Random Roger's Retirement Planning

JULY 16, 2023

We've explored this countless times in the context of trying to add at least one other income stream in retirement beyond Social Security and portfolio withdrawals. Trying to add another income stream might become even more important in the next few years if threats of cuts to Social Security actually come to pass.

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eMoney Advisor

FEBRUARY 9, 2023

Your clients in this stage will likely be engaging in a substantial financial planning conversation for the first time. If your technology solution has a self-directed platform, you can save time by having your clients add data for you. Focus on short-term goals.

Financial Planning 95

Financial Planning Clients Planning Education 95

Cornerstone Financial Advisory

AUGUST 7, 2023

This Week: Companies Reporting Earnings Monday: Skyworks Solutions, Inc. It should not be considered a solicitation for the purchase or sale of the securities. Investing involves risks, and investment decisions should be based on your own goals, time horizon, and tolerance for risk. The forecasts also are subject to revision.

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Marketing Marketing Medicine Taxes 92

Random Roger's Retirement Planning

OCTOBER 15, 2022

It is far more robust to devise a retirement plan that is less reliant on just two income streams, portfolio and social security. And of course we've talked countless times about monetizing hobbies. There's a looming threat that Social Security payouts will be reduced and what if stocks do have a dead decade?

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Numbers Retirement Retirement Planning Portfolio 59

Random Roger's Retirement Planning

AUGUST 2, 2023

A point we've made many times here is that no matter what your goal is/was or what someone or some website calculator once told you that you need to retire, once you get to retirement age, the only thing that matters is how much you have at that time. Social Security is probably the first income stream to consider.

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Random Roger's Retirement Planning

NOVEMBER 25, 2023

So people who live in Texas are being given a chance to see around a corner on this issue and they have time to act now to do what they can to prevent or solve this potential problem. Not everyone can afford a Generac or Goal Zero-type of battery but there is time to learn what, if anything, can be done and then do it.

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Healthcare Retirement Numbers Taxes 58

Random Roger's Retirement Planning

SEPTEMBER 10, 2022

Let's check in on Social Security. Barron's had a short column with an update of the troubles Social Security is facing. The article was a nice nudge to check my Social Security account online to see where our numbers stand. Our savings in this scenario would be for emergencies and large one-off expenses.

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Numbers Retirement Planning Planning Retirement 66

Brown Advisory

SEPTEMBER 6, 2022

Impact investing: Seeks above all to generate positive, measurable impact in such areas of concern as social justice, environmental conservation, sustainable agriculture, animal welfare, renewable energy, economic development, and the provision of affordable and accessible basic services (housing, health care, education) to enhance human well-being.

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Carson Wealth

DECEMBER 1, 2022

Managing Partner, Wealth Solutions? . That means more time to achieve your goals, but likely less money available to save for them.? That means more time to achieve your goals, but likely less money available to save for them.?So The beauty of your 20s is the amount of time your money has to compound.

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Random Roger's Retirement Planning

DECEMBER 11, 2022

This resonates with me in a big way, we talk about it all the time here. The solution then would be bolstering income which maybe the simplest way is to figure out how to add an income stream to expected Social Security and whatever you plan to pull from savings. If you're coming up short, you're coming up short.

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Random Roger's Retirement Planning

MAY 18, 2023

We, I am on the older edge of Gen-X, also do not think Social Security will provide all that we were promised. Take good care of the cars so that when the loans are up, you can still drive them for a good long time. There is no chronic malady where low carb as a solution hasn't been studied. Anyone can do this.

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Retirement Wealth Advisor Math Medical 73

Random Roger's Retirement Planning

DECEMBER 20, 2023

Someone who is today 50 making $75,000 (I saw that as an average salary in some article recently), wanting to retire at 67 in 2040 can expect to get $26,596 ($2133/mo) from Social Security in today's dollars. We've talked about that quite a few times here. All in, that's just over $65,000/yr (portfolio income plus SS).

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Retirement Retirement Planning Medical Planning 61

Carson Wealth

MARCH 2, 2023

While the FIRE (Financial Independence, Retire Early) movement has been spreading like, well, wildfire on social media, that’s not what we’re talking about here. First, analyze your guaranteed sources of income such as a pension and/or Social Security. How Early Is Early? But they all come with a cost.

