Mr. Money Mustache

MAY 20, 2022

Even Mr. Money Mustache, as a person who retired 17 years ago, is still in this boat for the simple reason that my retirement income from dividends and hobby businesses is still greater than my annual living expenses (which still hover around $20,000 per year). 3) Okay, but I really am retired and trying to live off my investments now.

Marketing 55

Marketing Marketing Retirement Investing 55

Midstream Marketing

SEPTEMBER 24, 2019

As a financial advisor or other investment professional, you’re no doubt already well aware that the “math” side of the conversation is a large part of what your clients need help with every day. Retirement Planning. Retirement planning is a very precise process, and one that is unique to the individual.

Financial Advisor 52

Financial Advisor Retirement Planning Retirement Planning 52

Clever Girl Finance

FEBRUARY 21, 2024

The term personal finance ratios might give you flashbacks to math class, learning various formulas, equations, and ratios. You can use ratios to keep track of many different aspects of your financial situation—from cash flow to savings to tips for retirement planning and more.

Assets 77

Assets Numbers Math Retirement 77

The Big Picture

NOVEMBER 14, 2023

She has a really fascinating background, very eclectic, a combination of math and law. You, you get a, a BS in Mathematics and a JD from Boston University Math and Law. It is something, math has always come easy to me since a child. I didn’t get an advanced degree in math. Not the usual combination. What happened?

Math 130

Math Management Insurance Assets 130

Clever Girl Finance

MARCH 6, 2023

You can turn these earnings into the beginning of your retirement nest egg or even fund your college expenses in a few years! By starting your savings early , you could have millions of dollars by the time you get to retirement age just from saving small amounts. Wouldn't that be nice?

Media 86

Media Accounting Banking Food 86

Clever Girl Finance

JANUARY 29, 2023

This is very important for retirement, and knowing what your target net worth by age should be will help you better understand how to reach your personal financial goals. If you are curious about how much savings you should have by what age , you'll find references to this throughout the article. Your liabilities are your debts.

Budgeting 114

Budgeting Retirement Assets Education 114

Clever Girl Finance

DECEMBER 16, 2023

The 70-20-10 budget refers to the percentage of your take-home pay that you devote to each of three major categories: spending, saving, and giving. Once you know your weekly or monthly income, you can do the simple math of calculating how much 70% would be. We all need an emergency fund, and to save more long-term (think: retirement).

Budgeting 72

Budgeting Retirement Accounting Taxes 72

Clever Girl Finance

FEBRUARY 10, 2023

And don't worry if math isn't your thing because we've included 50 30 20 budget spreadsheet ideas to help you stay on top of your budgeting strategies. Savings in this case refers to both savings and investments. Keep in mind that, investments refer to any money you have set aside to generate income.

Budgeting 97

Budgeting Taxes Transportation Healthcare 97

Clever Girl Finance

SEPTEMBER 11, 2023

And don’t worry if math isn’t your thing because we’ve included 50 30 20 budget spreadsheet ideas to help you stay on top of your budgeting strategies. Savings, in this case, refers to both savings and investments. Keep in mind that investments refer to any money you have set aside to generate income.

Budgeting 82

Budgeting Taxes Transportation Healthcare 82

Random Roger's Retirement Planning

JUNE 3, 2023

One is that a politician who votes to cut benefits or raise the retirement age will probably lose some voter support. Keep in mind that extending the full retirement age (FRA) to 68 or 69 or whatever is a de facto benefit cut. The last sentence is about the math involved not about the right and wrong of any of it which we'll get to.

Retirement 52

Retirement Taxes Math Accounting 52

Envision Wealth Planning

AUGUST 29, 2022

If you have a 401k, you may have been invited to sit down for some retirement education. I am referring to tender loving care, not the music group TLC. Some were told they were not good in math, that this was not for girls, or that this is not a topic for Black people! Financial education and the PowerPoint presentation.

Education 98

Education Medical Math Planning 98

The Big Picture

NOVEMBER 22, 2022

And then I look for people who also have references that say, “You know what, this young man, this young woman has been really coachable in the time that I’ve had them in school.”. My dad was a naval officer who retired shortly before I was born. What did your dad retire from doing? Tell us about those experiences.

Recruitment 144

Recruitment Engineering Investing Investments 144

Clever Girl Finance

JUNE 5, 2023

The chances are, you will need to rely on them for a reference. Make sure you have done the math. Remember this, especially if you will need references for your new job opportunities or may need to network with old co-workers in the future. Instead, you might say that you are looking for more progression elsewhere.

Planning 70

Planning Math Management Business Planning 70

Good Financial Cents

FEBRUARY 10, 2023

You can become a tutor in almost any subject, but science and math are two of the most profitable niches. You’ll receive a referral bonus when you refer a friend or family member to the company. Often, the person referred will also receive a bonus. But many companies offer referral bonuses new customers.

Advertising 101

Advertising Media Food Management 101

Sara Grillo

JUNE 12, 2023

Quick math: If you have $1.828 million in the bank. And , you have to do the math by hand. To What If Analysis, what if I pay… So I’m doing my cash flow planning in my retirement plan, and I say, You know, I don’t wanna have to pay for in as a retirement. There is an admin charge of about $49k.

Insurance 59

Insurance Clients Financial Advisor Math 59

Sara Grillo

MAY 8, 2023

Policy lapse results in phantom income tax on the entire amount of the capital gain in the policy, plus there is the disappointment of having an asset you counted on (maybe to retire) go to zero. The issues lie in how IUL policies are shown to clients, in the illustrations. SARA GRILLO: Is the long… Typically, fixed or variable.

