Harness Wealth

FEBRUARY 26, 2023

Cost-saving tax planning can be much more difficult to implement after your company is well-established and has reached the stage where an IPO, merger, or acquisition becomes a likely event. The first three options are pass-through entities, so profits and losses are distributed to the owners who are taxed on them.

Tax Planning 52

Tax Planning Startup Taxes Planning 52

Harness Wealth

FEBRUARY 27, 2023

Founders, board members, and employees of startups that get acquired can experience tax consequences as a result of a liquidity event. It’s imperative to plan for the tax implications so you can be prepared to pay what you owe the IRS.

Tax Planning 52

Tax Planning Startup Taxes Planning 52

The Big Picture

AUGUST 14, 2023

My back-to-work morning train WFH reads: • There Is No “Stealth Fiscal Stimulus” The federal budget deficit is widening thanks to falling capital gains tax receipts and soaring net interest interest payments (including via the Federal Reserve). Mind you, this is not valuations at screaming buy levels, just below average.

Valuation 130

Valuation Budgeting Investing Investments 130

Abnormal Returns

FEBRUARY 16, 2023

howardlindzon.com) Private assets Why private equity needs much better valuations. axios.com) Funds Tax efficiency is the secret sauce of ETFs. (theatlantic.com) Finding a good retail CEO is tough these days. nytimes.com) AI requires a lot of semiconductors. pragcap.com) Fidelity is hiring!

Financial Advising 146

Financial Advising Engineering Valuation Retail 146

Nerd's Eye View

NOVEMBER 4, 2022

A survey showing how millionaires allocate their assets and the importance they place on the recommendations of their financial advisors. ” to pass by the end of the year, while passage of other proposed tax measures appears to be less likely. Pundits continue to expect “SECURE 2.0” Read More.

Financial Planner 169

Financial Planner Financial Advisor Retirement Planning Medical 169

Trade Brains

APRIL 9, 2023

We will cover different types of ratios like valuation ratios, profitability ratios, liquidity ratios, efficiency ratios, and debt ratios. Valuation ratios are relative and are generally more helpful in comparing the companies in the same sector (apple to apple comparison). EV/EBITDA This is a turnover valuation ratio.

Valuation 98

Valuation Assets Sales Numbers 98

Brown Advisory

NOVEMBER 1, 2023

This Present is Accounted For: An Overview of Low-Basis Gifting Strategies achen Wed, 11/01/2023 - 11:20 After spending a career helping clients with tax and estate advice, I often see reminders and lessons about my job in the unlikeliest places. That was not the most interesting angle of the story for many readers.

Accounting 52

Accounting Taxes Assets Clients 52

Darrow Wealth Management

DECEMBER 5, 2022

Donating appreciated stock to charity can be a great way to give back and reduce your tax bill. Taxpayers who itemize get a tax deduction for the market value of the stock. If you want to make a gift for the 2022 tax year – act now. These two steps don’t need to happen in the same tax year. Give wisely.

Taxes 83

Taxes Wealth Management CFP Valuation 83

Diamond Consultants

JUNE 1, 2023

Here are 3 valuation scenarios to address that curiosity. Focus Financial Partners, the largest investor in the independent space, is being taken private at a $7B valuation. Prolific RIA acquirer CI Financial recently monetized a stake in their business at a $5B valuation. Those are some eye-popping numbers.

Valuation 98

Valuation Recruitment Retirement Distribution 98

Discipline Funds

SEPTEMBER 22, 2023

you’re getting high income, high principal stability and tax efficiency across very predictable short-term time horizons. with no state taxes is a pretty darn good deal for a risk free return. Consider your time horizons and personal asset-liability mismatch. T-Bills are an incredibly attractive option at this time.

Portfolio 124

Portfolio Assets Insurance Investing 124

Cornerstone Financial Advisory

MARCH 18, 2024

.” – Fred Rogers 4 Facts About Capital Gains When you sell a capital asset, such as an investment or a piece of property, the sale can result in a capital gain or loss. The IRS defines a capital asset as “most property you own for personal use or own as an investment.” Consult a qualified tax expert for help.

Marketing 94

Marketing Marketing Taxes Economics 94

Darrow Wealth Management

SEPTEMBER 7, 2023

Pros and cons of exercising stock options in a pre-IPO window If you are new to the tax implications and basics about exercising stock options, please read this article first. Unfortunately, for those tax savings to materialize, the post-IPO stock price at sale must be considerably more than the pre-IPO valuation at exercise.

Wealth Management 94

Wealth Management Taxes Tax Planning Valuation 94

Brown Advisory

SEPTEMBER 12, 2016

Proposed Tax Law Changes Prompt Estate Planning Review achen Mon, 09/12/2016 - 06:00 A plan to maximize a family’s financial legacy usually saves the most tax by leveraging the longterm compounding of investments outside of the taxable estate. These entities provide centralized control and management of a pool of family assets.

