WiserAdvisor

DECEMBER 18, 2023

Navigating the journey to retirement can often feel like a complex puzzle, especially when it comes to figuring out how much you need to save. The answer to “how much you need to retire” is shaped by various factors, including the kind of retirement life you dream of, your age, and the expenses you anticipate during your retirement years.

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Retirement Retirement Planning Risk Tolerance Healthcare 105

Integrity Financial Planning

JANUARY 9, 2023

due to increased costs of necessities like food, energy, and gas. [2] 2] With higher prices in consumer goods, retirees may have had to reevaluate their withdrawals and spending on retirement accounts as their income became strained. Interest Rate Hikes Hit Retirement Accounts. 1] However, in 2022, this number spiked to 9.1%

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Accounting Retirement Economics Financial Planning 97

Integrity Financial Planning

NOVEMBER 3, 2023

1] Lifestyle Inspiration For those interested in home décor, gardening, food, and crafts, Better Homes and Gardens is an ideal choice. Sources : [1] [link] The post Become a Magazine Person in Retirement appeared first on Integrity Financial Planning, Inc.

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Retirement Education Financial Planning Food 96

Integrity Financial Planning

DECEMBER 16, 2022

As times changed, so did popular foods and homemade dishes. When it comes to your retirement, you’ll likely want to make sure you can live it to its fullest potential without having to take extra time to manage every aspect of your finances just so you can afford the retirement you worked so hard to achieve. 1] [link]. [2]

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Retirement Financial Planning Food Planning 97

Good Financial Cents

JANUARY 26, 2023

Early retirement has become a popular financial goal. Even if you never retire early, just knowing that you can is liberating! Can You Really Retire at 50? Can You Really Retire at 50? Table of Contents Can You Really Retire at 50? FAQs on Retiring Early at 50 It’s a big bold claim – retire at 50?

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Retirement Taxes Retirement Planning Accounting 122

Carson Wealth

MARCH 29, 2023

The same is true of retirement planning – if you zero in on your portfolio and nothing else, you’ll miss out on some major factors that can make a significant difference in your retirement and ultimately your bottom line. Taxes can be a huge drain on your retirement funds, and you need to be proactive about planning for them.

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Retirement Portfolio Investing Investments 98

Random Roger's Retirement Planning

NOVEMBER 19, 2023

Yahoo Finance had kind of a long read recapping an update from Morningstar about safe retirement withdrawal rates. I would much rather withdraw 10% or more per year from my retirement accounts and do it without taking any principal. When I retired in 2010, I had about $360K in a deferred IRA and $60K in a Roth IRA.

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Retirement Accounting Math Healthcare 68

Abnormal Returns

APRIL 14, 2024

(bloomberg.com) Don't underestimate the lobbying power of the retirement account industry. theguardian.com) Why some states are unwilling to help students to get food during the summer. politico.com) How employee-sponsored health insurance affects the Social Security system.

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Financial Advising Medical Media Food 217

Carson Wealth

MARCH 2, 2023

Tom Fridrich, JD, CLU, ChFC ® , Senior Wealth Planner We’ve all asked ourselves whether it’s too early to retire (usually after a particularly challenging commute or dealing with a difficult client). But even if you feel confident today, would it be reasonable to retire early? How Early Is Early?

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Retirement Taxes Financial Advisor Accounting 98

Abnormal Returns

JUNE 11, 2023

(sapientcapital.com) Ten tips for a better life including 'Give up fast food/prepared meals.' morningstar.com) Things to do before pulling the plug on your job and retiring. sparklinecapital.com) The case for semi-retirement. moneytalks101.substack.com) substack.com) Why Dave Ramsey is being sued for $150 million. msn.com)

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Food Retirement Portfolio Investing 157

Abnormal Returns

JUNE 7, 2023

bloomberg.com) Personal finance Things to do before pulling the plug on your job and retiring. awealthofcommonsense.com) Ten tips for a better life including 'Give up fast food/prepared meals.' finance.yahoo.com) The case for semi-retirement. humbledollar.com) Financial planning means always adjusting your plan. moneytalks101.substack.com)

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Math Retirement Food Financial Planning 211

The Big Picture

MAY 4, 2023

Perhaps even more surprising has been the wholesale abandonment of specific industries: Food service, retail, etc., Low-wage workers tend to paycheck to paycheck; each incremental dollar they earn tends to go towards food, clothing, health care, etc. It stays local and is likely to benefit the regional economy.

