Clever Girl Finance

SEPTEMBER 26, 2023

This is because it makes you start living above your means. Whilst it’s hard to admit that you don’t have the funds for a massive house or a brand new car, it’s essential if you want to start living below your means. What are the practical tips to live below your means? What are the advantages of living below your means?

Budgeting 85

Budgeting Financial Planning Planning Electronics 85

Your Richest Life

MAY 16, 2023

As a new physician, you’ll have to adjust your mindset and your habits to manage your money effectively. The truth is, no matter how much money you have, it needs to be managed. If you don’t move forward with a plan, you might find your money disappearing much faster than you expected. Be patient and make saving a priority.

Financial Planner 102

Financial Planner Retirement Planning CFP 102

Carson Wealth

MARCH 28, 2024

Sign #1: Your Earnings Have Increased (and So Have Your Savings) Most of us start out saving 10% of our paycheck. But when you begin to earn more, you may want to put more of that money toward your retirement. When the market is volatile, do you fight the urge to pull all your money out of stocks?

Retirement Planning 142

Retirement Planning Retirement Planning Taxes 142

Walkner Condon Financial Advisors

APRIL 26, 2024

Additionally, couples that manage their money independently from each other are five times more likely to separate due to money issues. Additionally, couples that manage their money independently from each other are five times more likely to separate due to money issues. What about debt?

Accounting 103

Accounting Financial Advisor Retirement Budgeting 103

MainStreet Financial Planning

NOVEMBER 30, 2022

Back then I was living paycheck to paycheck and didn’t have much savings. Over the years, MainStreet has shared many ideas to come up with holiday spending money: Review your spending to eliminate spending categories that no longer serve you. Earn extra income – put your skills to use. Rent your stuff.

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CFP Planning Financial Planning Sales 97

Clever Girl Finance

JUNE 21, 2023

How much money is wealthy? Being rich means having a lot of money or a high income. In fact, being rich can often mean that you are spending a lot of money. People who are rich might drive a fancy car, live in an amazing house in the best part of town, or have a high-paying job, but it comes at a cost.

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Assets Investing Investments Accounting 87

Tucker Advisors

APRIL 4, 2023

In a study from 2021, the Department of Labor found that older workers could save employers money on re-training costs because they tended to remain more loyal to remaining with the company than younger workers. Is it the change we want? This incentivized people to work longer and, in fact, the U.S.

Retirement 75

Retirement Financial Advisor Planning Budgeting 75

Integrity Financial Planning

MARCH 5, 2023

Are you unsure of how much money you will need in retirement? This blog will give you some tips on how to begin estimating your needs in the future, as well as some tips on how to increase the longevity of your savings. 1] Track your expenses and see how much money you spend on different aspects of your life.

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Retirement Retirement Planning Planning Budgeting 93

Clever Girl Finance

FEBRUARY 2, 2024

This means that saving for retirement should be a component of your overall financial portfolio and wealth-building strategy. So, let’s discuss how to save for retirement in your 20s! Table of contents Why saving for retirement early matters 1. How much should you be saving for retirement in your 20s? Roth IRA 4.

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Retirement Risk Tolerance Taxes Accounting 80

Clever Girl Finance

FEBRUARY 28, 2023

While many conventional money methods are about spreadsheets and spending apps, that doesn’t work for you. With a binder, you can see all of your money goals simultaneously while being able to tweak them as necessary. Think of it as a day planner but for your money. What is a budget binder?

Budgeting 89

Budgeting Planning Accounting Management 89

Clever Girl Finance

OCTOBER 16, 2023

Being frugal Being thrifty Examples of being frugal and thrifty 5 Ways to be more frugal with your finances 6 Tips to be more thrifty with your finances Expert tip: Being frugal or thrifty means nurturing a good money mindset How can you use being frugal or thrifty to reach your financial goals? Let’s discuss this in more detail!

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Budgeting Economy Retail Retirement 78

Clever Girl Finance

FEBRUARY 21, 2023

While saving money is always a smart idea, sometimes it can be difficult to motivate yourself to set aside a chunk of cash every paycheck. So if you struggle with saving every month, you might want to try out a savings challenge, like the 100-day envelope challenge. Let's get into it! Yes, you absolutely can!

