The Big Picture

FEBRUARY 21, 2024

The second issue is what psychologists refer to as the motivated reasoning issue, which is just simply then we go from there and we practice some motivated reasoning, self deception, wishful thinking. We know a little bit of math. That’s one issue. We actively deceive ourselves in how good we think our judgments are.

Media 141

Media License Planning Economics 141

Darrow Wealth Management

OCTOBER 1, 2022

In the most extreme examples, this is referred to as being “house poor.” However, if the goal is to pay off a mortgage before retirement to spend would-be mortgage payments on other things during retirement, the math may not work out. For one, any savings from retiring home debt is a one-time savings (the interest expense).

Retirement 81

Retirement Taxes Math Wealth Management 81

Validea

JANUARY 25, 2023

You can actually ask ChatGPT to give you references, but it often makes those up too. So far, the trajectory suggests that this sort of model will never be good at math, for example. If I have to do a bunch of Googling myself to verify the answer, then why bother to ask?) The only way to find out is to try it.

Investing 103

Investing Investments Communication Education 103

Clever Girl Finance

AUGUST 14, 2022

In more traditional circles, "sinking fund" refers to money set aside to pay off long-term debt such as a bond. The term "sinking" likely refers to the decreasing level of debt remaining as it gets paid off. It also gives you the math formula to find the information you need if you prefer. Why is it called a sinking fund?

Budgeting 99

Budgeting Accounting Medical Math 99

Random Roger's Retirement Planning

DECEMBER 1, 2023

Part of the math that determines options premiums is the risk free rate of return from T-bills. As for the title of this post, there was a graphic that referred to all of these funds with insanely high dividends as exchange traded income which I thought was a clever play on words. Covered call funds have many favorable attributes.

Math 59

Math Retirement Numbers Portfolio 59

Darrow Wealth Management

SEPTEMBER 7, 2023

Although the spread is still considerable, at the 22% statutory withholding rate for non-qualified stock options (if under $1M), the tax due with simple hypothetical math is ‘only’ about $38,500. Please refer to the media page for more information and links to published works. appeared first on Darrow Wealth Management.

Wealth Management 94

Wealth Management Taxes Tax Planning Valuation 94

Carson Wealth

MARCH 2, 2023

For our purposes, we’re referring to “early retirees” as those in their late 50s or early 60s. After you’ve done this math, you might be wondering if you have “enough,” and certainly that’s hard to assess when there are so many unknowns.

Retirement 98

Retirement Taxes Financial Advisor Accounting 98

Clever Girl Finance

FEBRUARY 21, 2024

The term personal finance ratios might give you flashbacks to math class, learning various formulas, equations, and ratios. Then, create or refer to your spending journal or a budget template or tool to see how much you spend every month. Lenders reference this ratio as a part of the mortgage approval process.

Assets 78

Assets Numbers Math Retirement 78

The Big Picture

NOVEMBER 14, 2023

She has a really fascinating background, very eclectic, a combination of math and law. You, you get a, a BS in Mathematics and a JD from Boston University Math and Law. It is something, math has always come easy to me since a child. I didn’t get an advanced degree in math. Not the usual combination. What happened?

Math 130

Math Management Insurance Assets 130

The Big Picture

JANUARY 9, 2024

So like a component of it was like the standard derivatives math, right? And so like, you know, I got there and I learned derivatives math, right? It was derivatives math, it was like working with the traders on like risk management. So it felt like a useful like, like reference piece for me to do from, from from then on.

Retail 130

Retail Banking Math Management 130

The Big Picture

SEPTEMBER 7, 2022

And then if appropriate, refer it to the regulators. I understood then that, effectively, fair value was determined by a variety of mathematical — a bunch of math, for lack of a better description. RITHOLTZ: That’s interesting. It’s not our job again to take views on whether or not a stock is worth something.

Communication 294

Communication Engineering Marketing Marketing 294

Midstream Marketing

SEPTEMBER 24, 2019

As a financial advisor or other investment professional, you’re no doubt already well aware that the “math” side of the conversation is a large part of what your clients need help with every day. The Power of Financial Advisor Calculators.

Financial Advisor 52

Financial Advisor Retirement Planning Retirement Planning 52

Zajac Group

AUGUST 11, 2022

If the math suggests buying additional shares is the best bet, it may seem like a no-brainer to do so. Of course, these two scenarios don’t exhaust all possibilities by a long shot, but they give us reasonable reference points from which to continue. Is this something you would be comfortable with?

