Good Financial Cents

DECEMBER 14, 2022

Job security is always a concern when choosing a career, but some fields are more recession-proof than others. And while there’s no guarantee that any job will be immune to cutbacks or layoffs, some industries weather economic storms better than others. 12 Highest Paying Jobs in Finance. Insurance Advisor.

Compliance 87

Compliance Budgeting Accounting Insurance 87

Clever Girl Finance

OCTOBER 14, 2022

Without a handle on money management, you may always feel like your life is one step away from a financial cliff. When you manage finances well, life may not get easier, but you have more time to focus on important things in your life. We've included some of the best ways to manage money in an easy way.

Management 111

Management Budgeting Insurance Accounting 111

Gen Y Planning

FEBRUARY 1, 2024

So, when it comes to handling your finances, it’s natural to think that the information you hear repeatedly is the best advice to follow. This allowed her to save for her first home and pay her debt more aggressively. After all, plenty of people are making a living sharing financial advice online (we refer to them as “influencers”).

Insurance 52

Insurance Financial Advice Accounting Clients 52

Random Roger's Retirement Planning

DECEMBER 17, 2023

Hopefully a mortgage is paid off, hopefully there are no car payments to make and health insurance at 65, if retired, should go down quite a bit on Medicare, especially if income goes way down. Food, various utilities (a lot of things lumped in here), other insurances, what else? Look at your fixed monthly expenses, what's left?

Retirement 70

Retirement Math Insurance Taxes 70

Clever Girl Finance

OCTOBER 7, 2022

Let's talk about recession-proof jobs! Any time the mention of a recession hits the headlines, there is a sense of worry about job security, and with good reason. million jobs. Recessions mean fewer job hiring opportunities, mass layoffs, and intense competition for the job openings that are available.

Healthcare 97

Healthcare Education Transportation Medical 97

Good Financial Cents

FEBRUARY 3, 2023

Stop paying crazy-high interest rates. Negotiate your auto insurance rates, and save big! Someone in this situation may only be a layoff or missed paycheck away from not being able to cover the necessities of life, such as groceries or rent. It all starts with you and the steps you take to change your life.

Insurance 106

Insurance Accounting Budgeting Banking 106

Your Richest Life

JANUARY 4, 2023

Whether your roof sprung a leak, you lost your job or your dog needs emergency surgery, you’ll need an emergency fund to cover surprise expenses. It’s meant to be a sort of insurance policy, so that even if an expensive surprise pops up, you won’t have to go into debt to cover it. . Where Should I Focus my Savings?

Accounting 105

Accounting Fee Only Financial Planning CFP 105

Clever Girl Finance

OCTOBER 13, 2023

Do you need to earn some extra cash or find a job that fits around your daily commitments? Night shift jobs may be the solution you’re looking for, and the good news is there are lots of opportunities out there and we’ve got several to share. Table of contents Who are night shift jobs suitable for? So keep reading!

Healthcare 52

Healthcare Medical Media Communication 52

Clever Girl Finance

JANUARY 16, 2024

During these periods, you may only have the cash to pay for the essentials. For example, when: You lose your job. You have a pay cut. There are many different ways to come up with your perfect budgeting strategy. Alongside your monthly budget, you should also have a bare bones budget waiting in the wings. Sound restrictive?

Budgeting 80

Budgeting Food Transportation Retirement 80

Good Financial Cents

APRIL 5, 2023

Getting a new car is one of the better feelings in life, I’ll admit. Get a good deal, and you’ll save a ton of money over the life of the car. In this post, we’re going to answer these questions and give you the best tips on scoring a deal on your next car. Strike a bad deal, and it can haunt you for years.

Insurance 111

Insurance Sales Banking Taxes 111

Cornerstone Financial Advisory

MARCH 11, 2024

The economy added 275,000 jobs in February—exceeding the 198,000 expected—but wage growth slowed, and jobless claims edged up. “Expect the best. For example, life insurance proceeds are usually not taxable to the beneficiary unless you redeem a life insurance policy for cash. Prepare for the worst.

Marketing 80

Marketing Marketing Insurance Taxes 80

Good Financial Cents

SEPTEMBER 7, 2022

While investing for the long haul is the best way to build long-term wealth, there are situations where what you really need is the ability to earn money within a day or a few hours. Some of the best ways to earn money quickly do require some creative thinking and hard work, yet there are others that require hardly any effort on your part.

