Clever Girl Finance

SEPTEMBER 26, 2023

Unsurprisingly, the average credit card debt in a U.S. This is a common sign that you are living above your means with no savings to fall back on. It will prevent you from scrambling for cash or reaching for your credit card at the last minute. But then the credit card statement lands on your doormat.

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Budgeting Financial Planning Planning Electronics 85

Clever Girl Finance

OCTOBER 10, 2023

Pre-approved credit cards are one way that credit card companies attract new customers. If you’ve ever received one of these offers, you may be wondering how it impacts your credit score. But first off, what does pre-approved for a credit card actually mean? Keep reading!

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Advertising Numbers Financial Planning Banking 75

Good Financial Cents

JANUARY 13, 2023

Table of Contents 25 of the Best Ways to Make Money in One Hour. Deliver Food for Cash. Earn a New Credit Card Sign-Up Bonus. Clean Homes for Cash. Sell Unwanted Gift Cards. 25 of the Best Ways to Make Money in One Hour. But what are the best ways to earn money in one hour? Rent Out Your Car.

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Clever Girl Finance

NOVEMBER 16, 2022

Unless you’ve been hiding under a rock, there are a ton of ways to get cash easily – especially in our digital age. Free refers to any cash bonus or rewards you receive for signing up for and using a service. The key is to compare options to ensure you’re getting the best interest rates out there. Me: Uhm, yes, there is!

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Accounting Budgeting Banking Taxes 86

Clever Girl Finance

MAY 23, 2023

College student credit card debt is a pretty big problem today, with statistics to prove it. While there are valid reasons to get a credit card while you’re in college (to build a good credit history, for example), it can also be very tempting to treat your card like “free money", but it isn't.

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Clever Girl Finance

MARCH 28, 2023

With the cost of living and household debts rising, it’s critical to understand how finances work so you’re in control of your cash. Learning some financial literacy tips will help you gain back control of your money management. And you can typically access your cash instantly when you keep it in a bank.

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Clever Girl Finance

JANUARY 16, 2024

Even if you don’t need to cut back completely right now, it’s a good idea to know how to create a minimal-expense budget and have it ready so you are prepared in case of a financial emergency. While it may seem dire, there are a lot of different reasons why you may need to cut back. That’s what you need to cut back.

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Good Financial Cents

FEBRUARY 3, 2023

Download apps for cash. For further reading, here is my review of the 11 best online survey sites. If you’re living paycheck-to-paycheck and trying to dig yourself out of credit card debt, you can kill two birds with one stone by refinancing your high-interest debt into a new card with a lower interest rate.

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Clever Girl Finance

SEPTEMBER 19, 2023

While it’s easy to spend more cash than you mean to, it’s equally difficult to learn how to stop spending money. In 2022, the average consumer had $5,910 in credit card debt, according to Experian. It also restricts spending in-store, forcing you to stick to cash. Spending money never gets old, does it?

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Clever Girl Finance

DECEMBER 12, 2023

Most of us have heard of various ways to save cash that can really work. Table of contents 40 weird ways to save money Expert tip: Ditch the plastic and pay with cash What are the best ways to dramatically save money? My mom was famous for being frugal and finding odd ways to save cash.

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Clever Girl Finance

JUNE 5, 2023

Keep reading to learn some of the best ways to flip money. Before you start flipping your money, it’s best to take the time to do lots of research. In fact, legally flipping money can be a fun way to make some extra cash. If you can’t find anything about the flip on the internet, it’s best to avoid it.

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Clever Girl Finance

MARCH 3, 2023

Unsecured debt Unsecured debt is a type of loan that is not backed by collateral. Unsecured debt can include credit cards, personal loans, student loans, medical bills, and more. Credit cards are a very common form of revolving debt. Mortgage debt is usually considered one of the best kinds of debt.

