The Chicago Financial Planner

JUNE 13, 2022

Ideally you’ve been rebalancing your portfolio along the way and your asset allocation is largely in line with your plan and your risk tolerance. You should continue to monitor your portfolio and make these types of adjustments as needed. Assess whether your portfolio has held up in line with your expectations. Focus on risk.

Risk Tolerance 188

Risk Tolerance Marketing Marketing Financial Planner 188

Brown Advisory

SEPTEMBER 21, 2022

Resilience is Core to Sustainable Portfolio Construction. While the old adage “only time will tell” generally refers to a future outcome, it is apropos of our belief that a truly sustainable portfolio must consist of businesses that have proven to be resilient under a variety of macroeconomic circumstances. Wed, 09/21/2022 - 10:50.

Portfolio 86

Portfolio Manufacturing Investing Investments 86

Abnormal Returns

MAY 1, 2023

ft.com) The amount of bank failures, measured by assets, rivals that of 2008. nytimes.com) ETFs Model portfolio shifts can have a big effect on ETF flows. (blockworks.co) Banks JP Morgan Chase ($JPM) is now the owner of First Republic. cnbc.com) The banking industry's 'crisis phase' may be over for now.

Financial Advising 197

Financial Advising Startup Banking Manufacturing 197

Brown Advisory

SEPTEMBER 19, 2023

Importance of Business Resilience in Portfolio Construction bgregorio Tue, 09/19/2023 - 05:12 Only Time Will Tell While the old adage “only time will tell” generally refers to a future outcome, it reflects our belief that a truly enduring investment must have proven to be resilient under a variety of macroeconomic circumstances.

Portfolio 52

Portfolio Investing Investments Financial Services 52

Calculated Risk

MARCH 1, 2024

For Fannie, by vintage, for loans made in 2004 or earlier (1% of portfolio), 1.62% are seriously delinquent (down from 1.67% the previous month). For loans made in 2005 through 2008 (1% of portfolio), 2.44% are seriously delinquent (down from 2.53%).

Portfolio 73

Portfolio 73

The Big Picture

OCTOBER 27, 2023

Since the Great Financial Crisis in 2008-09, the income portion of portfolios has been almost an afterthought. As the equity portion of your portfolio moderates (I suggest you lower your return expectations for equities2 to ~5-7%), much of those reduced returns are being made up in fixed income. Interested in speaking to us?

Portfolio 140

Portfolio Government Wealth Management Taxes 140

Nerd's Eye View

AUGUST 8, 2023

In this episode, we talk in-depth about how Lori built her in-depth investment knowledge while working with large institutions and endowments at wirehouse firms like Shearson Lehman Brothers and Citigroup Smith Barney, how Lori approaches portfolio management with an approach of "don't fix what isn't broken" and assumes most large portfolios she manages (..)

Investing 199

Investing Investments Financial Advisor Compensation Planning 199

Nerd's Eye View

JULY 5, 2023

stock market has, on average, outperformed international equities over the last 15 years since emerging from the Great Recession of 2008, many investors argue that international diversification is a poor allocation of dollars that would otherwise be earning more in the U.S. As the U.S. The outperformance of U.S. and global investments.

Valuation 232

Valuation Economics Portfolio Investing 232

Abnormal Returns

DECEMBER 21, 2022

Markets Four things that mattered for portfolios in 2022. capitalspectator.com) Today's housing market is way different than 2008. morningstar.com) Gasoline prices are ending 2022 below where they were a year ago. compoundadvisors.com) Media stocks have had a miserable year. wsj.com) Amazon's ($AMZN) Fresh store push has stalled out.

Financial Advising 157

Financial Advising Media Economy Portfolio 157

The Big Picture

OCTOBER 7, 2022

If only the Fed didn’t do X, our portfolio would have been much better” seems to be a terrible approach to managing assets for clients. I am not a Fed hater or part of the crew that wants to “End the Fed.” All too often, Fed criticism is thinly-veiled excuse-making for underperforming alpha chasers. “If

Economics 329

Economics Banking Portfolio Assets 329

The Big Picture

SEPTEMBER 23, 2023

He oversees the firm’s liquid and private credit strategies, and also serves as a portfolio manager within Oaktree’s global private debt and global credit strategies. It was a huge price decline where syndicators got stuck, very reminiscent of the 2008-09 era for banks.

Management 166

Management Medical Portfolio Management Economics 166

Random Roger's Retirement Planning

MARCH 24, 2024

In Saturday's post we touched on all-weather portfolios and assumed a lot of overlap with the Permanent Portfolio (PP). All-weather and PP are in Portfoliovisualizer's dropdown choices for portfolios to study. All-weather and PP are in Portfoliovisualizer's dropdown choices for portfolios to study. I think it can.