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Food Economy Retail Retirement 364

Random Roger's Retirement Planning

DECEMBER 17, 2023

change at retirement. Hopefully a mortgage is paid off, hopefully there are no car payments to make and health insurance at 65, if retired, should go down quite a bit on Medicare, especially if income goes way down. Once someone is retired, saving for retirement is one less expense too.

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Retirement Math Insurance Taxes 69

Clever Girl Finance

DECEMBER 13, 2023

Saving money is an important task at any age, but as you hit your 40s, the need to save for retirement grows. While savers in their 40s and 50s typically have a decade or two left to save for retirement given the traditional age of 65, emphasizing saving now can set you up for a dream-worthy retirement.

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Retirement Accounting Taxes Insurance 63

Investing Caffeine

MAY 3, 2023

These are all interesting and important questions, but preparation for retirement is much more important than panicking over issues you have no control over. For many investors, however, the more important questions to ask and answer relate to your retirement strategy. Risk Tolerance: What is your asset allocation?

Retirement 59

Retirement Retirement Planning Financial Advisor Planning 59

Park Place Financial

JANUARY 9, 2023

Retirement Planning 5 Reasons Why Houston Is a Great Place to Retire Schedule a Complimentary Financial Review CLICK HERE TO SCHEDULE. For many people, retirement offers the time and opportunity to travel and explore new endeavors they never had the time for during their working years. Is Houston a good place to retire?

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Retirement Retirement Planning Certified Financial Planner Medical 52

WiserAdvisor

JANUARY 3, 2024

Starting your journey of saving for retirement is a pivotal financial goal. But the one thing that remains constant in this advice is that investing is essential to secure a comfortable retirement. Yet, the path to building a robust investment portfolio for retirement can be an intimidating task.

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Retirement Portfolio Investing Investments 52

Zoe Financial

MARCH 22, 2023

What comes to mind when thinking about retirement? By understanding the inner workings of retirement income, you can enjoy retirement without worrying about finances. The starting point is understanding your retirement needs and how you’ll pay for them. The last thing you should do is worry about your finances.

Retirement 52

Retirement CFP Taxes Accounting 52

Million Dollar Round Table (MDRT)

OCTOBER 1, 2023

Allocating retirement planning I introduce asset allocation with clients by dividing retirement life into two parts: basic life and high-quality life. Basic life is daily expenses, like food, clothing, housing and transportation. Try these three ideas from MDRT members around the world for inspiration.

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Clients Asset Allocation Retirement Planning Transportation 78

Integrity Financial Planning

MARCH 3, 2023

But there is one perk that winter brings: comfort food. Comfort food gives rise to a psychologically comfortable and pleasurable state when eaten. [1] 1] Embracing Comfort Food As the name suggests, comfort food is any type of food that brings a person some fulfillment. So, this winter, indulge!

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Food Financial Planning Retirement Planning Retirement 97

Abnormal Returns

NOVEMBER 4, 2023

theatlantic.com) Retirement communities are going solar. insidehook.com) Food It's hard to exaggerate the impact of cattle on the environment. (semafor.com) Costs are rising for offshore wind power projects. ft.com) Solar China is building a lot of solar, but also a lot of new coal plants. wsj.com) Cement has a big carbon footprint.

Medicine 288

Medicine Financial Advising Transportation Medical 288

Aleph

MAY 11, 2024

Credit: Aleph Blog || Really, we should be expecting a bubble as the Baby Boomers retire. Will rents, food and energy become cheaper? As of December 31st, 2023, the S&P 500 was forecasting a return of 1.34%/year over the next ten years, with no adjustment for inflation. As of the close on May 10th, 2024, that figure was 0.32%/year.

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Government Food Assets Retirement 75

Integrity Financial Planning

AUGUST 18, 2023

1] Construct the Atmosphere Remember, the ambiance is just as important as the food and drinks. Don’t forget to preheat the grill before you start cooking to ensure even cooking and prevent food from sticking. Every detail matters, from the food and drinks to the ambiance and entertainment. Don’t forget about safety.

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Food Financial Planning Planning Retirement 98

The Big Picture

OCTOBER 28, 2022

“We work among the lowest hours, we retire early and our productivity is poor. How Food Powers Your Body Metabolism , which unleashes the energy in what you eat, may be nature’s most electrifying invention. ( Financial Times ). ” ( NPR ). • Businessweek ). • New Yorker ). • Is a new anomaly affecting the entire Universe?

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Startup Food Banking Assets 267

FMG

SEPTEMBER 16, 2022

Whether retirement planning, technology seminars, or education planning, community events are an efficient way to share your experience with others in your community. One of the most popular types of events in this category is a retirement celebration, which recognizes all of your clients who have successfully retired.