Insurance 59

Insurance Clients Financial Advisor Accounting 59

Random Roger's Retirement Planning

JUNE 29, 2022

Turns out the math checks out using Vanguard Balanced Index Fund (VBAIX) which is a proxy for a 60/40 equities/fixed income portfolio and the Guggenheim Managed Futures Strategy Fund (RYMFX). The Bruce Dickinson reference in the title is of course a reference to the Cowbell Sketch on Saturday Night Live 22 years ago.

Math 40

Math Portfolio Clients Management 40

Clever Girl Finance

JULY 12, 2022

This can also refer to investments, although saving and investing have different meanings. You might choose to create multiple savings buckets for different purposes, some of them as sinking funds and others as retirement income. Since you’re working on a weekly savings plan or bi-weekly savings plan, the next step is to do that math.

Planning 52

Planning Budgeting Accounting Numbers 52

The Better Letter

NOVEMBER 2, 2023

I couldn’t make that math work at all plausibly. In Dave’s world, an 8 percent retirement withdrawal rate isn’t crazy. It’s almost all powerful and good stuff, with one major error. Did you catch it? Here’s about as close as I could come. Maybe he simply made a mistake. Maybe he misspoke. Okay, Boomer !

Certified Financial Planner 94

Certified Financial Planner Investing Investments Portfolio 94

Clever Girl Finance

JUNE 28, 2023

You’ll also need to do some math to figure out the potential profit margins. Interest refers specifically to the cost of borrowing or lending money. After that, you can open a retirement savings account and start filling it with investments like dividend funds, ETFs, bonds, etc. But how does compound interest work ?

Investing 53

Investing Investments Accounting Certification 53

The Better Letter

OCTOBER 6, 2022

” After the Dodgers were retired in order in the bottom of the eighth inning, Gibson swung his aching legs down from the training table to hobble toward the clubhouse. .” After the game began, Lasorda kept walking the tunnel from the dugout to the clubhouse to check on his star left fielder. “How you doing, big boy?,”

Math 68

Math Management Numbers Planning 68

The Big Picture

AUGUST 15, 2023

He made a statement in that letter really referring to Berkshire having underperformed for the first period of time, that even in periods as long as 10 years, your results can be heavily influenced by the starting point or the ending point. Probably the first one I’m ready to retire, which is a post-lockdown question.

Management 130

Management Investing Investments Government 130

The Big Picture

DECEMBER 6, 2022

It has to be such a different set, the retirement planning is different, the safety net is different. People in Spain when I was growing up in the ‘80s and ‘90s, they expect to just retire and have the government give them like a paycheck every month. So a phenomenal learning experience with both Jefferies and Morgan Stanley.

Clients 157

Clients Investing Investments Management 157

Good Financial Cents

APRIL 14, 2023

With more money at our disposal, we maxed out our retirement accounts and invest in real estate, while we travel 12 weeks annually.” – Holly Johnson, Freelance Writer and Blogger at ClubThrifty.com Holly has become so successful as a freelance writer that she now offers a course helping others succeed on the same path.

Communication 90

Communication Investing Investments Accounting 90

The Big Picture

JULY 4, 2023

.” It’s really helpful to have had five other meetings with people who sit at analogous funds that had losses that were just as big, and in fact, they may have contributed to those losses more and be able to tell him, first off, your fund, just by my math, has a $250 million management fee. RITHOLTZ: People will figure out.

Management 144

Management Recruitment Numbers Banking 144

The Big Picture

MARCH 21, 2023

I think they are far more rare than the way a lot of Wall Street refers to him. The one you’re referring to was about value timing. If you’re anywhere from an individual to a pension fund, saying how much do I have to save to retire? My mom was a math teacher so — RITHOLTZ: Okay. ASNESS: Yeah.

Valuation 167

Valuation Investing Investments Numbers 167

David Nelson

MARCH 6, 2023

And why did Congress just vote to block President Biden’s Department of Labor rule, a rule that encourages private retirement fiduciary is to use ESG in the decision-making process? When it comes to retirement, we’re talking about people’s life savings and quality of life in their golden years. Do the Math!

Fiduciary Duty 52

Fiduciary Duty Investing Investments Math 52

The Big Picture

JULY 19, 2022

And I think that story still has some legs but sort of the key culprit then became demographics and retirement savers and the latest story now is in the sort of the one percent. And so, it’s very sort of, I don’t know, math oriented or algebra-oriented type of thing as opposed to great stories which drive most investment passions.

Investing 130

Investing Investments Valuation Portfolio 130

The Big Picture

NOVEMBER 15, 2022

Let Mr. Market do his thing and we’ll find out how we did when we get ready to retire. RITHOLTZ: You know, it’s funny because financial conferences, and maybe conferences in general, everything is based on an academic model, and people took the big lecture halls out as their frame of reference. It’s how math works.

Management 273

Management Assets Portfolio Investing 273

The Big Picture

MAY 2, 2023

RITHOLTZ: So wait, you’re, I’m trying to do the math, if you were 24 in ‘08, so you got this watch in 2000, 99? But I think what Jeff is referring to is really a decade later, when quartz really kind of came in. Jeff was referring to a post that I was writing about watches. CLYMER: Yes, around there, I would say.

Retail 167

Retail Insurance Advertising Numbers 167