Clever Girl Finance

MARCH 28, 2023

The importance of understanding financial literacy basics Financial literacy covers several topics , including budgeting, banking, investing, handling debt, and planning for the future. Can pass on financial literacy skills to your children You can begin teaching your kids about money when they are as young as 2 or 3 years old.

Budgeting 80

Budgeting Accounting Banking Retirement 80

Clever Girl Finance

DECEMBER 26, 2022

Want to learn what the house poor definition is and how to avoid being house poor? Well, it’s not just what you do; it's what you DON’T do that can make or break your house budget. Specifically, what is house poor? What is house poor? But what is house poor? How someone can become house poor.

Budgeting 84

Budgeting Retirement Taxes Numbers 84

Clever Girl Finance

AUGUST 4, 2022

Budgeting isn’t just about making sure you have enough to pay for the bills each month. In this article, you'll learn about the different types of sinking funds categories to help you build out your budget and live debt-free. This is to ensure you’re not going over your budget when a big event like a wedding or a birthday comes up.

Budgeting 64

Budgeting Medical Transportation Planning 64

James Hendries

SEPTEMBER 27, 2022

You want to retire comfortably when the time comes. You also want to help your child go to college. Know what your financial needs are. If so, what’s your balance? Can you estimate what your balance will be when you retire? Can you estimate what your balance will be when you retire?

Education 52

Education Retirement Retirement Planning Financial Planner 52

Clever Girl Finance

JANUARY 22, 2023

We also highlight the disparities when it comes to minority demographics. If you aren’t saving anything for your future, that’s likely a sign that you need to rework your budget or pursue income-boosting opportunities. So, what are the average savings by age? you know that saving for your future is always critical.

Retirement 83

Retirement Accounting Assets Budgeting 83

Clever Girl Finance

OCTOBER 7, 2022

What makes a career recession-proof? These generally involve necessities or everyday life situations that people will pay for even when times are tough, such as food and healthcare. These jobs are considered recession proof, or at least resistant to the effects of the recession. 19 recession-proof jobs.

Healthcare 97

Healthcare Education Transportation Medical 97

Clever Girl Finance

MARCH 6, 2023

Grow your savings When you make an effort to keep part of your paychecks, it will add up over time. You can turn these earnings into the beginning of your retirement nest egg or even fund your college expenses in a few years! Remember that budgeting as a teenager is an essential aspect of planning your savings too!

Media 86

Media Accounting Banking Food 86

eMoney Advisor

FEBRUARY 9, 2023

But before you can serve the broader lifecycle, it’s essential to understand what each stage needs, where to reach them, and how to efficiently serve them. But before you can serve the broader lifecycle, it’s essential to understand what each stage needs, where to reach them, and how to efficiently serve them.

Financial Planning 95

Financial Planning Clients Planning Education 95

Clever Girl Finance

NOVEMBER 16, 2022

Then our list of passive income ideas for students is what you've been searching for! Without a job, loans, or assistance from family, it can be difficult to stay afloat on a student’s budget, especially if you don't want to max out your credit card. What is passive income? Why passive income for students is a good idea.

Advertising 52

Advertising Investing Investments Commission 52

Gen Y Planning

NOVEMBER 1, 2022

When you think about having enough money, what comes to mind? But when you reverse the two, you may be surprised that you can easily define and make a plan to attain your “enough.”. Discovering what’s enough for you isn’t a mystical, unattainable pipe dream. What aspects of your life do you enjoy and want to keep?

Numbers 52

Numbers Insurance Coverage Taxes Insurance 52

FMG

JANUARY 2, 2023

In this blog post, we will look at how you can use webinars to generate more leads in 2022. What is a Webinar? General wellness: Topics like nutrition, post-college planning and even real estate updates can easily transition into financial services. When Should You Have Your Webinar? Choose a title/topic. Webinar Ideas.

Communication 52

Communication Media Budgeting Financial Services 52

Clever Girl Finance

NOVEMBER 1, 2023

What is credit, how does credit work, and why is it important? When it comes to making big purchases like buying a home or financing a business, knowing and understanding your credit is super important! Table of contents What is credit and what makes up your score? What is a good credit score?

Accounting 66

Accounting Retirement Planning Retirement Planning 66

Gen Y Planning

FEBRUARY 1, 2024

So, when it comes to handling your finances, it’s natural to think that the information you hear repeatedly is the best advice to follow. Shouldn’t you listen to what they have to say? Let’s take it a step further and look at what investing that $5/day (or $1,300 a year) would look like instead of spending it on a latte.

