WiserAdvisor

FEBRUARY 29, 2024

Navigating the complex world of personal finance, especially with retirement looming on the horizon, can be daunting. Working with a financial advisor can significantly enhance your chances of retiring with more wealth. Hiring the best financial advisors for retirement can lead to better savings and investment outcomes.

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Integrity Financial Planning

JUNE 12, 2023

As you plan for retirement, it’s important to consider tax optimization strategies to minimize your tax liabilities. Here are three key ways to optimize taxes in retirement, based on information from sources published between 2022 and 2023.

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WiserAdvisor

DECEMBER 15, 2023

According to a survey, a significant majority of Americans, approximately 80%, share the common notion that the point of working hard in your adult life is so you can enjoy a nice retirement. After years of dedicated labor and hard work, the prospect of a peaceful retirement appeals to everyone.

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WiserAdvisor

SEPTEMBER 8, 2023

Most people feel a sense of anticipation and excitement before retirement. Yet, amidst the joy and delight, it is vital to remember that the journey to retirement is not one to be rushed. Hasty decisions made before retirement can lead to unexpected financial troubles and compromises.

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Robert B. Ritter Jr.

OCTOBER 30, 2021

(Click here for Blog Archive)(Click here for Blog Index) This is a re-release of Blog #214 due to several needed edits. It’s an analysis of a Roth Conversion with the income tax paid by a Reverse Mortgage coupled with Indexed Universal Life — all illustrated with Wealthy and Wise®. So what is it?

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Financial Services Taxes Certified Financial Planner Financial Planner 40

Robert B. Ritter Jr.

FEBRUARY 28, 2022

(Click here for Blog Archive)(Click here for Blog Index) (Presentations in this blog were created using the InsMark® Illustration System) Other than the principal owners, who are the key executives of any business? What are the benefit plans […]. What are the benefit plans […]. Anyone else?

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WiserAdvisor

JULY 27, 2023

This advanced language processing technology has also greatly impacted the financial advisory sector, prompting a critical question: Can ChatGPT replace human financial advisors in retirement planning? Personalized guidance, empathy, and a deep contextual understanding are integral to effective retirement planning.

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Zoe Financial

APRIL 4, 2023

Retiring Abroad? TEP Zoe Financial Services Partner Retiring Abroad? TEP Zoe Financial Services Partner From sandy beaches to bustling cities, there are no limits to the retirement of your dreams as long as you know how to plan for it. The world is in your hands, and the choices are endless!

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James Hendries

SEPTEMBER 20, 2022

When tax rates are stable, it’s wise for you to defer as much income as possible from one year to a later year and to accelerate deductions so that you can postpone payment of the tax. When you eventually realize the income at some future point, it’s possible that you’ll be retired and/or in a lower tax bracket.

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Robert B. Ritter Jr.

SEPTEMBER 8, 2021

The post Blog #213: Missed our May 2021 Virtual Symposium? first appeared on Bob Ritter's Blog, ideas for financial service professionals. (You don’t need to be licensed for any InsMark products to view our Symposium site.) If you are interested, don’t delay — registration is available only […].

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James Hendries

SEPTEMBER 27, 2022

You want to retire comfortably when the time comes. The truth is, saving for your retirement and your child’s education at the same time can be a challenge. Answering the following questions can help you get started: For retirement: How many years until you retire? Retirement takes priority.

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Robert B. Ritter Jr.

AUGUST 30, 2021

The post Blog #212: InsMark’s Introduction to the Ultimate Professional Coach first appeared on Bob Ritter's Blog, ideas for financial service professionals. Watch a video regarding InsMark from mega-producer Simon “Stuffy” Singer, Founder of the Center. With the link […].

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Financial Services Taxes Wealth Management Estate Planning 40

Robert B. Ritter Jr.

DECEMBER 29, 2021

(Click here for Blog Archive)(Click here for Blog Index) (Presentations in this blog were created using the InsMark® Illustration System) Reasons to Act Now You should acquire your life insurance as soon as you determine its usefulness.

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Gen Y Planning

APRIL 3, 2023

But it may surprise you that plenty of advisors cater to people who aren’t retired millionaires. There are plenty of reasons for younger people to engage with a financial advisor well before retirement age. The great news is it’s never too early to start considering retirement.

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Financial Advisor Tax Planning Retirement Taxes 52

Sara Grillo

MARCH 22, 2024

Matthew Etzler [link] Colorado Skip Fleming Home Advice only planner Downshift Financial Home Eric Courage Margin Flat fee advisor Delaware Sam Lewis www.wecanplanforthat.com Flat Fee and hourly Advice-only only planning to help young professionals and pre-retirees retire early. Tax preparation is also available.

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Integrity Financial Planning

NOVEMBER 1, 2022

During your saving years, your main goal is to accumulate wealth so that you have the resources to achieve a comfortable retirement. How you use your savings to cover your living costs is the real key to living the retirement you dream of. appeared first on Integrity Financial Planning, Inc. But that is just half the battle.

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Robert B. Ritter Jr.

APRIL 30, 2022

The post Blog #220: Testing Financial Tolerance™ for Zero Estate Tax Using InsMark’s Premium Financing and Wealthy and Wise first appeared on Bob Ritter's Blog, ideas for financial service professionals.

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Robert B. Ritter Jr.

MAY 30, 2022

(Click here for Blog Archive)(Click here for Blog Index) (Presentations in this Blog were created using the Loan-Based Split-dollar System and Wealthy and Wise®) Blog #221 follows up on Blog #220, which described coupling Premium Financing with Wealthy and Wise® to produce a powerful wealth planning concept called “Zero Estate Tax.”

