The Irrelevant Investor

DECEMBER 5, 2018

"Apple is so big, it’s running up against the law of large numbers." Another NYT article from 2014 states that "What makes Apple’s challenge particularly daunting is the law of large numbers. The law of large numbers is often invoked when describing Apple and other large companies. 487 billion. per year for the next decade!"

Numbers 52

Numbers Engineering Sales Government 52

Nerd's Eye View

DECEMBER 23, 2022

How the holiday season presents an opportunity to have important money-related conversations with family members. Why being present during gatherings with friends and family members can be the best gift of all during the holiday season. How ‘regifting’ can help save money and reduce waste.

Financial Planner 200

Financial Planner Retirement Planning Financial Planning Distribution 200

Nerd's Eye View

OCTOBER 30, 2023

Most notable is the fact that industry associations are not the drivers of advisor conferences that they once were; while a decade ago, 75%+ of this "Best Conferences" list consisted of various events run by industry associations, now it numbers less than 25%.

Financial Advisor 227

Financial Advisor Numbers Budgeting Financial Planning 227

MarketWatch

APRIL 25, 2023

Revenue growth was slightly below our expectations due to macro-related variability in our advertising business,” Spotify said in a shareholder presentation. Revenue rose to €3.04 billion from €2.66 billion a year before, while the FactSet consensus was for €3.10

Numbers 40

Numbers Advertising Marketing Marketing 40

Advisor Perspectives

MARCH 25, 2024

Here was this market, with billions of transactions a day — and yet it managed to set a price for each asset, a price that put a literal number on the value of future risks, or more precisely how much people value those risks in the present day.

Numbers 59

Numbers Assets Management Marketing 59

The Big Picture

NOVEMBER 4, 2023

New York Magazine ) • Medicine’s Endgame: The past, present, and future of cell-based therapy : Cell-based therapies sound like science fiction. He is the author of the new book, “ Number Go Up: Inside Crypto’s Wild Rise and Staggering Fall.” But it’s not clear why these seas exist at all.

Medicine 291

Medicine Startup Engineering Manufacturing 291

The Big Picture

JANUARY 23, 2023

The present era of interest rate normalization is not remotely comparable to those eras. I wanted to drop a quick note about the endless spate of layoff announcements — and why you should (mostly) ignore them. It was very ugly period, especially so close to the dotcom debacle a few years earlier. Put away your GFC-based PTSD.

Economics 317

Economics Numbers Planning Investing 317

Nerd's Eye View

SEPTEMBER 8, 2023

Also in industry news this week: Changes to CFP Board’s procedural rules went into effect September 1 and are intended to make the disciplinary process more efficient for respondents as well as CFP Board staff, and to expand the CFP Board’s ability to pursue more complaints against CFP professionals A NASAA model rule follows in the footsteps (..)

Financial Planner 212

Financial Planner CFP Clients Investment Planning 212

The Big Picture

SEPTEMBER 21, 2022

Consider : Questioning investors as to their risk tolerance does not typically result in an accurate description of their true tolerance for drawdowns and lower returns; instead, we get a number highly dependent upon the performance of equity markets over the prior three to six months.

Risk Tolerance 328

Risk Tolerance Budgeting Numbers Economics 328

Nerd's Eye View

MAY 26, 2023

Enjoy the current installment of “Weekend Reading For Financial Planners” - this week’s edition kicks off with the news that while banks have been able to attract a younger and more diverse set of financial advisors compared to the rest of the industry, thanks in part to their built-in referral stream, a relative lack of independence (..)

Financial Planner 215

Financial Planner Fiduciary Duty Retirement Financial Advisor 215

Abnormal Returns

APRIL 19, 2023

(open.spotify.com) Direct indexing Ten years of live numbers on a tax-loss harvesting program. abnormalreturns.com) Comparisons Ramp, "Ultimately, what holds true value in life is being present for your friends and family in their time of need, rather than relinquishing your integrity for the sake of money or material possessions."

Taxes 202

Taxes Planning Retirement Accounting 202

Nerd's Eye View

APRIL 7, 2023

Also in industry news this week: FINRA has announced that, on the heels of its first enforcement action under the Reg BI rules, it will be ramping up its examinations of broker-dealers for potential violations (after a long period of relative leniency when firms were still determining how best to comply with the rule) A recent study from Ameriprise (..)

Financial Planner 197

Financial Planner Ethics Financial Advisor Clients 197

Abnormal Returns

DECEMBER 16, 2023

apnews.com) Travel There is a growing number of hotel brands. npr.org) Don't let your past accomplishments bring you down in the present. slate.com) Chronic fatigue A better estimate of the number of people with chronic fatigue syndrome in the U.S. npr.org) Why the reintroduction of gray wolves in Colorado is controversial.

