WiserAdvisor

AUGUST 31, 2023

Financial advisors play a crucial role in assisting you before your retire. They can assess your financial situation, long-term goals, risk tolerance, and investment preferences to create personalized strategies. The benefits of having a financial advisor extend far beyond your working years.

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Integrity Financial Planning

JUNE 12, 2023

As you plan for retirement, it’s important to consider tax optimization strategies to minimize your tax liabilities. Consider the Tax Structure of Your State and Locality Consider living in a tax-friendly state. [1] Consider the Tax Structure of Your State and Locality Consider living in a tax-friendly state. [1]

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Taxes Retirement Consulting Financial Planning 92

WiserAdvisor

APRIL 12, 2024

Understand your target market Understanding your target market goes beyond simply identifying broad demographics. It also involves delving into the intricacies of your clients’ lives, aspirations, and financial circumstances. You can start by assessing the capacity and capabilities of your support team, if applicable.

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Financial Advisor Clients Numbers Management 52

WiserAdvisor

DECEMBER 15, 2023

According to a survey, a significant majority of Americans, approximately 80%, share the common notion that the point of working hard in your adult life is so you can enjoy a nice retirement. Financial security is a fundamental element that can shape the quality of your post-employment years.

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Financial Advisor Retirement Risk Tolerance Retirement Planning 59

The Big Picture

JANUARY 17, 2024

To help us unpack this and what it means for your portfolio, let’s bring in Meyer Statman, professor of finance at Santa Clara University. In your book, you explain investors are motivated Not just by financial returns, but by expressive and emotional benefits. You’ve described this as free lunch or no lunch.

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MainStreet Financial Planning

FEBRUARY 1, 2024

Pay for Value, Not Time: Clients pay only for the time your advisor actively works with you. Whether you’re a beginner with a quick question, a middle-income earner seeking ongoing financial assessment, or a do-it-yourself enthusiast in need of direction, Garrett Advisors cater to diverse financial needs.

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Financial Advice Planning Fee Only Financial Planning 87

WiserAdvisor

MARCH 28, 2024

As you enter your 50s, the urgency of retirement savings becomes palpable. With the average Gen X household boasting a mere $40,000 in retirement savings, according to the National Institute on Retirement Security, the need for prompt action becomes even more apparent in your 50s.

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Retirement Financial Advisor Medical Healthcare 59

Cordant Wealth Partners

NOVEMBER 12, 2021

Plus we’ll provide free resources to help with your enrollment for 2022. FREE RESOURCES. Get Your Free Financial Assessment. Deferral elections from income from your Microsoft annual bonus happen during the month of May with the annual bonus period running from July 1 st through June 30 th.

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MainStreet Financial Planning

MARCH 8, 2024

I want to explore strategies for building a sustainable self-care regimen, including effective budgeting of both Time and Money, to help you prioritize self-care and nurture your well-being. Assess Your Current Resources: Start by evaluating your financial resources available for self-care. Do you even have this category?

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Budgeting Healthcare Planning Financial Planning 52

Good Financial Cents

JANUARY 8, 2024

has emerged as a versatile tool in the digital marketing landscape, often met with initial skepticism due to its bold claim of being an all-encompassing, free platform. This skepticism is not uncommon; many assume that a free, all-in-one software solution might compromise on quality. Systeme.io Features of Systeme.io

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Recruitment Sales Management Marketing 81

Cordant Wealth Partners

OCTOBER 25, 2021

We’ll outline how it works, the four most common questions we hear about SERPLUS elections and provide free resources to help with your enrollment for 2022. FREE RESOURCES. Get Your Free Financial Assessment. 5-year installments : The balance is paid in fifths starting in March of your selected year.

Compensation Planning 52

Compensation Planning Distribution Taxes Planning 52

Clever Girl Finance

JANUARY 22, 2024

When handled with care and used wisely, receiving a large sum of money provides a great opportunity to improve your financial situation. 10 steps to manage a financial windfall Expert tip: Keep living your life normally Factoring in taxes How do you deal with sudden financial windfall? And use it to benefit your future!

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Management Certified Financial Planner Financial Planner Consulting 73

Good Financial Cents

MARCH 29, 2023

Thinking about converting your retirement account to a Roth IRA? Contributions to a Roth IRA are made with income that has already been taxed, meaning there’s no initial tax benefit, but the money you have in a Roth grows tax-free over time. Not sure about your future tax brackets? When Would You Not Want to Convert to Roth IRA?

