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MARCH 8, 2024

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Financial Planner 186

Financial Planner Asset Allocation Clients Risk Management 186

MainStreet Financial Planning

DECEMBER 20, 2023

Factors to consider would include – job changes, a change in the number of dependents, or a change in the number of breadwinners. If you are unsure if your portfolio aligns with your risk tolerance, time horizon and goals, reach out to us at Mainstreet and we would be happy to help!

Risk Tolerance 98

Risk Tolerance Budgeting Asset Allocation Portfolio 98

WiserAdvisor

FEBRUARY 29, 2024

While these numbers may seem abstract at first glance, they highlight a critical point. They help with asset allocation Asset allocation is an important component of successful retirement planning, and working with the best financial advisors for retirement can provide invaluable guidance in navigating this complex terrain.

Financial Advisor 59

Financial Advisor Retirement Asset Allocation Risk Tolerance 59

Truemind Capital

AUGUST 12, 2023

We continue to stay under-allocated to equity (check the 3rd page for asset allocation) at the current valuation levels. At this stage, we strongly recommend minimizing exposure to small & mid-cap portfolios on the back of excessive valuations driven by the retail craze.

Financial Market 52

Financial Market Asset Allocation Marketing Marketing 52

Random Roger's Retirement Planning

JULY 3, 2022

Equities and traditional fixed income with nothing else can absolutely get the job done provided the savings rate is adequate, the asset allocation is suitable and succumbing to emotion is avoided. I've never thought about a ratio like that, 10 to 1 or whatever, I don't know what the actual number would be.

Portfolio 40

Portfolio Management Clients Asset Allocation 40

Random Roger's Retirement Planning

MARCH 29, 2024

Return Stacked ETFs wrote a short paper in support of their ETF suite about how to incorporate return stacking into a portfolio. For anyone new, return stacking, also known as capital efficient, involves leverage to build a diversified portfolio. The idea is not that you would put 100% of a portfolio into that fund.

Portfolio 77

Portfolio Asset Allocation Management Assets 77

Random Roger's Retirement Planning

APRIL 29, 2024

To capture the ISPY dividends for a more accurate total return number, we'd need to add in about 2.5% Metz talked a little about using options to help derisk a portfolio as someone approaches or moves into retirement or the decumulation phase. BTAL in Portfolio 1 is a client and personal holding. to the 3.1%. How does 5.6%

Asset Allocation 69

Asset Allocation Portfolio Clients Retirement 69

WiserAdvisor

DECEMBER 15, 2023

It also ensures that your portfolio caters to your risk appetite, irrespective of whether you are risk-averse or risk-tolerant. These professionals also go beyond the numbers and charts and educate you about investing. By rebalancing your portfolio Portfolio rebalancing helps you manage risk and optimize returns.

Financial Advisor 59

Financial Advisor Retirement Risk Tolerance Retirement Planning 59

WiserAdvisor

FEBRUARY 12, 2024

Asset allocation is the primary building block of any investment strategy. It is the process of spreading investments across various asset classes to optimize the balance between risk and potential returns. Below are the key terms associated with asset allocation.

Asset Allocation 59

Asset Allocation Assets Risk Tolerance Portfolio 59

Truemind Capital

JANUARY 16, 2024

They like to talk about Bajaj Finance and not Yes Bank in their portfolio. Most of the time, even the winners account for very low weight in the overall assets, resulting in miniscule contribution to the portfolio returns. One can consider debt portfolios with floating rate instruments for long-term allocation.

Financial Market 52

Financial Market Marketing Marketing Asset Allocation 52

Discipline Funds

JULY 25, 2023

I specifically refer to people’s “investment” portfolios as their “savings” portfolios because the financial markets are not where we make real investments. 1 The financial markets are where we allocate our savings. 1 – See “The Total Portfolio” perspective.

Asset Allocation 52

Asset Allocation Marketing Marketing Financial Market 52

Random Roger's Retirement Planning

NOVEMBER 12, 2023

The idea that fund company determines the asset allocation, referred to in this context as a glide path, makes no sense to me and then factor in that fund companies uses different glide paths. One fund dated 2035 might have 75% in equities while another might have 60% and maybe neither number is appropriate for you.

Asset Allocation 72

Asset Allocation Retirement Retirement Planning Portfolio 72

Random Roger's Retirement Planning

JULY 9, 2022

When we talk about this I usually lead with some version of "set aside some number of months worth of cash to cover expected expenses to ride out the bear market." You could use diversifiers to lower your portfolio's beta (your portfolio's sensitivity to the ups and downs of the broad market). of now anyway.

