Abnormal Returns
AUGUST 16, 2023
Podcasts Morgan Housel on how fragile the world can be. (open.spotify.com) Annie Duke talks decision making with Steven Pinker. (alliancefordecisioneducation.org) Joe Wiggins and Paul Richards talk about how regret affects our decision making. (podcasts.apple.com) Housing How to save for the biggest purchase in your life: a house. (ofdollarsanddata.com) Don't underestimate the upfront costs of buying a house.
Nerd's Eye View
AUGUST 16, 2023
Financial advisors create value for clients not only by giving good advice, but also by ensuring that the advice they give is actually implemented. After all, financial planning is worth a lot more to clients when they act on the advisor's recommendations (and realize the projected outcomes), in contrast to the advisor simply handing clients "The Plan" that is never actually implemented.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Abnormal Returns
AUGUST 16, 2023
Rates If Fed funds top out at 5.5%, what does that mean for the bond market? (disciplinefunds.com) Real yields are at their highest level in 15 years. (capitalspectator.com) Strategy The stock market goes up (mainly) over time. So why does it make us miserable? (tonyisola.com) Sam Ro, "If you feel that the economic and market headlines seem overly negative, then it might be time to reconsider how you’re getting your information.
Trade Brains
AUGUST 16, 2023
Deepak Nitrite Vs Deepak Fertilisers: Specialty chemicals and fertilisers companies have been in focus in the last few years with many reporting multi-fold growth in their profits. The Deepak Group has been at the forefront with its two stocks: Deepak Nitrite and Deepak Fertilisers & Petrochemicals. How are the two companies related? What are the differences in their business?
Speaker: Nancy Wu, Head of Sales and Customer Success at SkyStem
Join us for an enlightening webinar as we delve into the transformative realm of modern accounting practices. In today's digital age, the convergence of outsourcing and automation has revolutionized how businesses manage their financial operations. In this webinar we will explore the synergistic potential of these two strategies to streamline processes, enhance accuracy, save cost and drive strategic decision-making.
Calculated Risk
AUGUST 16, 2023
From the Fed: Minutes of the Federal Open Market Committee, July 25-26, 2023. Excerpt: The economic forecast prepared by the staff for the July FOMC meeting was stronger than the June projection. Since the emergence of stress in the banking sector in mid-March, indicators of spending and real activity had come in stronger than anticipated; as a result, the staff no longer judged that the economy would enter a mild recession toward the end of the year.
Financial Advisor Source brings together the best content for financial advisor professionals from the widest variety of industry thought leaders.
Integrity Financial Planning
AUGUST 16, 2023
At the most basic level, a real estate investment trust is a company that owns, operates, or finances income-generating real estate. [1] They allow people to invest in a trust that then purchases a direct ownership stake in real estate properties. The investor then has exposure to the potential profits and income generated from the real estate investment activity of the trust, all without having to buy, manage or finance any of the properties themselves. [2] In layman’s terms, this means you can
Calculated Risk
AUGUST 16, 2023
Note: Mortgage rates are from MortgageNewsDaily.com and are for top tier scenarios. Thursday: • At 8:30 AM ET, The initial weekly unemployment claims report will be released. The consensus is for 256 thousand initial claims, up from 248 thousand last week. • At 8:30 AM, the Philly Fed manufacturing survey for August. The consensus is for a reading of -10.0, up from -13.5.
Carson Wealth
AUGUST 16, 2023
Ryan Detrick, Chief Market Strategist “It’s not what you look at that matters, it’s what you see.” -Henry David Thoreau It finally happened. US consumers officially have more than $1 trillion in credit card debt, an all-time record. Not surprisingly, many claimed this was a sign the consumer was tapped out and simply spending and buying everything on credit cards.
Wealth Management
AUGUST 16, 2023
Mike Wunderli thought he had it all—an impressive book of business and a successful cross-divisional business practice. Then, his firm went bankrupt.
Advertisement
As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.
The Irrelevant Investor
AUGUST 16, 2023
The bond market is causing the stock market to rumble. Both 10 and 30-year treasuries are at the highest interest rates they’ve been at in over a decade. Most investors allocate most of their portfolio to the two largest asset classes in the world; stocks and bonds. Overweighting one over the other for the last fifteen years was a relatively easy decision.
Advisor Perspectives
AUGUST 16, 2023
I’ll outline content ideas to help your top sellers, C-suite leaders, or founders emerge as thought leaders.
Wealth Management
AUGUST 16, 2023
The call for feedback touches on policies that, if changed, would likely impact the flow of crypto gifts to nonprofits.
A Wealth of Common Sense
AUGUST 16, 2023
Today’s Animal Spirits is brought to you by Franklin Templeton ETFs: See here for more information on Franklin Templetons Low Volatility, High Dividend ETF Strategy. On today’s show, we discuss: American stocks are at their most expensive in decades Traders are not pricing in a policy of benign neglect on US inflation Credit card markets head back to normal after pandemic pause US housing market recovers.
Speaker: Joe Buhrmann, MBA, CFP®, CLU®, ChFC® Senior Financial Planning Practice Management Consultant eMoney Advisor
During an era of evolving consumer preferences, the banking sector is undergoing a profound shift. As customers continue to broaden their perspectives, banking professionals must support their customers' financial wellness by providing holistic financial advice that aligns with individual goals and circumstances. Without adapting, financial institutions will find that loyalty may crumble amid uncertainty.
