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20 Smart Tips For Grocery Shopping On A Budget

Clever Girl Finance

Let’s talk about grocery shopping on a budget. You can cut lattes and your cable bill, but the one thing you can’t cut from your budget? Food is expensive. Table of contents 20 Ways to start grocery shopping on a budget Expert tip: Create a grocery budget you can stick to How do I start a budget for groceries?

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14 Best Recession-Proof Businesses Ideas You Can Try!

Clever Girl Finance

Food and drinks, groceries. Food and beverage. Food and beverage are also recession proof industries. While people may cut back on splurges like eating out at restaurants, they will still splurge on core food staples. So, pet care and supplies like pet food are shown to be recession proof businesses now.

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10 Most Useful Personal Finance Ratios And How To Apply Them

Clever Girl Finance

The term personal finance ratios might be giving you flashbacks to math class. Then, create or refer to your spending journal or a budgeting tool to see how much you’re spending every month. You might be cutting out some of your “fun” budgets for this one. The 50/30/20 rule One common budget ratio is called 50/30/20.

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The 50-30-20 Rule: How It Works + A 50 30 20 Budget Template

Clever Girl Finance

Like many, you might shudder at the word budget, or perhaps it sounds too boring or challenging to figure out. But the 50-30-20 rule and the 50 30 20 budget template prove it doesn’t have to be difficult. If you’re looking to simplify your budgeting process or are new to budgeting, then this might be the perfect match!

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Thinking About Retiring Early? 8 Things to Consider First

Carson Wealth

After you’ve done this math, you might be wondering if you have “enough,” and certainly that’s hard to assess when there are so many unknowns. Property taxes can take a further bite out of your budget. If that pattern continues throughout retirement, your budget can quickly get out of whack.

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14 Easy Side Hustles From Home To Try Today!

Clever Girl Finance

Deliver food from restaurants Not into shopping? Instead, you deliver food from restaurants to people’s doors. To deliver food, you can work with Grubhub , DoorDash , or Uber Eats , for example. Start driving for Amazon Flex Finally, here’s one more delivery side hustle—and it has nothing to do with food.

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18 Money Saving Challenges To Save More Money!

Clever Girl Finance

That’s $3,365 per year when you do the math! Plus, you can use ingredients you like and avoid unhealthy foods if you want to. Or spending less than your grocery budget and putting the extra money in your savings account. A budget can help you keep track of your income and expenses. Why is it challenging to save money?