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7 Best Personal Finance Courses in 2024 For Beginners

Trade Brains

In this article, we guide you through the list of top personal finance courses designed for beginner to intermediate-level learners. From budgeting basics to investments, these courses offer a comprehensive foundation for managing your money in a better way. You can enroll in the course here.

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What Is The 70-20-10 Budget?

Clever Girl Finance

If you don’t feel like you truly have a strong handle on your finances, one possible cause for that is using a budgeting method that doesn’t work. While not everyone needs a to-the-penny balanced budget, some type of budgeting strategy or template is really important if you want to know where your money is going month after month.

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Sinking Funds: Why You Need Them. How To Set Up Yours!

Clever Girl Finance

In this article, we will discuss everything you need to know about sinking funds - the why, the what, and the how. Do you cut down on the rest of your budget? Without a doubt, in the coming months, an expense will likely come up that is outside of your usual budget. How will you pay for it? Do you tap into your emergency fund?

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The 50-30-20 Rule: How It Works + A 50 30 20 Budget Template

Clever Girl Finance

Like many, you might shudder at the word budget, or perhaps it sounds too boring or challenging to figure out. But the 50-30-20 rule and the 50 30 20 budget template prove it doesn’t have to be difficult. If you’re looking to simplify your budgeting process or are new to budgeting, then this might be the perfect match!

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How To Use Money Journaling: Improve Your Mindset And Your Finances

Clever Girl Finance

And in this article, we will go over how exactly money journaling can work for you! It's more than just math. For example, you might have a monthly budget but are you sticking to it? For example, maybe you cut your daily latte out of your budget because you think you shouldn't be spending so much money on coffee.

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18 Money Saving Challenges To Save More Money!

Clever Girl Finance

Articles related to money saving challenge Save your way to success! That’s $3,365 per year when you do the math! Or spending less than your grocery budget and putting the extra money in your savings account. A budget can help you keep track of your income and expenses. Then, create a budget using a budgeting method.

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Should You Pay Off Your Mortgage Before Retirement?

Darrow Wealth Management

However, if the goal is to pay off a mortgage before retirement to spend would-be mortgage payments on other things during retirement, the math may not work out. Adding new line items to a retirement budget in perpetuity, increasing by inflation each year, won’t result in a net cost savings. After all, goals often change over time.