Good Financial Cents

APRIL 3, 2023

I learned so much about living and dying during my years in the mortuary business, but there’s one that stuck with me — the real-life consequences of not having life insurance. I clearly remember speaking with dumbfounded families who couldn’t believe their husband or father (or wife or mother) never had life insurance in place.

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Insurance Insurance Coverage Medical Planning 101

Good Financial Cents

JULY 5, 2023

Life insurance policies are critical financial planning tools designed to provide financial security for policyholders’ beneficiaries upon their demise. They work by offering a lump-sum payment, known as a death benefit, to beneficiaries after the insured person’s death.

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MainStreet Financial Planning

JULY 7, 2023

We are often asked by clients if they should keep or cancel their life insurance policies. First, ask yourself if you still need life insurance. Think about why you bought this insurance policy in the beginning. To see if you have enough life insurance check out our Do You Have Enough Life Insurance post by Anna.

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Insurance Estate Planning Taxes Planning 88

Clever Girl Finance

JANUARY 4, 2024

Life insurance is one of those things that we kind of know we need, but many of us don’t want to deal with getting it right away. However, we can’t downplay the importance of life insurance, how life insurance protects our finances and family, and how much peace of mind it can give you.

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Insurance Retirement Taxes Medical 59

Million Dollar Round Table (MDRT)

MAY 21, 2023

We must convince our clients of the importance of life insurance in their individual lives. There are five key areas when considering your CVP: The importance of life insurance Implementation and underwriting Claims philosophy, process and promise Client engagement One-page strategy Here’s how we can do that.

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Insurance Communication CFP Clients 77

Clever Girl Finance

JANUARY 4, 2024

Life insurance is one of those things that we kind of know we need, but many of us don’t want to deal with getting it right away. However, we can’t downplay the importance of life insurance, how life insurance protects our finances and family, and how much peace of mind it can give you.

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Insurance Retirement Taxes Medical 52

NAIFA Advisor Today

SEPTEMBER 1, 2022

Life insurance is a crucial part of any solid financial plan, but 41% of Americans say they don’t have sufficient life insurance coverage. For agents and advisors, LIAM is the perfect time to meet with your clients to make sure their life insurance coverage meets their needs.

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Wealth Management

JANUARY 3, 2024

Should company-owned life insurance used to redeem stock be included in valuing a decedent’s ownership interest?

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NAIFA Advisor Today

JULY 5, 2023

Previously associated with Lion Street as an Advanced Sales Professional, Nick now serves as the CEO of Motif Insurance, a company that is revolutionizing the future of in-force life insurance. Motif's primary objective is to empower advisors in managing their portfolios by harnessing the potential of data.

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Good Financial Cents

JANUARY 18, 2023

The life insurance industry offers some of the country’s top careers and highest-paying jobs. From agents to underwriters, plenty of career paths can lead you to a lucrative position in the life insurance field. Table of Contents 10 Highest Paying Jobs in Life Insurance. Life Insurance Actuary.

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Advisor Perspectives

JANUARY 2, 2024

Life insurance is one industry that has historically overlooked women’s buying power.

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Insurance 69

Advisor Perspectives

FEBRUARY 15, 2024

A new life insurance strategy, one that is funded by index-universal life, offers investors so many advantages it deserves to be enthusiastically embraced by the RIA community.

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Million Dollar Round Table (MDRT)

OCTOBER 20, 2022

Murphey, M Ed, RFC When people think about their life, they’re not thinking about life insurance. Part of being a good financial advisor, however, is talking people through their entire lifetime and explaining to them that their life is all too brief. It’s truly a love letter.

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Wealth Management

JULY 12, 2023

Seven factors that life insurance carriers consider regarding marijuana use.

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Insurance 94

NAIFA Advisor Today

MARCH 22, 2023

Uncertain market conditions make cash-value life insurance a valuable tool in the toolbox of investors and their planners, Jeff Snyder , a loyal NAIFA member since 2012 and Executive Vice President of Business Development and Insurance at Gateway Financial Advisors , writes in InsuranceNewsNet.

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Tobias Financial

SEPTEMBER 29, 2022

September is Life Insurance Awareness Month, and at Tobias Financial Advisors one of our goals is to educate our clients on the importance of Life Insurance and the role it can play in protecting their family’s financial security. . Consider life events. Basic Types of Life Insurance.

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Advisor Perspectives

FEBRUARY 26, 2024

Whole-life insurance can provide the same after-tax return of an investment with a higher pre-tax return – but without the higher investment risk. For high income earners, a 4.5% after-tax return is equivalent to an 8%+ pre-tax return.

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Wealth Management

OCTOBER 26, 2022

Due diligence tips for advisors looking to incorporate life insurance into their service offerings.

