Discipline Funds

JUNE 6, 2023

On one side you have optimists who have been saying that the US economy remains robust and on the other side you have pessimists who are worried about recession and a potential 2008 scenario. In a way both of these groups have been right. This is not a good risk adjusted return so being less aggressive in recent years has been the right move.

Economy 86

Economy Asset Allocation Valuation Communication 86

Discipline Funds

NOVEMBER 17, 2023

In other words, if you’re 65 in 2007 and 100% invested in stocks and then 2008 happens then you end up going back to work until you’re at least 70. And the only way that disaster happens is if your financial planner is making irrational projections about asset returns and your asset allocation.

Financial Planner 98

Financial Planner Budgeting Taxes Asset Allocation 98

Random Roger's Retirement Planning

JULY 8, 2023

That is not guessing what markets will do, that is just managing asset allocation and cash needs. As bad as 2008 was, we're 3x from there. The Permanent Portfolio equal weights equities, long bonds, cash and gold with the theory that no matter what, at least one of those four will be doing well.

Asset Allocation 60

Asset Allocation Math Portfolio Assets 60

SEI

AUGUST 2, 2022

We are currently experiencing one of the most volatile times in decades, on top of the start of the pandemic and the 2008-2009 recession. That’s why, when facing market volatility, stewards of long-term assets held at all types of nonprofit institutions recognize the importance of a well-thought-out investment process. .

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Nonprofit Marketing Marketing Risk Management 52

Random Roger's Retirement Planning

SEPTEMBER 25, 2023

Here's a table of failure rates of various asset allocations and withdrawal percentages from an article at Return Stacked Portfolio Solutions. In the last few years or so there has been plenty of content positing that 4% is no longer safe, that 3% should be the number or even 2.5%. Here's well known expert Wade Pfau calling for 3%.

Asset Allocation 40

Asset Allocation Management Numbers Portfolio 40

Investing Caffeine

MARCH 1, 2024

At Sidoxia Capital Management , we have experienced this marvel on many of our investments, including our exponential gains in Amazon.com, which we first purchased in 2008 at s split-adjusted price of about $2.95 This is why Albert Einstein called compounding the “8th Wonder of the World.” The same concept holds true for investing.

Taxes 52

Taxes Risk Tolerance Retirement Investing 52

ClearMoney

FEBRUARY 22, 2022

This indicator had correctly foreshadowed major downturns in 1987 and 2008. The report examined the results of two types of funds7, each holding a mix of stocks and bonds: Balanced: Minimal change in allocation to stocks. Tactical Asset Allocation: Periodic shifts in allocation to stocks.

Asset Allocation 52

Asset Allocation Commission Portfolio Assets 52

Brown Advisory

MAY 31, 2017

EUROPEAN RE-ENTRY: Why We Are Shifting Portfolios Toward European Stocks achen Thu, 06/01/2017 - 02:47 Asset allocation—at least for us—is an exercise in nuance. We move slowly and carefully when it comes to shifting our portfolios away from one asset class or region and toward another. Take Europe, for instance.

Portfolio 52

Portfolio Asset Allocation Valuation Economics 52

Brown Advisory

MAY 31, 2017

Asset allocation—at least for us—is an exercise in nuance. We move slowly and carefully when it comes to shifting our portfolios away from one asset class or region and toward another. We maintain a model portfolio internally to track the results of our asset allocation stances. Thu, 06/01/2017 - 02:47.

Portfolio 52

Portfolio Asset Allocation Valuation Economics 52

Investing Caffeine

OCTOBER 2, 2023

As you can see, the inventory of homes has dramatically collapsed from a peak of about four million homes, circa the 2008 Financial Crisis, to around one million homes today.

Economics 52

Economics Economy CFP Government 52

Trade Brains

JANUARY 20, 2024

Established in the year 2016 backed by a strong full-service broker India Infoline (IIFL), 5 paisa is looking to revolutionize the idea of broking service as it is majorly focused upon investment planning and guides what should be the asset allocation which makes it even more unique amongst the competitors. Client Base : 1.5

Accounting 59

Accounting Planning Startup Clients 59

Truemind Capital

OCTOBER 22, 2021

However, this fiscal discipline was thrown out of the window in 2008 after the subprime crisis. – Compared to the money printing in 2008 which went to the banks, this time many Americans have also got money directly in their bank account. Having a 15-20% allocation in Gold could also help in times of hyperinflation.

