Calculated Risk

AUGUST 19, 2023

At the Calculated Risk Real Estate Newsletter this week: • July Housing Starts: Record Number of Multi-Family Housing Units Under Construction • The "New Normal" Mortgage Rate Range • Part 2: Current State of the Housing Market; Overview for mid-August • Lawler: Early Read on Existing Home Sales in July; 3rd Look at Local Housing Markets in July; California (..)

Numbers 52

Numbers Sales Marketing Marketing 52

Calculated Risk

JULY 22, 2023

At the Calculated Risk Real Estate Newsletter this week: • June Housing Starts: Record Number of Multi-Family Housing Units Under Construction • NMHC: "Apartment Market Continues to Loosen" • Will house prices decline further later this year? pay) • NAR: Existing-Home Sales Decreased to 4.16

Numbers 52

Numbers Sales Marketing Marketing 52

Nerd's Eye View

APRIL 19, 2024

Enjoy the current installment of "Weekend Reading For Financial Planners" - this week's edition kicks off with the news that CFP Board announced that it has crossed the milestone of 100,000 CFP professionals in the United States, and despite having just celebrated its 50th anniversary last year, just set a record high in the number of advisors sitting (..)

Financial Planner 214

Financial Planner CFP Financial Advisor Retirement Planning 214

Calculated Risk

JANUARY 21, 2023

from Peak in June 2022 • December Housing Starts: Record Number of Housing Units Under Construction • 4th Look at Local Housing Markets in December California Home Sales down 44% YoY in December; Prices Down 2.8% At the Calculated Risk Real Estate Newsletter this week: • NAR: Existing-Home Sales Decreased to 4.02

Numbers 104

Numbers Sales Marketing Marketing 104

Validea

MARCH 27, 2023

A study shows that when the number 4 doesn’t show up as often as the first digit after a decimal point, it could be a red flag about earnings, according to an article in The Wall Street Journal. If the company had analyst coverage, the number 4 showed up 8.2% If the company had analyst coverage, the number 4 showed up 8.2%

Numbers 59

Numbers Management Investing Investments 59

Nerd's Eye View

MARCH 22, 2024

Also in industry news this week: A recent survey suggests that advisors who best understand their prospects' and clients' unique needs and communicate their value and fees clearly could be best positioned to win and retain clients Why a dearth of advisor talent could spur additional M&A activity and 'poaching', and what firms can do to attract (..)

Financial Planner 220

Financial Planner Communication Electronics Retirement 220

Nerd's Eye View

FEBRUARY 16, 2024

Which suggests that while advisors might be hesitant to publish their fees on their website before being able to meet face-to-face with prospects, doing so (and linking the fees to the value proposition they offer their ideal clients) could help certain consumers overcome their reluctance and start the process to becoming clients! Read More.

Financial Planner 214

Financial Planner Fee Only Compliance CFP 214

Nerd's Eye View

FEBRUARY 9, 2024

Also in industry news this week: A recent study finds that having a defined marketing strategy is a linchpin of marketing success, as advisors with a defined strategy were more likely to have seen an increase in inbound leads during the past 12 months and have more confidence in meeting their practice goals during the coming year than those without (..)

Financial Planner 210

Financial Planner Fee Only CFP Commission 210

Ballast Advisors

OCTOBER 6, 2023

2022 Key Numbers Plan Your Finances as You Would Your Exercise 2021 Year-End Tax Tips 1 2 3 Next » Claim the Home Energy Audit Tax Credit: IRS Guidance Explained 7 Tips to Navigate Healthcare Over 65 What’s Happening in the World of Higher Education?

Financial Planning 52

Financial Planning Planning Financial Planner Healthcare 52

Nerd's Eye View

FEBRUARY 23, 2024

Enjoy the current installment of "Weekend Reading For Financial Planners" - this week's edition kicks off with the news that while both the total number of RIAs and advisor headcount have seen significant gains in recent years, client assets remain concentrated among the largest firms, according to data from Cerulli Associates, with the 7% of RIAs (..)

Financial Planner 199

Financial Planner Certification CFP Financial Advice 199

Nerd's Eye View

APRIL 5, 2024

Also in industry news this week: The SEC has penalized 2 firms for false and misleading claims related to their use of Artificial Intelligence (AI), signaling the regulator's interest in advisers' "AI-washing" practices A research report suggests that fee-only RIAs with strong organic growth and enhanced service offerings for their clients are likely (..)

Financial Planner 238

Financial Planner Fee Only Clients Investing 238

Calculated Risk

JUNE 24, 2023

YoY in May • May Housing Starts: Record Number of Multi-Family Housing Units Under Construction • Some More Good News for Homebuilders • Final Look at Local Housing Markets in May • California Home Sales Down 23.6% At the Calculated Risk Real Estate Newsletter this week: • NAR: Existing-Home Sales Increased to 4.30

Numbers 52

Numbers Sales Marketing Marketing 52

Nerd's Eye View

OCTOBER 6, 2023

Also in industry news this week: A new advisor benchmarking study indicates that high-growth firms are excelling in 3 areas: client acquisition, "relationship alpha", and strategic scale A recent survey indicates that while advisors increasingly are leveraging home office investment models to save time and scale more efficiently, they often customize (..)