Portfolio 84

Portfolio Management Taxes Numbers 84

Fortune Financial

AUGUST 16, 2021

One topic I have not touched on in a while is portfolio construction, so I wanted to dedicate this post to the reasons why a sector-neutral portfolio makes sense, and to give investors some ideas for creating their own. The first step is to decide how many positions you want to hold in the portfolio.

Portfolio 52

Portfolio Communication Numbers Financial Advisor 52

Brown Advisory

SEPTEMBER 21, 2022

Resilience is Core to Sustainable Portfolio Construction mhannan Wed, 09/21/2022 - 10:50 As crucial as sustainability may be to investors and companies alike, gauging the long term resilience of their business model is just as important. Sustainable International Leaders views resilience as a crucial lens through which to analyze businesses.

Portfolio 52

Portfolio Manufacturing Investing Investments 52

Brown Advisory

SEPTEMBER 21, 2022

Resilience is Core to Sustainable Portfolio Construction. While the old adage “only time will tell” generally refers to a future outcome, it is apropos of our belief that a truly sustainable portfolio must consist of businesses that have proven to be resilient under a variety of macroeconomic circumstances. Wed, 09/21/2022 - 10:50.

Portfolio 52

Portfolio Manufacturing Investing Investments 52

Random Roger's Retirement Planning

APRIL 4, 2024

We have a lot of fun here with backtesting portfolios. There was news going around that Daffy.org was adding Bitcoin in 5% or 10% weightings to a couple of its portfolios , presumably to improve returns for otherwise "normal" looking portfolios. The process can be informative but not definitive. It allocates as follows.

Portfolio 81

Portfolio Assets Taxes Investing 81

The Big Picture

DECEMBER 12, 2022

Survival Lessons From Past Tech Downturns : The current tech downturn could be much worse than it appears now, say those who lived through the 2001 and 2008 crashes—but those who make it have the chance to fuel the next bubble. No, but everyone is enjoying the charade. Economist ). Wall Street Journal ). • Gen Z came to ‘slay.’

Math 290

Math Economy Communication Economics 290

The Big Picture

DECEMBER 8, 2022

Blackstone is the world’s largest owner of commercial real estate globally with a $565 billion portfolio and $319 billion in investor capital. New York Times ). • So When Will Stocks and Bonds Un-Link? It’s a rarity for the two main asset classes, almost always negatively correlated, to perform a duet. Source: @Markzandi.

Transportation 266

Transportation Retail Portfolio Assets 266

Abnormal Returns

SEPTEMBER 22, 2022

wsj.com) Fund management What are the most owned private companies in mutual fund portfolios? axios.com) Mortgage rates are at their highest level since October 2008. (axios.com) It's not just you, planes are dirtier now. washingtonpost.com) LaGuardia airport is no longer a hell hole. Think Elon Musk.

Financial Advising 130

Financial Advising Media Valuation Assets 130

Wealth Management

MAY 1, 2023

Holding 60% of portfolios in stocks and 40% in bonds, revered as reliable for decades, fell 17% last year, the worst performance since 2008.

Portfolio 52

Portfolio 52

Random Roger's Retirement Planning

JANUARY 2, 2024

We talk frequently about smoothing out a portfolio's ride. A smoother ride hopefully reduces the odds of panicking when the market goes down a lot with the idea being that a portfolio constructed to have less volatility than the broad market will probably be down a lot less during years like 2008 or 2022.

Portfolio 65

Portfolio Taxes Clients Marketing 65

Random Roger's Retirement Planning

SEPTEMBER 26, 2023

First on Monday's post about using return stacking to slightly increase the retirement withdrawal rate, I forgot about the WisdomTree Core Efficient Plus Fund (NTSX) which is leveraged up such that 67% in that fund equals 100% into a 60/40 portfolio like the Vanguard Balanced Income Fund (VBAIX).

Portfolio 75

Portfolio Management Retirement Taxes 75

Random Roger's Retirement Planning

APRIL 3, 2024

Looking at AQMIX on your statement kind of going nowhere for 10 years could be difficult but clearly a portfolio with the allocation in Portfolio 3 would have kept up just fine and if they had focused on the bottom line number and not the line items, it would not have been difficult. 90/40 was down 1.56% and Portfolio 3 was up 3.25%.

Numbers 74

Numbers Portfolio Management Retirement 74

Random Roger's Retirement Planning

JANUARY 27, 2024

There was an interesting article at Seeking Alpha about how to build a portfolio that yields 9%. For comparison, from 2008 forward, the S&P 500 had a CAGR of 7.65% and a standard deviation of 16.19%. From the above chart, $30,000 invested in 2008 is now worth $36,875. Those are some very big weightings.

Portfolio 53

Portfolio Assets Marketing Marketing 53

Random Roger's Retirement Planning

JUNE 7, 2023

Early on there was mention of building a 60/40 portfolio and then adding another 60% on top of that in managed futures. That sort of correlation attribute is desirable for helping to manage portfolio volatility or put another way, to help smooth out the ride. We can backtest this back a good number of years on Portfolio Visualizer.