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Taxes Retirement Distribution Accounting 98

Cordant Wealth Partners

NOVEMBER 12, 2021

In this post, we cover three ways you can reduce the risk you have in your deferred compensation plan (DCP) for those that have a substantial portion of their net worth tied up in deferred compensation. For assessing how much risk you have in your DCP, see our Tech Employees Guide to Deferred Compensation Plans.

Compensation Planning 52

Compensation Planning Planning Taxes Insurance 52

Random Roger's Retirement Planning

NOVEMBER 17, 2023

So borrowing for housing was essentially free. Free money pushed housing prices much higher, then headline price inflation skyrocketed causing the Fed to dramatically raise rates. It could be optionality to live rent free (other than taxes and insurance) which is an idea that Bloomberg explored. That value is optionality.

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Retirement Insurance Taxes Planning 52

WiserAdvisor

FEBRUARY 29, 2024

Working with a financial advisor can significantly enhance your chances of retiring with more wealth. This article will help you understand the benefits of working with a financial advisor to secure your financial future. This can help optimize your wealth accumulation while mitigating unnecessary risks.

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Financial Advisor Retirement Asset Allocation Risk Tolerance 59

Good Financial Cents

JANUARY 26, 2023

And it may just be the strategy that frees you up to take on even bigger challenges in life. You’ll need to carefully manage your budget, invest in efficient high-yielding assets , and review the numbers regularly so you can work towards retiring at a reasonable age without sacrificing your lifestyle along the way.

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Retirement Taxes Retirement Planning Accounting 122

Fortune Financial

MARCH 5, 2024

Aside from just being a retirement savings option, a 401k for small business owners can be a game-changer that offers benefits extending well beyond your future financial security and that of your employees. Explore how leveraging a 401k plan can set your business apart and pave the way for sustained success.

Retirement Planning 52

Retirement Planning Financial Advisor Retirement Taxes 52

Steve Sanduski

AUGUST 22, 2023

Carving out a place for your firm is going to require a new level of clarity around both strategic planning and how you communicate what makes you unique to your team, clients, and prospects. Assessing the true success rate of RIA M&As. ” The motivation behind “lifestyle RIAs” and the mega-large RIAs.

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Strategic Planning Valuation Investment Advisor Communication 52

Clever Girl Finance

JUNE 27, 2023

In today’s fast-paced world, developing good work habits is crucial for achieving success in your career. Good work habits will help you stand out, make a good impression on your employers, and in addition, leave a positive impact wherever you go. Master your time 6. Invest in your own development 8. Table of contents 1.

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Communication Planning Management Media 73

Clever Girl Finance

JANUARY 22, 2024

Articles related to saving money Use these extreme ways to save money to bulk your savings! Keep in mind that it doesn’t have to be forever, but over the short term, this approach can be very helpful for your finances. Maybe you lost your job and have to live on your savings while you look for another job.

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Budgeting Food Electronics Sales 64

Clever Girl Finance

SEPTEMBER 7, 2023

So if you’re struggling to get out of credit card debt, know that there are ways to break free from its grip. Table of contents Five tips to stop paying credit card debt and stop worrying about it Expert tip: Celebrate your milestones Different debt pay-off approaches What happens when you quit making credit card payments?

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Budgeting Planning Accounting Management 52

Gen Y Planning

JULY 1, 2023

You owe it to your financial wellness to prepare for the “what ifs” in life. Being financially prepared for an unexpected event is the difference between draining your 401(k) to cover emergency expenses (never a good idea if you can avoid it) and having the peace of mind that you’re financially prepared to handle whatever comes your way.

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Financial Planning Budgeting Insurance Coverage Insurance 52

WiserAdvisor

SEPTEMBER 27, 2023

It offers employer matches to boost your savings. Reaching the age of 50 with over $2 million in your 401(k) is an impressive financial landmark that can provide you with a comfortable retirement if managed wisely. Is having over $2 million in your retirement account enough?

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Risk Tolerance Retirement Taxes Retirement Planning 52

Cordant Wealth Partners

SEPTEMBER 7, 2022

The Microsoft Mega Backdoor Roth 401(k) is a feature within the 401(k) plan that allows you to: Save additional money each year on an after-tax basis into your 401(k) and Convert those dollars into a tax-free Roth subaccount. Like a Roth IRA, the Roth 401(k) is tax-free money. Next, set your after-tax contribution amount.