Numbers 78

Numbers Accounting Planning Banking 78

Walkner Condon Financial Advisors

DECEMBER 13, 2022

My husband made enough money to support our family, and we had lived comfortably off one income since our son was born. My desire to reenter the workforce had more to do with my need to get out of the house (especially after COVID), be intellectually challenged, and have a positive impact on the lives and finances of others.

Accounting 98

Accounting Financial Advisor CFP Retirement 98

Clever Girl Finance

JANUARY 22, 2024

As you study the lives of wealthy people, you’ll notice one consistent theme: a growth mindset. But for others, behind the scenes, there’s a lot of debt, poor credit, and zero savings. Most millionaires aren’t living out in Hollywood. Well, one thing stands out – it starts with a rich mindset.

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Investing Investments Accounting Management 76

Clever Girl Finance

DECEMBER 12, 2023

Most of us have heard of various ways to save cash that can really work. And something like saving can be easier if you make it fun. That’s why so many people love finding weird ways to save money, like funny and crazy money-saving challenges. How can I save $10,000 easily?

Budgeting 80

Budgeting Food Banking Accounting 80

James Hendries

MARCH 13, 2023

Challenge 1: Women Live Longer Longevity is a good thing—but when it comes to funding retirement, it also means needing more savings than someone who may have a shorter life span. It is never too late to begin to save or save more. Make time for money conversations—even uncomfortable ones.

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Retirement Budgeting Accounting Communication 52

Clever Girl Finance

APRIL 15, 2023

It's a popular idea that saving 10% of your income is a smart way to start building a healthy savings account. No matter where you are in your savings journey, trying to save is always important. Not being able to save as much as you’d like is common. It's a common rule of thumb when it comes to savings.

Budgeting 76

Budgeting Retirement Accounting Taxes 76

Clever Girl Finance

OCTOBER 23, 2023

Instead of getting caught with a cash shortage come year-end, it’s a great idea to put money aside earlier in the year for gifts and travel. That said, you can leverage Christmas Club Accounts to automate your savings to make the holidays a lot more affordable! Why should you use a Christmas savings account?

Accounting 67

Accounting Budgeting Certification Banking 67

Clever Girl Finance

SEPTEMBER 21, 2022

If you want to expand your money knowledge, consider diving into one of the best books on budgeting! Clever Girl Finance: Ditch debt, save money and build real wealth by Bola Sokunbi. Money Honey by Rachel Richards. If you want an engaging read, Rachel Richards delivers in Money Honey.

Budgeting 55

Budgeting Financial Planning Planning Financial Advice 55

Clever Girl Finance

APRIL 29, 2024

When it comes to financial decisions, such as saving money and building wealth, we can all probably come up with several excuses as to why we haven’t done certain things. Though we all have some money regrets, the important thing is that we acknowledge it and take steps to improve our finances! Can you relate?

Budgeting 82

Budgeting Planning Accounting Investing 82

Clever Girl Finance

NOVEMBER 4, 2022

Have you ever met someone who doesn’t seem worried about money ? They might always have extra cash for the things they want, or, they always have the money to pay their bills in full — even the unexpected ones. They might also have extra money for things like spontaneous purchases. This person is likely financially stable.

Budgeting 73

Budgeting Accounting Planning Financial Planning 73

Clever Girl Finance

MARCH 6, 2023

How do you make money as a teenager? Earning money as a teenager can seem like an uphill battle. Luckily, there are many ideas for how to earn money as a teenager other than gift cards and cash from birthdays and holidays. Even if you spend most of your money on fun experiences or cute clothes, there is an opportunity to save.

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Media Accounting Banking Food 86

Trade Brains

JUNE 5, 2023

One of the most frequently asked questions that we receive in emails is: ‘Can I make a living trading stock?” Just a laptop, an internet connection, and your skill + mindset to make money. Just a laptop, an internet connection, and your skill + mindset to make money. So, can you make living trading stocks?

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Education Risk Management Investing Investments 98

Clever Girl Finance

APRIL 29, 2024

You might already have some of these money goals checked off the list! Build or replenish your emergency fund (One of the most important yearly goals) An emergency fund is the perfect first financial goal to have because this is the savings that will allow you to live without a job or deal with other surprise expenses without going into debt.

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Budgeting Retirement Food Planning 58

Clever Girl Finance

SEPTEMBER 23, 2022

Living debt free in today’s world can sound like a tough proposition. Let’s check out the good and bad of debt free living, then dive into some tips for making it happen and living a debt free life! Let’s check out the good and bad of debt free living, then dive into some tips for making it happen and living a debt free life!

