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Sinking Funds: Why You Need Them. How To Set Up Yours!

Clever Girl Finance

Do you cut down on the rest of your budget? Without a doubt, in the coming months, an expense will likely come up that is outside of your usual budget. Surely it's a no-brainer to use your savings to cover some of your off-budget expenses , right? It also gives you the math formula to find the information you need if you prefer.

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What Is The 70-20-10 Budget?

Clever Girl Finance

If you don’t feel like you truly have a strong handle on your finances, one possible cause for that is using a budgeting method that doesn’t work. While not everyone needs a to-the-penny balanced budget, some type of budgeting strategy or template is really important if you want to know where your money is going month after month.

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Why Bookkeeping is Important and Essential

MazumaBusinessAccounting

It may not sound like the most exciting thing, especially if you don’t consider yourself a “math person”, but let’s face the facts, bookkeeping is essential for the success of any small business. Did you know that poor bookkeeping, or lack thereof, is one of the top reasons small businesses fail? Do you dread tax season?

Math 83
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10 Most Useful Personal Finance Ratios And How To Apply Them

Clever Girl Finance

The term personal finance ratios might be giving you flashbacks to math class. Then, create or refer to your spending journal or a budgeting tool to see how much you’re spending every month. You might be cutting out some of your “fun” budgets for this one. The 50/30/20 rule One common budget ratio is called 50/30/20.

Numbers 75
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Two Years Without Health Insurance (and What I’m Doing Now)

Mr. Money Mustache

So I decided to take some action, by doing the math for myself using a spreadsheet. Most people don’t have the luck of perfect health, many have a larger family than I do, and very few people are in a financial position to self-insure for all possible medical bills. How could it be? It’s because of the incentives.

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8 Of The Best 6 Figure Jobs Without A College Degree

Clever Girl Finance

Medical and health services manager Interested in becoming a medical health services manager? For instance, this can include everything from making schedules and hiring to creating budgets. While some businesses expect you to have a college degree, the requirements of each one vary. You can also get additional training.

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Worried about your future Social Security benefits? Fleshing out current concerns and common myths.

Yardley Wealth Management

She posits that the Social Security Trust Funds are expected to see shortfalls starting in 2031, three years earlier than expected, according to a new forecast from the Congressional Budget Office (CBO). While there always seems to be a future funding shortfall for Social Security, it’s a political problem, not a math problem.