Nationwide Financial

SEPTEMBER 12, 2022

Other risk assets are rallying, including Bitcoin gaining 15% since last Tuesday. The curve, however, continues to project cuts to the rate beginning next May, which seems optimistic given the tone of Fed officials and the math around getting inflation back close to their 2% target. This is causing the euro to rally against the dollar.

Retail 52

Retail Math Banking Economics 52

Aleph

JANUARY 14, 2023

Jan 08, 2023 Culture US birth rates are at record lows – even though the number of kids most Americans say they want has held steady [link] There is no mystery here. If you don’t have children while young, odds decrease that you will have children, and a higher number of them. It is the opposite, except in the top decile.

Math 59

Math Assets Government Engineering 59

The Better Letter

JANUARY 11, 2024

That’s why the markets are much more of a mind game than a math game. And that’s why markets will always be exceedingly hard, even when the math seems easy or the future seems certain. As my friend Morgan Housel has explained , “Every forecast takes a number from today and multiplies it by a story about tomorrow.”

Economy 96

Economy Economics Math Banking 96

Random Roger's Retirement Planning

JULY 9, 2023

Generally speaking, pensions are less viable than they used to be, the math doesn't work as well. Where 401ks are cheaper for employers than pensions, an investment bank advising companies to do this argues that yes, the IBs could see the potential benefit for mutual fund companies. Is he right? Is he wrong? Is that unfair?

Retirement 46

Retirement Math Management Taxes 46

The Big Picture

JANUARY 24, 2023

It was between corporate law and investment banking. KKR was the biggest with $400 million of assets and eight people. And Forstmann Little was the second biggest with $200 million of assets, and four professionals and they hired me in as the fifth professional. RITHOLTZ: Oh, really? KLINSKY: Yeah. They’re trading.

Investing 260

Investing Investments Numbers Banking 260

Clever Girl Finance

OCTOBER 17, 2023

When it comes to your financial health, your income is one of the most important numbers in the equation. How might this number be affected in a freelance job? Let’s start by looking at the numbers in their simplest form. Now, let’s crunch some of the other numbers… $45k a year is how much… Total (gross) pay Hourly $21.63

Taxes 52

Taxes Numbers Math Management 52

The Big Picture

NOVEMBER 22, 2022

And so they stood up a firm called AltFinance, whose main purpose was to help alternative asset managers tap into that rich pool of potential hires. Number one, and I think they both reflect strong leadership at the firms. Venture capital, private equity, just were not recruiting for those spaces. SHAW: Yeah.

Recruitment 144

Recruitment Engineering Investing Investments 144

David Nelson

NOVEMBER 20, 2023

So here we are in November, on the heels of a better than 10% rally that lifted all asset classes. Bloomberg Data You certainly felt it in the banks earlier this year. Today, ten-year rates are above where they were back in March, a level that in part was responsible for the collapse of Silicon Valley and Signature banks.

Economy 52

Economy Retail Sales Math 52

Good Financial Cents

JUNE 25, 2023

As you can see from those numbers, early Bitcoin investors who held on through the crypto’s ups and downs likely made a fortune. The stock market is a lot more established with hundreds of years of history and clearer methods of deciding the value of an asset. As of this writing, a single bitcoin is valued at around $30,000.

Investing 75

Investing Investments Accounting Commission 75

Aleph

NOVEMBER 1, 2022

I received an email from a lady working at a major investment bank, asking me where she could find independent commentary regarding stable value funds, because most of the commentary is produced by the stable value fund managers themselves. BV: Book value — the accrued value of the stable value fund assets so far.

Insurance 59

Insurance Assets Management Math 59

The Big Picture

MAY 9, 2023

He is the Chief Investment Officer of Asset and Wealth Management at Goldman Sachs. He co-chairs a number of the asset management investment committees. trillion in assets under supervision. JULIAN SALISBURY, CHIEF INVESTMENT OFFICER OF ASSET AND WEALTH MANAGEMENT, GOLDMAN SACHS: Thanks, Barry.

Assets 293

Assets Clients Investing Investments 293

The Big Picture

JANUARY 9, 2024

So like a component of it was like the standard derivatives math, right? And so like, you know, I got there and I learned derivatives math, right? I mean, I, I liked, I, I like learned a lot from that job and it’s like really helped me do what I do today because it really touched on a lot of elements of the bank.

Retail 130

Retail Banking Math Management 130

Clever Girl Finance

JUNE 28, 2023

If you look up the savings account interest rates at most brick-and-mortar bank chains, you might find numbers that are awfully close to zero…like 0.01% APY. Normally, you’ll find these accounts at online banks or local institutions rather than nationwide chain banks. Interest that low won’t compound very fast.