Insurance 52

Insurance Financial Advice Accounting Clients 52

Clever Girl Finance

OCTOBER 19, 2023

But it’s important to find out why you feel this way and what you can do about it. Alternative careers to consider What can I do if I don’t want to work? What you need to do is explore what’s behind it. Therein lies the answers to what you can do differently. Is it normal to not want to work ever?

Planning 60

Planning Clients License Wealth Accumulation 60

Clever Girl Finance

AUGUST 8, 2022

You’ll need to budget more retirement savings for travel but might need less for housing costs. According to the data from the US Census Bureau , 50% of women aged 55-66 have no personal retirement savings. Of those who do, only 22% have $100,000 or more in savings. So, how much should you save before you retire? The good news?

Food 59

Food Retirement Retirement Planning Budgeting 59

Clever Girl Finance

SEPTEMBER 23, 2022

When you look at your paycheck, you’ll be mentally deducting “$X for the car, $X for the credit card,” and so on. When you look at your paycheck, you’ll be mentally deducting “$X for the car, $X for the credit card,” and so on. And when you add up your net worth, you’ll have to do some subtraction too.

Budgeting 64

Budgeting Numbers Education Accounting 64

Clever Girl Finance

MAY 3, 2023

Money mindset exercises are a must when you’re setting up financial goals because, without the right mindset, it's near impossible to make positive changes in your life. Table of contents What are money mindset exercises? What are money mindset exercises? Why do you need to do money mindset exercises?

Budgeting 52

Budgeting Banking Management Planning 52

Clever Girl Finance

OCTOBER 3, 2022

When you take your children on a trip or to an event, it's often educational and teaches them more about the world. When you take your children on a trip or to an event, it's often educational and teaches them more about the world. What do you remember more from growing up? They were experiences. Broaden horizons and education.

Education 83

Education Budgeting Food Sales 83

Clever Girl Finance

SEPTEMBER 4, 2022

What does it mean to "save money live better"? Whether it’s referring to a college education, a car, a honeymoon , or smaller items, there’s almost always a cheaper way to get it. You can discover better options when you focus on saving money. That creativity can unlock better opportunities we’d never considered.

Food 66

Food Retirement Budgeting Accounting 66

Gen Y Planning

JULY 1, 2022

Money is like a team sport; while your individual habits and practices matter, there’s always a bigger picture to consider (spouse, kids, siblings, parents, friends, etc.). Knowing what you’re able to offer puts you in the best position to communicate with your family about what you can do and why. .

Planning 64

Planning Medical Communication Accounting 64

Clever Girl Finance

JUNE 27, 2023

Language interpreter Expert tip What are the advantages of working online part-time jobs? What can you do with extra income from part-time online jobs? What’s the easiest job to do if I have a busy schedule? Are you looking for a way to make extra income? Table of contents 1. Customer service representative 2. Paralegal 7.

Certification 81

Certification Recruitment Engineering Media 81

Clever Girl Finance

JULY 10, 2023

Perhaps you’re craving some fun stay at-home date night ideas but need them to be budget-friendly as you work on your financial goals. What are the top things to do on a stay home date night? What should I wear on my at-home date night? As a couple, it’s essential to spend quality time together. Let’s go!

Budgeting 54

Budgeting Food Planning Communication 54

Clever Girl Finance

JANUARY 20, 2023

The best way to use this list is to be open-minded and make a note when one of the examples inspires you to act. The best way to use this list is to be open-minded and make a note when one of the examples inspires you to act. Keeping yourself in check when it comes to spending can help you save more money.

Budgeting 52

Budgeting Management Media Accounting 52

Clever Girl Finance

DECEMBER 11, 2022

When you plan for the year, you allow yourself to prioritize the most important things in your life. A lot can happen in a year, which is why it’s important to look back on what you’ve learned. Here is what to focus on when you review the previous year. Take time to see what things didn’t go as you thought they would.

Planning 59

Planning Taxes Business Planning Budgeting 59

Clever Girl Finance

NOVEMBER 16, 2022

If so, you might have what Tom Corley, a financial expert who studies the habits of the rich and the poor, calls a “lottery mindset.”. When you join one as a “distributor,” you usually have to purchase the company’s inventory upfront and then must sell that inventory. But is there really a way to get rich quickly? How do MLMs work?