Financial Planner 238

Financial Planner CFP Certification Communication 238

Nerd's Eye View

JANUARY 19, 2024

Nevertheless, there is potential for many individual RIAs to expand their staffing further, with the addition of specialized planning and operations roles being seen as a potential avenue to boost firm growth.

Financial Planner 218

Financial Planner Fiduciary Duty Retirement Retirement Planning 218

Nerd's Eye View

DECEMBER 22, 2023

Enjoy the current installment of "Weekend Reading For Financial Planners" – this week's edition kicks off with the news that Envestnet has published research highlighting a number of key trends that they believe will shape the growth of the advisory industry in 2024 and beyond, which reflect at a high level advisors' ongoing shift towards providing (..)

Financial Planner 219

Financial Planner Fee Only Tax Planning Retirement 219

Nerd's Eye View

JULY 14, 2023

Also in industry news this week: The SEC this week finalized a series of rules designed to discourage future runs on money-market funds, potentially reducing their liquidity risk A recent study suggests that advisor marketing messages that address prospective clients' emotional concerns, in addition to their technical questions, could be particularly (..)

Financial Planner 215

Financial Planner Compliance Media Retirement Planning 215

Nerd's Eye View

FEBRUARY 2, 2024

Also in industry news this week: A recent study from advisor digital marketing firm Snappy Kraken suggests firms that invest in Search Engine Optimization (SEO), have a regular cadence of emails to their subscriber list, and include video content in these messages tend to get greater returns from their marketing efforts CFP Board has created a guide (..)

Financial Planner 209

Financial Planner Compliance CFP Clients 209

Nerd's Eye View

NOVEMBER 3, 2023

Also in industry news this week: A recent study indicates that the RIA model has seen significant growth in the number of firms and advisors during the past decade, and these firms are expected to control 1/3 of industry AUM by 2027 Despite market headwinds leading to a contraction in advisory firm AUM in 2022, firms continued to produce strong profit (..)

Financial Planner 218

Financial Planner Retirement Planning Retirement Insurance 218

Nerd's Eye View

DECEMBER 18, 2023

As 2023 comes to a close, I am once again so thankful to all of you, the ever-growing number of readers who continue to regularly visit this Nerd's Eye View Blog (and share the content with your friends and colleagues, which we greatly appreciate!). We recognize (and appreciate!)

Financial Advisor 232

Financial Advisor Numbers 232

Nerd's Eye View

JULY 21, 2023

Also in industry news this week: How an SEC committee proposal to allow third-party examinations of the growing number of RIAs harkens back to a similar proposal that failed to advance in Congress more than a decade ago A study shows that a majority of advisory firm clients surveyed chose the first advisor with whom they met, though younger clients (..)

Financial Planner 223

Financial Planner Clients Numbers Assets 223

Nerd's Eye View

DECEMBER 8, 2023

Also in industry news this week: In a new whitepaper, industry consultant Mark Hurley predicts that the environment for wealth management firms will grow much more competitive amid higher interest rates and greater PE funding of advisory firms, although opportunities exist for RIAs that can successfully attract and serve younger clients at scale According (..)

Financial Planner 189

Financial Planner Numbers Clients Wealth Management 189

Abnormal Returns

DECEMBER 11, 2023

(nytimes.com) Zeke Faux's "Number Go Up" isn't really a book about crypto. ritholtz.com) Articles on Investing.com appear suspiciously like articles previously published on other sites. ritholtz.com) Articles on Investing.com appear suspiciously like articles previously published on other sites.

Media 221

Media Financial Advising Retail Economy 221

Random Roger's Retirement Planning

AUGUST 17, 2023

A couple of different articles that I think can weave together for a blog post. This article obviously favors more stocks but an interesting thing not said was at what number would it make sense to just flip from individual holdings to mutual funds and ETFs. Learning the difference can help know when to hold on and when to sell.

Numbers 62

Numbers Portfolio Math Portfolio Management 62

Nerd's Eye View

APRIL 12, 2024

Also in industry news this week: A recent study indicates that advisors charging clients on a monthly subscription basis hiked their fees by an average of 6% in 2023, raising the salience of how advisors can most effectively communicate fee increases to clients A survey suggests that while financial advisors are increasingly aware of Artificial Intelligence (..)