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Insurance 99

Carson Wealth

SEPTEMBER 22, 2023

Watch our webinar , “ Life Goals: Understanding Life Insurance and How It Fits in Your Finances ” with Carson Group’s Vice President, Insurance Matt Lewis , now available on-demand. The post Life Goals: Understanding Life Insurance and How it Fits in Your Finances appeared first on Carson Wealth.

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Insurance 45

Nationwide Financial

OCTOBER 13, 2022

Although Life Insurance Awareness Month has come to a close, it is still a perfect time for financial professionals to reach out to both new and existing clients to discuss the benefits of life insurance and how to protect their families. A savings plan can be derailed if one partner dies without adequate life insurance.

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NAIFA Advisor Today

NOVEMBER 29, 2022

While many advisors are well-equipped to help their clients evaluate their life insurance needs, some scenarios may call for outside-of-the-box solutions. Join NAIFA's Advisor Today on Thursday, December 8 at 2 pm eastern for the webinar, "4 Life Insurance Opportunities You May Have Missed," brought to you by Modern Life.

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NAIFA Advisor Today

APRIL 6, 2023

The life insurance industry has been slow to adopt digital solutions, but recently I was introduced to a new company working to change that.

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Abnormal Returns

APRIL 24, 2024

50fires.com) Matt Ziegler talks with Justin Castelli about the intersection of life and investing. investmentnews.com) Insurance Why auto insurance rates are skyrocketing. awealthofcommonsense.com) How to choose the right health insurance plan. Podcasts Carl Richards talks with Farnoosh Torabi money lessons learned.

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Insurance Math Retirement Education 190

NAIFA Advisor Today

APRIL 29, 2024

Life Happens , NAIFA’s consumer-education arm, has collaborated for the 14th year with LIMRA to conduct the 2024 Insurance Barometer Study.

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Insurance Education Clients 105

Advisor Perspectives

FEBRUARY 26, 2024

In the first installment of this series, I pledged to unveil a retirement strategy with such merit that it warrants widespread adoption by the investment advisor community. Let's delve into the compelling case for this approach.

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Abnormal Returns

JANUARY 31, 2024

Podcasts Meb Faber talks with Jared Dillian author of "No Worries: How to Live a Stress-Free Financial Life." theatlantic.com) Should you self-insure your home? realsmartica.com) When more money won't meaningfully change your life. awealthofcommonsense.com) People decry spending on insurance until they need it.

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Wealth Management

FEBRUARY 21, 2023

Demand for long term care is growing and advisors can differentiate themselves and deepen client relationships through modern approaches to long term care planning.

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Wealth Management

JANUARY 10, 2024

Sold as a tax play, it’s more about the policy and the agent.

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Wealth Management

AUGUST 4, 2022

The policy death benefit often doesn’t stay in force automatically; you have to ask for it.

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Insurance 107

The Irrelevant Investor

MAY 29, 2019

But I have also been contributing to a Permanent Life Insurance policy.I'm thinking about canceling this policy because I don't have any dependents and I know the market will out perform this policy over time. Can you consider this an investment or is this just insurance I can't give specific advice, of course.

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Insurance Investing Investments Retirement 52

Wealth Management

APRIL 20, 2023

A sample letter of explanation to a trustee about an underfunded policy.

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Insurance 101

Wealth Management

FEBRUARY 26, 2024

Still thinking of buying term and investing the difference?

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Wealth Management

JANUARY 31, 2024

Those who are product agnostic will prevail in the uncertain times ahead.

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Insurance 94

Wealth Management

MARCH 21, 2024

Get creative with webinars and roleplaying.

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Insurance 91

Nerd's Eye View

DECEMBER 29, 2023

Also in industry news this week: After the Massachusetts state regulators proposed a regulation that would require businesses to provide accurate up-front pricing information before a customer provides any personal information, life insurance industry groups have requested an exemption from the rule (since insurers need to have at least some of the (..)

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Financial Planner Insurance Retirement Retirement Planning 209

Abnormal Returns

JANUARY 17, 2024

Life is unexpected and your future tastes will likely be more expensive. jamesclear.com) Maddie Burton, "Building an emergency fund and getting the right kinds of insurance are acts of extraordinary self-kindness." blairbellecurve.com) How many priorities in life can you really focus on?

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Retirement Retirement Planning Insurance Education 189

Nerd's Eye View

MARCH 21, 2023

In this episode, we talk in-depth about how, while Brenda was still in high school, her mother died suddenly and she was left with the responsibility of caring for her younger sibling which created a large financial burden that Brenda couldn’t handle despite working 2 jobs and eventually led to her becoming homeless and beginning a cycle of alcohol (..)

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Financial Advice Insurance Financial Advisor Financial Planning 245