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International College of Financial Planning

FEBRUARY 23, 2024

This blog delves into the essence of CERTIFIED FINANCIAL PLANNER® certification, its significance, and how it can be a game-changer for aspiring financial planners, especially through courses offered by the International College of Financial Planning (ICOFP).

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eMoney Advisor

MARCH 16, 2023

I have to tell them there’s a small chance of that happening, but an easier route would be to buy a boring business from someone who’s retiring. Then we do the financial plan and tax planning around that—it’s been a lot of fun. This is an easier way to get the lifestyle you want.

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Robert B. Ritter Jr.

MARCH 28, 2022

(Click here for Blog Archive)(Click here for Blog Index) (Presentations in this Blog were created using the InsMark Loan-Based Split Dollar System) Editor’s Note: This blog presents a sizzling loan-based split-dollar plan. Still, such a strategy can look terrific if you know […].

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Cordant Wealth Partners

DECEMBER 11, 2020

We will update this blog post as more information is available.**. Today we are going to tell you everything you need to know about the upcoming 2021 changes to the Intel Minimum Pension Plan (MPP). This means that your estimated Minimum Pension Plan benefit amount is significantly reduced or erased altogether in many cases.

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Park Place Financial

MARCH 16, 2022

At Park Place Financial, we help HNWIs navigate various aspects of the estate planning process, from the drafting of wills and trusts to the assigning of health care proxies and durable powers of attorney. Income Tax Planning. As HNWIs have higher incomes, they also have increased taxes. Retirement Planning.

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WiserAdvisor

SEPTEMBER 27, 2023

The 401(k) retirement plan is one of the most powerful tools. This tax-advantaged savings vehicle allows you to accumulate wealth steadily over a lifetime of diligent saving and investing. But is it truly enough to sustain a comfortable retirement? Is having over $2 million in your retirement account enough?

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eMoney Advisor

FEBRUARY 9, 2023

You can build trust and credibility by educating them with content applicable to them and their situation such as podcasts, videos, seminars, and blogs, but be sure to make yourself available when they have questions. Holistic planning will be a valuable way for you to address this broad range of needs.

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International College of Financial Planning

MARCH 9, 2024

This blog is designed to illuminate the path to becoming a CFP® professional, focusing on the critical steps involved in the admission process, exploring the myriad of career prospects, delving into the eligibility criteria, and the future of the CFP® certification.

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International College of Financial Planning

APRIL 25, 2024

This certification is recognized globally and showcases a deep, systematic understanding of personal financial management, including investment planning, risk management, tax planning, and retirement planning. From there, they collaborate with you to develop a tailored financial plan.

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Certification CFP Certified Financial Planner Financial Planning 52

eMoney Advisor

DECEMBER 27, 2022

Accumulating wealth refers to growing investments, paying down debt, and saving for retirement. Financial freedom advances to long-term care and children’s education, as well as retirement savings and vacations. It is not meant to be, and should not be taken as financial, legal, tax or other professional advice.

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International College of Financial Planning

MAY 1, 2023

Financial planning ensures you have adequate financial resources to achieve your life goals, such as purchasing a home, beginning a family, or retiring comfortably. Starting financial planning early in one’s career is essential, as it allows more time for savings and investments to grow.

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Financial Planning Planning Financial Planner Budgeting 52

Integrity Financial Planning

NOVEMBER 14, 2023

We’re coming up on the end of the year, and while it’s a time to take a break and enjoy the holiday season, it’s also a good time to consider tax strategies that may benefit you. Gift Tax Exemptions Each year, you can give up to $17,000 to any number of people tax-free.

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Taxes Retirement Estate Planning Planning 96

WiserAdvisor

AUGUST 3, 2023

Planning for retirement and growing your wealth are critical to achieving your financial aspirations. A reputable financial advisor should provide a comprehensive range of services, including budgeting, debt management, insurance optimization, tax planning, retirement planning, estate planning, and investment management.

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Park Place Financial

MARCH 10, 2022

Distributing tax-smart assets into the different tax categories (taxable, tax-deferred, and tax-free) to limit liability . Increasing tax-deferred savings, such as an employer-sponsored retirement plan, to lower your taxable income . Switching income tax to capital gains . RELATED BLOG POSTS.

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Zoe Financial

FEBRUARY 21, 2023

Dear Zoe Experts, I’ve been looking for tax planning guidance and am deciding whether to hire a financial advisor or an accountant. A Zoe Blog Reader Dear Reader, When it comes to managing your money, knowing who to turn to can be challenging. Both seem to be similar and help in their unique ways.

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WiserAdvisor

AUGUST 8, 2022

Additionally, high-net-worth individuals may also worry about continuing their lavish lifestyles throughout life, including retirement. Ultra high-net-worth financial planning is different from regular investments in 401ks, individual retirement accounts (IRAs), or mutual funds. to create wealth. Age, health concerns, etc.,

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Integrity Financial Planning

NOVEMBER 7, 2022

When markets take a spill, especially when it comes to your retirement investments, it’s harder to find ways to meet your financial goals. And if you’re nearing retirement, market losses may provide cause to push back the time you enter retirement. When is the Right Time for Tax-Loss Harvesting? 1] [link]. [2]

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Gen Y Planning

FEBRUARY 1, 2023

Everyone has unique stressors, but the most common are saving money, managing debt, and planning for retirement. In this blog, we’ll be utilizing data found by Fidelity Investments Millionaire Outlook Study from 2019. In fact, Fidelity found that one in ten millionaires actually never plans on retiring.

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Financial Planning Financial Advisor Retirement Planning 52

International College of Financial Planning

NOVEMBER 10, 2021

Retirement Planning Course – Retirement planning is gaining huge popularity among Indians. High disposable incomes and high-spending lifestyles have been encouraging Indians to plan for their retirement to ensure they continue to live their dreams.

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