Estate Planning 52

Estate Planning Taxes Planning Clients 52

Brown Advisory

SEPTEMBER 12, 2016

Proposed Tax Law Changes Prompt Estate Planning Review. A plan to maximize a family’s financial legacy usually saves the most tax by leveraging the longterm compounding of investments outside of the taxable estate. We undertook productive planning in 2012 when it appeared that gift and estate tax exemptions were about to shrink.

Estate Planning 52

Estate Planning Taxes Planning Clients 52

The Big Picture

FEBRUARY 6, 2024

You wouldn’t be surprised to learn the tax consequences of owning a mutual fund is a part of it. So it’s, 00:09:11 [Speaker Changed] You’ve become an enterprise, it’s 10 x what it once was in terms of headcount, it’s much bigger in terms of assets. Really fascinating guy. I do keep a strong balance sheet.

Valuation 130

Valuation Investing Investments Assets 130

Darrow Wealth Management

AUGUST 28, 2023

Make your business more sellable later by getting advice now Business brokers often recommend getting a valuation done years before expecting to sell the company. Your business advisory team may consist of: a business broker or M&A advisor, accounting and tax advisors, and transaction/M&A attorney.

Sales 77

Sales Wealth Advisor Estate Planning Taxes 77

Darrow Wealth Management

OCTOBER 23, 2023

Of all the types of assets, real estate is usually the most emotional. But first, it’s important to discuss the tax implications. Do you pay taxes on an inherited house? But typically, after inheriting the family home from a parent, the adult child[ren] beneficiaries will receive a step-up in basis for tax purposes.

Taxes 78

Taxes Distribution Estate Planning Wealth Management 78

James Hendries

OCTOBER 28, 2022

However, it’s essential to plan for generational wealth transfer by ensuring all these crucial actions have been completed: Established a Trust document- If you don’t have a trust document, your family may need to go through probate, a tedious court process to transfer your assets retroactively, which can be expensive and public.

Planning 52

Planning Taxes Estate Planning Consulting 52

MarketWatch

APRIL 19, 2023

It also took an after-tax net non-operating charge of $109.7 million related to balance-sheet repositioning including the sale of some assets and loan reclassifications. Given this backdrop, we believe WAL’s valuation is compelling.” a share, below the analyst estimate of $1.95 Chiaverini. NYCB, M&T Bank Corp.

Banking 75

Banking Valuation Insurance Taxes 75

Darrow Wealth Management

APRIL 25, 2023

You need to be sure the estate plan authorizes you to do this, obtain appraisals and valuations, and adhere to creditor claim periods in the event of a valid claim against the estate. Asset Titling, Beneficiary Elections, and Probate The estate planning attorney is going to be critical here.

Estate Planning 73

Estate Planning Taxes Accounting Retirement 73

Brown Advisory

SEPTEMBER 12, 2016

Private Credit Outshines Many High-Valuation Stocks, Bonds. With interest rates at record lows and many publicly traded bonds and stocks approaching historically high valuations, private credit has become increasingly attractive to investors because of its total return prospects, steady income and role in diversification.

Valuation 52

Valuation Portfolio Banking Communication 52

Park Place Financial

NOVEMBER 29, 2022

For instance, a trust can decrease your tax liability and protect you from some legal trouble, such as lawsuits. Internal Revenue Service (IRS) provides actuarial tables , which dictate the assets that estate tax rules value and are defined by interest rates. In other words, when rates go up, the table valuations follow suit.

Estate Planning 52

Estate Planning Economics Planning Financial Planner 52

Darrow Wealth Management

JUNE 2, 2022

Quite simply, a down round is when a company raises money at a lower valuation per share relative to earlier financing rounds. A simple example: a startup raises a Series B at a $30M post-money valuation and a Series C at a $20M post-money valuation. With rates rising, unrealistic valuations are getting cut.

Startup 52

Startup Valuation Taxes Wealth Management 52

Truemind Capital

JANUARY 16, 2024

Most of the time, even the winners account for very low weight in the overall assets, resulting in miniscule contribution to the portfolio returns. For example, a stock rising by 100% in a year, if had a weightage of 1% in the overall assets, adds only 1% more return to the portfolio.

Financial Market 52

Financial Market Marketing Marketing Asset Allocation 52

eMoney Advisor

DECEMBER 20, 2022

When it comes to CFP® professionals and cryptocurrency, the CFP Board’s Code of Ethics and Standards of Conduct dictates that CFPs® should treat crypto-related assets the same as any other form of financial asset. Crypto in the News. The CFP Board stated the risks as follows in its communication. Proceed with Knowledge.

