Discipline Funds

MARCH 6, 2024

This meant that there was very little demand for debt and so increasing the supply of potential loans was like an apple cart salesman increasing the number of apples he sells with the hope that more supply would create its own demand. The only people who say interest rates have had no material impact on economic growth are Americans.

Banking 110

Banking Government Economy Assets 110

Nationwide Financial

SEPTEMBER 12, 2022

The curve, however, continues to project cuts to the rate beginning next May, which seems optimistic given the tone of Fed officials and the math around getting inflation back close to their 2% target. Core CPI will likely grow, as the headline number benefits from falling gas prices, and shelter prices increase.

Retail 52

Retail Math Banking Economics 52

Clever Girl Finance

OCTOBER 4, 2022

Recession-proof businesses can thrive despite an economic downturn. GDP is how overall economic activity is measured for a country. So, if you’re looking for recession-proof business ideas to switch into, then keep reading to find out which ones have the best chance of riding out an economic storm. Retail consignment.

Food 104

Food Economy Healthcare Economics 104

Carson Wealth

MARCH 2, 2023

Run Your Numbers You need to get a handle on your various sources of income and where they are housed — as in, how easily you can access them when you need them. Most economic research recommends a safe withdrawal rate to be no more than 2% to 4% — which could be less than you are imagining. Contact us today.

Retirement 98

Retirement Taxes Financial Advisor Accounting 98

The Big Picture

SEPTEMBER 19, 2023

One, one is true and I’ve always said is that I wanted people to stop, ask if I could doing math. And no one asked me if I can do math anymore with a degree from Booth, particularly in econometrics and statistics. So people really ask you, you take French and can you do math. New York is number one. Two reasons.

Assets 141

Assets Management Portfolio Investing 141

The Big Picture

SEPTEMBER 19, 2022

You graduate Harvard in 1990, with an Economics and Computer Science degree, perfect for the explosion of the Internet; a PhD from MIT and Information Technology in ‘96. WENGER: No, we’ve definitely always been disciplined on valuation, and we’ve let a number of things go. And sometimes you’re very happy at that.

Valuation 293

Valuation Investing Investments Engineering 293

The Big Picture

NOVEMBER 22, 2022

Number one, and I think they both reflect strong leadership at the firms. Number one, you had, you know, somewhat of a groundswell from within the firm, certainly at leadership that said we need to figure out a way to do something. RITHOLTZ: What’s some of the economic sectors within that area? SHAW: Yeah.

Recruitment 141

Recruitment Engineering Investing Investments 141

The Big Picture

JANUARY 24, 2023

STEVEN KLINSKY, FOUNDER, CEO AND MANAGING DIRECTOR, NEW MOUNTAIN CAPITAL: I come from the Detroit area of Michigan as a public school kid, went to University of Michigan and studied both economics and philosophy. I mean, those were the — that’s what got people all excited and — RITHOLTZ: That’s venture capital numbers.

Investing 257

Investing Investments Numbers Banking 257

Gen Y Planning

AUGUST 1, 2022

Let’s bring in some numbers. That requires a little more math (or a HELOC calculator , whichever you prefer). If your number is too high, you may not be eligible to take on more debt. Each lender sets its own standards, but most look for a number under 40%. You’ll then turn the result into a percentage.

Numbers 52

Numbers Planning Banking Math 52

Mr. Money Mustache

MAY 20, 2022

Which has in turn triggered the more skittish stock investors to run for the exits and completely change their view of our economic future, flooding the financial news with red ink and scary headlines. Now that we’ve covered the background, we can get into some better news: This is all a normal, healthy part of the economic cycle.

Marketing 57

Marketing Marketing Retirement Investing 57

The Big Picture

MAY 30, 2023

I had an economics lesson, I had a life lesson, I had an epiphany, I had a race relations lesson, I had a self-esteem and confidence lesson. Being broke is economic, but being poor is a disabling frame of mind, a depressed condition of your spirit. It’s home economics class, doesn’t exist anymore. RITHOLTZ: Right.

Banking 141

Banking Economics Economy Business Planning 141

The Big Picture

MARCH 20, 2024

As it turns out, there are ways you can use data to your advantage, even if you’re not a math wizard. And everyone answers for, except for the person they hire, whose answer was, what number did you have in mind? the number of periods over one, three, five, and 10 years where it beats its benchmark is extremely high.