Math 234

Math Electronics Financial Advising Media 234

Nerd's Eye View

FEBRUARY 5, 2024

This month's edition kicks off with the news that financial planning software platform RightCapital has launched a workflow management tool called RightFlows to help advisors manage and assign steps in the financial planning process to team members and clients – which on the one hand capitalizes on advisor demand for workflow solutions tailored (..)

Estate Planning 201

Estate Planning Financial Planning Planning Wealth Management 201

Nerd's Eye View

NOVEMBER 29, 2022

In this episode, we talk in-depth about how, even though it is admittedly more time consuming for her firm, Anh conducts extensive due diligence and analysis to integrate structured notes into her client portfolios and ladders them on a rolling quarterly basis so that clients can continuously reinvest at then-current rates and features, why Anh decided (..)

Estate Planning 228

Estate Planning Financial Advisor Financial Services Clients 228

Zoe Financial

APRIL 8, 2024

Friday payroll number was higher than expected. Contradictory data point that the economy isn’t doing as well is that the ISM manufacturing number came out for the first time in 18 months in expansion territory. Facts presented have been obtained from sources believed to be reliable. In March, there were 303,000 new jobs.

Marketing 52

Marketing Marketing Taxes Economics 52

Nerd's Eye View

JANUARY 24, 2024

Still, even with a durable and immediate POA, financial institutions are often reluctant to grant access to a grantor's accounts, which is understandable given the amount of fraud and elder abuse present in society.

Estate Planning 199

Estate Planning Accounting Clients Financial Advisor 199

Nerd's Eye View

OCTOBER 28, 2022

Also in industry news this week: A proposed Department of Labor rule would limit the type of workers who could be considered independent contractors, which could present a challenge for the independent broker-dealer model. Fidelity has introduced a direct indexing platform for advisors, joining an increasingly competitive space.

Financial Planner 187

Financial Planner Clients Valuation Economics 187

Nerd's Eye View

JANUARY 24, 2024

Still, even with a durable and immediate POA, financial institutions are often reluctant to grant access to a grantor's accounts, which is understandable given the amount of fraud and elder abuse present in society.

Clients 193

Clients Estate Planning Accounting Financial Advisor 193

The Big Picture

MARCH 2, 2023

The future doesn’t always cooperate with the present because whatever is going to happen hasn’t happened yet. ’ The numbers tell a different story : Despite a stream of headlines last year about unionization drives throughout the nation, the share of American workers in unions fell to its lowest level on record.

Electronics 269

Electronics Consulting Assets Media 269

The Big Picture

MAY 5, 2023

Past experience, to the extent that it is part of memory at all, is dismissed as the primitive refuge of those who do not have the insight to appreciate the incredible wonders of the present. ( Businessweek ) • Would you live next to co-workers for the right price?

Startup 359

Startup Wealth Management Assets Management 359

Zoe Financial

MARCH 11, 2024

Economic Updates: Job numbers for February: Headline number: 275,000 jobs added (above expectations). January numbers were sharply revised down from 353,000 to 229,000. Facts presented have been obtained from sources believed to be reliable. Stock Market Updates: The S&P 500 was down 0.3% for the week.

Marketing 40

Marketing Marketing Taxes Economics 40

Zoe Financial

MARCH 18, 2024

Economic Updates: Inflation numbers came in hotter than expected. CPI data for February – Core CPI number came in at year-over-year 3.8%, expectation was 3.7%. Facts presented have been obtained from sources believed to be reliable. Stock Market Updates: The S&P 500 was flat. Nasdaq was down 0.7%. as yields rose.

Marketing 40

Marketing Marketing Taxes Economics 40

Zoe Financial

APRIL 22, 2024

Coming up next week: First quarter GDP numbers PCE inflation data Earnings from tech companies Stay tuned for next week. Facts presented have been obtained from sources believed to be reliable. Andres Disclosure: This material provided by Zoe Financial is for informational purposes only. Ready to Grow Your Wealth?

Marketing 52

Marketing Marketing Taxes Economics 52

Nerd's Eye View

JANUARY 4, 2023

In addition to explaining withdrawals in dollar terms, advisors can also present a client’s asset allocation in dollar terms (instead of the more usual approach of explaining the allocation in percentages) by framing it as the number of years of income that would be protected from stock market fluctuations (e.g.,

Retirement 227

Retirement Distribution Retirement Planning Asset Allocation 227

The Big Picture

AUGUST 7, 2023

My back-to-work morning train WFH reads: • The Pandemic Small-Business Boom Is Fueling the US Economy : Startup registrations remain 42% ahead of 2019 levels, with growing numbers of companies founded by women and minorities. Bloomberg ) • What Does an Inverted Yield Curve Tell Us? An inverted yield curve is not really predicting recession.

