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Personal finance links: inevitable course corrections

Abnormal Returns

(awealthofcommonsense.com) Home buying math is bad right now, but will it be any better a year from now? bloomberg.com) Personal finance Things to do before pulling the plug on your job and retiring. awealthofcommonsense.com) Ten tips for a better life including 'Give up fast food/prepared meals.' moneytalks101.substack.com)

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Going All In To Solve A Retirement Shortfall (Part 2)

Random Roger's Retirement Planning

change at retirement. Hopefully a mortgage is paid off, hopefully there are no car payments to make and health insurance at 65, if retired, should go down quite a bit on Medicare, especially if income goes way down. Once someone is retired, saving for retirement is one less expense too.

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Addressing Common Retirement Misconceptions

Random Roger's Retirement Planning

Yahoo Finance had kind of a long read recapping an update from Morningstar about safe retirement withdrawal rates. I would much rather withdraw 10% or more per year from my retirement accounts and do it without taking any principal. Part of the math that determines options premiums is the risk free rate of return from T-bills.

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Thinking About Retiring Early? 8 Things to Consider First

Carson Wealth

Tom Fridrich, JD, CLU, ChFC ® , Senior Wealth Planner We’ve all asked ourselves whether it’s too early to retire (usually after a particularly challenging commute or dealing with a difficult client). But even if you feel confident today, would it be reasonable to retire early? How Early Is Early?

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401ks Are A Scam? They're The Worst Scam?

Random Roger's Retirement Planning

Generally speaking, pensions are less viable than they used to be, the math doesn't work as well. The only pension I am remotely close to is the Arizona Public Safety Personnel Retirement System. The concept of pensions is that they provide a security net to retired workers. Is he right? Is he wrong?

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10 Most Useful Personal Finance Ratios And How To Apply Them

Clever Girl Finance

The term personal finance ratios might be giving you flashbacks to math class. You can use ratios to keep track of many different aspects of your financial situation—from cash flow to savings to retirement and more. Just think about the things you can’t live without (housing, utilities, food, health insurance, etc).

Numbers 75
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14 Best Recession-Proof Businesses Ideas You Can Try!

Clever Girl Finance

Food and drinks, groceries. Food and beverage. Food and beverage are also recession proof industries. While people may cut back on splurges like eating out at restaurants, they will still splurge on core food staples. Demand is likely to continue as more and more people in the Boomer generation reach retirement.

Food 104