Investing 152

Investing Investments Portfolio Valuation 152

The Big Picture

OCTOBER 17, 2023

A degree in mathematics from Oxford, a doctorate in mathematical epidemiology and economics from Cambridge. So I, I did a math degree at Oxford, which is more pure math. You know, pure math can be very theoretical and detached from the real world, and it’s getting worse. What is that?

Investing 130

Investing Investments Clients Numbers 130

Clever Girl Finance

OCTOBER 30, 2023

In real numbers, that works out to 57 million people! Data entry jobs are one of the best entry level work from home jobs where you are behind a computer or laptop, and you input data – numbers or any other information such as phone logs into a database. Accountant This requires some job training and a love of numbers.

Recruitment 52

Recruitment Engineering Certification Communication 52

The Big Picture

AUGUST 8, 2022

ANAT ADMATI, PROFESSOR OF FIANCE AND ECONOMICS, STANFORD GRADUATE SCHOOL OF BUSINESS: So, my journey starts where I took a lot of math. I was good in math and I love the math. So, I was kind of, in my romantic mind when I was in my early 20s, I was going to take but not give back to math, that kind of thing.

Banking 195

Banking Government Insurance Taxes 195

The Big Picture

AUGUST 29, 2023

And it worked out and had multiple job offers coming out of school from a number of different insurance companies. I had a number of relationships that I built up and had another job lined up in New York City. So a variety of risk meetings, a variety of economic meetings. I thought that was a really interesting story.

Portfolio 130

Portfolio Investing Investments Numbers 130

Validea

JUNE 14, 2023

A Glimpse into the Past: The Historical Giants In order to understand the potential growth trajectory to a $10 trillion company, we must first examine the economic giants of the past. The Math Behind the Growth Let’s take a step back and think about what it would take for a company like Apple to reach a $10 trillion market cap.

Math 109

Math Accounting Investing Investments 109

David Nelson

NOVEMBER 20, 2023

Big Tech’s Market Influence Walmart’s Earnings Report as an economic indicator Small Cap Stocks – Is this the beginning of a sustained rally? Do the math. If consumers buy the same number of items and prices are lower, that forces declining sales. Bloomberg Data Well, the numbers were fine.

Economy 52

Economy Retail Sales Math 52

The Big Picture

JUNE 6, 2023

And they do that for 35 years tweaking numbers I go you won, you won the game. Number one, everybody has credit cards, everybody misunderstands how to use them, and there are actually some secret perks that people have no idea about. In fact, here’s the phone number you call, and you will get your $37 fee waived.

Accounting 130

Accounting Numbers Budgeting Financial Counseling 130

Validea

JUNE 14, 2023

A Glimpse into the Past: The Historical Giants In order to understand the potential growth trajectory to a $10 trillion company, we must first examine the economic giants of the past. The Math Behind the Growth Let’s take a step back and think about what it would take for a company like Apple to reach a $10 trillion market cap.

Math 52

Math Accounting Investing Investments 52

Brown Advisory

JUNE 16, 2022

We remain highly dubious of price-to-earnings ratios as a proxy for value given earnings can be distorted by “creative” accounting and the measure embeds a range of factors into a single number. Specifically, economics has a half-life of 9.4 Maths has a long half-life and a DCF correctly done accounts for inflation.

Investing 52

Investing Investments Valuation Accounting 52

The Better Letter

OCTOBER 5, 2023

This math explains why we shouldn’t be surprised when the market remains “irrational” far longer than seems possible. Even worse, our economic and market models typically assume a “mild randomness” of market fluctuations. In fact, much of what happens is highly improbable. But we are.

Insurance 111

Insurance Food Asset Allocation Math 111

The Big Picture

FEBRUARY 13, 2023

And like I say, that’s part of why it’s translated to a number of people coming to BlackRock and be with me today. RIEDER: So I had known Larry Fink and Rob Caputo, our CEO and president, for a number of years. And you know, it’s been an honor to have a number of awards to it. So yeah, man, that was the idea.

Economy 141

Economy Numbers Portfolio Marketing 141

The Big Picture

SEPTEMBER 12, 2022

And so, coming out of school, I studied Economics and Spanish Literature, and I applied to a — a program that actually targeted Liberal Arts majors. I wasn’t that typical person that did a number of, you know, internships during the summer, had that …. It was at Bank One, at the time. BITTERLY MICHELL: … was — no, no.

Clients 286

Clients Wealth Management Investing Investments 286

Brown Advisory

NOVEMBER 13, 2023

The New Normal It is difficult for investors and individuals alike not to have been directly impacted by the rapid rise in inflation in 2021 and 2022, the succeeding interest rate hikes by global central banks and the ensuing effects these economic events have had on financial markets, including the mortgage market.