Economy 243

Economy Startup Food Numbers 243

Million Dollar Round Table (MDRT)

JUNE 13, 2023

Most people have a tendency to focus on the negative, said Roger Seip, an experienced speaker on maximizing the capability of the brain, in his 2014 MDRT Annual Meeting presentation “Train your brain for success.” If I receive a call from a number I don’t recognize, I always answer with a big smile and say, ‘It’s a great day; this is Roger.’

Numbers 82

Numbers Clients 82

The Big Picture

SEPTEMBER 16, 2022

Lots of cars present well online but are very rough in real life — this lovely light green metallic 78 is a perfect example. I would prefer not to dissemble a correct numbers-matching ICE 911 in great condition, so the cars that have been modded or engine swapped are top of my list. this 1978 Porsche 911SC ).

Engineering 286

Engineering Numbers Management Marketing 286

Zoe Financial

APRIL 29, 2024

First Quarter GDP numbers that disappointed: advanced estimate was 1.6% Facts presented have been obtained from sources believed to be reliable. PCE inflation data didn’t show any signs of encouragement for the markets: Index was slightly higher than expected, 2.8% during the month. PCE data in March was up 2.7% from a year ago.

Marketing 40

Marketing Marketing Taxes Financial Advisor 40

Bell Investment Advisors

NOVEMBER 6, 2023

Comparing present day data with data from 2000 through 2019, we clearly see strength in the present. On a broad level, initial jobless claims are presently the lowest they have been when compared to the twenty years prior to the pandemic. That’s occurred alongside an impressive number of jobs still unfilled. labor market.

Economy 52

Economy Economics Investment Advisor Numbers 52

Nerd's Eye View

MAY 31, 2023

Ultimately, for a subset of taxpayers – namely high-income owners of pass-through businesses in high-tax states, who preferably only do business in 1 or a small number of states to reduce the overall complexity – PTETs can provide an opportunity for significant Federal tax savings. Read More.

Taxes 215

Taxes Planning Tax Planning Numbers 215

The Big Picture

AUGUST 26, 2023

New Yorker ) see also How Musk, Thiel, Zuckerberg, and Andreessen—Four Billionaire Techno-Oligarchs—Are Creating an Alternate, Autocratic Reality : In an excerpt from his new book, The End of Reality, the author warns about the curses of AI and transhumanism, presenting the moral case against superintelligence. Chip Huyen ). •

Electronics 130

Electronics Numbers Government Planning 130

The Big Picture

AUGUST 24, 2023

Sure, investors do not know the future, but much of the time, we have no idea about what is going on in the present. Don’t get me wrong, Apple is sure to gain smartphone share quickly, and its iPhone is so new that it didn’t even register in the spring numbers. RIM’s 44 percent share will be a steep hill for any competitor to climb.

Media 246

Media Numbers Investing Investments 246

Truemind Capital

MARCH 12, 2024

The numbers look fantastic from all angles. However, the biggest problem with a company having apparent corporate governance issues is that you can’t rely on the accuracy of the financial numbers anymore. It could all just be fiction, engineered to present a rosy picture.

Government 52

Government Investing Investments Valuation 52

Your Richest Life

APRIL 28, 2023

Knowing the facts will help you present your case. Too many people go into that interview waiting for their potential employer to give them a number. Some employers will leave it up to you to give them the first number, so make sure you’re prepared so you don’t give a knee-jerk answer. You have to be your own advocate.

Financial Planner 105

Financial Planner Certification CFP Numbers 105

Abnormal Returns

APRIL 1, 2023

wsj.com) Animals Horses were present in the Great Plains by the 1600s which is earlier than previously thought. fivethirtyeight.com) Sports betting As sports betting expands, so do the number of people selling picks. jordanharbinger.com) People have strong feelings about what temperature water to wash clothes.

Financial Advising 201

Financial Advising Education Media Numbers 201

Conneqtor

SEPTEMBER 28, 2022

The secret to content creation and how to create social media content as a Financial Advisor Before we jump in let me tell you the number one secret to getting the most from your content creation. GO WHERE PEOPLE ALREADY ARE AND BE PRESENT! 59% of the world’s population uses social media with 54% of… Read More »

Media 52

Media Financial Advisor Numbers Marketing 52