Validea

NOVEMBER 28, 2023

We discuss tax loss harvesting, how we look at the process of evaluating investment strategy changes, RMD considerations and a lot more. In this episode, Ben Tuscai returns to help us work through them.

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MainStreet Financial Planning

OCTOBER 3, 2023

Real Estate Investing & Taxes Hosted by: Vida Jatulis , CFP® Guest Speaker : Robert Colon, EA, CFP®, CWS®, CRPC®, Please join MainStreet Financial Planner Vida Jatulis, CFP® and her guest Robert Colon, EA, CFP® for a conversation about taxes and real estate investing.

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Advisor Perspectives

MARCH 3, 2024

Some are taxed at a higher rate than others. The Form 1099-DIV can help you analyze the Investment Tax Health of your clients. By looking at how much the investor received in different investment returns, you can calculate how much federal tax they will need to pay. Not all investment returns are the same.

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Abnormal Returns

MAY 15, 2024

Podcasts Barry Ritholtz talks with Andrew Slimmon of Morgan Stanley ($MS) about dealing with concentrated portfolios. thinkadvisor.com) Taxes Taxes matter, but don't organize your life around paying less. fortunesandfrictions.com) Why we tax capital at a lower rate than income.

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Integrity Financial Planning

NOVEMBER 14, 2023

We’re coming up on the end of the year, and while it’s a time to take a break and enjoy the holiday season, it’s also a good time to consider tax strategies that may benefit you. Gift Tax Exemptions Each year, you can give up to $17,000 to any number of people tax-free.

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Wealth Management

OCTOBER 20, 2022

The turbulent market environment offers investors the chance to harvest losses and strategically reposition portfolios.

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Integrity Financial Planning

JUNE 12, 2023

As you plan for retirement, it’s important to consider tax optimization strategies to minimize your tax liabilities. Here are three key ways to optimize taxes in retirement, based on information from sources published between 2022 and 2023.

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Abnormal Returns

APRIL 21, 2024

microcapclub.com) No portfolio strategy is perfect. philbak.substack.com) Taxes How much do higher taxes prompt millionaires to relocate? theatlantic.com) Is there a better way to maximize charitable giving instead of a tax deduction? vox.com) Trying to tax all families equitably is a dilemma.

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Wealth Management

APRIL 14, 2023

Help clients reduce the impact of taxes.

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Integrity Financial Planning

DECEMBER 11, 2023

If so, one thing you may want to keep an eye on is the design of your financial portfolio. Your portfolio may not be set up with the best possible spread of investments and assets. 1] Remember, the idea behind this portfolio is to hedge stock market returns by holding bonds as well. Some think that wasn’t by accident.

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Carson Wealth

MARCH 29, 2023

The same is true of retirement planning – if you zero in on your portfolio and nothing else, you’ll miss out on some major factors that can make a significant difference in your retirement and ultimately your bottom line. Hurdle #3: Tax Efficiency Now we move on from death to taxes – the other “sure thing” in life.

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Random Roger's Retirement Planning

NOVEMBER 21, 2023

First up was a webinar about model portfolios at ETF.com. Outsourcing the work related to actually being an advisor would not feel right to me and I enjoy what I get to do including portfolio construction. I think that when investors hear about model portfolios they sort of think in terms of set and forget.

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Abnormal Returns

APRIL 10, 2024

bestinterest.blog) Taxes How retirees can (legally) reduce their tax bills. humbledollar.com) Don't take tax advice from TikTok. washingtonpost.com) Personal finance It's simple to put together low cost, highly diversified portfolios. (cntraveller.com) How Social Security fits within your retirement plan.

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WiserAdvisor

JANUARY 3, 2024

Yet, the path to building a robust investment portfolio for retirement can be an intimidating task. You may ponder where to begin and how to create a portfolio that matches your goals, stands the test of time, and shields you from financial uncertainty. In contrast, Traditional accounts permit pre-tax contributions.

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Tobias Financial

DECEMBER 20, 2023

As we begin our countdown to 2024, it is a great time to ensure your year-end tax plan is in place. Tax planning is a vital component of meeting your overall financial goals. Our team of professionals is here to assist with your financial and tax planning needs. This might be the time to consider an adjustment.

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Advisor Perspectives

MARCH 18, 2023

My “five-step investment process” provides an ongoing systematic framework for making portfolio decisions, and further incorporating financial planning and tax considerations into overall portfolio construction.

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Integrity Financial Planning

APRIL 19, 2023

When you meet with a financial advisor are they addressing your entire portfolio? A major part of the picture is understanding tax-efficient investing. Here’s what we cover on today’s show: What are tax-efficient investments? (0:13) More than simply IRAs and Roth investments, your advisor should see the whole picture.

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Random Roger's Retirement Planning

FEBRUARY 17, 2024

From the AQR site , QSPIX "aims to deliver attractive risk adjusted returns with low correlation to traditional stock/bond portfolios by investing in a broad and diversified range of alternative risk premia." So a core holding, I think that conceptually it could be risk parity meets the Permanent Portfolio?

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Wealth Management

MAY 24, 2023

The structure of a portfolio plays an important role in the productivity of a tax-loss harvesting algorithm.

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Random Roger's Retirement Planning

JANUARY 14, 2024

Long time readers might know my fascination with Nassim Taleb's idea about barbelling portfolios to concentrate risk into a small slice while having the vast majority in safe assets. What I am curious to see is if we can combine this barbell idea with the 75/50 portfolio to get a market equaling (or beating) returns over longer periods.