CFP 62

CFP Fiduciary Duty Financial Advice Financial Advisor 62

MarketWatch

MARCH 16, 2023

Excluding nonrecurring items, such as changes in valuation of deferred tax assets, adjusted earnings per share of 7 cents beat the FactSet consensus of a per-share loss of 2 cents. Net income for the quarter to Jan. 28 jumped to $45.1 million, or 66 cents a share, from $14.4 million, or 19 cents a share, in the year-ago period.

Valuation 40

Valuation Taxes Sales Assets 40

Brown Advisory

NOVEMBER 28, 2022

With that backdrop, we highlight several positive factors: Income Tax Despite recent efforts to raise individual income tax rates, the highest marginal rate remains at 37%. Tax losses can also expedite the rebounding of client portfolios by reducing the tax drag on future growth.

Planning 52

Planning Taxes Clients Strategic Planning 52

Brown Advisory

NOVEMBER 28, 2022

Revisit your risk management plans (update insurance programs and review the operation of family business entities) and, Reevaluate your state of residency (or international residency/citizenship) – determine the most advantageous location from a personal, familial, business and tax standpoint. . Tax Loss Harvesting. Estate Tax Rules.

Planning 52

Planning Taxes Clients Strategic Planning 52

Fortune Financial

MARCH 5, 2024

Enhancing Company Valuation: It’s not all about the immediate perks. Have you arranged a trust for the plan assets, or will you set up the plan solely with insurance contracts? The biggest difference between the two is how they are taxed. Offering a 401k contributes to a positive company culture and financial health.

Retirement Planning 52

Retirement Planning Financial Advisor Retirement Taxes 52

Cornerstone Financial Advisory

MAY 21, 2024

These Tips Can Help You Understand The Tax Situation Whether you pick up painting or cook new concoctions in your kitchen, starting a new hobby is always fun and a great avenue to learn something new. Whether you can profit from appreciating the assets used in the activity. .” – Amelia Earhart Starting A New Hobby?

Marketing 52

Marketing Marketing Taxes Economics 52

Discipline Funds

AUGUST 4, 2023

Our All Duration approach is specifically designed to help people match liabilities with specific assets across very specific time horizons so as help people get away from this sort of binary thinking. Sometimes it works, but in most cases we’re all just churning up taxes and fees along the way.

Financial Planner 84

Financial Planner Banking Taxes Economics 84

Brown Advisory

OCTOBER 16, 2017

Family Wealth Transfer Options achen Mon, 10/16/2017 - 10:49 Families can use a variety of strategies to reduce their estate tax burden. One of those is gifting assets from one generation to the next. Moreover, gifts to so-called dynasty trusts may insulate gifted assets from estate tax for multiple generations.

Taxes 52

Taxes Assets Estate Planning Valuation 52

Brown Advisory

OCTOBER 16, 2017

Families can use a variety of strategies to reduce their estate tax burden. One of those is gifting assets from one generation to the next. By using various exemptions and exclusions, you can gift a certain amount of assets to your family members without triggering gift taxes, thereby reducing the size of your taxable estate.

Taxes 52

Taxes Assets Estate Planning Valuation 52

Cornerstone Financial Advisory

NOVEMBER 20, 2023

These Tips Can Help You Understand The Tax Situation Whether picking up painting or cooking new concoctions in your kitchen, starting a new hobby is always fun and a great way to learn something new. Did you know there are some tax considerations when starting a new hobby? .” – Salvador Dalí Starting A New Hobby?

Marketing 98

Marketing Marketing Taxes Economics 98

Trade Brains

APRIL 29, 2023

Purchase a good stock at a low valuation and wait until the price goes up. Find an amazing stock at a cheap valuation and hold it for a long time until the market realizes its true/real value. In short, here dividends are allowing you to receive a healthy income without selling your original assets. Buy low and sell high.

Valuation 98

Valuation Investing Investments Taxes 98

eMoney Advisor

NOVEMBER 10, 2022

With proactive legal and financial advice, the conflict over his name and likeness, large tax bill, and lengthy settlement process wouldn’t have been a foregone conclusion. Experts say an eight-figure estate tax bill is the likely result. It should also proactively plan for any estate taxes. Sources: 1. ” U.S.

Estate Planning 78

Estate Planning Clients Planning Financial Planner 78

Cornerstone Financial Advisory

JUNE 19, 2023

Butler 3 Facts About Capital Gains When you sell a capital asset, like an investment or a piece of property, the sale can result in a capital gain or loss. The Internal Revenue Service (IRS) defines a capital asset as “almost anything you own for personal use or own as an investment.” . “Kindness eases change. Love quiets fear.”

Marketing 59

Marketing Marketing Economics Taxes 59