Investing 53

Investing Investments Accounting Certification 53

The Big Picture

AUGUST 8, 2022

It turns out their business model is a little similar to the way the banking industry has managed to capture a lot of regulators and continue to operate fairly freely without this sort of regulation and capital requirements and equity requirements that would make banking safer. I was good in math and I love the math.

Banking 201

Banking Government Insurance Taxes 201

Good Financial Cents

SEPTEMBER 29, 2022

However, by doing a little math, you can easily determine your hourly wage from your annual salary. Calculate the number of hours you work in a year: 40 Hours per week X 52 weeks = 2080 Hours per year. For example, if you’re currently working in the retail industry, you could look for jobs in the banking or technology industries.

Budgeting 64

Budgeting Taxes Transportation Insurance 64

Brown Advisory

JANUARY 17, 2024

We all know that a 55% hit rate is the top decile across the industry, and the maths above demonstrates why. 12 At Intuit’s Investor Day in September last year, management highlighted the maths within their QuickBooks SME accounting software franchise, whereby any improvement in the success rates (i.e. 13 It’s a win-win.

Investing 52

Investing Investments Portfolio Compliance 52

The Big Picture

NOVEMBER 14, 2023

She has a really fascinating background, very eclectic, a combination of math and law. She has run a number of firms and a number of divisions at large firms and traced a career arc that’s just very unusual compared to the typical person in finance. It is something, math has always come easy to me since a child.

Math 130

Math Management Insurance Assets 130

Sara Grillo

MAY 8, 2023

If you see the IUL grifters on TikTok claiming an IUL policy is better than a 401k, or that is has upside potential with downside protection, a “can’t lost money asset”, or “privatized banking” you’ll know why the outrage is well deserved. Remember the insurance policy has costs. That’s a huge risk, right?

Insurance 59

Insurance Clients Financial Advisor Accounting 59

Clever Girl Finance

AUGUST 2, 2022

It’s possible to turn 10K into 100K, but assets need time to appreciate. Let’s look at one tried-and-true way of multiplying your assets: retirement accounts. Some quick math for the value of your $10,000 after a certain number of years: 10 years: $20,000. This means it’ll take roughly ten years for your money to double.

Education 59

Education Retirement Investing Investments 59

Good Financial Cents

AUGUST 19, 2023

That might sound like an exaggeration, but if you crunch the numbers – just as we’ll be doing a little bit – you’ll realize that a million-dollar policy might be just what you need. EXPERT TIP That brings us back to simple math – multiplying your annual income times the number of years your family’s living expenses will need to be covered.

Insurance 97

Insurance Insurance Coverage Medical Certified Financial Planner 97

Good Financial Cents

DECEMBER 10, 2022

And while it’s possible to earn cash, an increasing number of survey services compensate you in points, which are redeemable for prizes or gifts. And since the interest rates paid are much higher than bank savings, you can get returns approaching 10%. This might be the most common way to make money online. Create and Sell E-books.

Risk Tolerance 111

Risk Tolerance Media Investing Investments 111

Mr. Money Mustache

MAY 20, 2022

Instead of investing in a productive asset, these speculators were just assuming the recent momentum would continue. It’s fun math – a 20% drop in prices means you get 25% more shares for your dollar, and a 50% drop means twice as many , or 100% more shares per dollar invested.). 1) Why is this healthy again?

Marketing 55

Marketing Marketing Retirement Investing 55

Brown Advisory

JUNE 16, 2022

Central banks globally are raising interest rates and this is having a chilling effect on equities and bonds alike. Long duration assets are losing favour given higher rates act like gravity on the price of securities whose intrinsic value is based on cash flows generated further into the future. We inherently prefer actual cash flow.

Investing 52

Investing Investments Valuation Accounting 52

The Big Picture

MAY 30, 2023

BRYANT: And so when this guy told me that we’re, at that time, 10,000 banks, hundreds of thousands of bankers, 100,000 banks. RITHOLTZ: Were there banks in your neighborhood or were you an unbanked … BRYANT: Well, I mean, it was so few you knew where they were, put it that way, right? RITHOLTZ: Okay. RITHOLTZ: Right.

Banking 144

Banking Economics Economy Business Planning 144

Good Financial Cents

APRIL 19, 2023

When you look at the wealthiest investors across the globe, one of the most common assets they own is real estate. It may not be much, but you’ll earn interest on that money and many online banks even offer cash bonuses for opening accounts. While not exactly stock returns, 5% or more is better than most national bank interest rates.