Electronics 145

Electronics Accounting Food Clients 145

Clever Girl Finance

JANUARY 26, 2023

Having the funds you need to pay your bills during an emergency is a key feature of this concept. For example, if you lose your job, someone who is financially sound would have some money saved up to cover costs until you find your next job. With an income, you can pay your bills and use the surplus to save and invest.

Planning 52

Planning Insurance Budgeting Retirement 52

Clever Girl Finance

JUNE 12, 2023

Knowing how to save money from salary or biweekly pay doesn’t have to be hard, and once you get started it can actually get pretty addicting and fun too! Declutter One of our favorite creative ways to save money is by decluttering your life. Put the money you earn into savings or use it to pay down debt.

Budgeting 76

Budgeting Insurance Accounting Food 76

Gen Y Planning

JULY 1, 2023

You owe it to your financial wellness to prepare for the “what ifs” in life. What counts as an emergency is up to you, but it might be a sudden job loss, major home repair, unexpected medical bill, car repair, you name it. The general rule of thumb is to have between three and six months of income in an emergency fund.

Financial Planning 52

Financial Planning Budgeting Insurance Coverage Insurance 52

Clever Girl Finance

SEPTEMBER 26, 2023

Eliminating debt also enables you to save more money for unexpected costs or events such as a job loss. The job market continually changes , causing some careers to vanish and creating new opportunities. Financial uncertainty can be a worrying time, so it’s essential to start saving money, paying off debt and living below your means.

Budgeting 85

Budgeting Financial Planning Planning Electronics 85

Clever Girl Finance

AUGUST 9, 2023

After all, recessions come with a lot of negatives, like stock market declines, job losses, and more. Some major implications that come with recessions include job losses and a high unemployment rate. But you can learn how to prepare for a recession and still thrive financially. Table of contents So, what is a recession?

Budgeting 52

Budgeting Economy Investing Investments 52

Clever Girl Finance

MAY 3, 2023

Job loss One of the big catalysts for starting a new, bare-bones budget is a sudden loss of income. Losing your job is a stressful and painful experience. Whatever the cause for some larger expenses in your life, typically, you’ll need to cut costs elsewhere to make up the difference. What is the quickest way to reduce costs?

Budgeting 52

Budgeting Insurance Food Planning 52

Clever Girl Finance

OCTOBER 16, 2023

That said, you can use some of the best finance books to achieve financial wellness. What is the best book to read on finance? Financial literacy basics Before we talk about the best books to help you, let’s discuss what is financial literacy. These ideas make it one of the best financial literacy books you can read.

Budgeting 80

Budgeting Management Retirement Investing 80

Sara Grillo

AUGUST 14, 2023

I have a newsletter in which I talk about financial advisor lead generation topics which is best described as “fun and irreverent.” A fiduciary provides advice and counsel that is solely in the best interest of the client. I am a CFA® charterholder and financial advisor marketing consultant. Let’s talk about it.

Financial Advisor 52

Financial Advisor Fiduciary Duty Insurance Financial Advice 52

Sara Grillo

MAY 8, 2023

Indexed universal life (IUL) is often sold using smoke-and-mirrors sales shams, but in this podcast we’ll expose the truth! I have a newsletter in which I talk about financial advisor lead generation topics which is best described as “fun and irreverent.” The policyholder pays a premium.

Insurance 59

Insurance Clients Financial Advisor Accounting 59

BlueMind

NOVEMBER 24, 2022

Consequently, HNW clients usually have more than one wealth management advisor handling all of their financial concerns, be it handling their investment goals, personal liability insurance, estate taxes, or managing overseas assets. They will expect personalized services in investment management as well as from you and justifiably so.

Clients 98

Clients Insurance Financial Advisor Assets 98

Clever Girl Finance

OCTOBER 30, 2023

Let me guess: You’ve searched Google trying to find the best work from home jobs and the results were overwhelming. Every now and then, you read legitimate stories of how people radically changed their lives with the best work from home jobs. What job makes the most money working from home?

Recruitment 52

Recruitment Engineering Certification Communication 52

Carson Wealth

AUGUST 28, 2022

Each business model makes money differently, and in turn pays financial advisors differently: . Agents of an insurance company . Let’s break each one of these down and discuss their pay models. . Financial advisors charging fees are required to act as fiduciaries and put their client’s best interest before their own. .

Financial Advisor 52

Financial Advisor Commission Insurance Financial Planning 52

Clever Girl Finance

MAY 10, 2023

Table of contents How does inflation impact daily life and how is it measured? What are the best things about inflation? How does inflation impact daily life and how is it measured? Gas, airline fares, coffee, haircuts, insurance, and prescription medication are all part of the CPI too. How does it all work?

