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20 Smart Tips For Grocery Shopping On A Budget

Clever Girl Finance

Let’s talk about grocery shopping on a budget. You can cut lattes and your cable bill, but the one thing you can’t cut from your budget? Whether you’re a student on a low budget or a parent trying to keep the food bills at bay, we could all use some tips on managing our grocery budget properly so we can save more money.

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What Is The 70-20-10 Budget?

Clever Girl Finance

If you don’t feel like you truly have a strong handle on your finances, one possible cause for that is using a budgeting method that doesn’t work. While not everyone needs a to-the-penny balanced budget, some type of budgeting strategy or template is really important if you want to know where your money is going month after month.

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Sinking Funds: Why You Need Them. How To Set Up Yours!

Clever Girl Finance

Do you cut down on the rest of your budget? Without a doubt, in the coming months, an expense will likely come up that is outside of your usual budget. Surely it's a no-brainer to use your savings to cover some of your off-budget expenses , right? It also gives you the math formula to find the information you need if you prefer.

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The 50-30-20 Budget: How It Works + A 50-30-20 Budget Template

Clever Girl Finance

Like many, you might shudder at the word budget. But the 50-30-20 budget and the 50-30-20 budget template prove it doesn't have to be difficult. A budget plans out exactly how you'll use your money and this can be tailored to suit your specific lifestyle and situation. What is a 50-30-20 budget?

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18 Money Saving Challenges To Save More Money!

Clever Girl Finance

That’s $3,365 per year when you do the math! To prevent you from spending that extra cash, get a cute piggy bank, container, or money envelope that makes putting the money in easy but taking it out hard. Or spending less than your grocery budget and putting the extra money in your savings account.

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The 50-30-20 Rule: How It Works + A 50 30 20 Budget Template

Clever Girl Finance

Like many, you might shudder at the word budget, or perhaps it sounds too boring or challenging to figure out. But the 50-30-20 rule and the 50 30 20 budget template prove it doesn’t have to be difficult. If you’re looking to simplify your budgeting process or are new to budgeting, then this might be the perfect match!

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14 Best Recession-Proof Businesses Ideas You Can Try!

Clever Girl Finance

While it can be difficult for parents to pay for things like daycare costs when budgets get tight , it’s still a necessity for many families, especially when both parents work. Any workplace has to have a cleaner- a bank, office spaces, classrooms, hotels, and lobbies. This is also true for childcare. Freelance services.

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