Random Roger's Retirement Planning

APRIL 23, 2023

The Atlantic had what I would describe as a very left leaning article about lowering the retirement age in the US while increasing payroll taxes to pay for it and to cover the expected shortfall in Social Security due to hit in 10-12 years. Some conservative ideas appeal to me as do some liberal ideas.

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Random Roger's Retirement Planning

APRIL 10, 2024

Allison Schrager wrote an article for Bloomberg last week that Wall Just Doesn't Get It On Retirement. I shared on Facebook noting that Schrager suggested better and cheaper annuity products and that given how undersaved we collectively are, it may come to more annuity products. Regardless of your age, what is your work around?

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Clever Girl Finance

AUGUST 8, 2022

According to the data from the US Census Bureau , 50% of women aged 55-66 have no personal retirement savings. Of those who do, only 22% have $100,000 or more in savings. So, how much should you save before you retire? Can you retire with 500k, or do you need more? The good news?

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Random Roger's Retirement Planning

SEPTEMBER 10, 2023

Barron's had a couple of good articles this weekend looking at working past normal retirement age. This month will be the 19th anniversary of the original Random Roger blog. The first article, the blue link, looks at people working into their 80's. We get told repeatedly how low 401k and IRA balances are.

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WiserAdvisor

DECEMBER 13, 2023

In a world where the cost of living is steadily climbing and market uncertainties loom large, the idea of a serene retirement can seem like a distant dream. But let’s face it: the importance of saving for retirement hasn’t waned; if anything, it’s become more crucial. So, how do we tackle this?

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Zoe Financial

MARCH 22, 2023

The last thing you should do is worry about your finances. To turn these dreams into realities, you should anticipate your needs and think about where the money you need will come from. To turn these dreams into realities, you should anticipate your needs and think about where the money you need will come from.

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Park Place Financial

NOVEMBER 29, 2022

Retirement Planning 5 Ways to Catch Up on Retirement Planning Later in Life Schedule a Complimentary Financial Review CLICK HERE TO SCHEDULE. Retirement is a significant investment, which is why so many financial experts recommend establishing goals and starting when still a younger adult. Namely, if you withdraw 4.5%

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James Hendries

SEPTEMBER 27, 2022

You want to retire comfortably when the time comes. You also want to help your child go to college. So how do you juggle the two? The truth is, saving for your retirement and your child’s education at the same time can be a challenge. Do you participate?

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WiserAdvisor

JANUARY 3, 2024

Starting your journey of saving for retirement is a pivotal financial goal. There is a vast pool of financial advice about how you can reach this goal. But the one thing that remains constant in this advice is that investing is essential to secure a comfortable retirement.

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Integrity Financial Planning

DECEMBER 4, 2023

Do you feel like you have enough saved for retirement? Do you have anything saved for retirement? If your answer to either of these questions is no, then our advisors may have some strategies to help you turn your retirement income strategy around. Don’t Retire Right Away!

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Carson Wealth

SEPTEMBER 29, 2022

Chances are good we’ve all felt a bit like Rachel on “Friends” when she peruses her first paycheck in bewilderment and says, “Who’s FICA? ” FICA stands for the Federal Insurance Contributions Act, or as most of us know it, Social Security. This chart shows how the full retirement age has inched up.

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Park Place Financial

JANUARY 9, 2023

Retirement Planning 5 Reasons Why Houston Is a Great Place to Retire Schedule a Complimentary Financial Review CLICK HERE TO SCHEDULE. For many people, retirement offers the time and opportunity to travel and explore new endeavors they never had the time for during their working years. Cost of Living . Houston Zoo .

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WiserAdvisor

SEPTEMBER 8, 2023

Most people feel a sense of anticipation and excitement before retirement. These are the golden years when you can finally reap the rewards of decades of hard work and have the freedom to travel, socialize, and pursue your passions. Below are 7 actions to hold off on until your retirement is finalized: 1.

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James Hendries

MARCH 13, 2023

This effort includes advocating for better representation in the workforce, pay parity and improved work-life balance. Here are some economic challenges women face and how they overcome them. If you are young, you might afford more risk. However, it may be time to manage risk more carefully if you are near retirement.

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Integrity Financial Planning

FEBRUARY 20, 2023

The concept of retirement planning is simple. Despite changes in the economy or in life itself, the concept of planning your retirement has remained unchanged. We work, save, retire, and repeat for generations over. 2] This, however, does not mean that the retirement of your dreams is out of reach.

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Fortune Financial

JANUARY 11, 2024

For human resource (HR) managers, curating a benefits package that resonates with the workforce boosts talent attraction, enhances employee retention and fosters a thriving organizational culture. The strategic management of employee benefits is vital in creating an outstanding workplace. Let’s get into it.

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International College of Financial Planning

MARCH 11, 2023

It can be tough to manage your finances, especially if you’re new to it. With bills to pay, student loans to repay, and savings goals to meet, it can feel like you’re in over your head. With the right plan, you can take control of your finances. But don’t worry! One effective method is financial planning.

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Park Place Financial

MARCH 15, 2022

RETIREMENT PLANNING The Four Phases of Retirement Schedule a Complimentary Financial Review CLICK HERE TO SCHEDULE. Retirement planning has become increasingly difficult as the cost of living continues to rise. To help you better prepare for the future, discover the four phases of retirement below. Pre-Retirement.