Taxes 52

Taxes Sales Numbers Investing 52

Mr. Money Mustache

MAY 20, 2022

It’s fun math – a 20% drop in prices means you get 25% more shares for your dollar, and a 50% drop means twice as many , or 100% more shares per dollar invested.). But still, as a Mustachian this seems like a great excuse to refer to point #1 above: use the chaos and disruption as an excuse to make yourself stronger.

Marketing 57

Marketing Marketing Retirement Investing 57

Clever Girl Finance

MARCH 6, 2023

Work as a grocery store cashier You could be a grocery store cashier if you're good with math and don't mind scanning coupons and small talk. You can also add the clubs or sports you've participated in, academic achievements, and references. Start by looking up golf clubs in your neighborhood and reach out about applying for a job.

Media 87

Media Accounting Banking Food 87

Clever Girl Finance

JUNE 5, 2023

The chances are, you will need to rely on them for a reference. Make sure you have done the math. Remember this, especially if you will need references for your new job opportunities or may need to network with old co-workers in the future. Instead, you might say that you are looking for more progression elsewhere.

Planning 71

Planning Math Management Business Planning 71

Validea

JUNE 14, 2023

For reference, Apple, one of the world’s most valuable companies as today, has a market cap of $2.8 The Math Behind the Growth Let’s take a step back and think about what it would take for a company like Apple to reach a $10 trillion market cap. With a current market cap of $2.8 times its current value.

Math 109

Math Accounting Investing Investments 109

Clever Girl Finance

FEBRUARY 10, 2023

And don't worry if math isn't your thing because we've included 50 30 20 budget spreadsheet ideas to help you stay on top of your budgeting strategies. Savings in this case refers to both savings and investments. Keep in mind that, investments refer to any money you have set aside to generate income.

Budgeting 97

Budgeting Taxes Transportation Healthcare 97

The Richer Geek

DECEMBER 29, 2021

He is one of the few people to straddle the “traditional” enterprise blockchain world and the more well-known public-blockchain space also referred to as crypto. He is one of the few people to straddle the “traditional” enterprise blockchain world and the more well-known public-blockchain space also referred to as crypto.

Assets 52

Assets Investing Investments Math 52

Clever Girl Finance

SEPTEMBER 11, 2023

And don’t worry if math isn’t your thing because we’ve included 50 30 20 budget spreadsheet ideas to help you stay on top of your budgeting strategies. Savings, in this case, refers to both savings and investments. Keep in mind that investments refer to any money you have set aside to generate income.

Budgeting 83

Budgeting Taxes Transportation Healthcare 83

Envision Wealth Planning

AUGUST 29, 2022

I am referring to tender loving care, not the music group TLC. Some were told they were not good in math, that this was not for girls, or that this is not a topic for Black people! Financial education and TLC from us. Most of us have work lives that don’t leave much time for learning new things. In fact, where should you start?

Education 98

Education Medical Math Planning 98

Good Financial Cents

FEBRUARY 10, 2023

You can become a tutor in almost any subject, but science and math are two of the most profitable niches. You’ll receive a referral bonus when you refer a friend or family member to the company. Often, the person referred will also receive a bonus. But many companies offer referral bonuses new customers.

Advertising 101

Advertising Media Food Management 101

Sara Grillo

JUNE 12, 2023

Quick math: If you have $1.828 million in the bank. And , you have to do the math by hand. Now, quick math, if you have 128 million in the bank in your Christmas or Hannukah Club, and the bank is going to credit you 5% on your money 0:18:18.4 There is an admin charge of about $49k. There is an insurance charge of about $246k.

Insurance 59

Insurance Clients Financial Advisor Math 59

Random Roger's Retirement Planning

JUNE 29, 2022

Turns out the math checks out using Vanguard Balanced Index Fund (VBAIX) which is a proxy for a 60/40 equities/fixed income portfolio and the Guggenheim Managed Futures Strategy Fund (RYMFX). The Bruce Dickinson reference in the title is of course a reference to the Cowbell Sketch on Saturday Night Live 22 years ago.

Math 40

Math Portfolio Clients Management 40

Validea

JUNE 14, 2023

For reference, Apple, one of the world’s most valuable companies as today, has a market cap of $2.8 The Math Behind the Growth Let’s take a step back and think about what it would take for a company like Apple to reach a $10 trillion market cap. With a current market cap of $2.8 times its current value.

