article thumbnail

20 Smart Tips For Grocery Shopping On A Budget

Clever Girl Finance

Let’s talk about grocery shopping on a budget. You can cut lattes and your cable bill, but the one thing you can’t cut from your budget? Whether you’re a student on a low budget or a parent trying to keep the food bills at bay, we could all use some tips on managing our grocery budget properly so we can save more money.

article thumbnail

How To Avoid Lifestyle Inflation: 9 Key Ways

Clever Girl Finance

An example of lifestyle inflation is you might not have the savings to fund your dreams because your budget is saturated with items that you don’t necessarily need. As you make decisions surrounding your budget, consider the threat of lifestyle inflation. Do the math of your raise. Add big changes to your budget gradually.

Budgeting 108
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

7 Best Personal Finance Courses in 2024 For Beginners

Trade Brains

From budgeting basics to investments, these courses offer a comprehensive foundation for managing your money in a better way. The course covers an introduction to personal finance, credit cards, life insurance, health insurance, investment instruments, loans, income tax and planning, budgeting and building a strong portfolio.

article thumbnail

What Is The 70-20-10 Budget?

Clever Girl Finance

If you don’t feel like you truly have a strong handle on your finances, one possible cause for that is using a budgeting method that doesn’t work. While not everyone needs a to-the-penny balanced budget, some type of budgeting strategy or template is really important if you want to know where your money is going month after month.

article thumbnail

The Greatest Missed Opportunity of Our Lifetimes

The Big Picture

As the Peterson Institute noted: In June, the Congressional Budget Office (CBO) projected that annual net interest costs would total $663 billion in 2023 and almost double over the upcoming decade, soaring from $745 billion in 2024 to $1.4 Note that this is not hindsight bias , but rather discussions we had repeatedly here in the mid-2010s.

article thumbnail

James and Pamela’s Big Dream

Yardley Wealth Management

They both dream of traveling half—or even most—of the year after retirement, but they’re not sure if they can afford to, or how to budget so that their retirement savings will last. These are more than just budget questions, although of course budget is important too. So—problem solved, right? Well, actually, no.

article thumbnail

The 50-30-20 Budget: How It Works + A 50-30-20 Budget Template

Clever Girl Finance

Like many, you might shudder at the word budget. But the 50-30-20 budget and the 50-30-20 budget template prove it doesn't have to be difficult. A budget plans out exactly how you'll use your money and this can be tailored to suit your specific lifestyle and situation. What is a 50-30-20 budget?