Asset Allocation 54

Asset Allocation Retirement Portfolio Assets 54

Random Roger's Retirement Planning

JULY 8, 2023

Barron's had a fun article that looked at some ideas from William Bernstein titled The Trick To A Bullet Proof Portfolio? Based on the title, it would seem to be in the neighborhood of creating an all-weather portfolio which we've looked at in several different forms over the course of my full 19 years of blogging.

Asset Allocation 60

Asset Allocation Math Portfolio Assets 60

Random Roger's Retirement Planning

SEPTEMBER 17, 2023

The number of benefits from and maladies staved off seems to be endless.endless. The biggest takeaway I had was to try to not be overly reliant on just two income sources, Social Security and your portfolio. I've written all sorts of posts about why I don't think a one or two fund portfolio is optimal even if that is probably valid.

Asset Allocation 63

Asset Allocation Portfolio Retirement Management 63

Random Roger's Retirement Planning

SEPTEMBER 25, 2023

In the last few years or so there has been plenty of content positing that 4% is no longer safe, that 3% should be the number or even 2.5%. Here's a table of failure rates of various asset allocations and withdrawal percentages from an article at Return Stacked Portfolio Solutions. So what should anyone do with this data?

Asset Allocation 40

Asset Allocation Management Numbers Portfolio 40

WiserAdvisor

SEPTEMBER 6, 2023

Consult with a professional financial advisor who can help create a balanced strategy toward retirement planning and portfolio reviewing, ensuring both financial stability and peace of mind on your journey toward retirement. Remember that rollovers and transfers can impact your overall portfolio allocation and tax implications.

Accounting 52

Accounting Retirement Asset Allocation Retirement Planning 52

Brown Advisory

MAY 31, 2017

EUROPEAN RE-ENTRY: Why We Are Shifting Portfolios Toward European Stocks achen Thu, 06/01/2017 - 02:47 Asset allocation—at least for us—is an exercise in nuance. We move slowly and carefully when it comes to shifting our portfolios away from one asset class or region and toward another.

Portfolio 52

Portfolio Asset Allocation Valuation Economics 52

Brown Advisory

MAY 31, 2017

EUROPEAN RE-ENTRY: Why We Are Shifting Portfolios Toward European Stocks. Asset allocation—at least for us—is an exercise in nuance. We move slowly and carefully when it comes to shifting our portfolios away from one asset class or region and toward another. Thu, 06/01/2017 - 02:47.

Portfolio 52

Portfolio Asset Allocation Valuation Economics 52

ClearMoney

FEBRUARY 22, 2022

Invariably, the question behind the question is, “Should I be doing something different in my portfolio?” If only we could find them, our portfolios would do so much better. How would her hypothetical portfolio have performed over the past 50 years following this simple annual readjustment strategy? Consider Felicity Foresight.

Asset Allocation 52

Asset Allocation Commission Portfolio Assets 52

Truemind Capital

NOVEMBER 29, 2020

However, due to the finite supply of silver and gold, the spending was limited by the number of Denarii that could be minted. There is no price for guessing that gold as an asset class can protect against the risk created by the actions of our policy makers. Rising number of cases in Europe has been affecting the economic recovery.

Asset Allocation 52

Asset Allocation Valuation Assets Portfolio 52

Validea

SEPTEMBER 29, 2022

The downturn in stocks and other assets reflect a number of concerning things. Try telling someone in retirement drawing off their investments for their expenses that the stock portion of the portfolio could decline 40%, 50% or even further in a bad bear market. Multi-Asset Portfolios. Stocks are down.

Assets 69

Assets Portfolio Asset Allocation Retirement 69

The Irrelevant Investor

MARCH 29, 2020

With the wild swings in the stock and bond market this year, it's likely that your asset allocation has gotten a bit out of whack. For example, a portfolio that started the year 60/40 (U.S. A portfolio rebalance is simply the act of returning to your pre-determined asset allocation. stock.bond) is now 54/46.

Asset Allocation 52

Asset Allocation Portfolio Assets Planning 52

Gen Y Planning

OCTOBER 13, 2023

However, it does take some time to think strategically about your spending and to make adjustments to your portfolio to better support your new lifestyle. Maximizing Your Money: Steps To Take Time to crunch some numbers. Creating a diverse portfolio that balances risk prevention with long-term gains is critical.

Retirement 64

Retirement Consulting Accounting Planning 64

The Big Picture

SEPTEMBER 19, 2023

Her job is portfolio and product solutions and that means she could go anywhere in the world and do anything. I thought this conversation was absolutely fascinating and I think you will also, with no further ado, Goldman Sachs asset managements Elizabeth Burton. That sounds great, but I only have spots in my portfolio for a Cape Cod.