Portfolio 74

Portfolio Management Risk Management Clients 74

Random Roger's Retirement Planning

FEBRUARY 15, 2024

Obviously there are periods where the big boys and their alt-heavy portfolio outperform. Simple portfolios, very simple, can absolutely get the job done. Portfoliovisualizer has portfolios that you can model against each other or against portfolios that you'd come up with.

Retirement 69

Retirement Portfolio Accounting Insurance 69

The Big Picture

JANUARY 3, 2023

We can credit three elements for this massive outperformance: -Substantial prices resets: 57% in 2008-09 and 34% in 2020. But here is the unexpected thing about those predictions: Even if your forecast of future events is correct, the odds are against you capturing it in your portfolio. Monetary stimulus (ZIRP/QE) from 2009-2021.

Economy 318

Economy Economics Portfolio Media 318

Random Roger's Retirement Planning

OCTOBER 1, 2023

The Permanent Portfolio was devised decades ago by Harry Browne as diversified approach that favored defense and tried to ensure that no matter how bad things got, at least one holding was working. It also did very well through the financial crisis, the Permanent Portfolio was actually up a few basis points in 2008.

Portfolio 53

Portfolio Management Risk Management Taxes 53

The Chicago Financial Planner

NOVEMBER 8, 2021

At some point we are bound to see a stock market correction of some magnitude, hopefully not on the order of the 2008-09 financial crisis. This is the time to review your portfolio allocation and rebalance if needed. Manage your portfolio with an eye towards downside risk. Review and rebalance . Click To Tweet.

Retirement 130

Retirement Marketing Marketing Financial Planner 130

Random Roger's Retirement Planning

APRIL 7, 2024

Let's have a little fun with a difference of opinion about how to incorporate managed futures into a portfolio between to big proponents, Corey Hoffstein from ReturnStacked ETFs and Andrew Beer who runs the iMPG DBi Managed Futures Strategy ETF (DBMF). Both of them talk about how to add managed futures to a portfolio.

Management 77

Management Portfolio Portfolio Management Risk Management 77

Validea

JANUARY 9, 2023

While the S&P 500 lost 25% of its value from its highest point to its lowest in 2022, most investors didn’t lose nearly that much, maintains an article in Fidelity International , especially if they had a fairly diversified portfolio that wasn’t heavily focused on US stocks. Growth had the same trajectory from 2008 to 2021.

Portfolio 59

Portfolio Investing Investments Management 59

Nerd's Eye View

APRIL 11, 2023

In this episode, we talk in-depth about how, in the early stages of his career selling long-term care insurance, Thomas realized that so-called 'one-legger' senior couples – where one spouse is healthy but the other is not, such that if something happened to the healthy spouse, they’d both be in trouble – face unique challenges as (..)

Financial Advisor 130

Financial Advisor Medical Financial Planning Clients 130

The Chicago Financial Planner

FEBRUARY 5, 2022

The New York Giants (an old NFL team) won in 2008 and the market tanked in what was the start of the financial crisis. What impact have the solid stock market gains of the past three years had on your portfolio? Solid, well-managed active funds can also contribute to a well-diversified portfolio. Costs matter.

Investing 184

Investing Investments Financial Planner Risk Tolerance 184

Nationwide Financial

MARCH 29, 2023

These innovations included the Primary Dealer Credit Facility in March 2008 (at the outset of the Global Financial Crisis) and the Municipal Liquidity Facility in April 2020 (in the early days of the COVID-19 pandemic.) According to the Federal Reserve, banks borrowed approximately $152.9

Banking 98

Banking Financial Planning Economics Portfolio 98

Discipline Funds

FEBRUARY 17, 2023

We founded the concept of Countercyclical Indexing by answering some simple questions: Is a “balanced index” like a 60/40 stock/bond portfolio actually balanced? A standard indexing strategy such as a 60/40 stock/bond portfolio has many wonderful characteristics. It’s diverse, low fee and tax efficient. This doesn’t make sense.

Portfolio 52

Portfolio Taxes Assets Marketing 52

Aleph

DECEMBER 22, 2022

Think of our last two major crises, the Great Financial Crisis (2008) and the Dot-Com Bubble (2000). Most of the market is passive investing when aggregated, which leaves more opportunity for those that are willing to take chances on a portfolio that is not index-like in the slightest. Yes, there were many who did so.

Portfolio 59

Portfolio Assets Management Investing 59

Nationwide Financial

JANUARY 19, 2023

Market volatility in 2022 also hit the traditional 60% equity/40% bond model portfolio. This was the third worst calendar-year return for 60/40 portfolios since 2002, losing 16% in 2022. Investors have to look back to 2008 or 1974 to find worse returns. lost in 1994.

Portfolio 59

Portfolio Numbers Marketing Marketing 59