Marketing 52

Marketing Marketing Banking Economics 52

Investing Caffeine

MAY 2, 2022

For long-term stock investors who have reaped the massive +520% rewards from the March 2009 lows, they understand this gargantuan climb was not earned without some rocky times along the way.

Electronics 59

Electronics Economy CFP Investing 59

Investing Caffeine

APRIL 1, 2022

People forget that commodity prices approximately doubled after the 2008 Financial Crisis, only to experience a subsequent slow bleed over the next decade until prices were essentially chopped in half. Since the COVID-driven trough, prices have about tripled over the last two years, but that does not mean prices will fly to the moon forever.

Economy 59

Economy Economics Valuation Investing 59

The Big Picture

MAY 9, 2023

And then I moved back to London at the end of 2008, which was a really interesting pivot. At the end of 2008, we owned a lot of illiquid assets. And there was a problem with 168 of them at the end of 2008. It was the year I made partner, actually, in 2008. I did that for a couple of years. SALISBURY: Absolutely.

Assets 283

Assets Clients Investing Investments 283

The Big Picture

FEBRUARY 6, 2024

I could maybe flip that around a little bit since I think particularly post 2008, 2009, the quality style of investing has become a lot more popular. And actually Ben Inker is the head of our asset allocation group. We, we call asset allocation at GMO. That’s the key to quality investing.

Valuation 130

Valuation Investing Investments Assets 130

Brown Advisory

DECEMBER 2, 2015

built up substantial reserve capital while recovering from the Great Recession in 2008-2009. By Taylor Graff, CFA, Asset Allocation Analyst. We are recommending that clients consider high-yield bonds and other asset classes that can offer the prospect of solid gains that diverge from the path of traditional stocks and bonds.

Clients 52

Clients Asset Allocation Economics Estate Planning 52

Brown Advisory

JUNE 3, 2015

The Fed has held the benchmark federal funds rate at zero—a record low—since December 2008 and further reduced borrowing costs through so-called quantitative easing, a bond-purchase program that more than quadrupled its balance sheet to $4.5 By Taylor Graff, CFA, Asset Allocation Analyst. Unemployment fell to 5.4% Effect on U.S.

Valuation 52

Valuation Economy Banking Economics 52

Brown Advisory

FEBRUARY 15, 2019

2018 marked the 10-year anniversary of the depths of the 2008–09 financial crisis, an event that tested the strength of the global financial system, the will of the global body politic, and the mettle of everyday citizens throughout the world. This is also a fitting moment to review the intersection of risk and valuation.

Valuation 52

Valuation Clients Portfolio Investing 52

Brown Advisory

MARCH 30, 2020

The background liquidity conditions for capital markets have changed substantively since the 2008-09 financial crisis, and to some extent these changes have contributed to the liquidity crunch in various segments of the market in the wake of the coronavirus outbreak. As we now know, this celebration was premature.

Management 52

Management Marketing Marketing Clients 52

Brown Advisory

MARCH 30, 2020

The background liquidity conditions for capital markets have changed substantively since the 2008-09 financial crisis, and to some extent these changes have contributed to the liquidity crunch in various segments of the market in the wake of the coronavirus outbreak. RECENT TRENDS AFFECTING LIQUIDITY.

Management 52

Management Marketing Marketing Clients 52

Brown Advisory

DECEMBER 2, 2015

After the 2008-2009 financial crisis, many clients could use loss carry-forwards to reduce taxes against gains taken in subsequent years. By Taylor Graff, CFA, Asset Allocation Analyst. There are few pieces of news more exasperating for investors than a significant tax bill following a period of meager returns.

Taxes 52

Taxes Clients Estate Planning Compliance 52

Brown Advisory

AUGUST 1, 2018

While the role of bonds since the financial crisis of 2008-09 has been more about reducing portfolio risk and less about producing incremental profit (although returns have generally been positive), that role may be changing in favor of relative returns. (Let’s hope we’re wrong, but we prefer to be surprised on the upside.)

Management 52

Management Investing Investments Valuation 52

Brown Advisory

AUGUST 1, 2018

While the role of bonds since the financial crisis of 2008-09 has been more about reducing portfolio risk and less about producing incremental profit (although returns have generally been positive), that role may be changing in favor of relative returns. (Let’s hope we’re wrong, but we prefer to be surprised on the upside.). Risks in Bonds.

Management 52

Management Investing Investments Valuation 52

Random Roger's Retirement Planning

APRIL 17, 2024

Then, the market drops a lot perking up interest in All-Weather and the pendulum swings back to wanting a lot allocated to All-Weather, maybe everything into All-Weather. Reacting in the middle of 2022 after learning too much was allocated to risk assets?