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Retirement Taxes Financial Advisor Accounting 98

Walkner Condon Financial Advisors

MARCH 15, 2023

These weightings change over time, so the portfolio weights for each security would also have to be shifted. For example, if you work at a social media company with a significant amount of employer stock you may choose to have very limited exposure to social media stocks in your portfolio.

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Financial Advisor Taxes Asset Allocation Portfolio 52

Carson Wealth

DECEMBER 27, 2022

By Jamie Hopkins, Managing Partner, Wealth Solutions. The SECURE 2.0 Act has passed, making it the largest retirement legislation since the original Secure Act hit in the late 2019. The SECURE 2.0 The SECURE 2.0 Another major RMD changes: The SECURE 2.0 Expanded Savings Opportunities.

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Retirement Retirement Planning Distribution Taxes 98

Clever Girl Finance

OCTOBER 13, 2023

Night shift jobs may be the solution you’re looking for, and the good news is there are lots of opportunities out there and we’ve got several to share. So if you prefer to work night shift jobs at a workplace and socialize with others, then these are the top options for you. Are you fed up with the 9 to 5 grind? So keep reading!

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Random Roger's Retirement Planning

FEBRUARY 11, 2024

I spoke to one guy who said he had a $5000 setup on his ATV and that it broke three times in one day. Being locked out could have been an all day nuisance but fortunately it was just a 10 minute errand to go back home, grab the remote, go back to the firehouse and then figure out a temporary solution for the broken door.

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Brown Advisory

MAY 31, 2022

This report includes a review of how we conduct and use ESG research to drive returns, and how the investments in our portfolio are helping create positive environmental and social outcomes. While this municipal portfolio is by definition focused on U.S.-based

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Taxes Portfolio Management Portfolio Clients 52

Brown Advisory

MAY 31, 2022

This report includes a review of how we conduct and use ESG research to drive returns, and how the investments in our portfolio are helping create positive environmental and social outcomes. While this municipal portfolio is by definition focused on U.S.-based

Taxes 52

Taxes Portfolio Management Portfolio Clients 52

Nationwide Financial

APRIL 19, 2023

Because of their proximity to retirement, many might not have time to make up for savings loss in a downturn while others could worry their larger nest eggs will be more vulnerable to market swings, prompting them to change or delay their retirement plans. However, more than one-third of investors aged 77 and older feel the current U.S.

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Random Roger's Retirement Planning

JUNE 19, 2023

Well-being which I assume is being healthy and able-bodied and freedom which I assume means owning your time, resonate most with me from the choices offered. They believe they are behind and their answer if they end up behind is to work longer which is a simple, even if difficult, solution.

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Clever Girl Finance

DECEMBER 5, 2022

There has never been a better time to start a work-from-home career; remote work has increased by 44% in the last five years! But seriously, a virtual assistant provides a wide range of services to business owners, from administrative tasks to social media marketing. Social media management. Are you a social media buff?

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Media Clients Management Taxes 83

BlueMind

FEBRUARY 24, 2022

According to SuperOffice , CRM solutions are becoming increasingly common on mobile devices and 81% of users say they frequently access their CRM technology from more than one device. However, there are some challenges or hurdles that keep financial advisors make the most of their CRM solutions. Category: Technology.

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FMG

JANUARY 2, 2023

However, this is the baseline prep that we like to follow at FMG to get ready for upcoming webinars: Choose a time. Here are some to get you started and inspired: Timely matters: Discuss pending legislation or quarterly market recaps. Evergreen topics: Taxes, social security and medicare are reliable, evergreen topics for any time.

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Communication Media Budgeting Financial Services 52

Risk Management Guru

FEBRUARY 2, 2021

Continuous pressure to increase operational efficiency, decrease reaction times, drive efficient collaboration and take informed decisions is at an all-time high. Both buyers and growers want to make the best possible deals, but often they cannot negotiate directly in real time. Complex supply chains. Rapidly changing markets.

