Nerd's Eye View

NOVEMBER 24, 2023

Enjoy the current installment of “Weekend Reading For Financial Planners” - this week’s edition kicks off with the news that FINRA has issued a proposal to allow broker-dealers to advertise hypothetical performance data to institutional and high-net-worth investors, which would bring the rules for broker-dealers largely in line with those for investment advisers, but also raises questions about the comparative roles and regulations for the two groups.

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Financial Planner Communication Insurance Advertising 218

Abnormal Returns

NOVEMBER 24, 2023

The biz Podcasting continues to professionalize. (fastcompany.com) There is a bull market in podcasts by NFL players, in season. (nytimes.com) The 10 best podcasts of 2023 including 'Strike Force Five.' (time.com) Economy Stephen Dubner on why it is so hard to build stuff in the U.S. (freakonomics.com) Joe Weisenthal and Tracy Alloway talk about the problem with the U.S. offshore wind industry with Chelsea Jean-Michel of BloombergNEF.

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Taxes Media Economy Investing 211

The Reformed Broker

NOVEMBER 24, 2023

We did a surprise Thanksgiving podcast drop and had our friend Morgan Housel on the show to talk about the big idea behind his new book, ‘Same As Ever‘ We get into some stuff on the responsibility of a board director, the way investors overweight bad news versus good news, the not-so-aligned incentives of the financial media and so much more.

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Media 161

Abnormal Returns

NOVEMBER 24, 2023

Companies On the deterioration of Google's ($GOOGL) culture from a former insider. (ln.hixie.ch) A list of ten companies that bought back more than 50% of their shares in the past 10 years. (twitter.com) Nvidia Nvidia ($NVDA) is now the world's biggest, by revenue, chip maker. (tomshardware.com) A look at how Nvidia ($NVDA) makes its money. (genuineimpact.substack.com) Funds DFA now has 4 of the 10 top active ETFs by AUM.

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Financial Advising Economics Media Taxes 202

Speaker: Nancy Wu, Head of Sales and Customer Success at SkyStem

Join us for an enlightening webinar as we delve into the transformative realm of modern accounting practices. In today's digital age, the convergence of outsourcing and automation has revolutionized how businesses manage their financial operations. In this webinar we will explore the synergistic potential of these two strategies to streamline processes, enhance accuracy, save cost and drive strategic decision-making.

Accounting

A Wealth of Common Sense

NOVEMBER 24, 2023

Personal finance was my first love in the money world. I was a saver before I ever knew what investing even was. Yet my relationship with personal finance has evolved as I’ve aged and changed my habits. Many of the personal finance rules written in stone will always apply. Live below your means. Pay yourself first. Stay out of credit card debt.

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Investing Investments 135

Calculated Risk

NOVEMBER 24, 2023

Realtor.com has monthly and weekly data on the existing home market. Here is their weekly report: Weekly Housing Trends View — Data Week Ending Nov 18, 2023 • Active inventory increased slightly, with for-sale homes 1.5% above year ago levels. Active listings exceeded last year’s levels again this week, falling in line with last week’s trend. • New listings–a measure of sellers putting homes up for sale–were up this week, by 5.0% from one year ago.

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Sales Marketing Marketing 77

Trade Brains

NOVEMBER 24, 2023

Fundamental Analysis Of CE Info Systems : Remember how the problem was in earlier days to find any places, distances, road connectivity, hotels, and restaurants on the way and estimate the time to those places? As technology upgrades for the betterment of people, companies that deal in technology will flourish. In this article about Fundamental Analysis Of CE Info Systems under a brand name called Map My India.

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Planning B2C B2B Pharmaceutical 69

Advisor Perspectives

NOVEMBER 24, 2023

There are clear intersections between artificial intelligence (AI) and cloud computing. But for some reason, the latter has been an afterthought as the former has flourished in 2023.

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Calculated Risk

NOVEMBER 24, 2023

From STR: U.S. hotel results for week ending 18 November U.S. hotel performance showed mixed year-over-year comparisons, according to CoStar’s latest data through 18 November. 12-18 November 2023 (percentage change from comparable week in 2022): • Occupancy: 62.4% (-0.6%) • Average daily rate (ADR): US$156.47 (+7.0%) • Revenue per available room (RevPAR): US$97.61 (+6.3%) emphasis added The following graph shows the seasonal pattern for the hotel occupancy rate using the four-week average.

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As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.

Banking

Advisor Perspectives

NOVEMBER 24, 2023

FINRA has released new data for margin debt, now available through October. The latest debt level fell for a third straight month to $635.28 billion. Margin debt is down 6.7% month-over-month (MoM) and down 2.2% year-over-year (YoY). However, after adjusting for inflation, debt level is down 6.7% MoM and down 5.3% YoY.

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Calculated Risk

NOVEMBER 24, 2023

From BofA: Overall, this reduced our 4Q US GDP tracking estimate down a tenth to 1.4% q/q saar from our official forecast of 1.5% q/q saar. Also, 3Q GDP remains unchanged from our last weekly publication at 5.2% q/q saar. [Nov 22nd estimate] emphasis added From Goldman: The inventory details of the durable goods report were firmer than our previous assumptions, and we boosted our Q4 GDP tracking estimate by one tenth to +2.0% (qoq ar ).

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Advisor Perspectives

NOVEMBER 24, 2023

CIO designate Sean Taylor gives his take on what Asia has to offer global and emerging markets investors, from growth, to diversification, to innovation.