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Clever Girl Finance

SEPTEMBER 16, 2022

Others have developed online shopping habits that they’d like to cut back on. You’ve maxed out your credit cards. It is so easy to buy things on credit these days, but you will end up paying for them in the end. Damages your credit score. Your credit card information that is stored on your favorite sites?

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Advertising Accounting Budgeting License 74

Clever Girl Finance

SEPTEMBER 7, 2023

Credit cards might be incredibly convenient, but the weight of accumulating credit card debt can lead to overwhelming stress. So if you’re struggling to get out of credit card debt, know that there are ways to break free from its grip. What should you do if you are late on making credit card payments?

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Clever Girl Finance

SEPTEMBER 23, 2022

From student loans to credit cards to car notes, the opportunities to take on debt are endless. When you look at your paycheck, you’ll be mentally deducting “$X for the car, $X for the credit card,” and so on. In short, it puts you back in control! You may have a lower credit score. There is “positive debt”.

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Clever Girl Finance

OCTOBER 23, 2023

Instead of getting caught with a cash shortage come year-end, it’s a great idea to put money aside earlier in the year for gifts and travel. That said, by using a Christmas club, you’ll have a chance to experience less stress and enjoy the holidays more by avoiding credit cards, saving money, and using cash instead.

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Accounting Budgeting Certification Banking 68

Clever Girl Finance

JUNE 4, 2023

Quit using credit cards at the supermarket This tip may be controversial because many people like to pay with credit cards to reap the benefits of credit card rewards. Even if you’re skeptical about whether that’s true for you, try using only cash or debit cards for a month or two.

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Food Budgeting Planning Sales 68

Clever Girl Finance

SEPTEMBER 4, 2022

Building a holiday fund throughout the year means that you aren’t struggling for cash when the holidays roll around. Here are our best tips to get you started saving so that by the time the holidays come around, you’ll be financially ready for them: 1. Consider a cash back credit card.

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Clever Girl Finance

AUGUST 1, 2022

If you have negative credit history and are trying to improve your credit, then a credit builder loan can be a good option. However, before you apply for one, you need to understand both how they work and who they are best for. So, let’s take a closer look at credit builder loans. What is a credit builder loan?

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Good Financial Cents

JANUARY 2, 2023

If you link a debit card or credit card to your HappyNest account, you have the option of rounding up every purchase to the nearest dollar, and that change will go towards more investments. You can also earn 3.75% on your cash with Robinhood Gold, its premium platform. towards purchasing additional shares. Yieldstreet.

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Clever Girl Finance

JANUARY 22, 2024

Does budget counseling affect your credit score? Plus how to protect your credit scores and other key financial strategies. Even if there’s a cost involved in working with a budget counselor or consumer credit counseling, that doesn’t mean you should rule it out. We think that everything will be fine as long as we pay our bills.

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Clever Girl Finance

MAY 23, 2023

What's the best way to avoid living a fantasy life with money? You must have a plan to pay back what you owe. Failure to pay your debt in hopes that it’ll be forgiven will negatively impact your credit score and may leave you wondering, " Why did my credit score drop ?". How do you get your finances under control?

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Good Financial Cents

AUGUST 25, 2022

If you need to borrow money but your credit score is lower than it should be, you will probably have to apply for a bad credit loan. This type of loan is geared toward individuals who may have made mistakes with their credit in the past, and they typically come with higher interest rates and loan fees as a result. Ads by Money.

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Clever Girl Finance

JANUARY 25, 2023

Your credit will improve Not owing money improves your credit score because you’re showing that you can be responsible with your credit. A high credit score means you can get better interest rates and terms on loans you apply for. Otherwise, it would be difficult to not owe money if you’re using credit to make ends meet.

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Budgeting Food Planning Management 78

Good Financial Cents

JANUARY 6, 2023

Where investing your small nest egg and adding to it regularly can lead to significant returns over time, stuffing $2,000 to $3,000 in cash under your mattress can mean losing money to inflation over time. To help you figure out what to do, here are 17 of the best strategies for investing $2000 to $3000. High-Yield Savings Account.