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Clients Food Education Retirement Planning 108

Tobias Financial

FEBRUARY 16, 2023

Inflation is hitting South Florida retirees and those who would like to retire especially hard. Some are looking to return to work and others can’t retire because costs are soaring – from food to gas to rent. Recently, our CIO Matthew Saneholtz shared his thoughts on this topic on CBS News.

Food 52

Food Retirement 52

Yardley Wealth Management

MAY 29, 2020

The post Should Pre-Retirees Take a New Look at #Retirement Income? Should Pre-Retirees Take a New Look at #Retirement Income? I recently was interviewed for an article in a national publication on retirement income, given the current market and job losses. I thought my answers might provide you some food for thought.

Retirement 40

Retirement Wealth Management Estate Planning Risk Tolerance 40

Yardley Wealth Management

OCTOBER 7, 2020

The post Is COVID-19 affecting your Retirement Planning? Is COVID-19 affecting your Retirement Planning? Retirement Planning Financial Planning Risk. Over their lifetimes, most people have heard warnings and advice from retirement advisors about various aspects of their plans. Here’s what you should do.

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Retirement Planning Retirement Planning Wealth Management 40

Clever Girl Finance

JANUARY 16, 2024

Food Particularly, this is a hard one to whittle down. throws away almost 60 million tons of food a year. Fortunately, learning about budget meal planning can go a long way in helping you stick to a tight food budget so you can avoid waste. Save instead, pay off debt, or contribute to retirement, depending on your circumstances.

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Budgeting Food Transportation Retirement 80

The Big Picture

AUGUST 22, 2022

Workers schedule in-person days around the food offerings: burritos stuffed with soft tofu, grilled squash and zucchini; ‘I’ll definitely go in for that’ ( Wall Street Journal ). Liberty Street Economics ) see also Pizza? You Need Banh Mi to Get Employees Back to the Office. Falling Oil Prices Defy Predictions. Axios ). • Bloomberg ). •

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Food Manufacturing Government Retirement 293

The Big Picture

SEPTEMBER 17, 2022

Most genetically engineered foods were developed to aid farmers. Roger Federer is retiring from tennis — but his mark on the sport is indelible : To understand Roger Federer is to capture sports harmony. AIGA Eye On Design ). • A GMO Purple Tomato Is Coming to Grocery Aisles. Will the US Bite?

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Engineering Food Management Government 286

Random Roger's Retirement Planning

OCTOBER 3, 2023

He said that people should be prepared for two weeks in a hotel, plus food after a disaster without functional ATM machines. Forbes had an interesting article on something that I know will be an issue for me if/when I retire. Then, suggestions are given about how transition into retirement. Do you agree?

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Retirement Food Healthcare Medical 58

Integrity Financial Planning

AUGUST 31, 2022

What are the decisions you need to make now for your retirement, even if we’re in a recession? What should people planning to retire in the next year keep in mind? More than just looking at the grand total sum of what you have, what kind of taxes you’re facing , and what your retirement income will be. ” -Brian Bowen.

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Retirement Financial Planning Planning Financial Advisor 52

Clever Girl Finance

NOVEMBER 4, 2023

This group of categories includes: Retirement account contributions e.g. 401k/403b/IRA Non-retirement investing (e.g. Before you pay any bills or do any shopping, a portion of your earnings should be diverted into your retirement account, if possible, for your future self and your emergency savings accounts for a rainy day.

Budgeting 79

Budgeting Insurance Retirement Food 79

Million Dollar Round Table (MDRT)

NOVEMBER 17, 2022

What does this have to do with retirement? In fact, most millennials do their own research online — they shop online, they are the biggest group who buy cars online and they buy food online. Technology will not replace advisors; however, advisors who use technology will win over those who don’t. Technology in business. Everything.

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Clients Food Sales Retirement 83

Integrity Financial Planning

JANUARY 6, 2023

Being retired, this is your time to travel across the country and globe, experiencing different aromas and brews of coffee at these upcoming events: The London Coffee Festival: April 20 th – 23 rd. It entails interactive workshops, artisan coffee and coffee cocktail stalls, as well as food stands, live music, and art exhibitions.

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Retirement Food Financial Planning Retail 91

Integrity Financial Planning

MAY 4, 2022

If the Fed is being aggressive, how aggressive should the retirement saver be with their plan? This is everything from food and gas to haircuts and vacations. This is everything from food and gas to haircuts and vacations. Similarly, with retirement, you probably are underestimating just how much you’ll spend.

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Planning Retirement Retirement Planning Healthcare 52