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Marketing Marketing 59

Carson Wealth

NOVEMBER 24, 2023

Happy Thanksgiving week! Join Carson Group’s Chief Market Strategist Ryan Detrick and VP, Global Macro Strategist Sonu Varghese as they discuss all the things investors have to be thankful about right now. These include: The S&P 500 is up almost 20% year-to-date Inflation is coming back down, currently sitting near 3% The Fed is likely done raising rates (and could begin lowering rates) Looking for more investment insights and market analysis?

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Investing Investments Marketing Marketing 52

Speaker: Joe Buhrmann, MBA, CFP®, CLU®, ChFC® Senior Financial Planning Practice Management Consultant eMoney Advisor

During an era of evolving consumer preferences, the banking sector is undergoing a profound shift. As customers continue to broaden their perspectives, banking professionals must support their customers' financial wellness by providing holistic financial advice that aligns with individual goals and circumstances. Without adapting, financial institutions will find that loyalty may crumble amid uncertainty.

Financial Advice

Advisor Perspectives

NOVEMBER 24, 2023

Federal Reserve policymakers at their most recent meeting united around a strategy to “proceed carefully” on future interest-rate moves and base any further tightening on progress toward their inflation goal.

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Random Roger's Retirement Planning

NOVEMBER 24, 2023

Last year on Black Friday, I was all set for a nice long day of football and internetting when sure enough, a half hour into the first game we got dispatched for a structure and so I was gone all day. I'm starting in on this post mid-afternoon and so far, no structure fires or any other calls for service! We just had a very serious structure fire a couple of weeks ago so it will probably be a while before we have another.

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Clients Retirement Taxes Accounting 56

Advisor Perspectives

NOVEMBER 24, 2023

Artificial intelligence is likely to transform our world in many ways, but one that hasn’t received much attention is the technology’s looming impact on real estate. As AI becomes an essential component of both business and daily life, the value of places where those who work on AI want to live will rise, provided these locales have reasonable infrastructure.

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oXYGen Financial

NOVEMBER 24, 2023

![CDATA[ As of 2023, the fintech industry boasts a staggering valuation of $179 billion. Within this dynamic and ever-changing environment, startups are perpetually in search of inventive solutions to maintain a competitive edge. Among the tools garnering notable attention is the currency converter API. This robust resource not only simplifies the intricacies of currency conversion but also.

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Digital platforms can provide you with plenty of solutions, yet many are still intimidated by them. It's time to end that worry and embrace what could make a major difference for your bank. Understanding how they work and how to best utilize them for your banks is key toward success. In this article, Biz2X breaks down all things digital platforms, including the many advantages of embracing them.

Banking

Advisor Perspectives

NOVEMBER 24, 2023

Every time interest rates go up there is a flurry of demand for a product that has been around at least since the Roman Empire — annuities. The insurance industry has already seen rapid growth in annuity sales since 2021 and if rates remain at or move above current levels, demand seems poised to explode.

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oXYGen Financial

NOVEMBER 24, 2023

![CDATA[ Ever found yourself ensnared in the cobweb of financial constraints, yearning for a celestial benefactor to sprinkle your pocketbook with greenbacks? Welcome then to the enchanted realm of payday loan apps! These cunning contrivances are nothing short of wizardry, revolutionizing the means by which one secures online payday loans. Gone are those tedious epochs when you were compelled.

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Advisor Perspectives

NOVEMBER 24, 2023

Former Bridgewater Associates LP executive Bob Elliott’s plan for exchange-traded funds that employ hedge fund strategies has sharpened the debate about whether retail investors should have access to such approaches.

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Retail Investing Investments Planning 52

SEI

NOVEMBER 24, 2023

Please use navigation above to find other amazing things we provide.

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All accounting teams know what it is like to dread the inevitable month-end scaries. If there was a way to feel less burdened and maybe even a little enthusiastic to work on your month-end close and reconciliation process, would you do it? No, don't answer that, of course you would! Automate your month-end close process by up to 40% with SkyStem's ART and see how much more alive you feel!

Accounting

Advisor Perspectives

NOVEMBER 24, 2023

While the fall in inflation is welcome, the impact of higher interest rates on mortgage borrowers still has some way to play out. The reduction in inflation will help DB members that are drawing on their pension. Pension trustees should consider their investment strategy and support members with their retirement planning.

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Retirement Planning Retirement Planning Investing 52

SEI

NOVEMBER 24, 2023

We'll get back to you soon.

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Advisor Perspectives

NOVEMBER 24, 2023

While Cathie Wood has been touting her bullish stance on Bitcoin in recent months, her firm ARK Investment Management actually cut holdings in the Grayscale Bitcoin Trust.

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Advisor Perspectives

NOVEMBER 24, 2023

US short-term inflation expectations climbed to a seven-month high in November and longer-run price views remained at levels not seen since 2011.

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Creating a winning digital lending experience requires plenty of focus on the needs of customers and more. Biz2X Chief Product Officer Aaron Traub covers everything from how to create such an experience, areas to hone in on, pitfalls to avoid, and plenty more in this insightful article. Discover how to utilize new technology without alienating existing customers, what to emphasize when working on your platform, and how to utilize the data at your disposal while not becoming overly reliant on it.

Communication

Advisor Perspectives

NOVEMBER 24, 2023

Now that we’re about to enter the Christmas shopping season, expect even more focus than usual on the consumer over the next several weeks.

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Advisor Perspectives

NOVEMBER 24, 2023

Growth prospects for renewable energy will be a central plank of discussions when world leaders start gathering next week in Dubai for COP28.

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Advisor Perspectives

NOVEMBER 24, 2023

Treasury investors are turning increasingly skeptical the Federal Reserve will deliver a soft landing for the US economy next year, elevating concern of a looming recession over the risks posed by inflation and a swelling budget deficit.

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Budgeting Economy 64