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Risk Management Management Compliance Medical 52

Brown Advisory

OCTOBER 28, 2021

In an effort to understand what is happening on the ground—including the social and economic fallout—and learn how we might help, we convened this timely conversation with two ardent and insightful women’s advocates. At the same time, the pandemic is transforming health care as we know it. Speakers: Harbeen Arora, Ph.D.

Portfolio Management 52

Portfolio Management Economics Clients Education 52

Brown Advisory

OCTOBER 28, 2021

In an effort to understand what is happening on the ground—including the social and economic fallout—and learn how we might help, we convened this timely conversation with two ardent and insightful women’s advocates. At the same time, the pandemic is transforming health care as we know it. Speakers: Harbeen Arora, Ph.D.

Portfolio Management 52

Portfolio Management Economics Clients Education 52

Trade Brains

DECEMBER 16, 2023

The loan products of the company comprise: Group loans for livelihood solutions such as income-generating loans, individual loans and Pragathi loans. Life betterment solutions include loans for solar lights, cell phones, and household appliances. Key IPO Information Particulars Details IPO Size ₹960.00 Cr Fresh Issue ₹760.00

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Portfolio Banking Government Distribution 59

Trade Brains

MAY 14, 2024

As a digital full-stack insurance company, Go Digits deploys insurance and technology solutions to assist in enrolment, claims processing, underwriting, policy administration, data insights, and fraud detection. Go Digit focuses on simplifying the insurance experience which has resulted in high customer satisfaction with a Net Promoter score.

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Insurance Commission License Compliance 59

Cornerstone Financial Advisory

MAY 8, 2023

PYPL), Skyworks Solutions, Inc. It should not be considered a solicitation for the purchase or sale of the securities. Investing involves risks, and investment decisions should be based on your own goals, time horizon, and tolerance for risk. The forecasts also are subject to revision. SWKS), KKR & Co., IRS.gov, 2023 7.

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Marketing Marketing Taxes Economics 59

Ballast Advisors

NOVEMBER 14, 2023

Broadridge Investor Communication Solutions, Inc. The information in these materials may change at any time and without notice. in 2024, $9.80 higher than in 2023. This premium increase is mainly due to higher projected health-care spending. does not provide investment, tax, legal, or retirement advice or recommendations.

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Insurance Taxes Planning Medical 52

Sara Grillo

DECEMBER 12, 2022

This debate went psycho at times. Should advisors be required to disclose fees in dollars each year and/or each time a product is sold? In the absence of a securities account, what value do you provide to your clients? provide protection solutions for their clients. hourly rate, industry benchmarks, etc)? Do you agree?

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Financial Advisor Commission Clients Insurance 52

WiserAdvisor

FEBRUARY 21, 2023

Due to the lack of technological know-how in the older generation, many scammers use new-age methods, such as obtaining passwords, account numbers, Social Security numbers, etc., They can easily keep track of transactions, identify any changes or miscalculations, and help their clients take timely actions to spot any kind of misuse.

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Financial Advisor Clients Estate Planning Education 104

MazumaBusinessAccounting

JULY 15, 2021

In addition to paying taxes on their income, many small business owners need to pay a 15% self-employment tax—which covers Social Security and Medicare taxes. Once you’ve determined the estimated time and expense you will need to put in to your business, triple it! Be smart about how you use your time.

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Business Planning Taxes Planning Retirement 105

Random Roger's Retirement Planning

NOVEMBER 19, 2023

That feels like overcomplicating things or maybe it's a solution in search of a problem. Put differently, this sort of idea is relying solely on inflation protection from the Social Security COLA. the Treasury Bonds are paying 5.5% so you can withdraw 5% each year and your principle will keep growing.

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Retirement Accounting Math Healthcare 68

Nationwide Financial

AUGUST 2, 2022

The study looked at a fifty-year history of the sequence of returns of the S&P 500 dating from 1926 to 1976 along with the performance of bonds over that same time frame. Stock prices have come down from all-time historical highs, interest rates are rising, and inflation is high. The effect of the 4% in volatile markets.

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Brown Advisory

NOVEMBER 15, 2023

Most investment managers focus on the investment side, or the “treasure hunt,” but we have seen that spending equal time on determining how much capital to put behind each investment can be even more impactful from a return perspective. In many ways, we are doing a 400-year-old activity with a 2-million-year-old brain.

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