Math 52

Math Accounting Investing Investments 52

Sara Grillo

MAY 8, 2023

Financial advisor, and let’s just even suppose I’m a fee-only advisor just for the purpose of simplicity, I do not sell insurance, I don’t get compensated for insurance, I can accept commissions if someone needs term life, I refer them to the insurance agent down the street.

Insurance 59

Insurance Clients Financial Advisor Accounting 59

Clever Girl Finance

JANUARY 29, 2023

If you are curious about how much savings you should have by what age , you'll find references to this throughout the article. Best net worth calculator by age Why not make the math simpler when finding net worth? The most important thing about assets is that they have a monetary value. A big part of net worth assets is saving money.

Budgeting 115

Budgeting Retirement Assets Education 115

Good Financial Cents

FEBRUARY 8, 2023

Tutoring If you’re a whiz at math, science, or English, you can tutor students in your community who need to improve their grades. Almost any subject qualifies, but math, science, and English are usually the most in demand. Studies are showing that managers prefer to hire people who their current employees refer.

Advertising 105

Advertising Sales Media Math 105

Random Roger's Retirement Planning

JUNE 3, 2023

The last sentence is about the math involved not about the right and wrong of any of it which we'll get to. I'll close out referring to a couple of the comments on the Yahoo article. Simply raising it in blanket fashion would be a pretty big hit for someone making $200,000, paying 7.65% or 15.3% if self employed on dollars $160k-$200k.

Retirement 54

Retirement Taxes Math Accounting 54

The Big Picture

NOVEMBER 22, 2022

And then I look for people who also have references that say, “You know what, this young man, this young woman has been really coachable in the time that I’ve had them in school.”. RITHOLTZ: Why is it not surprising that a math nerd is also a placekicker? And many of those gentlemen have gone on to do incredible things as well.

Recruitment 141

Recruitment Engineering Investing Investments 141

Clever Girl Finance

JULY 12, 2022

This can also refer to investments, although saving and investing have different meanings. Since you’re working on a weekly savings plan or bi-weekly savings plan, the next step is to do that math. But most of us need to think about it—in part because we have multiple savings goals at once.

Planning 52

Planning Budgeting Accounting Numbers 52

Clever Girl Finance

DECEMBER 16, 2023

The 70-20-10 budget refers to the percentage of your take-home pay that you devote to each of three major categories: spending, saving, and giving. Once you know your weekly or monthly income, you can do the simple math of calculating how much 70% would be. That’s it. (If

Budgeting 73

Budgeting Retirement Accounting Taxes 73

Clever Girl Finance

JUNE 28, 2023

You’ll also need to do some math to figure out the potential profit margins. Interest refers specifically to the cost of borrowing or lending money. How to invest in real estate/REITs To invest in real estate or REITs start by doing your research. For real estate, explore locations, property options, and financing options.

Investing 53

Investing Investments Accounting Certification 53

The Better Letter

NOVEMBER 2, 2023

I couldn’t make that math work at all plausibly. It’s almost all powerful and good stuff, with one major error. Did you catch it? If you invest $529 a month from age 30 to age 65 with a decent growth mutual fund in a Roth IRA you’ll have $5.6 Here’s about as close as I could come. Maybe he simply made a mistake.

Certified Financial Planner 93

Certified Financial Planner Investing Investments Portfolio 93

The Better Letter

OCTOBER 6, 2022

At this point, according to Baseball Reference, the Athletics had a 96 percent win probability (and, because of Gibson’s injuries, that almost surely understates things). Buck set the scene : “He could win the game with one swing of the bat against the best reliever in baseball.” The coolest. The silliest. The oddest.

Math 67

Math Management Numbers Planning 67

The Big Picture

AUGUST 15, 2023

He made a statement in that letter really referring to Berkshire having underperformed for the first period of time, that even in periods as long as 10 years, your results can be heavily influenced by the starting point or the ending point. SEIDES: In Warren’s 2008 annual letter, I think it was 2008, he made a statement.

Management 130

Management Investing Investments Government 130

Good Financial Cents

APRIL 14, 2023

Instead, you use a software program that does the trading for you, which is why it’s referred to as a bot. But a major in any common subject, particularly math or science, combined with above-average command of the subject matter are more important. One way to do this is through what’s known as grid trading.

Communication 90

Communication Investing Investments Accounting 90