Financial Planner 193

Financial Planner Recruitment Insurance Financial Advisor 193

Calculated Risk

SEPTEMBER 25, 2022

At the Calculated Risk Real Estate Newsletter this week: • August Housing Starts: Record Number of Housing Units Under Construction • NAR: Existing-Home Sales Decreased Slightly to 4.80

Numbers 98

Numbers Sales Marketing Marketing 98

Nerd's Eye View

FEBRUARY 24, 2023

Enjoy the current installment of “Weekend Reading For Financial Planners” – this week’s edition kicks off with the news that the SEC’s proposed “Safeguarding Rule” would significantly increase the number of investment advisers deemed to have custody of client assets and increase paperwork requirements for advisers (..)

Financial Planner 220

Financial Planner Tax Planning Taxes Numbers 220

Nerd's Eye View

MARCH 29, 2024

Also in industry news this week: With the new “T+1” rules for trade settlements will go into effect in late May, the SEC has issued a risk alert for broker-dealers and RIAs outlining the requirements they face and areas of focus for the regulator during upcoming examinations A recent survey suggests that while client satisfaction with their (..)

Financial Planner 177

Financial Planner Insurance Coverage Financial Advisor Communication 177

Calculated Risk

MAY 20, 2023

YoY • Similar Number of Housing Units started in Q1 as 'Built-for-Rent' as 'Built-for-Sale' • 4th Look at Local Markets in April • Lawler: Early Read on Existing Home Sales in April This is usually published 4 to 6 times a week and provides more in-depth analysis of the housing market. million SAAR in April; Median Prices Declined 1.7%

Sales 90

Sales Numbers Marketing Marketing 90

Nerd's Eye View

JANUARY 12, 2024

Also in industry news this week: The Department of Labor (DoL) this week published a final rule delineating what makes an individual an independent contractor versus a company employee, though it did not provide specific guidance for registered representatives of broker-dealers and other financial professionals who have expressed concern that their (..)

Financial Planner 202

Financial Planner Financial Advisor Commission Budgeting 202

Nerd's Eye View

SEPTEMBER 22, 2023

The group argued that this change would help more small firms, which tend not to have the same staffing and resources compared to their larger counterparts, as the SEC contemplates a growing number of new and amended rules.

Financial Planner 199

Financial Planner Clients Taxes Numbers 199

Nerd's Eye View

NOVEMBER 10, 2023

Also in industry news this week: How the use of model investment portfolios can potentially save advisors time and boost client trust Why a recent IRS Private Letter Ruling could facilitate the emergence of zero-commission variable universal life policies (that RIAs can actually get paid a fee to advise on) From there, we have several articles on housing: (..)

Financial Planner 159

Financial Planner Commission Numbers Portfolio 159

Nerd's Eye View

NOVEMBER 24, 2023

Also in industry news this week: A recent survey indicates that about 98% of clients are at least somewhat satisfied with their financial advisor and that an advisor’s ability to provide peace of mind when it comes to finances is a key driver of this satisfaction A study indicates that advisors can potentially boost client referrals by using (..)

Financial Planner 219

Financial Planner Communication Insurance Advertising 219

Nerd's Eye View

MAY 5, 2023

Also in industry news this week: Legislation working its way through Congress would allow for electronic delivery of documents to clients of advisors and other financial services firms by default, though it has been met with some opposition While RIAs have outpaced wirehouses in terms of client asset growth and headcount, industry consolidation has (..)

Financial Planner 193

Financial Planner Financial Services Electronics Compliance 193

Nerd's Eye View

JANUARY 26, 2024

Also in industry news this week: A House committee has advanced a bill that would extend several expired business-related tax measures from the Tax Cuts and Jobs Act and would increase the value of the Child Tax Credit The SEC released its examination priorities for 2024, which include a focus on advisers' adherence to their duty of care and duty of (..)

Financial Planner 191

Financial Planner Retirement Planning Financial Advisor Retirement 191

Nerd's Eye View

OCTOBER 27, 2023

Also in industry news this week: A survey indicates that while financial advisors remain the most trusted source of financial advice, they might increasingly encounter client questions and ideas that originated from social media Following the transition of advisors and clients from TD Ameritrade and amid competition from competing RIA custodians, Charles (..)

Financial Planner 205

Financial Planner Financial Advice Financial Advisor Tax Planning 205

Nerd's Eye View

AUGUST 4, 2023

Also in industry news this week: RIA M&A activity fell in the second quarter compared to the same period last year amid rising financing costs, though continued private equity interest in the RIA space could help buoy deal volume going forward According to a recent survey, RIAs appear to be taking a defensive approach toward the SEC's new marketing (..)

Financial Planner 199

Financial Planner Retirement Planning Compliance Retirement 199

Nerd's Eye View

AUGUST 11, 2023

Also in industry news this week: A bill that would allow funds in 529 plans to be used for postsecondary credentials, including the CFP certification, is gaining significant bipartisan support in Congress A recent survey identified key topics on which financial advisors and investors have mismatched views, from expected investment returns to how they (..)

Financial Planner 171

Financial Planner Certification CFP Clients 171