Accounting 105

Accounting Investing Investments Media 105

Brown Advisory

AUGUST 1, 2018

of the shares outstanding), Kraft Heinz (26.7%), Coca-Cola (9.4%), American Express (17.6%), Bank of America (6.8%) and Apple (4.8%) Bullish on Investing in America Buffett opened the meeting with a discussion of investing illustrated with the details of his very first stock purchase in March 1942. stocks, the productive asset!

Assets 52

Assets Investing Investments Insurance 52

Brown Advisory

AUGUST 1, 2018

of the shares outstanding), Kraft Heinz (26.7%), Coca-Cola (9.4%), American Express (17.6%), Bank of America (6.8%) and Apple (4.8%). That compounding is the power of putting your money into the productive assets of businesses within the American system. stocks, the productive asset! Bullish on Investing in America.

Assets 52

Assets Investing Investments Insurance 52

Good Financial Cents

APRIL 14, 2023

And because it is a business, it’s a way of building a major asset. I don’t own a single asset, anywhere, that doesn’t pay a dividend.” Now I must caution that this is not the same as having money in the bank. If you get a bunch of videos up and running, you can really make bank. Kevin O’Leary Tweet 7. Ads by Money.

Communication 90

Communication Investing Investments Accounting 90

The Big Picture

OCTOBER 17, 2023

I want to get into that before we start talking about asset management. So I, I did a math degree at Oxford, which is more pure math. So I, I did a math degree at Oxford, which is more pure math. You know, pure math can be very theoretical and detached from the real world, and it’s getting worse.

Investing 130

Investing Investments Clients Management 130

Clever Girl Finance

DECEMBER 16, 2023

Once you know your weekly or monthly income, you can do the simple math of calculating how much 70% would be. You can set up different types of bank accounts at the same bank for different types of sinking funds. Real estate appeals to some investors because, unlike the stock market, real estate is a tangible asset.

Budgeting 72

Budgeting Retirement Accounting Taxes 72

The Big Picture

JANUARY 16, 2024

She has had a number of different positions within PIM, including managing their flagship core real estate fund. She has lived and invested through not just the great financial crisis, but the SNL crisis and a number of other fascinating experiences in real estate. Essentially you buy assets. It could be all kinds of assets.

Assets 261

Assets Investing Investments Management 261

The Big Picture

SEPTEMBER 12, 2022

They run over $800 billion in client assets, and Kristen’s group, the North American Group, is responsible for about half of the revenue that that massive organization generates. It’s a town of about 4,000 people, so exposure to markets or investment banking or any of the careers in finance was not something that you really envisioned.

Clients 293

Clients Wealth Management Investing Investments 293

The Big Picture

AUGUST 29, 2023

And it worked out and had multiple job offers coming out of school from a number of different insurance companies. I had a number of relationships that I built up and had another job lined up in New York City. And I had an opportunity to be an underwriter for a few years before I decided to go back to school to get the MBA.

Portfolio 130

Portfolio Investing Investments Numbers 130

Sara Grillo

JUNE 12, 2023

Quick math: If you have $1.828 million in the bank. The bank is going to credit you 4.95%. And , you have to do the math by hand. There is an admin charge of about $49k. There is an insurance charge of about $246k. There is an amount credited of about $348k. The cash value of the policy is about $1.8MM.

Insurance 59

Insurance Clients Financial Advisor Math 59

The Big Picture

DECEMBER 6, 2022

And before that, Morgan Stanley, doing technology and operations planning for the wealth and asset management group. So, yeah, I had a career in investment banking with Jefferies, and it was a really good professional experience because I do have the opportunity to work in M&A, equity and debt financing. I was employee number 10.

Clients 157

Clients Investing Investments Management 157

The Big Picture

FEBRUARY 13, 2023

And this is just a masterclass in how to manage assets, think about your career, understand the relationship between markets, between fixed income, the Fed, the dollar, sentiment, consumer spending, just everything is related and understanding what matters when is the key to your success. He helps to oversee $2.5 RIEDER: Right.

Economy 144

Economy Numbers Portfolio Marketing 144

The Big Picture

AUGUST 15, 2023

So if you start with the S&P 500 or in this case stocks and bonds, you only have two asset classes, right. So the proper benchmark for those pools has to look a little bit like the underlying assets they’re investing in. If you look at the types of assets that Yale invests in, you can create a benchmark for each pool.

Management 130

Management Investing Investments Government 130