streams, and prioritizing profitability over growth.

Financial Planning

Wealth Management

MAY 8, 2024

Helping skeptical clients hedge their bets on tax law change.

Insurance 106

Insurance Planning Taxes Clients 106

Advisor Perspectives

MAY 8, 2024

The FOMC has enough factors to consider without adding politics to the mix.

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NAIFA Advisor Today

MAY 8, 2024

Evan Fabricant is a financial advisor committed to assisting his clients in achieving their financial goals. He provides cutting-edge solutions prioritizing his clients' objectives, whether planning for retirement or exploring efficient strategies to pass on their wealth to the next generation. Evan has been advising clients since 1997, inspired by his father's career in the same field.

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Financial Consultant Financial Services Financial Advisor Consulting 59

Advisor Perspectives

MAY 8, 2024

Your clients deserve access to key players to take the field in dealing with each aspect of their financial lives, and so do you.

Wealth Management 101

Wealth Management Management Clients 101

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Creating a winning digital lending experience requires plenty of focus on the needs of customers and more. Biz2X Chief Product Officer Aaron Traub covers everything from how to create such an experience, areas to hone in on, pitfalls to avoid, and plenty more in this insightful article. Discover how to utilize new technology without alienating existing customers, what to emphasize when working on your platform, and how to utilize the data at your disposal while not becoming overly reliant on it.

Communication

Indigo Marketing Agency

MAY 8, 2024

What Is the Total Marketing Package Growth Tier? The Total Marketing Package Growth Tier (TMP Growth) is a comprehensive marketing machine for financial advisors hungry to welcome more of their target clients. If your marketing has dwindled or been deprioritized over the last few months or years, this is the fresh restart you may have been looking for.

Financial Advisor 52

Financial Advisor Marketing Marketing Consulting 52

Advisor Perspectives

MAY 8, 2024

s of last week, the total return of the S&P 500 was even with 3-month Treasury bill returns since the valuation peak of January 2022, more than two years ago.

Valuation 59

Valuation Marketing Marketing 59

Wealth Management

MAY 8, 2024

Transcript of Episode 105 of 401(k) Real Talk.

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