Accounting 59

Accounting Medical Banking Budgeting 59

Gen Y Planning

SEPTEMBER 1, 2023

That means the more you can pay using pre-tax dollars, the lower your tax bracket and the more money you’ll save. This is often the only time you can change your company benefit elections during the year without qualifying events (getting married, having a baby, a spouse losing a job, or divorce).

Insurance 52

Insurance Planning Medical Healthcare 52

Carson Wealth

DECEMBER 28, 2022

Tax-deferred accounts  are those you fund with pre-tax income; eventually, you will pay tax when you take the money out, at whatever your income tax rate is at that time . Tax-exempt accounts  are funded with after-tax money, which means you won’t have to pay income tax on the gains that accrue when you withdraw the money .

Accounting 98

Accounting Taxes Retirement Planning 98

WiserAdvisor

DECEMBER 1, 2023

With reliable expertise, physicians can make informed decisions, allocate their resources strategically, and plan for significant life milestones. A lot of professionals may resort to postponing their loan payments until they are in a pay band that allows them to focus on their financial goals along with paying debt.

Financial Advisor 59

Financial Advisor Medical Insurance Education 59

Clever Girl Finance

MARCH 6, 2023

You have things to pay for, such as clothes, entertainment, going out with your friends, and let's not forget gas or transportation. As life gets more expensive , you are probably looking for ways to fund these expenses (Hello, 18th birthday party! ). It's a popular work-from-home job that can eventually make money online.

Media 86

Media Accounting Banking Food 86

WiserAdvisor

FEBRUARY 2, 2023

An economy in a recession may experience unemployment, job losses, business closures, declining incomes, low trade, industrial activity, etc. All individuals are likely to witness a recession at some point in their life, and feel its impact. A recession is defined as a temporary period of economic downturn.

Financial Advisor 97

Financial Advisor Economics Planning Risk Tolerance 97

Validea

APRIL 12, 2023

His book, the Education of a Value Investor is a best seller and provides a very honest look at his investing journey from starting out on the darker side of Wall Street to the value investor he is today. Often the hardest things to do in life is to overcome that initial fear and take action. But there is a flipside to conviction.

Portfolio 80

Portfolio CFP Investing Investments 80

Sara Grillo

JULY 18, 2022

I’ve come to rescue you from the terrible financial advisor jobs pitched at you by recruiters at wirehouse, bank, and insurance company “training programs.” His smart career decisions after university allowed him to avoid the being tortured and exploited in a wirehouse, bank, and insurance company financial advisor program.

Financial Advisor 52

Financial Advisor Recruitment Insurance Financial Planning 52

Clever Girl Finance

NOVEMBER 4, 2022

They might always have extra cash for the things they want, or, they always have the money to pay their bills in full — even the unexpected ones. That means they spend less than they make each month, leaving enough money to pay their expenses and save for the future. For example, you lose your job due to corporate downsizing.

Budgeting 73

Budgeting Accounting Planning Financial Planning 73

Clever Girl Finance

MAY 12, 2023

In general terms, financial independence refers to the ability to stop worrying about money because you earn enough to pay your bills. For example, you’re able to pay off your debt, cover your expenses, and still have money for savings and fun each month. What is FI (financial independence)? What is FIRE?

Retirement 59

Retirement Numbers Insurance Accounting 59

Clever Girl Finance

OCTOBER 19, 2023

Table of contents Why you may say, “I don’t want to work anymore” 14 tips to recover from work burnout and love your job again Expert tip: Start saving money as you assess your job Got “I don’t want to work” feels? Furthermore, it’s normal not to like every aspect of your job. Modern life is great and all.

Planning 60

Planning Clients License Wealth Accumulation 60

Clever Girl Finance

DECEMBER 13, 2023

Pay off high interest debt Before you start saving in earnest, evaluate your financial situation. If you have high-interest debt, it’s best to create a plan to pay it off as soon as possible. When you are ready to withdraw funds in retirement, you’ll pay taxes on the funds. But that’s usually not possible.

Retirement 63

Retirement Accounting Taxes Insurance 63

Clever Girl Finance

JULY 29, 2023

Don’t forget about insurance 6. Then, get to know the job itself. Leverage platforms like YouTube to gain some insights on what a day as a professional cleaner looks like in real life. Plus, residential cleaning jobs usually require less equipment and simpler cleaning supplies. Obtain a business license 7.

License 78

License Advertising Budgeting Clients 78