Investing 52

Investing Investments Portfolio Clients 52

The Big Picture

JANUARY 16, 2024

She has had a number of different positions within PIM, including managing their flagship core real estate fund. She has lived and invested through not just the great financial crisis, but the SNL crisis and a number of other fascinating experiences in real estate. If there was an error in a report or a number, I went ballistic.

Assets 258

Assets Investing Investments Management 258

The Big Picture

AUGUST 15, 2023

Or at least the top, pick a number, 30, 40%. I don’t remember the number. ” 29, 87, 74, just pick any 50 plus percent number and certainly 2000 and ’08, ’09, a major index gets cut in half. So you’re talking about an average of a large number. Less, 20, 30%? And — RITHOLTZ: What?

Management 130

Management Investing Investments Government 130

Mr. Money Mustache

JANUARY 27, 2022

And since 2022 is becoming a year of interesting financial changes, it’s time to spark things up again, go back to our roots, and start covering some of the many subjects that are cropping up in this latest incarnation of our economic world. So I did the math on that too**. What would you do in the following situation?

Food 52

Food Retirement Math License 52

Mish Talk

NOVEMBER 27, 2022

Those numbers are through 2021. 2022 Math The 2021 year end debt was $29.621 trillion. Nearly 50,000 economic illiterates like that Tweet. Public debt data from St Louis Fed, chart by Mish. Only once, did debt shrink. That was in 2000. US Debt Clock to the Second. The DebtClock graph updates every second. When does this matter?

Budgeting 200

Budgeting Math Economics Accounting 200

The Big Picture

AUGUST 17, 2023

Wall Street Journal ) • Venture capital funds are mostly just wasting their time and your money : Morgan Stanley equity strategists Edward Stanley and Matias Øvrum have run the numbers for the past 20 years of crossover investing and found that the average VC fund doesn’t reliably outperform the average stock.

Insurance 246

Insurance Math Taxes Economy 246

The Better Letter

JANUARY 11, 2024

That’s why the markets are much more of a mind game than a math game. And that’s why markets will always be exceedingly hard, even when the math seems easy or the future seems certain. These experts made a living “analyzing” and pontificating on political and economic developments. And lots of surprises.

Economy 94

Economy Economics Math Banking 94

The Big Picture

MARCH 27, 2023

RITHOLTZ: There’s safety in numbers. since the ‘80s regarding economic mobility, that there used to be a huge ability to move up, or at least be in a better situation than your parents were. Tell us about how you saw this lack of diversity and the lack of economic mobility. The numbers are correct. MIELLE: Correct.

Assets 274

Assets Investing Investments Management 274

The Big Picture

JUNE 27, 2023

Peter Borish, founding partner number two at Tudor Investments where he worked directly with Paul Tudor Jones, most famously helping him put on a very aggressive short position heading into the ’87 crash. .” RITHOLTZ: So literally number two at the firm? And so it’s one of these things that math works.

Math 141

Math Risk Management Marketing Marketing 141

The Big Picture

JULY 4, 2023

.” It’s really helpful to have had five other meetings with people who sit at analogous funds that had losses that were just as big, and in fact, they may have contributed to those losses more and be able to tell him, first off, your fund, just by my math, has a $250 million management fee. These are big numbers.

Management 141

Management Recruitment Numbers Banking 141

The Big Picture

MARCH 21, 2023

You can use this in a number of ways. And that’s a pretty good number. RITHOLTZ: So like the 40 percent number, what are the odds of this happening? Stocks usually make 10 percent a year, and don’t hold me to any of these numbers. What you’re going to earn on that money is an important number.

Valuation 161

Valuation Investing Investments Numbers 161

The Big Picture

APRIL 8, 2024

The transcript from this week’s, MiB: Ed Hyman on Using Economic Data Opportunistically , is below. Barry Ritholtz: You know, the last time you were here, that number was something like 35 times. Before we get into the details of your career and and your work, how on earth is anyone ranked number one for 43 consecutive times?

Economy 141

Economy Clients Economics Banking 141

The Big Picture

MARCH 12, 2024

So a lot of the headline names, you see a lot of the stories you see about, about the financial crisis, a significant number of, of those investors we were helping in security selection, modeling, and analytics. You’re actually crunching a lot of numbers. So we built, we did that for a lot of the markets.

Banking 141

Banking Investing Investments Marketing 141