Education 79

Education Financial Planning Investing Investments 79

Clever Girl Finance

SEPTEMBER 25, 2023

How to prepare for a job as a teen What to do with the money you make as a teenager Articles related to making more money Leverage these tips on how to make money as a teenager! To grow your savings When you make an effort to keep part of your paychecks, it will add up over time. You’ve come to the right place!

Media 52

Media Accounting Clients Banking 52

Clever Girl Finance

OCTOBER 24, 2022

And maybe you're craving some fun stay at home date night ideas but need them to be budget-friendly as you work on your financial goals. Some may find it difficult to stick with a budget while dating because the average date costs roughly $100; this equals two dinners, a bottle of wine, and movie tickets—ouch! Cook a meal together.

Budgeting 62

Budgeting Planning Food Communication 62

Sara Grillo

JULY 18, 2022

For those of you who are new to my blog/podcast, my name is Sara. For clarity as to why, watch this video below or read my blog on why selling life insurance rots. I really believed they cared about what happened to me. If you are a new advisor or are looking to get into the industry, listen to the story of Jon Luskin.

Financial Advisor 52

Financial Advisor Recruitment Insurance Financial Planning 52

Clever Girl Finance

JULY 16, 2023

Table of contents Why breakfast can be beneficial Cheap breakfast ideas to make ahead of time Ideas to make in the morning Ideas with no prep required Expert tip What are 3 healthy breakfast options? What are some low-fat breakfast ideas? Most of us don’t want to give up a healthy breakfast due to cost. Is breakfast the cheapest meal?

Budgeting 52

Budgeting Food Planning Transportation 52

Clever Girl Finance

OCTOBER 23, 2022

Let’s talk about what money etiquette is and examples of money manners to follow. What is money etiquette? What do you do when your friend asks to borrow money? How do you decide when and how much to tip for service? What do you do if you don't agree with a family member’s money choices ?

Budgeting 40

Budgeting Communication Food Planning 40

Clever Girl Finance

FEBRUARY 18, 2023

Well, what if I told you that there are some great options out there that will put some extra cash in your pocket? To boost your savings account It never hurts to have more cash in your budget. For extra funds to pay off debt Paying down debt, if you have any, should always be a top priority when it comes to your financial wellness.

Sales 71

Sales Accounting Commission Budgeting 71

Sara Grillo

DECEMBER 12, 2022

We talked about: What is the best, fairest fee model for the client? Are clients capable of determining when your fees are too high or should there be some other standard that fees are measured against (e.g. What obligation do advisors have, if any, to explain to clients the different fee models available to them? Matt Pruitt.

Financial Advisor 52

Financial Advisor Commission Clients Insurance 52

Clever Girl Finance

OCTOBER 17, 2023

What is $60,000 a year monthly? We’ll also go over factors that affect your pay and what jobs pay $60,000 per year. There are two numbers to consider when looking at your paycheck: gross pay and net pay. But most jobs list salaries as an annual amount, which can be difficult to break down into everyday numbers.

Taxes 52

Taxes Insurance Retirement Retirement Planning 52

Clever Girl Finance

DECEMBER 1, 2022

Deciding what habits you want to program into your own “default settings” as a person! Deciding what habits you want to program into your own “default settings” as a person! Habits are one of those things that most people love and hate at the same time. Why habits matter. You can think of habits as your default life activities.

Budgeting 59

Budgeting Insurance Planning Investing 59

Clever Girl Finance

JANUARY 29, 2023

Every summer a fresh wave of black college women start a new phase of their lives after high school. Many discover who they are, what their goals are, and what they want to do once they graduate. It can be an exciting time because college promises the ability to start earning a consistent income after graduation.

Budgeting 105

Budgeting Education Planning Government 105

Clever Girl Finance

MARCH 20, 2022

So for our 30 day glow up challenge, let’s consider the whole person. Remember that some of these ideas are habits you can implement on a daily basis , while others might be something to do periodically when you need refreshing. Figure out what’s best for you. your health.

Food 52

Food Media Planning Estate Planning 52

Clever Girl Finance

MARCH 19, 2024

Knowing how to make a financial plan will allow you to save money, afford the things you want, and achieve long-term goals like saving for college and retirement. Table of contents What is a financial plan? Is a financial plan the same as a budget? What is a full financial plan? What is a financial plan?

Financial Planning 68

Financial Planning Planning Budgeting Insurance 68