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Validea

AUGUST 12, 2022

That’s because investing now, when stock prices are down, but have a long stretch ahead of you to rebound, gives you a good chance to reap substantial rewards. And staying in the market, even during periods of turmoil, you’ll accrue the benefits of compound returns as well. If you are one of the two-thirds of U.S.

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Cordant Wealth Partners

DECEMBER 11, 2020

We will update this blog post as more information is available.**. Today we are going to tell you everything you need to know about the upcoming 2021 changes to the Intel Minimum Pension Plan (MPP). We are also sharing free resources and templates to help you take quick action. Is Intel doing this?

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Validea

OCTOBER 25, 2022

Social Security’s 8.7% cost-of-living adjustment (COLA)—the biggest increase in decades—offers retirees a priceless benefit in the form of inflation-protected income for life, maintains Jeff Sommer in an article for The New York Times. Over the last decade, COLA adjustments have been under 3%, except last year’s, which was 5.9%.

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Clever Girl Finance

JANUARY 22, 2023

Whether you're asking "How much should you have saved by 25?" or "How much should you have saved by 40?" you know that saving for your future is always critical. So, learning about the average savings by age can help you size up your finances to see if you are on the right track.

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eMoney Advisor

FEBRUARY 9, 2023

If you are looking for opportunities to grow your business, expanding your services to clients at all stages of the financial planning lifecycle creates new opportunities for you to reach those households in search of professional advice. People in this stage may have just graduated from college and recently joined the working world.

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Clever Girl Finance

APRIL 10, 2024

When it comes to personal finance, one of the biggest conversations has always been about active vs passive income. Knowing about their differences and how to use them in your life will help you succeed with money and create a more stable financial situation. Which one offers more benefits? How is active income taxed?

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Indigo Marketing Agency

MAY 30, 2023

Make sure your audience knows what you do and how you can help. To achieve this, use multiple channels such as your website, email, and social media. Plan a schedule for each content piece you want to create and deploy and stay organized. Be sure to send photos and thank you messages after client events.

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WiserAdvisor

AUGUST 25, 2023

Tax considerations play a crucial role in retirement planning, as they can significantly impact your income and savings. Retirees must carefully strategize to minimize taxes during their non-working years. One practical approach is to convert traditional retirement accounts, like a 401(k) or a traditional IRA, into a Roth IRA.

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Clever Girl Finance

JANUARY 16, 2024

If you’re a goal-setter, you’ve undoubtedly seen how goals can transform your life. If you’re raising a teenager, are involved in a teen’s life, or are one yourself, read on for some goals for teens that will help guide them (or you!) When you’re a teenager, adulthood, and responsibilities can feel ages away. into adulthood.

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WiserAdvisor

AUGUST 3, 2023

Planning for retirement and growing your wealth are critical to achieving your financial aspirations. Working with a financial advisor entails a financial commitment, typically represented by an annual fee of 1% of the assets entrusted to their management. You could also pay it annually, depending on your arrangement.

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Clever Girl Finance

OCTOBER 7, 2022

Any time the mention of a recession hits the headlines, there is a sense of worry about job security, and with good reason. Higher education degrees do not guarantee job security the way they once did. People with degrees may even find themselves working low-earning jobs. Let's talk about recession-proof jobs!

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Good Financial Cents

DECEMBER 22, 2022

Do you have $30,000 burning a hole in your pocket? You’ll be rewarded if you can invest it for the long haul. As this compound interest calculator demonstrates, investing $30,000 at a return of 8% for 20 years will leave you with $138,828. But where should you invest your $30,000? Index Funds .

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Clever Girl Finance

NOVEMBER 16, 2022

It's very important to understand what to do if your identity is stolen. In today's world, it seems like every few months, there is a news report about a security breach. It may have left many people wondering what to do if someone steals your identity. 15 steps for what to do if your identity is stolen.

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Indigo Marketing Agency

JUNE 16, 2021

Did you know the topic you choose for your webinar is the most important factor determining its success? Do you need webinar topic ideas? You’ve decided that a webinar is just what you need to warm up prospects and convert them into clients. But now the big question is: Which webinar topic do you choose?

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Clever Girl Finance

OCTOBER 17, 2023

Whether you’re looking for a new job or just accepted an offer, knowing how much money you’re making—or could make—is essential for planning your finances. If you’re looking at a $60,000 per year job, you might ask, “$60,000 a year is how much an hour?” Table of contents Exactly how much an hour is $60,000 a year?

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Clever Girl Finance

JULY 18, 2022

However, books allow you the time to reflect as you read. Because they’re long-form, books are a great way to dive into topics you care about. So you can use financial education books to achieve financial wellness. Before we talk about the best books to help you, what is financial literacy? Washington.

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Education Retirement Planning Budgeting 101

Sara Grillo

DECEMBER 12, 2022

Do conflicts of interest matter as long as they are disclosed? Does the way you are paid dictate how you serve clients? Are clients capable of determining when your fees are too high or should there be some other standard that fees are measured against (e.g. What do you think? Do you agree?

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AdvisorPR

OCTOBER 28, 2020

An endorsement from someone you already like and trust goes a long way in getting you to want to take the next steps with the recommended vendor. Whether it’s a car repair, new restaurant or the latest show on Prime Video – if someone in your trusted network says to do it, they’ve already done half the work for you – the research.

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WiserAdvisor

MARCH 19, 2024

You may wonder how the rich keep their money and where they invest for high returns. Rich individuals do not simply hoard their money in bank accounts. A financial advisor can help you employ similar strategies and create a robust financial portfolio similar to wealthy investors. How are the wealthy investing their money?

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