Assets 144

Assets Management Portfolio Investing 144

Random Roger's Retirement Planning

NOVEMBER 11, 2022

A little less dramatic but more interesting is the idea we broached yesterday about extreme portfolio simplification becoming an appropriate asset allocation for an older retiree who is not cognitively impaired but wants to spend less time on their investments without hiring someone to help them.

Asset Allocation 59

Asset Allocation Clients Portfolio Assets 59

eMoney Advisor

MARCH 21, 2023

When portfolio values fall, that loss can cause intense feelings that could lead to irrational decisions. Portfolio Rebalancing Depending on what has been going on in the market, you may have clients whose portfolio asset allocations are no longer in balance. People have strong reactions to any loss.

Financial Planning 72

Financial Planning Planning Marketing Marketing 72

Dear Mr. Market

MARCH 17, 2024

My Portfolio Guide, LLC was the first investment firm to publish a March Madness investing bracket where we share our picks and match them up against each other. We break down and assign each of the four “regions” with an asset class and then pick teams (stocks) that we think have the best chance at doing well relative to others.

Investing 105

Investing Investments Portfolio Assets 105

WiserAdvisor

APRIL 12, 2024

Determining the optimal number of clients for a financial advisor depends on various factors, including individual preferences, business models, and client demographics. There is compelling evidence suggesting that the cognitive capacities of humans may impose a natural limit on the number of client relationships one can effectively manage.

Financial Advisor 52

Financial Advisor Clients Numbers Management 52

Good Financial Cents

MAY 1, 2023

To open a Contributory IRA account, individuals will need to provide their personal information, including name, address, Social Security number, and employment information. Diversifying Your Contributory IRA Portfolio Diversification is an essential strategy for maximizing the returns of a Contributory IRA account while minimizing risks.

Risk Tolerance 94

Risk Tolerance Taxes Retirement Retirement Planning 94

Dear Mr. Market

MAY 27, 2022

There have been a few times in recent history where we didn’t officially touch that magic number (2018 for example) but it was still an absolutely miserable environment. If your portfolio is down less than -18% this year… you’re beating the stock market. So how should you approach a bear market?

Marketing 52

Marketing Marketing Asset Allocation Assets 52

Investing Caffeine

MAY 3, 2023

Hope is Not a Strategy We have lived through an endless number of scary headlines in some shape or fashion throughout our lifetimes. Risk Tolerance: What is your asset allocation? This concept highlights the importance of rebalancing your portfolio as you get closer to retirement. default on its debt?

Retirement 59

Retirement Retirement Planning Financial Advisor Planning 59

Random Roger's Retirement Planning

DECEMBER 4, 2023

Maybe it's a health issue or something bad happens at work but either way, the latest numbers are something like people plan to retire at an average age of 67 but end up retiring at 62. What would you do if your money had to start producing an income five years earlier than you were expecting?

Retirement 64

Retirement Asset Allocation Planning Accounting 64

Clever Girl Finance

DECEMBER 13, 2023

For example, you might open a taxable brokerage account through a platform like Vanguard to build an investment portfolio. Keep an eye on asset allocation Not all investments are created equally. As you build a portfolio for retirement, it’s important to strike the right balance of risk for your situation.

Retirement 63

Retirement Accounting Taxes Insurance 63

Brown Advisory

OCTOBER 4, 2021

Considering Climate within Portfolios ajackson Mon, 10/04/2021 - 11:00 An increasing number of investors are seeking to incorporate climate change in their investment calculus. Fortunately, our process for managing multiasset sustainable portfolios was built to handle exactly these kinds of complex, overarching, intersectional issues.

Portfolio 52

Portfolio Asset Allocation Clients Assets 52

Brown Advisory

OCTOBER 4, 2021

Considering Climate within Portfolios. An increasing number of investors are seeking to incorporate climate change in their investment calculus. For investors with a portfolio covering multiple asset classes, the tasks of excising climate risk and finding new climate-related opportunities can be daunting.

Portfolio 52

Portfolio Asset Allocation Clients Assets 52

Carson Wealth

JANUARY 2, 2024

Artificial Intelligence Grabs the Spotlight Jake Bleicher, Portfolio Manager To me, the narrative of 2023 is captured by a chart showing the performance of NVIDIA, the maker of high-end computer chips that have become the bedrock of artificial intelligence (AI). This is a massively underrated story of what’s happening in the U.S.

Marketing 89

Marketing Marketing Economy Manufacturing 89