Portfolio 80

Portfolio Asset Allocation Advertising Numbers 80

Brown Advisory

SEPTEMBER 3, 2015

The Federal Reserve, since pushing down the main interest rate to zero in 2008, has repeatedly acknowledged that a “reach for yield” may threaten financial stability. By Taylor Graff, CFA, Asset Allocation Analyst. Dream or Opportunity?

Transportation 52

Transportation Government Economy Asset Allocation 52

Validea

DECEMBER 7, 2022

Among those voices are Michael Burry, seer of the housing collapse that preceded the 2008-09 financial crisis, and Ray Dalio, who predicted that “the economy will be weaker than expected, and that is without consideration given the worsening trends in internal and external conflicts” in a recent LinkedIn post cited in the article.

Asset Allocation 52

Asset Allocation Economy Valuation Portfolio 52

James Hendries

JUNE 20, 2023

That’s not suggesting another 2008 is coming, but rather highlights how fast the economic environment can change. A lot changed over the course of 2007 and 2008 as the economy fell into the Great Financial Crisis. Asset allocation does not ensure a profit or protect against a loss.

Marketing 52

Marketing Marketing Economy Asset Allocation 52

The Big Picture

SEPTEMBER 19, 2023

It depends on your asset allocation. I also don’t think you should ever really beat yourself up for sticking to your asset allocation and your beliefs. And they took it out of their asset allocation in favor of other strategies. 00:26:07 [Speaker Changed] No.

Assets 140

Assets Management Portfolio Investing 140

James Hendries

JUNE 26, 2023

However, the impending end of the Federal Reserve (Fed) rate-hiking campaign, and the economy’s and corporate America’s resilience, help make the bull case that steers LPL Research toward a neutral, rather than negative, equities view from a tactical asset allocation perspective. Diversification does not protect against market risk.

Marketing 52

Marketing Marketing Asset Allocation Valuation 52

Brown Advisory

NOVEMBER 14, 2017

While this shift in monetary policy may ultimately have important implications for asset allocation and other investment decisions, we’re not convinced that its near-term impact will be particularly significant. Big Balance Sheet By way of background, the Fed’s balance sheet has roughly quintupled since the financial crisis of 2008.

Investing 52

Investing Investments Assets Numbers 52

Brown Advisory

NOVEMBER 14, 2017

While this shift in monetary policy may ultimately have important implications for asset allocation and other investment decisions, we’re not convinced that its near-term impact will be particularly significant. By way of background, the Fed’s balance sheet has roughly quintupled since the financial crisis of 2008.

Investing 52

Investing Investments Assets Numbers 52

Darrow Wealth Management

MARCH 28, 2022

The key to weathering the storm is having a diversified asset allocation that’s truly aligned with your risk tolerance and appetite before there’s a personal financial problem or other negative event. Asset allocation. Don’t wait for volatility to get your investments in order! Consider U.S.

Asset Allocation 52

Asset Allocation Marketing Marketing Portfolio 52

Brown Advisory

APRIL 1, 2015

By keeping short-term interest rates at effectively zero since 2008, the Fed has prompted investors to reach for incremental returns by buying risk assets, including stocks, high-yielding or longer-dated bonds, real estate, private equity, etc. economy following the financial crisis.

Investing 52

Investing Investments Valuation Assets 52

The Better Letter

JANUARY 26, 2024

In late 2008, Dent published another book, The Great Depression Ahead: How to Prosper in the Crash Following the Greatest Boom in History , moving into the “doom and gloom” business. who became a professor at the University of Michigan before setting up his own asset management firm. He missed this one, too.

Valuation 102

Valuation Assets Management Investing 102

James Hendries

DECEMBER 12, 2022

during the month, which was the best month for core bonds since December 2008. The Strategic and Tactical Asset Allocation Committee’s (STAAC) S&P 500 year-end fair value target of 4,000-4,100 is based on a price-to-earnings ratio of 17.5 Core bonds, as measured by the Bloomberg Aggregate Bond index, were up 3.7%

Portfolio 52

Portfolio Taxes Asset Allocation Investing 52

Carson Wealth

JUNE 12, 2023

It was developed a decade ago and is a key input into our asset allocation decisions. It declined ahead of the actual start of the 2001 and 2008 recessions. We believe our proprietary leading economic index better captures the dynamics of the U.S.

Marketing 52

Marketing Marketing Economy Manufacturing 52