Taxes 52

Taxes Accounting Compensation Planning Retirement 52

Carson Wealth

MARCH 2, 2023

You may have even gone so far as to take a sneak peek at your account statements and thought, surely you have enough to live comfortably if you retire early. That’s why no matter what your financial situation, we recommend the following guidelines. Finally, look at your debt picture.

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Retirement Taxes Financial Advisor Accounting 98

Clever Girl Finance

JULY 21, 2022

Transforming your relationship with money can influence almost every part of your life. This is because your relationship with money goes beyond receiving a paycheck or paying bills. There are even different money personalities , which makes your relationship with money unique. Avoiding managing your finances.

Budgeting 88

Budgeting Education Planning Food 88

Clever Girl Finance

AUGUST 2, 2023

Perhaps you imagine quitting your job one day to take your business full-time, or maybe you just need to make a little extra money in your spare time. 10 Actionable steps for starting a side hustle Expert tip: Be aware of your energy levels 11 examples of profitable side hustle ideas Can I start a side hustle with no money?

Business Planning 94

Business Planning Planning Food Budgeting 94

Cornerstone Financial Advisory

APRIL 15, 2024

Weekly Market Insights: Stocks Startled By Inflation, Conflict Presented by Cornerstone Financial Advisory, LLC Stocks fell last week as investors sorted through conflicting inflation reports and assessed geopolitical tensions. ” – William Shakespeare More Digital Choices For Filing The IRS has made it easier to file your taxes.

Marketing 52

Marketing Marketing Taxes Economics 52

Good Financial Cents

AUGUST 1, 2022

If your credit score is low, don’t despair – there are plenty of things you can do to raise it. While you might not be able to raise your score 100 points overnight, with a little dedication and effort you can certainly see a significant improvement in a relatively short period of time. Understanding Your Credit Score.

Accounting 119

Accounting Numbers Banking Planning 119

Cordant Wealth Partners

DECEMBER 11, 2020

We are also sharing free resources and templates to help you take quick action. This means that your estimated Minimum Pension Plan benefit amount is significantly reduced or erased altogether in many cases. Free Resources: Intel Years of Service and Benefits [Excel download]. What should I do next? Checklist; pdf download].

Retirement 52

Retirement Planning Accounting Insurance 52

WiserAdvisor

JANUARY 3, 2024

Starting your journey of saving for retirement is a pivotal financial goal. You may ponder where to begin and how to create a portfolio that matches your goals, stands the test of time, and shields you from financial uncertainty. The role of tax-advantaged accounts is undeniable in ensuring your future financial stability.

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Retirement Portfolio Investing Investments 52

Your Richest Life

FEBRUARY 13, 2023

What’s your money personality? If you’ve never heard of it before, Money Habitudes is a game-like assessment that helps people understand their approach to money, and how they can work with others. But learning more about your type and why you approach money the way you do can offer a lot of clarity in your financial decisions.

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Budgeting Communication Financial Planner Planning 95

Good Financial Cents

OCTOBER 17, 2022

Robinhood attracted these young stock market investors with an easy-to-use mobile app and commission-free trades. While the commission-free trading app brought in millions of new investors, many were left feeling disenfranchised when Robinhood restricted meme stock trading. Best Robinhood Alternatives: Final Thoughts. Charles Schwab.

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WiserAdvisor

AUGUST 3, 2023

Planning for retirement and growing your wealth are critical to achieving your financial aspirations. Making informed decisions about your money requires careful analysis, expertise, and a comprehensive understanding of the financial landscape. You could also pay it annually, depending on your arrangement.

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Financial Advisor Retirement Planning Fee Only Retirement 52

WiserAdvisor

OCTOBER 5, 2023

Let’s explore the use of AI for managing your finances, its benefits, limitations, and more. These systems use advanced algorithms to assess your financial goals, risk tolerance, and investment horizon. Based on this information, they create and manage a diversified investment portfolio on your behalf.

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Management Financial Advice Financial Advisor Risk Tolerance 59

WiserAdvisor

MARCH 22, 2024

This rule suggests that aiming to save at least 10 times your annual income by the time you reach retirement age is a prudent path to ensuring a comfortable retirement. Is saving 10% of your income enough to meet this ambitious goal? While this guideline offers a clear target, it also sparks curiosity and debate.

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Retirement Retirement Planning Financial Advisor Planning 52