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Trade Brains

DECEMBER 31, 2023

Tax Loss Harvesting : As an investor, you earn capital gains irrespective of the asset you invest in. While you trade or invest a significant amount of capital and receive good returns, there comes a time when you start worrying about the taxes on those gains. It is called Tax Loss Harvesting. How are Capital Gains Taxed?

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Validea

JUNE 1, 2023

Utilizing software developed by Wealthfront, the firm where he is Chief Investment Officer, Malkiel reaps losses from portfolios throughout the year in order to sow capital gains for other investments, keeping portfolios balanced with a mix of assets and risks.

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Validea

MAY 26, 2023

Utilizing software developed by Wealthfront, the firm where he is Chief Investment Officer, Malkiel reaps losses from portfolios throughout the year in order to sow capital gains for other investments, keeping portfolios balanced with a mix of assets and risks.

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Ron A. Rhodes

AUGUST 6, 2023

I have increasingly witnessed registered investment adviser (RIA) firms, as well as brokerage firms, generally disavow (often in their client services agreement) any duty to manage the investment portfolios of…

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Trade Brains

JANUARY 2, 2024

What are some Tax Benefits of AIFs? In simple terms, capital gains tax applies to profits or losses made from the fund. The post Alternative Investment Fund – Meaning, Types & Tax Benefits appeared first on Trade Brains. AIFs must be registered under SEBI (Alternative Investment Fund) Regulations, 2012.

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Random Roger's Retirement Planning

MAY 8, 2023

Last summer I wrote a couple of posts about the Cockroach Portfolio, here and here. The portfolio was created by Jason Buck who sat for a podcast with Corey Hoffstein. It was inspired by the Harry Browne Permanent Portfolio and is intended to be an all weather type of portfolio. Here's a quick reminder of the allocation.

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Advisor Perspectives

APRIL 20, 2023

Tax season isn't the only time advisors should think about how taxes may impact their client portfolios. There are various strategies advisors can use year-round to ensure they are investing in a tax-efficient manner. Helping your clients maximize their after-tax wealth is an important element of the value you provide.

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A Wealth of Common Sense

FEBRUARY 16, 2024

Early on in my savings journey I prioritized tax-deferred retirement accounts over all else. I like the ease and simplicity of 401k contributions coming out of my paycheck before it ever even touches my checking account. It’s easy to automate. The set-it-and-forget-it nature of a workplace retirement plan is one of my favorite features.

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Advisor Perspectives

DECEMBER 21, 2023

As 2023 is nearing its end, tax-loss harvesting season is in full swing. My guest, Courtney Wolf, joins me today to talk about why to deploy cash and use tax-loss harvesting via active fixed income ETFs. My guest, Courtney Wolf, joins me today to talk about why to deploy cash and use tax-loss harvesting via active fixed income ETFs.

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Random Roger's Retirement Planning

DECEMBER 26, 2023

Where I talk about portfolios that are simplicity hedged with a little complexity, while the simplicity is usually cheap, hopefully the complexity, although probably expensive in nominal terms, is also cheap versus the benefit delivered to the portfolio. Having almost half the portfolio in funds that cost 1.5-2%

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Random Roger's Retirement Planning

MAY 15, 2023

I have no idea what SYK will do going forward, I don't own the stock personally or for clients, but if you are allocating to some sort of healthcare theme in your portfolio then chances are being right or wrong won't prove out in just a few months. Put differently, that sort of attribute would add volatility to the portfolio.

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Random Roger's Retirement Planning

JANUARY 3, 2024

Portfolio 2 is 100% to Vanguard Balanced Index Fund (VBAIX) a proxy for a 60/40 portfolio. The portfolio stats are across the board better than VBAIX. With 75% in T-bills as constructed, the portfolio is pretty resistant to an adverse sequence of returns. Looking annually it is a little choppier. For XYLD it is 5.94

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oXYGen Financial

JANUARY 17, 2023

![CDATA[ Taxes can take a big bite out of an investment portfolio. Over time income withheld for taxes can reduce returns and significantly impact an investor's long-term investment strategy. The more money you earn, the more you pay in taxes. Maybe, maybe not.

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Sara Grillo

MAY 9, 2022

Here are the reasons it will ruin your clients’ portfolios and you should run away as fast as you can. Direct indexing, once personalized and/or sampled, will result in a portfolio that resembles an index no more than a plate of scrambled eggs does. 2 Tax harvesting benefits are exaggerated. Direct indexing sucks – don’t do it.

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WiserAdvisor

DECEMBER 3, 2023

Creating a well-diversified portfolio is a pivotal task in investing. However, your work is far from complete, even after drafting a diversified portfolio. Rebalancing is a critical step that can help you optimize your portfolio’s performance. However, it is vital to know the right time to rebalance your portfolio.

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Advisor Perspectives

NOVEMBER 3, 2023

Investment taxes can have a real impact on a portfolio. Investors should be aware of four key tax realities they currently face. Without a plan to manage these taxes, investors may find their ability to retire comfortably could be compromised.

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Random Roger's Retirement Planning

APRIL 10, 2024

I also quipped that people forced to work in "retirement" should not be penalized having to pay more income tax on their Social Security payout. If you have a combined $40,000 benefit, that's like having another $1 million in your portfolio. In this context, a $1 million Social Security "portfolio" is considered fixed income.

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