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Clever Girl Finance

SEPTEMBER 9, 2022

But there is a way to get your spending back under control. Using up food in your freezer or leftover coupons in your purse will help you maximize your savings efforts while cutting back on spending. Avoid reaching for your credit card to borrow money during your month of no spending. Gets you back on track.

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Budgeting Planning Accounting Food 64

Ballast Advisors

OCTOBER 10, 2023

consumers overall have cut back on spending this year (and they plan to continue to do so through the holidays), it’s good to explore some strategies for how to best budget through the end of the year. Being prepared will not only save you some serious cash but also some unnecessary stress. While research says U.S.

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Planning Budgeting Taxes Financial Planner 52

Clever Girl Finance

JULY 24, 2023

A cash envelope system is a useful budgeting tool for anyone that needs a visual budget to stay on track. Not only will this method help ensure your spending is controlled, but it has also been shown that cash envelope budgeting may lead to spending less money! Table of contents What is the cash envelope system?

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Clever Girl Finance

NOVEMBER 20, 2023

In addition to grief, you’re also expected to deal with closing out the life of your loved one—from rehoming pets to canceling a credit card after death. What happens to a person’s credit cards when they die? Do I have to pay the credit card debt of my deceased loved one?

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Good Financial Cents

JANUARY 27, 2023

Many of the best online brokerages are designed for beginner investors and offer unique incentives for signing up. Charles Schwab Which is the Best Online Broker For Free Stocks? We decided to look up the best free stock offers for those looking to take advantage of this opportunity. Table of Contents How to Get Free Stocks 1.

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Good Financial Cents

AUGUST 4, 2022

The best student loans can help you borrow money for college without going broke. Minimum Credit Score 660. Best for Flexibility College Ave Our Partner Apply Today Loan Types Undergraduate and graduate loans. Minimum Credit Score 660. Minimum Credit Score 660. Minimum Credit Score 660. Ads by Money.

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Clever Girl Finance

AUGUST 25, 2022

That said, keep reading to learn some of the best ways to flip money. Before you start flipping your money, it’s best to take the time to do lots of research. In fact, legally flipping money can be a fun way to make some extra cash. If you can’t find anything about the flip on the internet, it’s best to avoid it.

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Accounting Banking Risk Tolerance Investing 52

Clever Girl Finance

OCTOBER 14, 2022

In fact, 25% of Americans say they are constantly worried about money, and studies show that 37% of Americans would use a credit card , get a loan or ask someone they know, to cover a $1,000 financial crisis. We've included some of the best ways to manage money in an easy way. Cut back on your expenses.

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Clever Girl Finance

DECEMBER 16, 2023

Possible fees Impact on your credit report & banking relationships Potential legal action against you Expert tip: Always negotiate fees Steps to take if you bounce a check 1. Do bounced checks affect your credit? This fee applies when the account balance goes below zero, and the bank extends credit to cover the transaction.

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Accounting Banking Budgeting Planning 86

Fortune Financial

OCTOBER 31, 2022

Bankrate mentions three types of common short-term summer debt: the interest charged on credit cards, savings borrowed to keep up with spending and loans that are designed to be as long as possible, or any combination of the three. Check your credit report : People often neglect to monitor their financial accounts over the summer.

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Retirement Planning Retirement Budgeting Planning 52

Zoe Financial

DECEMBER 14, 2022

Common red flags include requests of payment in cash or gift cards, messages thanking you for a donation you never made, or someone rushing you to make your donation. Gift Card Scams We all know gift cards are an easy way out when in doubt about what to get as a gift. They’re actually a great gift! Market Drama.

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Clever Girl Finance

DECEMBER 13, 2023

If you pick the best items to flip, you can make a good amount of money. Articles related to making extra cash Get started with these best items to flip and make cash fast ! All the extra cash you make from flipping can add up more quickly than you’d think. Is flipping items still profitable?

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