Budgeting 64

Budgeting Numbers Education Accounting 64

The Better Letter

APRIL 6, 2023

The most recent survey results show that worker confidence in having enough money to live comfortably throughout their retirement years is reasonably high. Retirees also remain confident, with nearly 8 in 10 confident they will have enough money to live comfortably throughout retirement, including 1 in 3 who are very confident.

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Retirement Planning Retirement Planning Nonprofit 99

Envision Wealth Planning

SEPTEMBER 14, 2022

Smart money moves are critical for a single young woman to make upon starting a career path. It’s critical to be smart about your money as soon as you start earning it. Keep in mind that women (on average) live longer than men. So you will need more money for yourself in the long run if you survive your husband/partner.

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Retirement Planning Insurance Healthcare Planning 98

Clever Girl Finance

JUNE 5, 2023

Creating a savings goal is one of the most common types of financial goals. For example, learning how to save $5000 in 3 months. Table of contents What does saving 5k in 3 months look like? Practical tips for saving Expert tip Weekly savings chart How can I save more than $5000? How can I save $5000 easily?

Budgeting 52

Budgeting Insurance Planning Accounting 52

Clever Girl Finance

SEPTEMBER 4, 2022

You’ve likely heard the saying, “save money live better,” plenty over the years. Unfortunately, many people still believe that saving money means deprivation and dissatisfaction. There are many ways in which you can use the “save money live better” philosophy to guide your decisions.

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Food Retirement Budgeting Accounting 66

Clever Girl Finance

JANUARY 22, 2024

Do you spend money faster than you can make it? That said, ideas on money saving challenges could be just what you need, as we could all use some extra money, especially in these trying times. Table of contents What is a money saving challenge? Why is it challenging to save money?

Accounting 65

Accounting Budgeting Banking Planning 65

Clever Girl Finance

MAY 23, 2023

We all wish that we could live in a perfect world—a world where we could determine exactly how our stories are written. Although living a fantasy life may sound fun, it can do more harm than good—especially when it comes to your finances. What's the best way to avoid living a fantasy life with money?

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Budgeting Planning Wealth Accumulation Investing 52

Clever Girl Finance

SEPTEMBER 12, 2022

Budgeting is an important tool that lets you guide where you want to spend your money. That said, the 60-20-20 rule is a simple budget you can follow to help you save more and spend less. 20% of income goes to savings. Using the 60-20-20 rule can help you better understand where your money goes each month. 20% to savings.

Budgeting 52

Budgeting Insurance Taxes Retirement 52

Clever Girl Finance

AUGUST 31, 2022

Whether you get paychecks weekly, biweekly, or monthly, budgeting weekly is a great way to take control of your money and save more. Want to know how to budget weekly paychecks? It's also a rewarding way to manage your money , cut expenses and make progress financially. How to succeed at budgeting weekly.

Budgeting 52

Budgeting Planning Accounting Food 52

Clever Girl Finance

APRIL 15, 2023

It's a popular idea that saving 10% of your income is a smart way to start building a healthy savings account. No matter where you are in your savings journey, trying to save is always important. Not being able to save as much as you’d like is common. It's a common rule of thumb when it comes to savings.

Budgeting 52

Budgeting Retirement Accounting Taxes 52

Clever Girl Finance

JULY 18, 2022

With that, your income is growing but your savings rate never increases substantially. In the long term, lifestyle creep leads to stagnant savings and difficulty reaching big financial goals. You might struggle to save for what truly matters to you while enjoying the convenience of things that don’t truly make you happy.

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Budgeting Math Accounting Retirement 108

Clever Girl Finance

JUNE 12, 2023

Finding creative ways to save money can make all the difference when it comes to your personal finances. Saving money whenever possible is important. It can help build your emergency fund, save for a vacation, or even free up money so you can start investing. Is it easy to find creative savings?

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Budgeting Insurance Accounting Food 75

Clever Girl Finance

JANUARY 25, 2023

Are you looking to jumpstart your savings? Does saving money feel too hard or even too boring at times? Why not turn saving into a game and complete a 6-month saving challenge? Read on to learn how to successfully complete a 6-month savings challenge! You will prove to yourself that you really can save.

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Accounting Numbers 56