Wealth Management
AUGUST 16, 2023
Elliott’s Unlimited, which focuses on alternative investments, is planning to launch eight exchange-traded funds that aim to replicate the returns of styles such as equity long-short, global macro and low beta.
FMG
AUGUST 16, 2023
The Center of Influence definition is marketing to key people you can rely upon to help grow your business. As a financial advisor, your Centers of Influence (COIs) may include CPAs, attorneys, trust underwriters, mortgage professionals, and more. Centers of influence for financial advisors are professionals who refer their clients to you and whom you are happy to refer your clients to, as well.
Wealth Management
AUGUST 16, 2023
Generative AI tools can help advisors respond more efficiently to their clients’ needs.
Advisor Perspectives
AUGUST 16, 2023
Private equity has backed many of the recent acquisitions in the RIA profession. Indeed, approximately 77% of transactions in the first quarter of this year involved private-equity funding. Many of the largest acquirers are backed by PE firms, including Mariner, Carson, Mercer, Focus, Savant, Pathstone and the Wealth Exchange Group. When evaluating a PE-backed acquirer, there are a few things to consider, including possible drawbacks and how it will impact the future of your firm.
Advertisement
Digital platforms can provide you with plenty of solutions, yet many are still intimidated by them. It's time to end that worry and embrace what could make a major difference for your bank. Understanding how they work and how to best utilize them for your banks is key toward success. In this article, Biz2X breaks down all things digital platforms, including the many advantages of embracing them.
Wealth Management
AUGUST 16, 2023
Ask questions, acknowledge your clients’ humanity and do not be afraid to let your own show.
Ballast Advisors
AUGUST 16, 2023
The IRS recently released the 2024 contribution limits for health savings accounts (HSAs), as well as the 2024 minimum deductible and maximum out-of-pocket amounts for high-deductible health plans (HDHPs). What is an HSA? An HSA is a tax-advantaged account that enables you to save money to cover health-care and medical costs that your insurance doesn’t pay.
Wealth Management
AUGUST 16, 2023
Open, honest and candid discussions about the latest news in the RPA industry.
NAIFA Advisor Today
AUGUST 16, 2023
Brought to you exclusively by NAIFA and the Society of FSP, this essential webinar delves deep into the time-sensitive implications of provisions in the Tax Cuts and Jobs Act (TCJA) of 2017 that are scheduled to sunset by 2025. The panel of industry experts will arm you with strategic insights, ensuring you capitalize on evolving planning opportunities and prepare your clients effectively for the imminent shifts in the tax landscape.
Advertisement
All accounting teams know what it is like to dread the inevitable month-end scaries. If there was a way to feel less burdened and maybe even a little enthusiastic to work on your month-end close and reconciliation process, would you do it? No, don't answer that, of course you would! Automate your month-end close process by up to 40% with SkyStem's ART and see how much more alive you feel!
Wealth Management
AUGUST 16, 2023
Was 'The Blind Side,' the feel-good story of a White couple welcoming a talented Black teen into their family, just a sham?
Advisor Perspectives
AUGUST 16, 2023
The U.S. Census Bureau and the Department of Housing and Urban Development published their July findings for new residential housing starts and building permits. Over the long haul, the two series offer a compelling study of trends in residential real estate. Here is an overlay of the two series since the 1959 inception of the starts and permits data, which was tracked beginning a year later.
Wealth Management
AUGUST 16, 2023
Thursday, September 14, 2023 | 2:00 PM Eastern Daylight Time
Advisor Perspectives
AUGUST 16, 2023
Month-over-month nominal retail sales in July were up 0.7% and up 3.17% year-over-year. However, after adjusting for inflation, real retail sales were up 0.6% MoM and down 0.12% year-over-year.
Advertisement
Creating a winning digital lending experience requires plenty of focus on the needs of customers and more. Biz2X Chief Product Officer Aaron Traub covers everything from how to create such an experience, areas to hone in on, pitfalls to avoid, and plenty more in this insightful article. Discover how to utilize new technology without alienating existing customers, what to emphasize when working on your platform, and how to utilize the data at your disposal while not becoming overly reliant on it.
Tobias Financial
AUGUST 16, 2023
At Tobias Financial Advisors, we take great pride in the achievements and contributions of our team members. Our Wealth Advisor, Edzai Chimedza, CFP® has recently joined the Board of Directors at the Planned Giving Council of Broward County. Edzai’s appointment is a testament to his dedication, expertise, and passion for making a meaningful difference in our community.
Calculated Risk
AUGUST 16, 2023
From the MBA: Mortgage Applications Decrease in Latest MBA Weekly Survey Mortgage applications decreased 0.8 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending August 11, 2023. The Market Composite Index, a measure of mortgage loan application volume, decreased 0.8 percent on a seasonally adjusted basis from one week earlier.
Validea
AUGUST 16, 2023
By Justin Carbonneau ( Twitter | LinkedIn | YouTube ) — I was away at Cape Cod last week with my family. There was lots of beach time, but I had a ringing in my ear of the last few phone calls with my mom. “ Be cautious ,” she said, “ Great Whites can come a lot closer than you think. I don’t think you and the girls should go in the water. ” The Cape, renowned for its picturesque landscapes and vibrant marine life, is also a hotspot for great white sharks, often attributed to the pr
Expert insights. Personalized for you.
225 
Let's personalize your content